If losses exceed income since the company began operations retained earnings will have a credit balance that is False.
Retained earnings are the amount of profit left by a company after paying all direct costs indirect costs income taxes and dividends to shareholders. It represents, for example, a portion of the company's equity that can be used to invest in new equipment research and development and marketing.
If you sell your business the balance in the retained earnings account will be zero because the legal and accounting period of the business is gone. Retained earnings are the portion of a company's accumulated profits that are retained or retained and stored for future use.
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analyze why a business may wish to get involved in community relations. what are the benefits to the community? what are some things the community provides for the business?
An enterprise might also additionally want to get worried in community relations. Community involvement is an smooth and powerful manner to boom logo awareness, set up a fantastic reputation, and develop your enterprise.
The required details about community relations is mentioned in below paragraph.
Community relationss is taken into consideration a two-manner gain to its society. It positions groups as civically and ethically accountable of their nearby communities, fosters goodwill some of the locals–your capability customers, and facilitates the network thrive as a whole community relations is a characteristic that evaluates public attitudes, shapes the regulations of the enterprise withinside the public hobby and produces a application of movement to earn network expertise and respect.Plus, it permits you to set up significant connections and supply again to the ones in need.
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you are a data scientist for an e-commerce site for electronics which also supports 3rd party sellers. you would like to build a system to find and match the same products that sellers on your website sell so that you can present them in a single product page. you decide to use product titles to compute product similarity. which similarity metric, jaccard or cosine, would you use and why?
Cosine similarity would be the better option for comparing comparable products using product titles.
How can data science be applied to e-commerce?Businesses can gather, examine, and apply useful data using data science in e-commerce to enhance sales and marketing procedures. Smart technologies infiltrate e-commerce and increase sales through personalized recommendation lists, dynamic pricing, and customer behavior forecasting.
What three aspects of e-commerce are there?Customer experience, back-end integration, and digital marketing are the three ecommerce components that this article outlines. These three components work together to make sure that your online store will connect with and convert potential clients.
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anticipating future business is an effective way to in the closing of an adjustment message. a. meet your sales quotas b. ignore the customer's frustration c. apologize sincerely d. express confidence that the problem has been resolved
Anticipating future business is an effective way to express confidence that the problem has been resolved in the closing of an adjustment message.
"An adjustment letter ought to start with a positive assertion, communicating compassion and understanding. Close to the beginning, it ought to tell the peruser what is being finished, and this information, fortunate or unfortunate, ought to be followed by a clarification.
An adjustment message is a composed response to an objection that has been gotten. In this record, the client is educated that the grumbling was gotten and it is likewise educated about the choices made in regard to the objection. Thus, assuming in the end articulation of this adjustment message it is shown that the organization is expecting future business, it very well may be deduced that the association accepts that the issue has been tackled and in view of that the client will need to keep up with the relationship.
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Using your savings to buy something you think will increase in value is known as.
Using your savings to buy something you think will increase in value is known as investing.
Ways to invest savingsIf you have savings that you want to multiply, it is best to invest them in various assets that have been appreciated over time. Among the alternatives to investing, the following stand out:
Gold is a demanded good that has been appreciated. Also, gold can sell quickly if you need the money.Collectible and classic cars increase their value over time if they are in good condition and are design icons in the automobile industry.Art objects are in high demand depending on their originality, and antiquity. Their value will increase as the artist is more recognized.Learn more about savings and investments here:
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the act that requires lenders to inform borrowers of the annual rate of interest to be charged, plus related fees and services charges is called:
Before they are obligated to repay the loan, borrowers must get written disclosures on significant terms of credit under the federal Truth-in-Lending Act, or "TILA,"
A loan happens when one or more people, companies, or other entities lend money to other people, companies, or other entities. The recipient incurs a debt and is typically obligated to pay interest fees in addition to the principal amount borrowed until the obligation is settled. The documentation proving the debt typically include details such as the principle borrowed, the interest rate imposed by the lender, and the due date. When a loan is issued, the subject asset(s) are temporarily split between the lender and the borrower. The lender is encouraged to approve the loan by the interest payment. Each of these commitments and limitations is upheld in a formal loan.
