False. Paying off your credit card amount each month is only one aspect that can help you raise your credit score, it is not the only way, but it can still assist.
Companies compare the amount of credit you are using to the amount of credit you have available as one of the many factors used to determine your credit score. Even if you pay it off the next day, there may be instances when you have a large amount on the day the report is generated, which might affect your score.
Some tips to improve your credit score:
Pay back your debts on schedule, each time.Stay away from your credit limit.Establish a lengthy history of timely payments to build creditOnly apply for the credit you require.Verify the accuracy of your credit reports.Learn more about credit scores here:
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Arnold purchased a $1,300 set of golf clubs on a nine-month layaway plan and had to pay a monthly payment of $158. 89. What is the fee charged for the layaway plan?.
For Arnold's $1,300 set of golf clubs on a nine-month plan, The fee charged for the layaway plan is $130.01.
A layaway plan is a payment option that allows individuals to purchase goods or services over a period of time by making regular installments. With a layaway plan, the item is typically reserved for the customer and is not released until the final payment has been made. This can be a useful option for individuals who want to make a purchase but do not have the funds available upfront. Layaway plans typically require a deposit and may also include a fee for setting up the plan.
The terms of the layaway plan, including the length of the payment period and the amount of the regular installments, will vary depending on the retailer and the type of item being purchased.
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the controllable variance measures a.operating results at less than normal capacity b.operating results at more than normal capacity c.the efficiency of using variable overhead resources d.control over fixed overhead costs
The controllable variance measures the efficiency of using variable overhead resources. So option c. is correct.
A controllable variance refers to the rate portion of a variance. A variance is comprised of two elements, which are the volume variance and the rate variance. Controllable variance includes both variable and fixed overhead variance which the company is able to manage. It is the variance that can be changed or adjusted by the management.
If the actual expense is higher than the budget, it is an unfavorable variance. On the other hand, if the actual expense is lower than the budget, it is a favorable variance.
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denise, who comes from a lower-middle-class family, obtained a college degree, interned at a company, worked at that company for many years, and is now its ceo. denise's experiences support the idea of
Denise, who comes from a lower-middle-class family, obtained a college degree, interned at a company, worked at that company for many years, and is now its ceo. denise's experiences support the idea of meritocracy.
A meritocracy is described through the Oxford Dictionary as 'a society governed by human beings selected in line with benefit. ' the example sentence given is this: 'Britain is a meritocracy, and every person with ability and creativeness may aspire to reach the highest stage'. a device, organization, or society in which humans are selected and moved into positions of success, electricity, and affect on the premise of their established abilties and benefit .
Conceptually and morally, meritocracy is provided as the alternative of structures together with hereditary aristocracy, in which one's social position is decided with the aid of the lottery of beginning. “China has a far more potent subculture of a meritocracy than america. The Communist birthday celebration of China and each degree of the Chinese authorities principally comply with this mechanism, making the chinese language regime much distinct from totalitarianism, autocracy and authoritarianism in their conventional meanings.
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holding money as a medium of exchange to make payments is known as a. aggregate demand. b. transactions demand. c. precautionary demand. d. asset demand.
Holding money as a medium of exchange to make payments is known as precautionary demand. Hence, option C is correct.
What is precautionary demand?The precautionary need for money is the practice of maintaining actual cash amounts for usage in crises. Since receipts and payments cannot be predicted with 100% certainty, people maintain precautionary balances to lessen the possibility of loss stemming from a contingency.
Money is commonly sought for as protection against the future's uncertainty. Unexpected bills for services like medical or auto repairs frequently require immediate payment. The need to have cash on hand in such situations is the precautionary reason for asking for money.
Thus, option C is correct.
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if one firm operating in an oligopoly raises its price and other firms do not do so,
If one company in an oligopoly raises its price while the other companies do not, the higher-priced company will experience a slight decline in sales.
Give a brief explanation of whether an oligopoly's businesses will act more like monopolies or more like rivals.If there is fierce rivalry, which would push prices down and produce no profits for anyone, oligopolists may behave almost exactly like ideal rivals. Oligopolists may be able to act like a monopoly, raise prices, and provide a consistent flow of high profits if they work together in a conspiracy.
