being able to reuse information that is created contributes to what critical success factor (which is also know as a key factor) for a high roi (return on investment)?

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Answer 1

Being able to reuse information that is created contributes to what critical success factor (which is also known as a key factor) for a high Roi (return on investment) is Knowledge.

Its vital subject matter is that including manpower to a software program assignment this is not on time delays it even longer. This concept is thought as Brooks's law and is supplied alongside the second-machine impact and advocacy of prototyping. 978-0-201-00650-6 (1975 ed.), 978-0-201-83595-3 (1995 ed.) Brooks' Law refers to a famous software program improvement precept coined with the aid of using Fred Brooks in The Mythical Man-Month.

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Related Questions

If the CEO assumes that the customer profiles in Chicago is most representative of all the locations and she only samples customers from Chicago for the survey, she is doing

a. Quota sampling
b. Simple random sampling
c. Convenience sampling
d. Judgment sampling

Answers

Representative of all the locations and she only samples customers from Chicago for the survey, she is doing Judgment sampling.

In the non-probability sampling technique known as judgment sampling, or authoritative sampling, the researcher chooses the units to be sampled based on his own prior knowledge or his professional judgment. Purposive sampling, also known as judgmental, selective, or subjective sampling, is a type of non-probability sampling in which researchers pick individuals from the public to take part in their surveys based on their own judgment. Three circumstances make the use of judgemantal sampling appropriate: (1) choosing distinctive respondents who are particularly instructive; (2) choosing members of a hard-to-reach, niche community; and (3) identifying specific sorts of respondents for in-depth examination.

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sales on account during the month totaled $78,000. cash collections of accounts receivable during the month totaled $72,000. the balance in the accounts receivable account at the end of the month was $31,000. no accounts receivable were written off as uncollectible during the month. the balance in the accounts receivable account at the beginning of the month was:

Answers

The account receivable balance at the beginning of the month was $25000. Accounts receivable (AR) are the balance of cash thanks to a firm for products or services delivered or used, however not purchased by customers.

Assets are listed on the record as a current quality. Any cash owed by customers for purchases created on credit is AR. Accounts Receivable (AR) is the payoff or payment the corporate can receive from its customers who have purchased its product & services on credit. Typically the credit amount is brief, starting from a few days to months or, in some cases, perhaps a year.

A company's AP ledger lists its short liabilities — obligations for things purchased from suppliers, as an example, and cash owed to creditors. Assets (AR) square measure funds the corporate expects to receive from customers and partners. AR is listed as a current plus on the record.

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what ethical or professional standards should auditors consider when writing electronic communications

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Auditing standards are the professional standards the auditors consider when writing electronic communications.

The criteria or yardstick by which the caliber of the audit results is assessed is called the auditing standards. In situations where there is a question of material importance and its interpretation is of a technical nature, auditing standards are especially crucial. Concerns about the financial statement audit that, in the auditor's professional opinion, are important and relevant to the duties of those charged with governance in supervising the financial reporting process must be charged with governance.

The Definition of Internal Auditing, the Code of Ethics, and the International Standards for the Professional Practice of Internal Auditing are the three prerequisites.

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mr. schlenker has improved worker productivity at his furniture manufacturing plant by occasionally sending notes of appreciation to his hard-working employees. mr. schlenker has improved productivity by means of

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'Mr. Schlenker has improved worker productivity at his furniture manufacturing plant by occasionally sending notes of appreciation to his hard-working employees. Mr. Schlenker has improved productivity by means of operant conditioning.

Operant conditioning is a type of associative learning process that modifies the intensity of behavior through reinforcement or punishment. It is also the technology used to bring about such learning.

Operant conditioning (also called instrumental conditioning) is the process by which humans and animals learn to behave in ways that receive rewards and avoid punishments.

Operant responses include everything from rat lever presses supported by food, infant cries supported by maternal attention, and chatter supported by social camaraderie.

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wage differentials may result from all the following except: group of answer choices differences in the education and skills of workers. the tendency of qualified workers to move from lower pay jobs to higher pay jobs. geographic and sociological immobilities of workers. differences in the nonmonetary aspects of various occupations.

Answers

Last option. Wage differentials may result from all the following except differences in the nonmonetary aspects of various occupations.

What is meant by wage differentials?

The variety of occupations and industries present in a nation's economic sphere of activity has a direct bearing on wage disparities.

