Employers who offer health insurance to their workers are required to take precautions to prevent the disclosure of the workers' health information to unauthorized parties. is a true assertion.
What is the insurance?A risk management tool is insurance. When you buy insurance, you get protection against unanticipated financial losses. If something unfavorable occurs, the insurance provider compensates you or a different person of your choosing. If there is an accident and you don't have insurance, you could be responsible for all costs.
An employee must be paid by their employer and subject to payroll taxes in order to be eligible for group health insurance. Independent contractors, retirees, and seasonal or temporary workers are among those who are typically ineligible for group insurance.
Therefore, Employers who offer health insurance to their workers are required to take precautions
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Which recovery core capability is implemented to return economic and business activities?
Regarding the key capability for economic recovery. In order to offer the community jobs, goods, and services, as well as greater living standards, support the recovery and resiliency of economic
business operations (including food and agriculture). The goal of economic recovery is to create new business and job possibilities that lead to a community that is economically sustainable while also restoring economic and business activities (including food and agriculture) to a healthy state.The goal of economic recovery is to create new business and job possibilities that lead to a community that is economically sustainable while also restoring economic and business activities (including food and agriculture) to a healthy state.
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when deciding if you should buy something, what can you ask yourself to determine if the item is a need or want?
The item in question before making a purchase. It undoubtedly merits your financial investment and inclusion in your life. If the answer is no, put the money in savings and postpone making purchases until you find something you actually, genuinely adore.
What is home-buying?
In addition to features and price, a recent global consumer poll released in 2019 found that product reviews are the most crucial consideration when making a purchase. It goes without saying that individuals would prioritize price and product attributes when they are purchasing. The most crucial question you should ask yourself before even starting the home-buying process is this one.
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when revenue is greater than total expenses, resulting in a net income, the income summary account has a
The Income Summary account has a credit balance when revenue exceeds total expenses, producing a net profit, as indicated by the T account.
The outcome is net when revenue exceeds expenses.A corporation will record a net profit if its revenue exceeds its costs. It will record a net loss if its expenses outweigh its income.
What happens if total revenue exceeds total expenses?The business makes a net profit when revenues are higher than costs.
If the revenue for an accounting cycle is more than the expenses, what is the final entry for the income summary account?The closing entry involves debiting income summary and crediting retained earnings if a company's sales exceed its expenses. If the period results in a loss, the income summary account must be credited and retained earnings must be debited.
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when you advise fred that he should consider filing for chapter 11 relief in bankruptcy court on behalf of friendly foam, he asks why that fits the situation best. how should you answer him?
The correct answer to the given question is option 2) The provisions of Chapter 11 apply to people who want to reorganize.
Since Chapter 11 involves reorganizing a debtor's financial affairs, responsibilities, and assets, it is known as a "reorganization" bankruptcy. Small businesses are "defined as entities with less than around $2.7 million in debts that also meet other qualifications," according to the U.S. Department of Justice, and the Small Business Reorganization Act of 2019 introduces a new subchapter V to Chapter 11 to make bankruptcy for them simpler.
A private trustee who will collaborate with the small business debtor and its creditors to facilitate the development of a consensual plan of reorganization is provided for under the law, which "imposes shorter deadlines for concluding the bankruptcy process, allows for greater flexibility in negotiating restructuring plans with creditors."
Question
when you advise Fred that he should consider filing for chapter 11 relief in bankruptcy court on behalf of friendly foam, he asks why that fits the situation best. how should you answer him?
Option
1) Chapter 11 applies to individuals seeking liquidation
2) Chapter 11 applies to individuals seeking reorganization.
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Despite your company’s strong training in ethical values and behaviors, you notice that the company’s top managers frequently engage in unethical behavior. of what is this an example?
This is an example of an enacted value or norm.
In advertising and marketing, a business enterprise’s value proposition is the entire mix of benefits or economic fee which it promises to supply to the current and future clients (i.e., a marketplace segment) who will buy their products and/or services.[1][2] it's far a part of a business enterprise's typical advertising method which differentiates its brand and completely positions it within the marketplace. A cost proposition can practice to a whole organization, or components thereof, or purchaser bills, or services or products. A price proposition may be written as a enterprise or advertising and marketing declaration (called a "positioning assertion") which summarizes why a purchaser can buy a product or use a service.