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When the federal reserve increases the federal funds rate, how would it impact the economy?
Increasing the cost of credit through the funds rate Curbs demand and helping reduce inflationary pressures in the short run. The federal funds rate is one of the most closely watched economic indicators in the United States.
What are Federal FundsFederal funds, often referred to as fed funds, are excess reserves held by commercial banks and other financial institutions in regional Federal Reserve banks; these funds can be loaned, in turn, to other market participants with insufficient cash to meet their loan and reserve needs. The loans are unsecured and are made at a relatively low interest rate, called the federal funds rate or overnight rate, because that is when most loans are made.
Important point:
Federal funds refer to excess reserves held by financial institutions, over and above the central bank's mandated reserve requirements.Banks would borrow or lend their excess funds to one another overnight, as some banks found themselves with too many reserves and others too little.The federal funds rate is a target set by the central bank, but the actual market rate for federal funds reserves is determined by the overnight interbank lending market.Learn more about federal fund at brainly.com/question/7450303.
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the straight diagonal line in a lorenz curve that reflects equal distribution of income among all members of a population is called the
The straight diagonal line in a Lorenz curve that reflects the equal distribution of income among all members of a population is called the line of equality.
A Lorenz curve is often a mathematical function estimated from a sparse set of income- or wealth-related observational data. The Lorenz curve is frequently accompanied by a straight diagonal line with a slope of 1, which symbolizes perfect equality in the distribution of wealth or income; the Lorenz curve sits beneath it, illuminating the actual or estimated distribution.
The Lorenz curve can show the unequal distribution in any system, however, it is most frequently used to depict economic inequality. The degree of inequality increases with the distance the curve is from the baseline, which is symbolized by the straight diagonal line.
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13. jane wants to set aside funds to take an around the world cruise in four years. assuming that jane has $19,500 to invest today in an account expected to earn 8% per annum, how much will she have to spend on her vacation?
$7,350.30 is the needed amount for Jane. The current value of any sum of money, which is certain to be gained in the future over compounded interest on such investment, is known as present value.
It is critical to investors who are continually looking for improved investment options in the financial planning concept. Higher future values may result from a higher rate of return (HROR) and longer terms.
Using given information, it can be calculated as,
Hence, $7,350.30 is the needed amount for Jane.
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List two recurring costs that most businesses have
Answer: Employee Wages, Overhead
Explanation:
Regardless of a business's operations, it must have some kind of employee wage payable for someone putting time into developing the business. Even if this person is the CEO exclusively.
Overhead is unavoidable as well, even if someone is running a business from their home, they're still using some kind of space to run their business and utilities such as electricity, rent, etc.
a sunk cost can be changed depending on the results of future decisions. group startstrue or false true, unselected false, unselected
It is a false statement that a sunk cost can be changed depending on the results of future decisions.
What is a sunk cost?In finance, a sunk cost refers is money that has already been spent and cannot be recovered. In business, the axiom that one need to "spend money to make money" is reflected in the phenomenon of the sunk cost. A sunk cost does differs from future costs that a business may face, such as decisions about inventory purchase costs or product pricing.
A sunk costs are normally excluded from future business decisions because they will remain the same regardless of the outcome of a decision. Since the sunk cost is an expense that is already incurred and cannot be taken back, it cannot be changed.
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you're planning to run a video campaign with a consideration goal, and you want to understand the extent to which your campaign influences viewer perception or intent for your product. which measurement solution should you use?
To measure the influence, viewer perception or intent of your product through the campaign you should use Brand Lift.
Brand Lift is a free tool to assess how your advertisements affect how people view your company.