Jobs that require a particular skill are paid more or less than jobs that require a different skill, whether they are in the same industry or not.

The term "wage disparity" describes variations in wage rates brought on by factors such as the company's location, work hours, working conditions, the type of product manufactured, and others.

It could be the salary disparity between employees with various skill sets employed in the same industry or between employees with related skill sets employed in other areas or industries.

Workers' wage rates will vary when there are differences in their skill levels, such as highly skilled, skilled, semi-skilled, and unskilled. The difference is a result of the gained skill's difficulty, rarity, and length of training required to master it. The unskilled category, which doesn't require any of these, is compensated relatively less.

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global dispatch corporation and heavy hauling inc. agree in advance to terms that apply to their future e-transactions. this is

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In a case whereby global dispatch corporation and heavy hauling inc. agree in advance to terms that apply to their future e-transactions can be described as c. ​a partnering agreement.

What is a partnering agreement?

A partnership agreement serves as the legal document that can be used to describe the operation of a  small for-profit business  under two or more people where they both agree to run  a particular business together.

It should be noted that the agreement  usually helps to spelled out the  responsibilities of each partner as well as the rules that guide them in the operation of the business, in this agreement the amount that belongs to each of the parties will be written for the future purpose and how the business profit and loss will be attributed to each of the parties that are responsible for the business.

Therefore, option C is correct.

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missing options:

a. ​a choice-of-law clause.

b. ​a click-on agreement.

c. ​a partnering agreement.

d. ​a shrink-wrap agreement.

describe the conditions under which the use of effective gross income multipliers to value the subject property is appropriate.

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Apartment leases often have durations of one year or less, so an income multiplier approach to value is more suitable for apartment buildings than for the majority of office, industrial, and retail facilities.

What is the effective gross income multiplier?

Investors use the gross rent multiplier (GRM) as a screening parameter to contrast available rental property options in a particular area. The market value of the property divided by the total yearly rental revenue constitutes the GRM.

The link between the Effective Gross Income and the Value or Price is established by the Effective Gross Income Multiplier. The calculation is as follows: Sale price Effective Gross Income Multiplier. Instead of using the annual income, the effective gross monthly income multiplier would do so.

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when a customer purchases merchandise, it triggers a flow of information that will eventually reach which elements of the supply chain?

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When a customer purchases merchandise, it triggers a flow of information that will eventually reach Distribution centers, Suppliers of raw materials, Product manufacturers of the supply chain.

The production and delivery of a good or service are carried out by a network of businesses and individuals known as a supply chain.A supply chain consists of producers, vendors, warehouses, transportation firms, distribution facilities, and retailers.Product development, marketing, operations, distribution, finance, and customer service are some of a supply chain's key responsibilities.Many supply chains in use today span the entire world.Costs are reduced and the production cycle is shortened as a result of effective supply chain management.A company's overall costs can be reduced, and profitability can be increased, when supply chain management is successful. A broken link can have an expensive and negative impact on the chain as a whole.

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in a mixed market economy government regulations are intended to

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Answer Explanation:

In a mixed market economy government regulations are intended to correct market failures like pollution and traffic congestion; advance social welfare; and for other factors like national security and defense.

Once a new product is launched, it will undergo various stages—from introduction to decline. These stages are collectively known as.

Answers

The product life cycle! :)

according to the article you read about vehicle product life cycle, in which phase are companies most likely to engage in a competitive price and promotion war to gain sales?

Answers

Products start to move into the most lucrative stage as they mature.

While sales are rising, production costs are falling.

Retailers employ the "keystone pricing" method of product pricing as a simple guideline.In essence, it occurs when a retailer establishes a retail pricing with a good profit margin by simply multiplying the wholesale cost they paid by two.

The aim is frequently to make something appear affordable, but as a result of one retaliatory price cut after another, industry earnings frequently fall sharply.

Price wars can lead to situations that are both financially disastrous and mentally crippling, taking a tremendous toll on an individual, a business, and industry profitability.No matter who prevails, it seems like everyone involved in the fight loses out in the end.

However, pricing battles are getting more frequent and more violent.

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computer world wants to increase their current return on investment (roi). what action should the managerial accountant take to increase the current roi?

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Operating expense reduction is an action should the managerial accountant take to increase the current roi  .

