Denise, who comes from a lower-middle-class family, obtained a college degree, interned at a company, worked at that company for many years, and is now its ceo. denise's experiences support the idea of meritocracy.
A meritocracy is described through the Oxford Dictionary as 'a society governed by human beings selected in line with benefit. ' the example sentence given is this: 'Britain is a meritocracy, and every person with ability and creativeness may aspire to reach the highest stage'. a device, organization, or society in which humans are selected and moved into positions of success, electricity, and affect on the premise of their established abilties and benefit .
Conceptually and morally, meritocracy is provided as the alternative of structures together with hereditary aristocracy, in which one's social position is decided with the aid of the lottery of beginning. “China has a far more potent subculture of a meritocracy than america. The Communist birthday celebration of China and each degree of the Chinese authorities principally comply with this mechanism, making the chinese language regime much distinct from totalitarianism, autocracy and authoritarianism in their conventional meanings.
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an organization's production process maps most directly to the activity in porter's value chain model. question 32 options: a) inbound logistics b) operations c) sales and marketing d) all of the above
An organization's production process maps most directly to c) outbound logistics.
The demand side of the supply-demand relationship is the main focus of outbound logistics. The procedure entails the storage and delivery of commodities to the consumer or final user. Order fulfillment, packing, shipping, delivery, and customer assistance connected to delivery are among the phases.
To fulfill demand, a business keeps a specific amount of inventory on hand. Outbound logistics procedures organize and safely store these commodities in the appropriate settings. In warehouse management, inbound and outbound logistics are combined. However, logistics for outbound shipment of final goods.
Inbound logistics focusses on product acquisition for businesses that sell finished goods they get from suppliers, and outbound logistics completes orders sent directly to clients and delivers the goods to retail locations.
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Correct question:
The fulfillment process maps most directly to the _______ activity in Porter's value chain model.
A) inbound logistics
B) operations
C) outbound logistics
D) service
materials used by square yard products inc. in producing division 3's product are currently purchased from outside suppliers at a cost of $5.00 per unit. however, the same materials are available with division 6. division 6 has unused capacity and can produce the materials needed by division 3 at a variable cost of $3.00 per unit. a transfer price of $3.20 per unit is established, and 40,000 units of material are transferred, with no reduction in division 6's current sales. how much will division 6's income from operations increase? a.$15,000 b.$8,000 c.$150,000 d.$80,000
Option B is the right choice, costing $8,000.
What changes in demand occur when income rises?For the vast majority of items, referred to as typical goods, demand will rise as consumer earnings rise, and vice versa. Therefore, the demand curve for restaurant meals, vehicles, and boats will move to the right as wages rise. People will purchase more at the same prices.
Calculation of Division 6's increased operating revenue:
Additional sales multiplied by the contribution per unit is an increase in operating income.
Contribution Per Unit = Transfer Price - Variable Cost = 3.20$ - 3.20$ = 0.20$ per unit.
As a result, Division 6's increase in operating revenue equals 40,000 units multiplied by $0.20 per unit, or $8,000.
Option B is the right choice, costing $8,000.
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a person based in japan buys shares of general motors through the new york stock exchange. this is an example of:____.
Worldwide investment
Describe the stock exchange.A stock exchange facilitates the trading of a variety of financial instruments, including bonds, commodities, and equities. Exchanges bring investors, businesses, and governments together.
What types of financial controls are there?Financial controls are laws and practices intended to stop or catch fraud and accounting irregularities. Account reconciliation, double-counting cash deposits, approving new vendors, and rotating employee duties are a few examples of financial controls.
Which four main stock exchanges are there?Shanghai Stock Exchange (SSE), China; New York Stock Exchange (NYSE), USA; National Association of Securities Dealers Automated Quotations (NASDAQ), USA; European New Exchange Technology (EURONEXT), Europe.
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the main characteristics of a pure are a single seller, no close substitutes, a price maker, blocked entry, and non-price competition.
The main characteristics of a pure monopoly are a single seller, no close substitutes, a price maker, blocked entry, and non-price competition.
What is the single seller?A market arrangement in which there is just one single seller and only one type of good available. As the only vendor of the goods with no viable alternatives, the seller in a pure monopoly has no rivals.
A market with a monopoly is one where there is only one supplier of goods. A monopoly is a type of market in which there is only a single seller of a good and that seller has complete control over the price.