What happens when prices rise in an oligopoly?The resistance to price increases by oligopolistic businesses is explained by the kinked-demand curve. When one of them raises the price, the competitor gains market share.
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the delay in responding to what happened could have been due to kevin johnson weighing the potential impact that drawing attention to what happened could have on bottom-line profits and the starbucks brand (on one hand) and the importance of supporting fairness and impartial standards (on the other hand). these examples represent what two approaches to making a decision in response to an ethical dilemma?
Many attribute Kevin Johnson's leadership style to this ongoing success. He is well-known throughout the business as a zealous servant leader who pays attention to his workers and makes the necessary adjustments. He already had a 100-day plan in place when he joined the C-suite to help the business grow through difficult times.
How did the CEO of Starbucks handle a company tragedy?
That was accomplished by flying across the country to personally deliver apologies to the men who were arrested and immediately recognizing the threat to its reputation, responding swiftly, issuing an unambiguous apology (instead of "We're sorry if we offended anyone"), and
What has been going on with Kevin Johnson Starbucks?
Johnson served as the company's president and chief operating officer from 2015 to 2017, succeeding Howard Schultz as CEO. Johnson announced his resignation as CEO on March 16, 2022; Schultz will take over in the interim.
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elisha has just started a new job and must use a cell phone to communicate with coworkers and customers. what advice should she follow to demonstrate professional cell phone use?
Elisha has only recently begun a new career, thus he needs to utilize a cell phone to do business with clients and employees. If she is busy, we advise her to follow the guidelines to screen incoming calls.
Which of the following statements offers constructive criticism the most effectively?This organization frequently loses time and money producing subpar work, thus constructive criticism is always appreciated. Business etiquette is a term used to describe professionalism.
What does "business communication" mean?Information exchange between employees and people outside the corporation is referred to as business communication. To achieve corporate goals, employees and management communicate with one another through efficient.
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fetzer company declared a $0.55 per share cash dividend. the company has 280,000 shares authorized, 266,000 shares issued, and 11,200 shares in treasury stock. the journal entry to record the dividend declaration is:
Option c. Debit Retained Earnings $100,100; credit Common Dividends Payable $100,100 is the correct answer. The journal entry to record this transaction is:
Retained Earnings A/c......Dr. $140,140
Cash Dividends Payable A/c.....Cr. $140,140
The number of shares issued could be different from the number of shares outstanding if there are shares repurchased by the company. Issued shares are those which were also provided with stock certificates.
Shares Issued (a) 266,000
Treasury Shares (b) 11,200
Shares Outstanding (c=a-b) 254,800
Cash Dividend per Share (d) 0.55
Cash Dividends (c*d) $140140
The entry to record the declaration of cash dividend would be:
Retained Earnings A/c......Dr. $140,140
Cash Dividends Payable A/c.....Cr. $140,140
To record the declaration of cash dividends.
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Troy's financial records for the year reflect the following: interest income from bank savings account $1,480 taxable annuity receipts 2,960 city ad valorem property tax on investments 222 investment interest expense 5,180 calculate troy's net investment income and his current investment interest deduction. How is a deduction for any potential excess investment interest treated? troy's net investment income is $fill in the blank 1 and his investment interest deduction is $fill in the blank 2. Any potential excess investment interest expense not deducted this year is
Net Investment income for Troy = $[tex]4218[/tex]
this year is Investment interest deduction = $[tex]4218[/tex]
=> $1,480 in interest from bank savings account.
The taxable annuity receipts were $2,960. The investment's city ad valorem property tax was $222. Interest on investments equals 5,180.
Thus, interest income from bank savings accounts and taxable annuity receipts can be added to determine Troy's net investment income, as follows: Troy's investment income = interest income from bank savings accounts + taxable annuity revenues. Troy's investment income is equal to $1,480 plus $2,960. As a result, the formula for calculating Troy's net investment income is: Troy's net investment income = Troy's investment income - City ad valorem property tax on investments. Troy's net investment income is equal to $4440 less $222. = $[tex]4218[/tex]
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What typical weekly responsibilities of a dental front office administrative assistant at a small full time general practice solo practice are?