Brand Lift can assist you in coordinating your campaigns with your marketing objectives by using measures such as ad recall, brand awareness, and consideration rather than more conventional ones like clicks, impressions, or views. With its extensive sample size and testing methods, Brand Lift can give you in-depth information about how your ads affect consumers' perceptions of your brand or product. As a snapshot measurement, video brand lift surveys end when the data is complete. The total of all active video line items inside a product or brand must exceed the $15,000 minimum budget per question in order to have the best chance of recognizing lift caused by video line items.
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which of the following statements about retirement policies is true? group of answer choices when compared with other western nations, u.s. policies make retirement more feasible for the economically disadvantaged. in the united states, time devoted to child rearing is given some credit when figuring retirement benefits, especially benefiting women to take time off to rear children. due to generous social security benefits, even u.s. retirees who held low-income jobs without benefits experience falling living standards. in most western nations, generous social security benefits sustain the standard of living of most workers after they retire.
In most Western countries, strong social security benefits ensure that most employees' level of living is maintained once they retire. Thus, is correct for retirement policies.
What are retirement policies?Americans born before 1960 are eligible for retirement benefits beginning at the age of 65. The retirement age for persons born after 1960 is 67 years. Retirement plans in the United States may allow for the receipt of Social Security payments as early as the age of 62. Employers are not compelled to provide retirement benefits to their employees. Some states, however, have government-sponsored retirement schemes that require membership. In these states, qualifying companies must either enroll their employees in the state program or offer their own retirement benefits.
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The united states health care system is the most expensive in the world on a per capita basis and it achieves the best health outcomesa. Trueb. False
True : The united states health care system is the most expensive in the world on a per capita basis and it achieves the best health outcomes.
The US health system does not offer healthcare to every citizen of the nation, unlike most developed nations. Instead, a number of federal and state programs, along with private insurance, cover the majority of the population. The health outcomes in America are no better than those in other industrialized nations, despite higher healthcare spending. In certain key health measurements, such as life expectancy, infant mortality, and uncontrolled diabetes, the United States actually performs worse. To guarantee that they will be covered when they need to see a doctor, clinic, or hospital, they pay monthly health insurance payments.
Numerous individuals are covered by insurance companies, allowing them to bargain with medical professionals for lower costs and subsequently pay for services.
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would you ever expect an investor to pay a break-even interest rate when financing a property? why or why not?
When financing a property, you should always anticipate an investor to pay a break-even interest rate because interest rates can affect the price of real estate.
Interest rates have a substantial impact on the value of real estate that provides income, just like they do on any other kind of investment instrument. With regard to Treasury notes and interbank exchange rates, this is particularly accurate. Due to their enormous impact on a person's ability to purchase residential properties, many individuals mistakenly believe that the only factor affecting real estate valuation is the current mortgage rate. mortgage rates are just one interest-related factor that has an impact on a home's value. Interest rates affect a number of variables, including capital flows, the supply and demand for money, and the required rates of return on investment for investors. As a result, there are numerous ways in which interest rates affect home prices.
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in the short-run, a price ceiling on gasoline will create a ______ ______ than in the long run.
A gasoline price cap will result in a binding price ceiling sooner rather than later.
What occurs when the price of gasoline is capped?The producers will be deterred from producing at the price ceiling, but consumers will demand more than the equilibrium output. As a result, the market for gasoline will see an excess of demand over supply. There will be a gasoline shortage.
Does a price cap result in surplus?In an effort to eliminate the surplus, governments either make purchases of the surplus or impose production limitations. Price ceilings lead to shortages by lowering the price below the equilibrium. The amount needed is greater than what can be purchased for the ceiling price.
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1-a. compute the gross profit percentage for each year. (round percentage values to 1 decimal place.) 1-b. assuming that the change from 2017 to 2018 is the beginning of a sustained trend, is chevron likely to earn more or less gross profit from each dollar of sales in 2019?
The gross profit percentage in 2017 is 46.5%
The gross profit percentage in 2018 is 42.8%
Chevron's gross profit % decreased from 2017 to 2018, which means that it would likely generate lower gross profit per dollar of sales in 2019.