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assume the following: the standard price per pound is $2.10. the standard quantity of pounds allowed per unit of finished goods is 4 pounds. the actual quantity of materials purchased and used in production is 50,300 pounds. the actual purchase price per pound of materials was $2.25. the company actually produced 13,000 units of finished goods during the period; however, its planning budget was based on 12,800 units. what is the materials quantity variance?
The materials price variance is $10,160 Unfavorable.
How do you calculate the materials price?The difference between the standard cost and actual cost for the purchased actual quantity of material is the direct material price variance
The formulae for the direct Materials price variance is (Standard price – Actual price) * Actual quantity purchased
Direct Materials price variance = ($2.00 per pound – $2.20per pound) * 50800 pounds
Direct Materials price variance = ($0.20 * 50,800 pounds) Unfavorable
Direct Materials price variance = $10,160 Unfavorable
What is meant by materials price variance?The difference between the quantity of materials actually bought at the actual price and the quantity actually bought at the standard price is the definition of the materials price variance, which focuses on the price paid for materials.
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car manufacturers must meet certain emissions standards as dictated by the federal and state governments. this requirement is an aspect of which dimension of the general environment?
As car manufacturers must meet certain emissions standards as dictated by the federal and state governments. The requirement is an aspect of dimension of the general environment known as political-legal dimension.
What is the political-legal dimension?
The political-legal dimension of general environment refers to the philosophy of the political parties in power influences business practices. Often, the political-legal environment serves to define what organizations can and cannot do at a particular point in time.
In the general environment, the component of political/legal includes legislation, regulation, and court decisions that govern and regulate business behavior.
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Explain what a will is and the things that can be in a will.
Explain the difference between solely owned assets and jointly owned assets.
Explain the 6 types of wills listed in the reading material and why they would be used.
Explain what a trust is and the different kinds of trusts.
What is the difference between a revocable and irrevocable trust?
Explain the key differences between a Will and a Trust.
What would be the benefits of having both a will and a trust together?
After gaining this knowledge, do you believe there is are reasons why to use one or the other or a combination of both a will and trust? Please explain your answer.
Answer:
a will is a legal document that coordinates the distribution of your assets after death and can appoint guardians for minor children.
sole ownership means that a property solely and separately belongs to the title holder. ownership, also known as joint tenancy with rights of survivorship (JTWROS), specifies that tenants hold equal ownership rights.
Living Will- event you become incapacitated for any reason and you can’t let doctors or loved ones know what you want, a Living Will can speak for you.
Testamentary Trust Will- They are written inside a Will and can be used to direct asset distribution after your passing. This type of Trust differs from other Trusts in that it isn’t actually formed until after your death. Testamentary Trust Wills can be a good option if you need to set up long-term care for Beneficiaries.
Pour-Over Will-Pour-Over Wills work in conjunction with Revocable Living Trusts. They are designed to offer more privacy than a regular Last Will and Testament and work by “pouring over” any assets that don’t directly go to a Beneficiary into your Trust after you pass away. Pour-Over Wills are useful if you haven’t put everything into your Trust.
Simple Will-Simple Wills, much like the name suggests, are simple in that they do not contain a lot of clauses. However, just because they’re simplistic in nature doesn’t mean they can’t be effective. You can do much of your basic planning in a Simple Will, including designating a guardian for minors and appointing an Executor.
Joint Will-Joint Wills are a Will within one document for two people. They can be used in cases where spouses want to initially make each other Beneficiaries after one passes, and then establish final Beneficiaries being a child or children once both partners are gone.
Deathbed Will-Deathbed Wills are not desirable for several reasons. The biggest one being they are not as effective as other types of Wills. Made on a deathbed, and most of the time under dire circumstances, there are often questions about mental stability and how comprehensive a Deathbed Will is.
A revocable trust can be changed at any time by the grantor during their lifetime, as long as they are competent. An irrevocable trust usually can't be changed without a court order or the approval of all the trust's beneficiaries.
A living trust can avoid probate and help maintain privacy while preserving your assets by avoiding unnecessary fees. A trust gives you control, even after you pass away. A will gives you control of who you leave your assets to, but not how or when they get those assets.