As a dental administrative assistant, you'll work in a dental office and handle administrative tasks like scheduling appointments, handling insurance claims, and managing inventory.
Clinical dental assistant duties, showing patients to their exam rooms, preparing patients for procedures or surgeries, assisting with procedures such as fillings, crowns, and extractions, taking dental impressions, sterilizing dental tools and equipment, post-procedure cleaning possess result from image they typical weekly responsibilities of a dental office administrative assistant in a small solo full-time general practice are excellent organizational skills.For example Maintain patient records in the proper location.Maintain accurate patient information,ensure that dental instruments and materials are in the correct place.
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sprawl impacts quality of life by a. increasing commuting times and costs. b. increasing our overall health. c. increasing green space. d. decreasing commuting times and costs.
Sprawl affects quality of life by reducing travel expenses and times.
"The spreading of urban developments on undeveloped territory near a metropolis" is the definition of urban sprawl. Urban sprawl has been defined as the unchecked expansion of roadways, commercial space, and housing over vast land tracts in many urban regions, with little regard for urban planning. The phrase applies to both a particular type of urbanisation as well as the social and environmental effects of this development. Before the emergence of industrial warfare, mediaeval suburbs suffered from a lack of city wall security. Modern drawbacks and expenses include lengthened travel times, expensive transportation, pollution, and deforestation. Property taxes hardly ever cover the cost of constructing urban infrastructure for new constructions, leading to a subsidy for the developers .
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Which racing organization saw its television ratings increase 28% over 2021 to a season average of 1.2 million viewers?
The racing organization which saw its television ratings increase 28% over 2021 to a season average of 1.2 million viewers is F1.
Formula 1 (F1) breaks the record for TV audience size in the USA. The media network combined with viewership across the whole world on the ESPN, ESPN2, and ABC channels broadcasts the following races for calculating its figures, which was a 28% increase on the previous record set last year of 949,000 viewers on average per race.
Therefore, the racing organization which saw its television ratings increase 28% in 2021 to a season average of 1.2 million viewers is F1.
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question content area under a perpetual inventory system, the amount of each type of merchandise on hand is available in the a.inventory ledger b.purchase ledger c.customer's ledger d.creditor's ledger
Under a perpetual inventory system, the amount of each type of merchandise on hand is available in the A) inventory ledger.
An inventory system (or stock machine) is the manner via that you tune your items throughout your entire delivery chain, from purchasing to manufacturing to stop income. It governs the way you method inventory control on your enterprise.
Stock refers to all of the objects, items, merchandise, and substances held through an enterprise for promotion in the market to earn an income. instance: If a newspaper vendor makes use of a vehicle to deliver newspapers to the customers, best the newspaper might be taken into consideration stock. The car will be handled as an asset.
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college registration forms, applications for credit, airline tickets, and bank checks are examples of simple form reports. a. true b. false
It's true that simple form reports include things like bank checks, airline tickets, credit application forms, and college registration forms.
A check, also known as a cheque, is a piece of paper that tells a bank to take money out of an account and give it to the person named on the check. The funds are held in a transaction banking account, commonly known as a "drawer," that belongs to the person writing the check. By writing down various information on the check, including the dollar amount, date, and payee, the drawer directs their bank, known as the drawee, to pay the stated amount of money to the payee. The use of cheques peaked in the 20th century when they became a very popular non-cash payment alternative, despite the fact that they had been used since at least the ninth century and possibly earlier.
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the owner’s equity section of a balance sheet may report different kinds of details about owner’s equity, depending on the need of the business.a. trueb. false
True, a balance sheet can inform companies of the types of details about the owners' net worth depending on the needs of the company.
What are shareholders' equity?They are a part of a company's equity, which can be seen in the balance sheet where information is provided on the capital contributed by the company's partners and those obtained during its fiscal year.
In a few words, it can be inferred that the shareholders' equity are the contributions made at the beginning of the company and those that arise as a result of the work.