What is managerial accountant?Governmental organizations, private enterprises, and public companies all employ management accountants. They are responsible for keeping track of and crunching the figures, selecting and managing the company's investments, risk management, budgeting, planning, strategizing, and making decisions.Managers use accounting data to help with decision-making, management, and the execution of their control functions. This practice is known as management accounting.Cash flow analysis, budgeting and forecasting, job costing, inventory turnover management, etc. are some typical management accounting topics.Operating expense reduction is an action should the managerial accountant take to increase the current roi  .

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why will a private market be unable to produce the efficient quantity of public goods? 1) because the good's marginal cost is too low. 2) because the good is nonexcludable, so there is the free rider problem. 3) because the good is rival, so no one will want to pay the producer for it. 4) all of the above answers are correct

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A private market will be unable to produce the efficient quantity of public goods because the good is nonexcludable, so there is the free rider problem (B).

Public goods is commodity that is made to be available for all of members of a society. Typically, public goods is provided and adminstered by government. Public goods usually includes commodities that are important for the people's well-being and welfare.

Public goods must be non-rivalrous and non-excludable.

Non-rivalrous means that public goods do not dwindle in supply as more people consume them. Non-excludable means that public goods are available for all citizens without any exception.

Public goods has free-rider problems. This problems incures when some people who use the public goods refuse to pay for it. For example, people who do not pay taxes is freeriding on the government revenues' provided by those who pay.

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Transforming energy is a major trend that is reshaping agribusiness.
O True
O False

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Transforming energy is a major trend that is reshaping agribusiness is

True.

In the agribusiness, the process that leads to increased farm productivity, making farming commercially viable and strengthening interlinkages with other sectors of the economy.

While the result of this stage is a decreased share of agriculture to GDP and the labor force, the process of agricultural modernization is critical for economic transformation and achieving food security and improved nutrition.

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Which of the following is not a life role category?
O Risk Taker
O Worker
O Family Member
O Learner

Answers

Risk Taker is not a life role category.

A life role is a set of expectations, behaviors and attitudes that a society assigns to a person based on their gender, age, social status, race or other factors. For example, in many cultures women are expected to be loving, nurturing and care-givers, while men are expected to be strong, provider-types.

Life roles help to define how we see ourselves and how we are seen by others. They can be a source of satisfaction and fulfilment, but they can also be a source of stress and frustration if they do not fit with our own personal aspirations and identity.

Hence, the correct option is "First".

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question content areathe following forecasted sales pertain to spyware corporation: month sales september $40,000 october 50,000 november 30,000 december 20,000 collection pattern: 65% in month of sale 35% in month following sale accounts receivable as of august 31 $7,000 finished goods inventory as of august 31 1,500 units spyware corporation has a selling price of $2.50 per unit and expects to maintain ending inventories equal to 25% of the next month's sales. what amount is expected to be collected in september? a.$7,000

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$135,000. Month, Total Credit Sales, Applicable Percentage, and Receivables April, 140,000, 15%, 21,000. May, 190,000, 60%, 114,000.

Payments for credit sales are those that are made days or even weeks after a product has been delivered.

What do credit sales entail?Payments for credit sales are those that are made days or even weeks after a product has been delivered. Payments made promptly in cash are different from short-term credit arrangements, which are recorded as accounts receivable on a company's balance sheet.Calculate the cash received before you may begin to calculate credit sales. When you have these numbers, subtract the total sales from the total cash received to get the credit sales. The credit sales are equal to the total sales minus the cash paid.When a customer purchases goods or services from a business using credit rather than cash, the transaction is referred to as a "credit sale." In contrast to the gross credit sales measure, which adjusts for all customer returns, discounts, and allowances, net credit sales.     $135,000. Month, Total Credit Sales, Applicable Percentage, and Receivables April, 140,000, 15%, 21,000. May, 190,000, 60%, 114,000.        

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christi bay water commission sends its customers an annual printout of information regarding the drinking water it supplies. this information is provided as:

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The information provided is as required by law because the water provider is Christi Bay.

The purpose of annual reports is to provide readers with detailed information about a company's performance during the preceding year. The reports contain details such as key performance indicators, a letter from the CEO, financial information, and plans and objectives for the upcoming years. When determining a company's current stock price, prospective investors and financial experts primarily rely on annual reports as their source of financial information. An overview of the company's operations for the preceding fiscal year is given in the annual report of an organization. Annual reports are distributed by publicly traded corporations to update current and potential stockholders about business operations and performance.