Explanation:
Peter started to deposit p5,000 quarterly in a fund that pays 1% compounded quarterly. How much will be in the fund after 6 years?.
$1,23822,88 is the amount of the fund that will be gotten after 6-years. To determine the fund that will be gotten, we compute it by use future value's formula.
Future value (FV) refers to the amount of concept that assigns a number to an asset based on estimated variables such as future interest rates or cashflows. Future value is used by investor to know how much their investment may be in five years given an expected rate of return.
From the scenario, we were informed that
Present value = 0
PMT = -5,000
I/Y (interest rate) = 0.25 ---> it is found by divided 1 and four (a fund that pays 1% compounded quarterly) 1/4
Number of periods (N) = 24 ---> 4 x 6
Annuity factor
((1+r)^n ) - 1 / r = 1,0025^24 / 0,0025 = 123514,09
(5000 x 1,0025^24) - 5000 = 308,79
Then,
The future will be:
FV = 123514,09 + 308,79 = $1,23822,88
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Who benefits from our taxes?
The main beneficiary of taxes is the government of a country, but they administer the taxes to carry out a series of activities that benefit the people, such as:
Improvements to public roads.New schools.Creation of hospitals, among others.What are taxes?It is the amount of money that people must pay to the government to contribute to public expenses, the amount of taxes is increased in the products or services that people acquire.
Taxes are important because they are a source of income for countries, which allows for economic growth that generates benefits in countries.
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how can dvcs advance their technologies without a lot of research and at very little expense? multiple choice question. they can get their government to develop new technologies. they can adopt new technologies already developed by iacs. they can continue to utilize their current technologies.
DVCs can adopt new technology already developed by IACs. This can help them advance their technology without a lot of research and at a very little expenses.
DVCs stands for Developing Countries and IACs stands for Industrially Advanced Countries. The industrially advanced nations (IACs) are those with high incomes. These nations have well-developed market economies that are supported by substantial inventories of capital goods, cutting-edge production methods, and skilled labor. This group of economies had an average income of $37,665 per person in 2008.
The remaining nations are referred to as developing nations (DVCs). They are mostly found in Africa, Asia, and Latin America, and their per capita incomes vary greatly.
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suppose the fed wants to increase the money supply by $1,000 billion to drive down interest rates and stimulate the economy. to accomplish this, it could lower the reserve requirement from 20 percent to
To drive down interest rates and stimulate the economy it could lower the reserve requirement from 20 percent to 10 percent.
Money supply- The entire amount of money owned by the public at a specific time is referred to as the money supply in macroeconomics. There are many ways to define "money," but common measurements often include circulation-level money and demand deposits.
Interest rate- An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.
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an operations manager must determine the sequence materials will take through the production process. this activity is known as
An operations manager must determine the sequence materials will take through the production process. This activity is known as routing.
A production routing outlines the sequence of operations required to produce a final good. It outlines where and how each task should be completed as well as the order in which those tasks must be completed. In order to create the finished product at the lowest cost and in the shortest amount of time, the routing determines the ideal order of steps.
Most products use a number of Routing tasks, which must be completed in a specified order. Each routing task is a discrete stage in the production process. The Routing is a comprehensive list of all tasks that need to be completed in order to produce the finished product. The production routing is a collection of all routing tasks that details the precise sequence in which each one should be implemented.
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companies often use more than one capital budgeting method to determine which capital investment to make.
a. true
b. false
True, companies often use more than one capital budgeting method to determine which capital investment to make.
The planning process for large investments in projects with extended lifespans and effects on multiple future time periods, including the procurement of new equipment. Making financial choices about a company's investment in long-term assets is known as capital budgeting. It entails carefully weighing risks and profits before approving or rejecting a potential investment option. The appraisal of investments is another name for this process.
Making decisions on the capital budget is an element of a company's entire financial management process. Capital budgeting decisions include things like building a new factory, buying large manufacturing equipment, or making a substantial investment in an outside company.
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an organization has a system in place that allows one salesperson to update contact information for a client, simultaneously updating the same information for all other employees.
A management information system is in place in a business that enables one salesperson to update client contact information while also updating the same information for all other employees, upholding organizational credibility and consistency.
What is Management information system?