Few companies sell homogenous or differentiated items in this sector. Additionally, because there aren't many vendors in the market, each vendor influences the actions of other vendors, who in turn affect them.
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Full Question-
The main characteristics of a pure monopoly, Correct Unavailable are a single seller, no close substitutes, a price maker, blocked entry, and non-price competition.
When calculating marginal cost what should be included?
The difference in total production costs caused by creating or producing one extra unit is known as the marginal cost in economics. Divide the variation in production costs by the variation in quantity to determine marginal cost.
one extra unit is known as the marginal cost in economics. Divide the variation in production costs by the variation in quantity to determine marginal cost. Finding the point at which an organization can realize economies of scale to improve production and overall operations is the goal of marginal cost analysis. The producer may make money if the marginal cost of producing one extra unit is less than the price per unit. T service are known as marginal costs. By dividing the overall change in the cost of manufacturing
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mila was so excited to finally have a full time job again after a period of sporadic part time work. she was most excited about her new medical insurance, 401(k) retirement plan and the fact that the company will pay for a portion of her child care expenses. these are examples of:
Mila was so excited to finally have a full-time job again after a period of sporadic part-time work. she was most excited about her new medical insurance, 401(k) retirement plan, and the fact that the company will pay for a portion of her childcare expenses. these are examples of benefits.
Insurance is a way of protection from financial loss wherein, in trade for a rate, a celebration is of the same opinion to compensate any other celebration within the event of a certain loss, harm, or harm. it is a form of risk control, in the main used to hedge towards the danger of a contingent or unsure loss.
An entity that offers the coverage is referred to as an insurer, insurance corporation, coverage provider, or underwriter. a person or entity who buys coverage is called a policyholder, even as a person or entity covered underneath the coverage is called an insured. The coverage transaction includes the policyholder assuming a guaranteed, recognized, and a comparatively small loss in the shape of a fee to the insurer (a premium) in change for the insurer's promise to compensate the insured within the event of a protected loss. The loss can also or won't be financial, however, it needs to be reducible to monetary phrases. furthermore, it commonly includes something wherein the insured has an insurable hobby mounted through ownership, possession, or pre-existing dating.
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An organization has a system in place that allows one salesperson to update contact information for a client, simultaneously updating the same information for all other employees.a. True
b. False
True, An organization has a system in place that allows one salesperson to update contact information for a client, simultaneously updating the same information for all other employees.
The salesperson is accountable for greeting clients, serving them notice things within the store, and ringing up purchases. To achieve success as a salesman you need to have wonderful communication skills. an honest salesperson meets sales objectives while remaining polite and useful to customers. Responsibilities of a salesperson are :
Present, promote, and sell products/services victimization solid arguments to existing and prospective customers.Perform cost-benefit and desires analysis of existing/potential customers to fulfill their needs.Establish, develop and maintain positive business and customer relationships. The 5 varieties are the Challenger, the laborious Worker, the Lone Wolf, the connection Builder, and also the drawback Solver. These profiles verify how a salesperson interacts with prospects and closes deals.
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in an oligopoly, a firm's minimum efficient scale is large relative to the market. a. true b. false
The correct answer is true. In an oligopoly, the minimum efficient scale is large relative to the market.
A market structure known as an oligopoly has a small number of enterprises, none of which can prevent the others from having a large impact. The market share of the major companies is calculated using the concentration ratio.
In the past, oligopolies have existed in the steel industry, the oil industry, the railroad industry, the tire industry, grocery store chains, and the wireless industry. An oligopoly can prevent new competitors from entering the market, stifle innovation, and raise prices, all of which are detrimental to consumers.
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what are the six modes companies use to enter foreign markets? multiple select question. licensing exporting joint ventures wholly-owned subsidiaries franchising unionization turnkey projects arbitration
The six modes companies use to enter foreign markets exporting, turnkey initiatives, licensing, franchising, organizing joint ventures with a number-country firm, or putting in place a brand new entirely-owned subsidiary inside the host united states of America.
There are six companies' modes of overseas access exporting, turn-key projects, licensing, franchising, setting up a joint task with a number of united states of America firms, or setting up an entirely owned subsidiary in the host USA.
Whilst entering overseas markets, there are 3 basic entry selections they may be Exporting-selling goods and services to other countries is known as exporting. Licensing-Licensing presents us permission to open a business in some other place for manufacturing products and services.