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which of the following events would produce a deductible loss in 2022? a.erosion of personal use land due to rain or wind. b.termite infestation of a personal residence over a several year period. c.a misplaced diamond ring. d.damages to personal residence from hurricane in a federal disaster area.

Answers

The damages to personal residence from hurricane in a federal disaster area would produce a deductible loss in 2022.

What losses are deductible under business?

The deductible loss must have occurred within the tax year and not have been covered by insurance. If the taxpayer suffers a loss due to a casualty or theft of their personal, household, or living property, the loss must be the consequence of an identifiable, harmful, swift, unexpected, and unusual event.

The loss must be ancillary to the operation of the assessor's business and must result directly from, grow out of, or be related in some way to that activity. No restriction on its deductibility should be stated in the Income Tax Act's requirements.

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which trade theory grew out of the fact that for most of the twentieth century, the majority of the new products in the world were developed by u.s. firms and first sold in the u.s. market?

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product life-cycle trade theory grew out of the fact that for most of the twentieth century, the majority of the new products in the world were developed by u.s. firms and first sold in the u.s. market.

What is the product life cycle?

Four stages make up a product life cycle: introduction, growth, maturity, and decline. Many items are still in a stage of extended maturity. In every product life cycle, the product, however, eventually disappears from the market. German economist Theodore Levitt created the idea and released his Product Life Cycle model in the Harvard Business Review in 1965. This model is still in use today. The product life cycle is crucial to marketing since it aids in defining and deciding on tactics for a certain product. It functions as "a forecasting tool, planning tool, control tool, and estimated for profits,".

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hotel cortez is an all-equity firm that has 10,600 shares of stock outstanding at a market price of $33 per share. the firm's management has decided to issue $64,000 worth of debt and use the funds to repurchase shares of the outstanding stock. the interest rate on the debt will be 7 percent. what is the break-even ebit?

Answers

If hotel cortez is an all-equity firm that has 10,600 shares of stock outstanding at a market price of $33 per share.  The break-even ebit is:  $24,486.05.

How to find the break-even ebit?

First step is to calculate the share repurchased

Shares repurchased =$64,000 /$33 per share

Shares repurchased =1,939.39 shares

Second step is to calculate the shares outstanding

Shares outstanding = 10,600 shares - 1,939.39 shares

Shares outstanding = 8,660.61 shares

Now let find the break-even ebit

EBIT/10,600= [EBIT − $64,000(.07)]/ 8,660.61

EBIT/10,600 = [EBIT − $4,480]/ 8,660.61

EBIT/10,600 -8,660.61 = [10,600 ×$4,480]

EBIT/1,939.39 = $47,488,000

EBIT = $47,488,000 / 1,939.39

EBIT = $24,486.05

Therefore the break-even ebit is

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if the minimum efficient scale of a typical firm in an industry is small relative to the market equilibrium quantity of the good, then:

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if the minimum efficient scale of a typical firm in an industry is small relative to the market equilibrium quantity of the good, then Perfect competition arises.

In monetary principle, perfect competition takes place whilst all corporations sell equal products, marketplace share does now not affect rate, agencies are able to enter or exit without boundaries, buyers have perfect or complete records, and agencies can't decide prices.

In economics, mainly trendy equilibrium principle, a perfect market, also known as an Perfect market, is described with the aid of several idealizing situations, together known as perfect competition, or atomistic competition.

Best competition is an economic term that refers to a theoretical market shape wherein all providers are equal and general supply and demand are in equilibrium. as an instance, if there are several companies producing a commodity and no character firm has a competitive gain, there's ideal opposition.

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How are carrots processed to prepare them for shipping and purchasing by a consumer.

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As the carrots are packaged in crates, fruit crates, trays, sacks, plastic bags, or nets, this procedure varies from harvester to harvester.

What is consumer?

Consumers are those who buy products for their own needs and use or consume them.

A consumer does not purchase goods or services primarily for resale or for business objectives. Instead, they do it for personal use. For goods or services, customers must pay money. As a result, consumers are an essential component of any economy and play a crucial role in the economic system of a capitalist society, without consumer demand, manufacturers wouldn't have one of their primary driving forces: the desire to sell their goods to a consumer.

Therefore, carrots processed by different procedure

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the role of an art director is to multiple choice create the words and concepts for ads and commercials. determine the design and look and feel of the ad. take ultimate responsibility for the creative product and final ad. develop the verbal message and the copy within a print ad. act as the head of a creative team of agency copywriters and artists.