The study of people, technology, organizations, and their relationships is known as management information systems (MIS). MIS specialists assist businesses in getting the most out of their investments in people, technology, and operational procedures.
MIS is a people-focused industry with a focus on providing services using technology.
Further both the management and the sales staff have access to concise and complete information thanks to the sales information. This knowledge of various summarization levels makes it possible to identify changes in market processes.
Therefore MIS served as the foundation for hasty and methodical strategic and operational decision making.
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assume that the current corporate bond yield curve is upward sloping, or normal. under this condition, we could be sure that a. long-term interest rates are more volatile than short-term rates. b. inflation is expected to decline in the future. c. the economy is in a recession. d. liquidity risk premiums could help to explain the yield curve's upward slope.
Assume that the current corporate bond yield curve is upward sloping, or normal. Under this condition, we could be sure that liquidity risk premiums could help to explain the yield curve's upward slope. The correct answer is D.
A yield curve in finance or economics is a curve that depicts the interest rate for various contract terms for a certain financial instrument ( e.g treasury bills, corporate bonds.)
The corporate yield curve will summarize the relationship between the time at which the debt will mature and the interest that is associated with it, so if we assume that it is upward sloping or normal, we can be sure that maturity risk premiums are helping to explain the upward slope of the yield curve.
The yield curve typically slopes higher, and as the maturity date approaches, so does the related interest. The reason for this is that investors demand higher interest rates for longer-term obligations, since debts issued for longer terms often carry greater risk due to the greater likelihood of inflation or a default in the long run.
With the justification provided, maturity risk premiums will aid in explaining the upward or normal slope of the current corporate bond yield curve.
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umpqua defines other financial institutions that perform banking services as their competitors. therefore they take a/an ___________ of its competition.
Umpqua defines other financial institutions that perform banking services as their competitors. therefore they take an advantage of its competition.
In order to attain a certain commercial goal, such as earnings, sales, or market share, businesses or sellers compete for the patronage of consumers. In this setting, the rivalry is frequently used to describe competitiveness. It is also described as a situation in which several economic enterprises compete to get items that are restricted by diverse market factors.
The majority of banks face competition from a range of other financial service providers, including trust companies, life insurance companies, financing businesses, federal and provincial credit unions, federal and provincial financial agencies, and financial technology firms.
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in the year 2009, troy's boat had a value of $24,000. when he bought the boat in 2006 he paid $28,000. if the value of the boat depreciated linearly, what was the annual rate of change of the boat's value? round your answer to the nearest hundredth if necessary.
The annual rate of change is $1333.33.
The annual rate of change can be calculated by dividing the difference between the initial value of the boat and the value of the boat after three years by the number of years.
In this case, the difference is $28,000 - $24,000 = $4000, and the number of years is 3.
Therefore, the annual rate of change of the boat's value is
$4000/3 = $1333.33. Rounded to the nearest hundredth,
Depreciation is an accounting technique for spreading out the expense of a tangible item over the course of its useful life. How much of an asset's value has been used is shown through depreciation.
It enables businesses to purchase assets over a predetermined length of time and generate income from them.
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the increase in a firm's revenues created by hiring an additional worker is called: the increase in a firm's revenues created by hiring an additional worker is called: marginal product. marginal product of labor. marginal revenue. marginal revenue of labor.
The increase in a firm's revenues created by hiring an additional worker is called: the increase in a firm's revenues created by hiring an additional worker is called: marginal product of labor.
The definition of a 'firm' inside the subject of economics is any agency that seeks to make earnings through manufacturing or promoting products or services – or both – to consumers. as an instance, one of the most commonplace makes use of this term is for 'regulation corporations,' which commonly promote offerings in relation to the regulation.
A company is a for-profit enterprise, commonly fashioned as a partnership that provides professional offerings, which include prison or accounting services. The concept of the company posits that firms exist to maximize income.
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inflated self-esteem, grandiosity, decreased need for sleep, excessive talking, flight of ideas, easily distracted, engaging in risky activities physical or financial.
Inflated self-esteem, grandiosity, decreased need for sleep, excessive talking, flight of ideas, easily distracted, engaging in risky activities physical or financial are the following symptoms of Bipolar Manic.
What exactly are bipolar illnesses?