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project fdi costs $80,500 and has cash flows of $32,300, $36,400, and $30,000 for years 1 to 3, respectively. what is the irr of project fdi? g
The Internal Rate of Return (IRR) of Project FDI is 16.1%.
What does IRR means?
Internal Rate of Return (IRR) is a financial metric used to calculate the rate of return on an investment. It is calculated as the discount rate that equals the present value of all cash flows from a project or investment. In a discounted cash flow analysis, IRR is a discount rate that causes the net present value (NPV) of all cash flows to equal zero.
What does NPV mean?
NVP stands for Net Value Proposition. It is a business term used to describe the value that a product or service provides to a customer or client. It is used to evaluate the cost and benefit of a product or service, as well as its perceived value in the marketplace.
Solution to find IRR:
We can calculate the IRR by using the following formula:
IRR = -80,500 + 32,300/(1+IRR) + 36,400/(1+IRR)^2 + 30,000/(1+IRR)^3
Solving for IRR, we get IRR = 16.1%.
The Internal Rate of Return (IRR) of Project FDI is 16.1%.
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larger groups can lead to reduced search time for food as in the studies on minnows and vultures. what cost was found to be similar in these two studies?
Increased competition was found to be similar in these two studies.
What is competition?Competition is competition in which two or more parties strive for a common goal that cannot be shared. The gain of one is the loss of the other. Competition can occur between entities such as organisms, individuals, economic and social groups. In nature, competition occurs between organisms that coexist in the same environment. Animals compete for water supplies, food, mates, and other biological resources. Humans generally compete over food and mates, but when these needs are met, there is deep competition in the pursuit of wealth, power, prestige, and prestige in static, repetitive. often Competition is a key principle of the market economy and business world, and is often associated with business rivalry because a firm competes with at least one other firm for the same customer group. Competition within a firm is usually fueled by the larger goal of achieving and achieving a higher quality service or improved product that the firm can produce or develop.To learn more about competition from the given link :
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a characteristic that sets apart as an economic and political system is the private ownership of businesses. t or f
True, Private ownership of businesses is a distinguishing feature of an economic and political system.
Family-owned businesses, sole proprietorships, and the vast majority of small and medium-sized businesses are examples of privately owned businesses. A privately owned company, unlike a public company, is not required to answer to public investors.
A private limited company is owned privately by a few individuals and has its own legal entity. Shares cannot be traded publicly in this case. It limits the number of shares to 50. Shareholders cannot sell their shares unless the other shareholders agree.
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the primary reason for corporate america's interest in community health is: a. lack of access to health care. b. the concern for national health insurance. c. minimize the cost of health care. d. the mal distribution of health care.
The primary reason for corporate America's interest in community health is to minimize the cost of healthcare. So option c. is correct.
Community Health is the collective well-being of the community members. In addition to living in the same neighborhood or region, these populations often share health characteristics, ethnicities, and socioeconomic conditions. Community health programs address disparities by ensuring equitable access to health resources.
In order to improve the health of Americans and help foster a more sustainable and equitable prosperity, the Office of the Surgeon General is implementing an initiative called "Community Healthy and Economic Prosperity." It focused on engaging businesses to be community change-makers and forces for health in their communities.
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when the federal reserve increases the federal funds rate, how would it impact the economy?
The federal reserve increases the federal funds rate, how would it impact the economy While lower rates tend to encourage lending and economic expansion, higher rates typically hinder lending and the economy.
What takes place when the federal funds rate is increased by the Federal Reserve?What Takes Place When the Fed Raises Interest Rates? The Fed's intention when raising the federal funds target rate is to raise the cost of credit across the board. Everyone ends up paying more in interest since higher interest rates make loans more expensive for both firms and consumers.
What impact does raising the federal funds rate have on the economy?The economy could enter a recession if the Fed raises rates too quickly and at an excessively high level. Higher interest rates make borrowing more expensive and difficult for both consumers and corporations.
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mcrae corporation's total current assets are $452,000, its noncurrent assets are $554,000, its total current liabilities are $376,000, its long-term liabilities are $304,000, and its stockholders' equity is $326,000. working capital is:
Given:
total current assets are $452,000total current liabilities are $376,000long-term liabilities are $304,000 its stockholders' equity is $326,000We have to find out the working capital.
A financial indicator called working capital measures the operating liquidity that a company, organization, or other body, including a government entity, has available to it. Working capital is seen as a component of operational capital, along with fixed assets like plant and equipment.