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which of the following is not an assumption underlying the black-scholes option-pricing model? group of answer choices the risk-free rate is known and constant over the life of the option. the probability distribution of stock prices is lognormal. the world is risk-neutral. the variability of a stock's return is constant. there are no transaction costs involved in trading options.
A key idea in contemporary financial theory is the Black-Scholes model, commonly referred to as the Black-Scholes-Merton (BSM) model.
This mathematical formula calculates the potential value of derivatives based on other financial instruments while taking other risk variables and the impact of time into account. It was created in 1973 and is currently regarded as one of the best methods for determining the price of an options contract. The Black-Scholes model makes some assumptions that, while typically correct, can result in forecasts that differ from the outcomes of actual situations.
Because it does not account for the possibility that American options could be exercised before to expiration, the conventional BSM model is exclusively used to price European options.
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2. cost of capital is the same as cost of equity for firms: a. financed entirely by debt b. financed by both debt and equity c. financed entirely by equity d. none of the above
Cost of capital is the same as cost of equity for firms financed entirely by equity.
What Is Capital Cost? The minimal rate of return or profit that a business must achieve before creating value is known as the cost of capital. The accounting department of a company computes it to assess financial risk and evaluate if an investment is appropriate.A company's cost of equity quantifies the returns required by investors who are a part of its ownership structure, whereas its cost of capital refers to the expense it must incur in order to acquire fresh capital funds.The cost of equity typically outweighs the cost of debt. Since repayment of a loan is required by law regardless of a company's profit margins, shareholders are at more risk than lenders.To learn more about Cost of capital refer to:
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among the following situations, which one is least likely to apply to a monopolistically competitive firm? a. profit is positive in the short run b. profit is positive in the long run c. total cost exceeds total revenue in the short run d. total revenue equals total cost in the long run
C) in the short term, total costs exceed total revenue
In the long run, a monopolist firm breaks even, resulting in zero profits.
At output levels ranging from 0 to 40, total costs will exceed total revenues in this example, resulting in a loss for the business. The company is making money when total revenues exceed total costs at output levels between 50 and 80.
This suggests that the business incurs a fixed cost even if output is zero. On the other hand, the TVC curve goes up. This suggests that TVC increments as the result increments. This curve begins at the origin, indicating that there are no variable costs when output is zero.
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programs that provide goods or services, rather than cash, directly to needy individuals or households are called:
Answer: In-kind transfers
Explanation:
thats what it is
why do you think people spend so much money on their wants despite the financial costs?
Some people spend so much money on their wants because they don't create a budget or just simply think about what they actually need. They also don't ask themselves if they can function in life without items that they want.
A budget is a calculation plan, commonly but not constantly economic, for a described period, regularly 365 days or a month. A finances may also encompass expected income volumes and sales, aid quantities consisting of time, fees and expenses, environmental impacts together with greenhouse gas emissions, other influences, belongings, liabilities and cash flows. corporations, governments, families, and different agencies use budgets to express strategic plans of activities in measurable phrases.[1]
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a rapid increase in the money supply may lead to a(n): a. recession. b. increase in the rate of inflation. c. decrease in interest rates. d. decrease in spending by consumers and businesses.
The rate of inflation may rise if the money supply is expanded quickly. Thus, the correct option is (b) an increase in the rate of inflation.
What is inflation?The general level of prices for goods and services in an economy rising is known as inflation. Each unit of currency may purchase fewer products and services as the overall price level rises, hence inflation is associated with a decline in the buying power of money. Deflation, a continuous drop in the overall level of prices for goods and services, is the reverse of inflation. The yearly percentage change in a general price index, or the inflation rate, is the most often used indicator of inflation.
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What is the best definition of marginal cost the possible income from producing an additional item the price?
Marginal cost is the cost associated with producing one additional item.
For example, if a company produces 100 widgets at a cost of $10 each, the marginal cost of producing the 101st widget is $10.
The difference in total production costs caused by creating or producing one extra unit is known as the marginal cost in economics. Divide the variation in production costs by the variation in quantity to determine marginal cost.
Finding the point at which an organisation can realise economies of scale to improve production and overall operations is the goal of marginal cost analysis. The producer may make money if the marginal cost of producing one extra unit is less than the price per unit.
