A multinational corporation that needs a loan to finance further global expansion [OPTION A} will get benefit from microfinance.
What is microfinance?Microfinance, also known as microcredit, is a type of banking service provided to unemployed and low-income individuals or groups who do not have access to financial services.Institutions involved in microfinance are the most common type of lending service, with microloans varying. many banks offer checking and savings accounts, microinsurance products, etc. additional services, and some banks offer financial and business services. education. The purpose of microfinance is to ultimately enable the poor to become self-sufficient.it is a type of Banking service for unemployed or low-income individuals or groups.
thus option A is the correct answer.
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Kiddy Toy Corporation needs to acquire the use of a machine to be used in its manufacturing process. The machine needed is manufactured by Lollie Corporation. The machine can be used for 10 years and then sold for $27,000 at the end of its useful life. Lollie has presented Kiddy with the following options:
Buy machine. The machine could be purchased for $177,000 in cash. All insurance costs, which approximate $22,000 per year, would be paid by Kiddy.
Lease machine. The machine could be leased for a 10-year period for an annual lease payment of $42,000 with the first payment due immediately. All insurance costs will be paid for by the Lollie Corporation and the machine will revert back to Lollie at the end of the 10-year period.
Required:
Assuming that a 10% interest rate properly reflects the time value of money in this situation and that all maintenance and insurance costs are paid at the end of each year, determine which option Kiddy should choose. Ignore income tax considerations.
What is Buy Option PV?
What is Lease option PV ?
a) The Buy Option PV (present value) is $301,770.81.
b) The Lease Option PV (present value) is $258,071.82.
c) In present value terms, Kiddy Toy Corporation should lease the equipment as it costs less than outright purchase.
What is the present value?The present value is the discounted value of future payments or investments.
The present value can be computed using an online finance calculator as follows:
Buy PV:1) Insurance Costs:
N (# of periods) = 10 years
I/Y (Interest per year) = 10%
PMT (Periodic Payment) = $22,000
FV (Future Value) = $0
Results:
PV = $135,180.48
Sum of all periodic payments = $220,000.00
Total Interest = $84,819.52
2) Scrap Value:
N (# of periods) = 10 years
I/Y (Interest per year) = 10%
PMT (Periodic Payment) = $0
FV (Future Value) = $27,000
Results:
PV = $10,409.67
Total Interest $16,590.33
Total PV:PV for initial purchase cost = $177,000.00
PV for annual insurance costs = 135,180.48
PV for scrap = (10,409.67)
Total PV = $301,770.81
Lease PV:N (# of periods) = 10 years
I/Y (Interest per year) = 10%
PMT (Periodic Payment) = $42,000
FV (Future Value) = $0
Results:
PV = $258,071.82
Sum of all periodic payments = $420,000
Total Interest = $161,928.18
Thus, using their present values, it costs less for Kiddy Toy Corporation to lease the equipment than to purchase it.
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When a firm uses branding to identify its products and distinguish them from its competitors, its uses what elements to do so?
Answer: packing design, unique symbols, product names
Explanation: They have to have a different way so that product stands out for the others.
Which step would prevent cross-
contact when preparing an
allergen-free meal?
O a. Removing bones or pits from food
b. Cooking the food for a longer amount
of time
O
O
O
c. Serving allergen-free meals before
other meals
d. Replacing the allergens on a pre-made
meal with safe foods
The step that would prevent cross-contact when preparing an allergen-free meal is option D: Replacing the allergens on a pre-made meal with safe foods.
How can you prepare a meal without allergens while avoiding cross-contact?The phrase "allergy safe" may have also come up in conversation. There are eight primary allergens, so the term "allergen-free" designates goods that are free of the FDA's list of the eight most common allergens as of the present. These foods include peanuts, tree nuts (including coconut), fish, shellfish, eggs, dairy, wheat, and soy.
Therefore, the use pans and utensils that have been thoroughly washed with soap and water when preparing meals free of allergens. Cook the meal free of allergens first if you're cooking multiple dishes at once. Away from any potential splatter from other foods that are cooking, keep it covered.
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5
Сл
Which phrase BEST describes the process of specialization?
OA.
identifying trends
OB.
segmenting tasks
O C. creating teams
OD. charting organizations
Reset
Next
Segmenting Tasks describes specialization the best
What is Specialization?