The working capital can be found in the following manner:
Working capital = current assets – current liabilities
=452,000- 376,000
=$76000
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what is the potential for losing money in the stock market if an individual keeps their money invested for one year?
The potential for losing money in the Stock market if an individual keeps their money invested for one year is 33%.
A stock market is a place where people trade securities to make a profit. In the stock market, publicly listed companies shares are traded with each other.
Like how it helps in making a profit, investing without learning about it will push us to losses. According to popular estimates, as much as 90% of people lose money in stock markets, including both new and seasoned investors.
Many investors, especially new ones, fall into the trap of investing based on stock tips given by other investors.
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if full body protection is needed in your job, whose responsibility is it to pay for it?
OSHA mandates that businesses shoulder the cost of equipping employees with the personal protective equipment (PPE) they need for their professions.
Which are some instances of employers?An employer is, more particularly, a corporation, institution, government body, agency, consulting company, nonprofit organization, small business, retailer, or individual who hires or otherwise places people who may be referred to as employees or staff members to work.
What distinguishes workers from employers?Employers rely on their staff to carry out specified responsibilities in order to accomplish organizational objectives, guarantee the smooth operation of the company, and generate revenues. Employees, the other hand, rely on their employer to reimburse the agreed-upon pay or earnings so they may sustain themselves and, if applicable, their family.
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What are the 6 common types of bank accounts?
many account types-Assets are recognised using asset accounts, Liabilities are recorded in liability accounts, Ownership equity is recognised via equity accounts, Recognizing revenue is done via revenue accounts, Expenses are recorded in expense accounts, Gains are recognized using gain accounts.
Every time you sell a good or service, your accounting records need to be updated to reflect the transaction. The appropriate transaction is then added to the corresponding account as soon as this is finished. You must also keep a record of any transactions in which your business purchases goods or services from other companies. This continuous trail of records ensures that your business runs at a high level. Because you'll know how much working capital you have on hand, you'll be able to make crucial business decisions thanks to precise financial reporting. Because of this, each account should show the appropriate quantities, letting you know what each one includes.
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suppose the marginal propensity to consume (mpc) is 0.8 and there is a $1,000 increase in autonomous consumption. given this information, real gdp will increase by
The correct answer to the given question is: the real GDP will increase by $5000
The percentage of an overall salary increase that a customer spends on purchasing goods and services rather than saving is known as the marginal propensity to consume (MPC) in economics. The keynesian macroeconomic theory includes the concept of the marginal propensity to consume, which is determined as the change in consumption divided by the change in income. C / Y, where C is the change in consumption and Y is the change in income, is the formula for calculating the marginal propensity to consume. MPC equals 0.8 / 1 = 0.8 if consumption rises by 80 cents for every dollar of new income.
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the importance of requiring a down-payment for a mortgage loan is debated. an important argument for it is that making any cash down payment:
The importance of requiring a down-payment for a mortgage loan is debated. An important argument for it is that making any cash down payment: signals sincere intent to perform.
What is payment?A payment is an exchange of money, goods or services for goods and services in an amount acceptable to both parties and agreed in advance. You can pay with cash, check, wire transfer, credit card, debit card, or cryptocurrencies. Understand payments. Recipients are generally free to choose which payment methods they accept.However, the law generally requires the payer to accept the country's fiat currency up to a certain limit. Unless otherwise agreed by the parties, payments are generally made in the recipient's local currency.Payments in another currency require an additional foreign exchange transaction.The recipient can compromise on the debt. Accept partial payments or offer discounts to fully settle the debtor's debts. For example: Charge additional charges such as cash payment or immediate payment.to learn more about payment from the given link :
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you suggest businesssense to april. she asks you to explain the largest benefit of outsourcing to this company.
The biggest advantage of outsourcing to this business is to benefit from scale. In order to save time and money, Business Sense should be able to implement economies of scale.
A business practice known as outsourcing involves contracting out services or job duties to a third party on an ongoing basis. Although there are numerous risks and difficulties when negotiating and managing outsourcing contracts, outsourcing can have significant advantages.
Contracting out business operations and processes to outside vendors is known as outsourcing. The advantages of outsourcing can be significant, ranging from cost reductions and increased efficiency to a stronger competitive advantage.