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recently, the management of the brugge luxury hotel has projected that they can generate $150,000 and $152,000 in revenues in 2011 and 2012 respectively. however, the total revenues were actually $155,000 and $160,000 in 2011 and 2012 respectively. if the management would like to sell 2,500 rooms in 2013, what is the forecasted adr in 2013? group of answer choices $56.78 $60.80 $62.08 $61.10
The forecasted ADR in 2013 is $61.10. Option (d)
The whole amount of money made by selling the customers' goods or services is referred to as revenue. The top of a company's income statement displays revenue. Revenues are frequently substituted with the word income. Sales, service revenues, earned fees, interest revenue, and interest income are a few examples of revenue accounts.
Revenue accounts typically contain credit balances because they are credited when services are rendered and billed. Profit refers to net income after deducting expenses from earnings, whereas revenue refers to income gained through business operations. Sales, fee-based income, and property-based income are just a few of the several ways that money might come in.
Expected Total revenues in 2011 and 2012 = $150,000+$152,000 = $302000
Actual Total revenues = 155,000 + 160,000 = 315000
Actual Difference in revenues = Expected - Actual
= $302000 - $315000
= - $13000 ( minus indicates loss)
forecasted in 2013= (13000 / 2,500)*100
= $61.10
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Correct Question:
Recently, the management of the brugge luxury hotel has projected that they can generate $150,000 and $152,000 in revenues in 2011 and 2012 respectively. however, the total revenues were actually $155,000 and $160,000 in 2011 and 2012 respectively. if the management would like to sell 2,500 rooms in 2013, what is the forecasted adr in 2013? group of answer choices
1. $56.78
2. $60.80
3. $62.08
4. $61.10
massive discount emporium has current assets of $250,000, including cash of $50,000, marketable securities of $20,000, and receivables of $50,000. current liabilities are $125,000 and long-term liabilities are $100,000. calculate its current ratio.
The current ratio of liabilities is 2.
Current ratio = Current Asset/Current Liabilities
Current Assets = $250,000
Current Liabilities = $125,000
Whereas: Current Asset includes cash, account receivables, etc,
So, there is no need to add or subtract from the given figure of Current Assets
Therefore, Current ratio = 250000/125000 = 2.
A stock market, fairness market, or share market is the aggregation of consumers and dealers of shares, which represent possession claims on businesses; these may include securities listed on a public stock.
Even though the stock marketplace produces volatile returns, it has long records of outpacing inflation in the long run.
The primary motive of the Wall avenue crash of 1929 turned into the long length of speculation that preceded it, at some point in which tens of millions of humans invested their financial savings or borrowed cash to buy shares, pushing charges to unsustainable ranges.
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suppose there are 50 firms in a perfectly competitive market and each maximizes profit at 50 units of output when market price is $15.00 per unit. one of the points on the market supply curve must be at:
One of the points on the market supply curve must be at price $15 and quantity supplied at 2500.
Market supply curve-The link between total output and the average marginal cost of creating this output is measured by the market supply curve. One justification for sketching supply curves with P on the vertical axis is the interpretation of the market supply curve as a marginal cost curve.
When all of the enterprises in an economy's supply curves are added together, the market supply curve is the result. The market supply is upward sloping because every firm increases its output when the price rises. At the price where supply and demand are equal, a market with perfect competition is in equilibrium.
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You are thinking of withdrawing all your funds; $45,000 from your 401 (k) at age 54. The normal tax rate for you would be 28%. The rules for withdrawing funds before the age of 59 1/2 is a 10% penalty. How much would you save if you waited until age 59 1/2? a) $1,260 b) $1,710 c) $1,824 d) $4,500.
If you wait until age 59 1/2 to make a withdrawal from your 401 (k) account, it will be penalty-free and you will save $4,500.
A 401(k) plan is an employer-sponsored retirement account that allows employees to contribute a percentage of their salary before federal income taxes are deducted. Companies frequently match a percentage of an employee's contribution and deposit it into a 401(k) account.