Gross profit is the amount of money a business makes after deducting costs for producing, distributing, and selling its goods or services. A company's income statement will show gross profit, which is derived by deducting the cost of goods sold (COGS) from revenue (sales). The income statement of a business will contain these numbers. Sales profit or gross income are other names for gross profit.
The gross profit percentage = (Revenues- Costs of Purchased Crude Oil and Products) / revenues * 100
2017 = (142 - 76) / 142 * 100 = 66 / 142 * 100 = 46.5%
2018 = (166 - 95) / 166 * 100 = 71 / 166 * 100 = 42.8%
Chevron is probably going to make a less gross profit per dollar of sales in 2019 because its gross profit percentage dropped from 2017 to 2018.
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(q064) coupled with the high rate of economic growth in the 1960s, the war on poverty succeeded in reducing the incidence of poverty overall. group of answer choices true false
True, the poverty-fighting campaign was successful in reducing the prevalence of poverty in general, especially when combined with the high level of economic expansion in the 1960s.
Why does the economy grow?According to Investopedia, "economic growth is a rise in the output of economic products and services, contrasted from one time period to another."
Why is economic growth important? What is it?Growth in the economy boosts capacity of the state and the availability of public goods. The capacity and resources required to deliver the public goods that their population require, such as healthcare, education, social protection, and fundamental public services, are gained when economies grow and states are able to tax that revenue.
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amazonians shone bright during another record-breaking turkey 5. once again,, customers around the world turned to amazon to deliver holiday cheer. what was one of the best-selling items?
Best-selling electronic products on Amazon in 2022:
Photography and cameras.The term "video game" is commonly used.Books, particularly e-books distributed through the Kindle shop, are perennial best-sellers.Clothes, footwear, and accessories.Handmade.Pet Stuff.Domestic & Cooking.In lightweight of the disappointing performance of its 1st physical store since its introduction in 2015 (which accounted for under 3% of total sales within the most up-to-date quarter), the e-commerce behemoth has proclaimed that it'll shift its attention to grocery delivery. Part of the commerce pressure is returning from a less-than-optimistic outlook for the fourth quarter, with growth throughout the vacation season expected to be only 2%-8%. Amazon's net Services were conjointly behind expectations last quarter.
Amazon's stock was born by an extra 13% throughout Thursday's extended trading, transferral its total loss for the year to over 42�ter Associate in Nursing earlier 4�creases during regular trading. The steep drop was because of an earnings miss, with the e-commerce behemoth reportage EPS of $0.28 on revenues of $127.1bn; the latter variety was up 15% YoY, marking a comeback to double-digit sales growth, however, still failed.
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an employer can eliminate a worker’s medical, optical, or dental insurance coverage on the voluntary termination of the worker’s employment.a) trueb) false
It is false that an employer could cancel an employee's medical, eye, or dental insurance upon termination of the employee's voluntary employment.
What is the difference between worker and an employer?Employers rely on their employees to perform specific tasks to achieve business goals, keep the business running smoothly, and generate profits. An employee (worker), on the other hand, is dependent on the employer to pay the agreed wage or salary to financially support herself and her family.
Are workers self-employed?A person is self-employed if he runs his own business and is responsible for its success or failure. A self-employed person has not been paid by PAYE and does not have the rights and obligations of an employee.
Are workers the same as employees?An individual's employment status depends on whether the contract: is service contract (employment-employee relationship) or contract for the performance of an individual's work (worker).
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stark company's most recent balance sheet reported total assets of $1.86 million, total liabilities of $0.82 million, and total equity of $1.04 million. its debt to equity ratio is:
An asset is something containing economic value and/or future benefit.
What is assets and explanation?An asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit. Assets are reported on a company's balance sheet. They are bought or created to increase a firm's value or benefit the firm's operations.A liability is something a person or company owes, usually a sum of money. Liabilities are settled over time through the transfer of economic benefits including money, goods, or services. Recorded on the right side of the balance sheet, liabilities include loans, accounts payable, mortgages, deferred revenues, bonds, warranties, and accrued expenses.An asset can often generate cash flows in the future, such as a piece of machinery, a financial security, or a patent. Personal assets may include a house, car, investments, artwork, or home goods.