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which of the following is an advantage of a chase production strategy (as compared to a level plan)? question 8 options: low investment in equipment. high inventory carrying cost. lower inventory investment. all of these selections.
Lower inventory investment is an advantage of a chase production strategy (as compared to a level plan).
In chase plans, production rates are equal to demand, so inventory does not accumulate during periods of low demand. The idea that you are chasing after the demand that the market has established is known as the chase strategy. Production is coordinated with demand and leaves no product on the shelf. This lean production method conserves money up until a customer's order is placed.
A corporation must be able to easily modify its output level, which means that it must be able to easily adjust its capacity, in order to utilize a chasing strategy. Such modifications might be possible in some industries where the availability of additional labor is a major determinant of capacity.
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why is in important to accurately report hours and cost codes on time cards? group of answer choices they provide laborers with a personal record of their earnings so they can dispute management over compensation. if codes are recorded wrong on one time card then nobody gets paid. they provide fundamental information needed to track and monitor productivity and labor expenditures. management doesn't trust laborers and requires accurate time cards to verify their actual productivity.
On time cards, hours and cost codes must be precisely entered since they give the payroll clerk all the data necessary to compute salaries and distribute paychecks.
What crucial details should I keep in mind when I apply for unemployment benefits?As soon as you lose your job, apply for unemployment benefits; however, you cannot do it until the end of your last workday. Not the week your lose your job, but the day you file your claim, is the week it takes effect.
A mobilization checklist: what is it?The process of bringing the contractor's personnel, machinery, and supplies to the job site is known as mobilization. This is a high-value activity for contractor management.
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ethier enterprise has an unlevered beta of 0.5. ethier is financed with 40% debt and has a levered beta of 0.7. if the risk free rate is 3.5% and the market risk premium is 6%, how much is the additional premium that ethier's shareholders require to be compensated for financial risk? round your answer to one decimal place.
The additional premium that Ethier's shareholders require to be compensated for financial risk is 1.44%.
Calculate the capital structure risk premium
Levered Beta = 0.7
Unlevered Beta = 0.5
Debt-Equity Ratio = 40%
Capital Structure Risk Premium = (Levered Beta - Unlevered Beta) * (1 - Debt-Equity Ratio)
Capital Structure Risk Premium = (0.7 - 0.5) * (1 - 0.4)
Capital Structure Risk Premium = 0.12
Step 2: Calculate the additional premium required
Additional Premium = Capital Structure Risk Premium * (Risk Free Rate + Market Risk Premium)
Additional Premium = 0.12 * (3.5% + 6%)
Additional Premium = 1.44%
Therefore, the additional premium that Ethier's shareholders require to be compensated for financial risk is 1.44%.
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The management of Ballard MicroBrew is considering the purchase of an automated bottling machine for $120,000. The machine would replace an old piece of equipment that costs $30,000 per year to operate. The new machine would cost $12,000 per year to operate. The old machine currently in use is fully depreciated and could be sold now for a salvage value of $40,000. The new machine would have a useful life of 10 years with no salvage value.Required:1. What is the annual depreciation expense associated with the new bottling machine?2. What is the annual incremental net operating income provided by the new bottling machine?3. What is the amount of the initial investment associated with this project that should be used for calculating the simple rate of return?4. What is the simple rate of return on the new bottling machine? (Round your answer to 1 decimal place.)
$12,000 is the annual depreciation expense associated with the new bottling machine. 7.5% is the simple rate of return on the new bottling machine.
Cost savings = Equipment cost - New machine cost = 30,000 - 12,000 = 18,000. Depreciation per year = Cost of automated bottling machine ÷ Useful years = 120,000 ÷ 10 = 12,000. Simple rate of return = (Cost savings - Depreciation of new equipment) ÷ (cost - salvage of old) = (18,000 - 12,000) ÷ (120,000 - 40,000) = 6,000 ÷ 80,000 = 0.075 = 7.5%.
Depreciation is a non-cash business expense that is estimated over the time that a valuable asset is utilized by your company. The simple rate of return is calculated by dividing the additional net income anticipated from a potential investment opportunity by the initial investment.
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g a firm needs to ship 7 high-end computers worth $5000 each across the country. the cost to ship all of them by air and then final delivery by truck is $1000 from a 3pl. the combined air/truck shipment will take 3 days. the firm uses an in-transit holding cost of 0.22 of product value annually. if we assume 365 days per year, what is the total shipping and transit inventory cost of the shipment? (please round your answer to the nearest whole number)
The total shipping and transit inventory cost of shipment is $1100.