If an employee withdraws money from a 401(k) account before the age of 59 1/2, the IRS imposes a penalty. After the age of 5912, the IRS authorizes penalty-free withdrawals from retirement savings known as eligible distributions.
If you withdraw your fund at age 54, you have to pay the 10% penalty. Hence, the money you will receive is:
$45,000 - 10% x $45,000 = $40,500
If you wait until you turn 59 1/2 and withdraw the fund, it will be penalty free, hence you will receive full amount of your fund of $45,000.
Hence, if you wait until age 59 1/2, you will save 10% of $45,000 = $4,500.
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a person who is risk-neutral receives greater satisfaction when more payoff is at stake and is willing to pay a penalty to take risks. group of answer choices true false
True. A hazard-looking for individual prefers effects which can be greater unsure and is regularly inclined to pay a penalty to take risks.
The required details for Risk-Seeking in given paragraph
Risk-looking for is one's reputation of more hazard, in finance regularly associated with price volatility and uncertainty in investments or trading, in trade for the ability for better returns. Risk seekers are greater inquisitive about capital profits from speculative property than capital preservation from decrease-hazard property. Risk-looking for may be contrasted with hazard-averse. Risk-looking for refers to an character who's inclined to just accept more monetary uncertainty in trade for the ability of better returns. Risk-looking for confers a excessive diploma of hazard tolerance, or the quantity of ability losses an investor is inclined to just accept. In comparison with hazard-looking for traders, hazard-averse traders are looking for low-hazard investments and are inclined to just accept a decrease charge of go back due to the choice to hold capital.
Examples of asset sorts that would appeal to a hazard-looking for investor encompass options, futures, currencies, penny stocks, opportunity investments, cryptocurrencies, and rising marketplace equities.
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Why do ethical challenges often arise in business?
a. Because business functions solely on ethics
b. Because most business is completely void of ethics
c. Because all business owners receive ethical certification
d. Because different groups of people have different demands
Because ethics are completely absent from most companies. As a result, choice (B) is appropriate.
What do you know about ethics in business?Corporate ethics is the body of moral and ethical principles that governs the standards, conduct, and choices made by members of a business organization. The government has established basic standards for business ethics, as seen by the government's codification of the minimum wage, the environmental rules, and prohibitions on insider trading and collusion.
Lack of integrity, issues with organizational relationships, conflicts of interest, and deceptive advertising are the four main things that might give rise to ethical issues at work.
Hence, option (B) is accurate.
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collaboration results from formal structures such as designated leaders, planned agendas, and organizational charts. group startstrue or falsetrue, unselectedfalse, unselected
Collaboration consequences from formal systems inclusive of distinctive leaders, deliberate agendas, and organizational charts. false.
The required details about collaboration is mentioned in below paragraph.
Collaboration is comparable to cooperation. Most collaboration requires management,[vague] even though the shape of management may be social inside a decentralized and egalitarian group.Teams that paintings collaboratively frequently get entry to more resources, popularity and rewards whilst dealing with opposition for finite resources.
Structured techniques of collaboration encourage introspection of conduct and communication. Such techniques intention to growth the achievement of groups as they interact in collaborative problem-solving. Collaboration is found in opposing dreams displaying the belief of hostile collaboration, aleven though this isn't always a not unusualplace use of the term. In its implemented sense, "(a) collaboration is a practical courting wherein all events strategically pick out to cooperate to be able to accomplish a shared outcome."
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What is the inheritance pattern of feather color in the two types of chicken?
Body hair color is a qualitative trait that is regulated by one or more pairs of genes or alleles.The inheritance of feather color in chickens is influenced by genotype.
White feather color is dominant and the genotype carrying the feather color is recessive. Incomplete dominance is when alleles produce an intermediate phenotype when an organism is heterozygous for a trait, meaning one of each allele is present. Let's see what this means with an example.The Andalusian hen shows incomplete mastery of the color of its feathers.Roosters have feathers of various shades of white, black, and greenish-black. Chickens have a salmon-colored breast, a gray body, and a white nape with a black stripe down the center.Codominance, as far as genetics is concerned, refers to a type of inheritance in which two versions (alleles) of the same gene are expressed separately to produce different traits in an individual.
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