Periods (or episodes) of significant mood abnormalities that have an impact on mood, thinking, and behavior are the hallmark of bipolar disorder, a mental health illness. Bipolar disorders come in two primary categories. Extreme mania and sadness are frequent symptoms of bipolar I illness. Hypomania, a less severe version of mania, is a component of bipolar II illness. Cyclothymic disorder is a third kind that is present.
How are bipolar disorders treated?Bipolar disorder is often a chronic condition with extremely varied and personal to each patient episodes. The course of treatment is complicated and frequently includes taking many medications. Although lifestyle changes, supplementary therapies, and talk therapy might be helpful, psychiatric drugs remain the cornerstone of treatment.
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Why is it important for insurance companies to have a large risk pool of people paying premiums?
Pooling is very beneficial due to the fact that the cost of health care could be high and they could lead to significant costs. Risk pooling would help to ensure that those that are in need would be able to afford it when necessary.
Now, According to the question:
It is important for insurance companies to have a large number of people paying premiums in order to have the higher costs than the needy would have to be offset by the lower costs of the less needy.
If a risk pool is larger than it is, it is very helpful because it would make the premiums to be more stable as well as to be more predictable.
Pooling is very beneficial due to the fact that the cost of health care could be high and they could lead to significant costs. Risk pooling would help to ensure that those that are in need would be able to afford it when necessary.
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kelley couriers just paid its annual dividend of $5.25 per share. the stock has a market price of $58.25 and a beta of 1.2. the return on the u.s. treasury bill is 1 percent and the market risk premium is 8.5 percent. what is the cost of equity?
The cost of equity, given the market price of the stock and the market risk premium, is 11. 2%
How to find the cost of equity ?When given the beta of a stock, the return on U.S. treasury bills, and the market risk premium, the cost of equity can be found by using the Capital Asset Pricing Model ( CAPM ).
This model has the formula :
Cost of equity = Rate on treasury bills + Beta x Market risk premium
Cost of equity = 1 % + 1.2 x 8.5 %
Cost of equity = 1 % + 10. 2%
Cost of equity = 11. 2%
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Answer: The cost of equity is 11. 2%
Explanation:
A high inventory turnover may indicate that a company is experiencing difficulty selling its inventory.
a. True
b. False
A high inventory turnover reveals that the business is having trouble moving its stock. This statement is false.
When a company's inventory turnover ratio is high, it means that its stock is being sold off quickly. This may mean that the company's products are well-liked by consumers, are being offered at a low price, or are benefiting from an effective marketing effort.
Even while a high inventory turnover rate is typically seen as a sign of success, it can be detrimental if it becomes too high. A spike in sales may need you to regularly restock your goods, and if you can't keep up with demand, stockouts may occur.
Inventory turnover measures the frequency with which a company's stock is changed in proportion to its cost of sales. A higher ratio is often preferred. Low inventory turnover rates might be a sign of underwhelming sales or overstocking.
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Under current texas lobbying rules, an individual who crosses either the compensation and reimbursement threshold or the expenditure threshold while engaged in lobbying efforts. True or false?
The statement , Under current Texas lobbying rules, an individual who crosses either the compensation and reimbursement threshold or the expenditure threshold while engaged in lobbying efforts is True .
Direct communication with a member of the state legislative or executive branch to influence legislation or administrative action is regarded as lobbying in Texas if it satisfies the requirements for expenditures and remuneration and does not fall under any exceptions.
By directly contacting members of the legislative or executive branches of the Texas state government, lobbying is done to change legislation or administrative decisions. A state, legislative, or agency official may not receive more than $10 in gifts from lobbyists or lobbying firms in a single calendar month.
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the strength of the u.s. dollar relative to other currencies depends mainly on: a. the rate of inflation in the united states. b. how much gold backs the money supply. c. exchange rate decisions made by the international monetary fund. d. the performance of the u.s. economy relative to other economies.
The strength of the U.S. dollar relative to other currencies depends mainly on the performance of the U.S. economy relative to other economies.