Answers

Take ultimate responsibility for the creative product and final ad is the role of an art director. Hence,  option C is correct.

What is art director?

Art directors choose which photographs, pieces of art, or other design elements to employ. Art directors provide the visual style and images that are utilized in periodicals, newspapers, commercial packaging, and film and television productions. They create the overall plan and provide guidance to others who create the artwork or layouts.

A "art director" is a professional who makes up a creative team in an advertising agency, similar to a "copywriter." However, in the context of design, it alludes to a hierarchical level and the leader of a team of designers.

Thus, option C is correct.

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Aristocrats and commoners mix freely in act i of the tempest, both on the island and on board ship. Which best describes the relations between the high-ranking aristocrats and the lower-ranking commoners?.

Answers

The relations between the high-ranking aristocrats and the lower-ranking commoners are strained.

What is aristocrat?
Historically, the term "aristocracy" has been used to refer to the "hereditary" or "ruling" social class. The upper group of individuals (aristocrats) to hereditary rank and titles made up the aristocracy in many states. Aristocratic status in some societies, including such ancient Greece, Rome, or India, was derived from membership in a military caste. Aristocrats have frequently belonged to priestly dynasties, especially in African societies. The benefits of having aristocratic status may be legal or feudal. In the social hierarchy of a country or nation, they are typically the only people below the monarch. The nobility, a distinct social class that emerged in the Middle Ages, has frequently been confused with the aristocracy in modern European societies, despite the term "aristocracy."

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john's neighbor theresa informs him that her employer plans to go public. john wants to buy 1,000 shares of the new company's stock at the initial public offering. john calls his broker and receives a 200-page document that has information about the company and the proposed initial offering, but it does not include the date and price of the initial offering. john has received

Answers

john's neighbor Theresa informs him that her employer plans to go public. John has received a red herring.  Thus, option A is correct.

What is a stock ?

Stocks or shares be issued at various ranges. It can be issued at a par discount or at a premium. It helps in increasing the revenue. It is a legal bond that is issued by the company to gain money from the people.

A tentative prospectus called Red Herring, which was submitted to the SEC, includes fundamental details regarding the company's planned IPO. A red herring is a critical fallacy wherein pertinent info is accompanied by unnecessary stuff with the intent of drawing attention away from the pertinent details. This could be done on purpose or accidentally.

Therefore, option A is the correct option.

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The question is incomplete, the complete question is:

John's neighbor Theresa informs him that her employer plans to go public. John wants to buy 1,000 shares of the new company's stock at the initial public offering. John calls his broker and receives a 200-page document that has information about the company and the proposed initial offering, but it does not include the date and price of the initial offering. John has received A) a red herring B) a prospectus. C) an underwriting agreement. D) a registration statement.

in hootsuite analytics, what is an advantage of sharing a report with a colleague rather than sending them an exported pdf?

Answers

Reports give your colleagues constant access to up-to-date data.

What is Hootsuite analytics?

You can use Hootsuite, a potent social media management tool, to save time, promote your business, and examine your social media results to determine what is effective.

The most popular social media management tool is Hootsuite, which is relied upon by more than 17 million users and staffers at 80% of Fortune 1000 companies.

From a single dashboard, Hootsuite makes it easy to develop, schedule, publish, and monitor your contents and ad campaigns across social networks. By giving you access to real-time analytics, it empowers you to focus on other aspects of your business while still maximizing the impact of your social marketing.

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an online buying club requires an annual fee of $190 in order to qualify for a 17 percent discount on purchases. what amount would a person have to buy in order to save enough to cover the cost of the membership?

Answers

A person would have to buy $1118 worth of items to cover the cost of the membership.

Discounts are special offers that companies provide to their clients that bring down the price of goods or services, frequently by a certain percentage or by meeting certain requirements. For illustration, a store might provide a 50% discount on specific items. Discounts can be used by businesses to get rid of overstock, advertise new products, or draw in customers. Customers who may find it simpler to buy these items due to the lower prices also benefit from these discounts.