Debt to Equity Ratio = 0.86
Debt to Equity Ratio = Total Liabilities / Stockholder's Equity
Total Liabilities = $0.84 million
Stockholder's Equity = $0.98 million
Debt to Equity Ratio = $0.84 million / $0.98 million
Debt to Equity Ratio = 0.857143
Debt to Equity Ratio = 0.86
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the real interest rates: a. is always greater than the inflation rates b. can go down to zero but not lower c. normally are higher than nominal rates d. can go down to zero, stay positive or even be negative
The real interest rates d. can go down to zero, stay positive or even be negative.
An interest rate that has been modified to account for inflation is known as a real interest rate. Once modified, it reflects the actual cost of borrowing money for a borrower and the actual yield received by a lender or investment.
A real interest rate reflects the rate at which current things are preferred over future goods over time. The difference between the nominal interest rate and the inflation rate is used to calculate the real interest rate for an investment:
Real interest rate = nominal interest rate - inflation (expected or actual).
The real interest rate is a reflection of the change in buying power received from an investment or given up by the borrower, whereas the nominal interest rate is the interest rate actually paid on a loan or investment.
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What did Hayek argue about government involvement in the economy?
According to Hayek, centralized planning by the government tramples upon individual liberty. The "risk of dictatorship that inevitably emerges from governmental control of economic decision-making," he said. But he left open the possibility of government involvement.
He was an adherent of the Austrian School of Economics and a supporter of free-market capitalism. Additionally, he believed that free markets promoted the innovation, entrepreneurship, and creativity required for nations to grow and their citizens to prosper. In terms of methodology, Hayek criticised "scientism"—the social sciences' imitation of those employed in the physical sciences. He argued that because social science, which includes economics, focuses on people rather than things, it can only do so by taking into account human objectives. Without a shared set of principles, planners would eventually impose their own set of principles on society, according to Hayek. In other words, government planners were unable to perform their duties without influencing matters outside of politics and economics.
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calculate the opportunity cost of producing the first 10 missiles. 4. calculate the opportunity cost of producing the last 10 missiles.
Milk in 6 million gallons
Milk Missiles (Millions of Gallons)
0 40 \s 10 34 \s 20 27 \s 30 19 \s 40 10 \s 50 0
The economic benefit of manufacturing the final 10 missiles should be calculated.
10,000,000,000 gallons of milk
Milk Missiles (Millions of Gallons)
0 40 \s 10 34 \s 20 27 \s 30 19 \s 40 10 \s50 0
What would it imply if the economy was in its initial state?
Points inside the curve indicate inefficiency, waste, and underutilization of capacity.
Read the second point carefully.
Since we are measuring in physical units, a point outside the curve indicates that something is impossible.
given available resources and technology, unattainable (and time). If we were calculating in money, it
would imply price increases or inflation.
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What are two reasons for taxation?
The two reasons for taxation are:
To implement a considerable fixed rate as the cost of tax.It forces companies to cancel the totality of taxes according to their economic activity.What is taxation?Taxation is known as the set of rules and laws that are established to fix the amount of percentage, rates and special contributions that must be charged for a product or service.
Taxation is important because it obliges companies to pay taxes as a result of their economic activities. These contributions are responsible for governing an entire state.
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which type of advertising appeal tells consumers the product will make their life simpler and easier?
Convenience is a type of advertising appeal that tells consumers that the product will make their life simpler and easier.
You should take into account the two primary types of advertising appeals: emotional appeals and rational appeals. Advertising with an emotional appeal focuses on using words, pictures, or music to evoke emotions in the audience.
Contrarily, rational appeal advertising encourages consumers to act by using logic, facts, or reasoning.
In marketing, convenience products are those that a business sells that, due to customer demand, require less advertising. This is one of the four primary categories of consumer goods, along with shopping, specialty, and unintended items.