The nominal GDP and net worth of the entire world are held by the United States, which has a highly developed mixed-market economy. After China, it has the second-largest economy in terms of purchasing power parity (PPP). As of 2022, its nominal and PPP per capita GDP ranks eighth and seventh, respectively, in the world. In 2022, the US's PPP share of the world economy will be 15.78%. The world's most innovative and technologically advanced economy is found in the United States. The technological advancements made by its businesses, particularly in artificial intelligence, computers, pharmaceuticals, and medical, aeronautical, and military equipment, are at the forefront or very close to it. The U.S. dollar, which is supported by its robust economy, stable government, and strong military, is the currency that is most frequently used in international transactions and is the world's most important reserve currency.
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when the federal reserve increases the federal funds rate, how would it impact the economy?
This tends to reduce the amount of money in circulation lowering inflation and slowing economic activity.
Changes in Federal Funds Rates can affect the US Dollar. When the Federal Reserve raises the federal funds rate, it usually raises interest rates across the economy. Higher yields are attracting investment capital from foreign investors seeking higher yields on bonds and interest-rate products.
Sell bonds when the Fed raises the Federal Funds rate. Banks and non-banks send checks to the Fed to buy these bonds. This reduces bank reserve levels and requires banks to lend less to meet the required reserve ratio. The Federal Funds Rate influences interest rates for many consumers including deposits bank loans credit cards and variable-rate mortgages.
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Malcolm should have explained how each person could benefit from completing his or her part of the project, which would be using what influence tactic?A. apprisingB. ingratiationC. personal appealsD. consultationE. collaboration
Malcolm should have explained how each person could benefit from completing his or her part of the project, he was using apprising influence tactics. The correct answer is A.
Appraising is an influence tactic that refers to the process of making a task attractive by making it clear how completing the project will benefit you personally or professionally.
How do influence tactics work?Managers can use their influence to change employee attitudes, values, or behaviors. The actual strategy a leader uses will vary depending on the situation and the desired outcome. For example, middle managers employ different strategies to persuade both superiors and subordinates.
What do influencing techniques involve?People frequently attempt to lead and/or influence others using the 10 positive influence techniques—logical persuasion, legitimizing, trading, asserting, socializing, appealing to relationships, consulting, alliance-building, appealing to ideals, and modeling, according to studies.
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peter's boats has sales of $760,000 and a profit margin of 5 percent. the annual depreciation expense is $80,000. what is the amount of the operating cash flow if the company has no long- term debt? $34,000 b. $86,400 c. $118,000 d. $120,400 e. $123,900
The amount of the operating cash flow if the company has no long-term debt is $118,000.
Sales is a time period used to explain the activities that result in the promotion of goods or offerings. Businesses have sales organizations that might be broken up into different groups. And those sales teams are regularly decided primarily based on the region they may be promoted to, the products or services they may be promoting, and the target consumer.
There are major styles of income that sales representatives deal with: interior sales and out of doors sales. Inner sales are any sales accomplished remotely or from the home workplace.
Traditional income roles encompass the Account executive, sales development Rep, income specialist, client achievement Rep, and sales supervisor.
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a building with an appraisal value of $134,495 is made available at an offer price of $159,882. the purchaser acquires the property for $30,575 in cash, a 90-day note payable for $28,314, and a mortgage amounting to $56,449. the cost of the building to be reported on the balance sheet is
The cost of the building to be reported in the balance sheet is $115,338 as per the given appraisal value, mortgage and note payables
The cost basis of an investment or asset is the total purchase price which is used for tax purposes. The cost basic value is used to determine the capital gain tax which is the difference between its market value and cost basis.
The cost basis recorded in the buyer's accounting records to recognize this purchase will be:
Cost basis = Appraisal value + Note payable + Mortgage
Cost basis = $30,575 + $28,314 + $56,449
Cost basis = $1,15,338
So the cost bases that will be recognised for this purchase will be $115,338
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what natural resource accounts for the majority of the cost of the food found on supermarket shelves?
The precise answer is oil. Oil is the natural resource that accounts for the majority of the cost of the food found on supermarket shelves.
According to a new analysis, a small number of significant corporations hold the main market share for close to 80% of the numerous supermarket products that regular Americans usually purchase.
Due to their size and power, these mega-companies are able to heavily affect what the 2 million American farmers cultivate, how much they are paid, what customers eat, and how much the cost of groceries is. In the grocery, barely 15 cents of every dollar we spend goes to the farmers. The remaining funds are used to process and advertise our food.
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