To get the number of purchases that will cover the cost of the annual fee, let us divide the membership fee by the 17% discount:

Purchases/Discount percentage = 190/0.17

= $1117.64 or $1118

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jim jr. is in the market for a used lawn mower. he is willing to pay $150 for a lemon or $600 for a good lawn mower. what is jim jr.'s consumer surplus if he buys a good mower for $400 ? consumer surplus: $ 200 what is jim jr.'s consumer surplus if he buys a lemon for $90 ? consumer surplus: $ 60 if the price he pays is more than his willingness to pay, he will have a budget deficit. producer surplus. consumer deficit. consumer surplus.

Answers

Customer surplus is $200.Customer surplus, also known as the market price or the price consumers actually pay for a good, is the discrepancy between the highest price a consumer is prepared to pay and the amount they really do pay.

The maximal consumer surplus, what is it?

Consumer surplus is the difference between the highest product price customers are prepared to pay and the amount they actually end up paying. The formula for the consumer surplus is: Market price - Highest price consumers will pay for the goods.

Customer surplus, also known as the market price or the price consumers actually pay for a good, is the discrepancy between the highest price a consumer is prepared to pay and the amount they really do pay.

The following fundamental formula can be used to calculate consumer surplus:

Consumer surplus is calculated as Maximum Price - Actual Price.

Consumer surplus is equal to 1 x Qd x P.

Total revenue less total cost is producer surplus.  

P = $600 - $400

  = $200.

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explain what your calculations indicate about your long-term average profits and losses on this game. the calculated value represents a fixed amount that your total money will change after each game. the calculated value represents the average amount per loss that your total money will change over a large number of games. the calculated value represents a fixed amount that your total money will change after each loss. the calculated value represents the average amount per game that your total money will change over a large number of games

Answers

Given data:

A game involves selecting a card from a regular 52-card deck and tossing a coin.

The coin is a fair coin and is equally likely to land on heads or tails.

If the card is a face card, and the coin lands on Heads, you win $9

If the card is a face card, and the coin lands on Tails, you win $3

If the card is not a face card, you lose $3, no matter what the coin shows.

(a) Here we have to find out the expected value for this game.

We know that, In a standard deck of cards, there exists a total of 52 cards and of which 12 of face cards.

Number of no face cards = 52-12 = 40

Event of card Net gain or loss  P(X)

Face card and head $9

= (1/2) × (12 / 52)

= 3 / 26

Face card and tail  $3

= (1/2) × (12 / 52)

= 3 / 26

No face card and H or T -$3

= (1) × (40 / 52)

= 20 / 26

Then, the Expected value is,

Expected value = (9) (3 / 26) + (3) (3 / 26) + (–3) (20 / 26)

Expected value = \frac{27+9-60}{26}

Expected value =  \frac{- 24}{26}

Expected value =  \frac{- 12}{13}

Expected value =  - $ 0.923

therefore Expected value for this game = \frac{- 12}{13} = -$ 0.923

(b) Here we can say that, If you play this game repeatedly, over a long string of games, you would expect to lose $0.923 per game, on average.

The correct answer is, "The calculated value represents the average amount per loss that your total money will change over a large number of games".

(c) Correct answer is, " No, because the expected value indicates an expected average loss.

Recreation is any intellectual or bodily interest with rules this is finished for a laugh, such as physical activities like baseball and soccer, board video games together with chess and Monopoly, card video games, digital games (like apps), or video video games.

Games help college students to turn out to be a part of a team in addition to taking responsibility for their very own studying. They also can be a super lecture room control device, assisting to motivate a class. They can also be a wonderful lecture room management tool, supporting to encourage a category.

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Susie asks you for investment advice as she's not sure if she should invest in a Roth IRA or a Traditional IRA She has a great job now and expects to have lower earnings and a lower marginal tax rate once she retires. Which would you recommend and why? Response should be a minimum of 100 words​

Answers

Susie anticipates a pay cut and a regular IRA can be a wise retirement savings plan because she will have a lower marginal tax rate when she retires.

What are regular and Roth IRAs?

When you make an after-tax contribution to a Roth IRA, your money grows tax-free, and once you reach the age of 59 and a half, you can typically take your funds without incurring any taxes or penalties.

A Traditional IRA allows you to make pre-tax or post-tax contributions, and your funds grow tax-deferred until you are 59 and a half years old.

With a Roth IRA, you can make after-tax contributions, see your money grow tax-free, and generally take withdrawals after age 5912.

A Traditional IRA allows for pre- or post-tax contributions, tax-deferred growth of your funds, and current income tax on withdrawals.

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