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a debit card serves the same function as multiple choice a time deposit. a credit card. a savings account. a check.
Answer:A check
Explanation:
It performs the same purpose as a check in that it withdraws money from a checking account. Hence, the correct choice is to check.
What is the purpose of debit cards?A debit card, often known as a check card or bank card, is a type of payment card that may be used to make transactions instead of cash. The word "plastic card" refers to both the aforementioned and an identity document. These are similar to credit cards in that the money for the transaction must be in the cardholder's bank account at the time of the purchase and is quickly transferred straight from that account to the merchant's account to pay for the purchase. A bank-provided card that enables point-of-sale transactions that substitute cash and cheques. Charges are applied to an account.
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according to many ceos, corporate is the key to making a company one of the best.
According to many ceos, corporate culture is the key to making a company one of the best.
company way of life, additionally referred to as enterprise way of life, refers to a hard and fast of beliefs and behaviors that guide how a organisation's management and personnel have interaction and handle external enterprise transactions. corporate way of life can have a huge impact at the fortune of a corporation and its employees. They identified 4 sorts of culture – extended family tradition, adhocracy subculture, marketplace subculture, and hierarchy tradition. you can take the Organizational subculture evaluation instrument (OCAI) to evaluate your corporation's tradition in only 15 minutes and make strategic adjustments to foster an surroundings that helps your crew flourish.
high quality corporation subculture has values that every worker is aware of with the aid of coronary heart. those values and this task are reachable and branded into all the organization's inner and external communications.
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the treasury bill rate is 4%, and the expected return on the market portfolio is 12%. according to the capital asset pricing model, if the market expects a return of 22% from stock x, what is its beta? (express your answer after rounding up to two decimal places)
The beta of Stock X is 1.80.
Beta measures the volatility of a stock in relation to the overall market. The Beta of the Market Portfolio is 1.00, as it is the benchmark against which other stocks are compared. To calculate the Beta of Stock X, we need to use the Capital Asset Pricing Model (CAPM).
CAPM states that the expected return of a security is equal to the risk-free rate plus the stock’s Beta multiplied by the difference between the expected return on the market and the risk-free rate.
Therefore, the expected return of Stock X can be expressed as:
Expected Return on Stock X = 4% + (1.80 * (12% - 4%)
Expected Return on Stock X = 22%
We can rearrange this equation to solve for the Beta of Stock X:
1.80 = (22% - 4%) / (12% - 4%)
1.80 = 18% / 8%
1.80 = 2.25
Therefore, the Beta of Stock X is 1.80 (rounded up to two decimal places).
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The purchase of goods and services, the sale of goods and services to customers, and costs to operate the business are all reported on the statement of cash flows under activities.a. True
b. False
True. The purchase of goods and services, the sale of goods and services to customers, and costs to operate the business are all reported on the statement of cash flows under activities.
What is the activity section of the cash flow statement?The cash flow statement's financing activity focuses on how a company obtains capital and returns it to investors via capital markets. Dividend payments, stock repurchases, and proceeds from debt issuance make up the three biggest lines in the cash flow from financing activities statement.
Operating activities: Cash flow activities that either produce income or keep track of the funds used to produce a good or service are referred to as operating activities.
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what is most likely to diffuse dysfunctionally high levels of conflict that are caused by the norms and values in an organization?
Changing an organization's structure or culture is most likely to diffuse dysfunctionally high levels of conflict that are caused by the norms and values in an organization.
The employment of strategies to settle disputes or limit the degree of strife is known as conflict management. Facilitating meetings between the disputing parties to identify the issue, talk about solutions, and develop overarching objectives that call for collaboration amongst disputing parties is one method of resolving conflicts.
While continuing to discuss each point of view and finally coming to a consensus, effective conflict resolution techniques are meant to prevent conflicts from getting worse. You'll be better able to learn from and educate others in both the professional and personal spheres by employing conflict resolution techniques.
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