What is an inventory?Inventory refers to the goods and materials that a company keeps on hand with the intention of producing, selling, or using them. The description of the dimensions, arrangement, and location of stocked products is the main aim of inventory management. Moving production and material inventories ahead of the regular and scheduled course is crucial at various points within a facility or throughout a supply network. Inventory is the term used to describe all finished work in a manufacturing production system, including raw materials, partially finished goods, finished goods that haven't been sold yet, and finished goods that have left the manufacturing system. When referring to inventory in the context of services, all work completed prior to sale is included, even incompletely processed data.
Total cost= $5000*0.22= $1100
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a gym prepares a standard diet plan for particular groups based on their food habits and lifestyles and makes minor modifications according to the needs of individual customers. the type of segmentation being used by the dietician to group customers based on lifestyles is referred to as: a gym prepares a standard diet plan for particular groups based on their food habits and lifestyles and makes minor modifications according to the needs of individual customers. the type of segmentation being used by the dietician to group customers based on lifestyles is referred to as: firmographic segmentation geographic segmentation psychographic segmentation behavioral segmentation demographic segmentation
A gym prepares a standard diet plan for particular groups based on their food habits and lifestyles and makes minor modifications according to the needs of individual customers. The type of segmentation being used by the dietician to group customers based on lifestyles is referred to as psychographic segmentation.
Market segmentation that takes into account consumer perceptions, ideas, and beliefs and uses this information to generate distinct client groupings is known as psychographic segmentation. It is a crucial procedure that fills the gap between the psychological preferences of customers and your goods.
This kind of market segmentation has its roots in Arnold Mitchell's 1980 VALS framework. The VALS model analyzes customer values, attitudes, and lifestyles and uses this information for market research. It is frequently referred to as the psychographic segmentation background.
Psychographic segmentation is based on simple, relatable dynamics. Like with everything else, knowing who your consumers are and having a fair understanding of their needs can help you make the best business decisions.
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a person who promotes, supports and facilitates a project, e.g., securing resources from other managers, is called a what?
A person who promotes, supports and facilitates a project, e.g., securing resources from other managers, is called: project champion.
A project champion is the colleague in charge of a project the board project. This is the individual who ensures everybody is ready and on target to finish the project effectively and on time.
Project champions should be conceived pioneers. It ultimately depends on them to "champion" the project, so they should likewise be similarly persuading. They don't hear "no." They track down arrangements.
A project champion is mindful of detail and a superb communicator. They should watch out for the highs and lows of the project help and report them to all interested parties.
Project champions ought to have quite a while of involvement added to their repertoire, so they can finish their skill of the project. Years in the field outfit them with the skill to anticipate what amount of time certain errands will require and how much prioritization they'll require.
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if rachel quits the company after two years, what effect will her resignation have on her retirement plan?
When you leave your company, choose to leave the pension plan, or cease contributing to it, you are no longer a part of the Retirement plan. What you've created is still yours. Typically, you have the choice of leaving your pension where it is or moving it to another Retirement plan.
Retirement is the cessation of one's employment, occupation, or active working life. Another way to semi-retire is to work fewer hours or with less job. When they are old or unable to work due to health issues, many people decide to retire. People may also choose to retire if they are qualified for private or public pension benefits, while some people are compelled to do so due to physical limitations or because of laws governing their professions. The concept of retiring was first popularized in the late nineteenth and early twentieth centuries in the majority of nations. Prior to the advent of social security, pension plans, and low life expectancy.
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What is a federally sponsored corporation which insures deposits in national banks and certain other qualifying financial institutions up to a stated amount ?
Federal Deposit Insurance Corporation is a federally sponsored corporation that insures deposits in national banks and certain other qualifying financial institutions up to a stated amount.
The Federal Deposit Insurance Corporation, also known as the FDIC, is a separate department of the US government. The FDIC safeguards depositors of insured banks with locations in the US from losing their money in the event that an insured bank fails.
The FDIC administers receiverships, provides big and complicated financial institutions with resolution options, guarantees deposits, and inspects and supervises financial institutions for safety, soundness, and consumer protection.
There are just a few deposit instruments that are covered by FDIC deposit insurance, including checking and savings accounts, money market deposit accounts (MMDAs), and certificates of deposit.
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