The method in which a production process is separated into phases, with each employee or company focusing on just one part of the production is known as specialization. When people and organizations specialize, they concentrate on the small number of productive tasks that they excel in.
Specialization is the degree to which activities or tasks in an organization are broken down and divided into individual jobs.
Through specialization, a worker can leverage their education and work history to speed up procedures and boost sales. High-quality work results from specialization.
What is Segmenting Tasks?
The process of segmenting a target market into groups of potential clients with similar requirements and behaviors involves dividing the market into segments.
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Which of the following activities does NOT belong to the controlling phase of project management? A. shift resources B. revise plans C. define the project D. monitor resources, costs,quality, and budgets
Define the project activities does NOT belong to the controlling phase of project management.
There are five stages in project management. Initiation, Planning, Execution, Control, and Closure are these steps. The "defining the project" action happens during the project's planning phase. As the name implies, attempts are done during the controlling phase to get the project back on track if it has veered off course.
The regulating phase of project management includes activities including resource reallocation, plan updates, and monitoring important project characteristics like resources, costs, quality, and budgets, among others.
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$4,000 at 3% for 4years
Simple interest is $480
Given
Principal = $4000
Interest = 3% = 0.03
Time = 4 years
Simple interest = Principal x Interest x Time
SI = $4000 x 0.03 x 4
SI = $480
What is Simple interest?
The amount that the lender charges the borrower above and beyond the principal amount is known as the interest rate.
Simple Interest (S.I.) is a way for figuring out how much interest will accrue on a specific principal sum of money at a certain rate of interest.
Simple interest is a speedy and simple formula for figuring out how much interest will be charged on a loan. The daily interest rate, the principle, and the number of days between payments are multiplied to calculate simple interest.
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Which were public speaking tips Jennifer provided in the training?
Question 3 options:
Never look a person in the eye
engage the audience
speak quietly
make cultural slurs
Answer:
Never look a person in the eye.
Public speaking techniques Jennifer provided in the training, Never look a person in the eye. Thus, option first is correct.
What is public speaking?Public speaking, also called oratory or oration, has traditionally meant the act of speaking in the face of a live audience. Today it includes any form of speaking to an audience, including pre-recorded speech delivered over great distance by means of technology.
The other most significant sort of oratory is silently comprehending the methods and means of the few. Public speaking can be readily accomplished via varied knowledge and variety in which the speaker speaks honestly in front of the crowd and also captivating the audience so that they may feel engaged and tend to join the dialogues.
Nowadays, public speaking may take any shape that is done in schools and colleges for dissertations presentation and also the comprehension of a variety of techniques to make the concept of the work understood. Hence, options first is correct.
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Please help me look for the answer to this question:
Victor Mineli, the new controller of Ivanhoe Company, has reviewed the expected useful lives and salvage values of selected depreciable assets at the beginning of 2022. Here are his findings:
(what is in the red box is incorrect)
Dec 31, 2019:
DR Depreciation Expense $4,250
CR Accumulated Depreciation $4,250
Dec 31, 2020:
DR Depreciation Expense $8,500
CR Accumulated Depreciation $8,500
Revised Annual depreciation to be charged on Dec 31, 2022: $5,375
Dec 31, 2022:
DR Depreciation Expense $5,375
CR Accumulated Depreciation $5,375
Balance Accumulated Depreciation as on Dec 31, 2022: $26,625
What is depreciation?Depreciation is charged upon assets to reduce the value of the assets, depreciation is the allocation of the value of the asset. An asset is capitalized and is reduced buy depreciation over the useful life of the asset, this useful life of the asset is the duration for depreciation and as it is used in the period and earn income.
Victor minelli the new controller of Ivanhoe company has reviewed the expected useful lives and salvage value of the assets and that needs to be incorporated in the depreciation expense for the year 2022, the revised depreciation is calculated and entries are made accordingly.
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what is the primary responsibility of oversight bodies (such as an irb or iacuc)?
The primary responsibility of oversight bodies (such as an IRB or IACUC) is to assess legal-regulatory compliance, and if applicable, to protect research subjects.
Responsibility can also be used to describe Group responsibility. societal accountability for businesses. Duty. obligation to pay.
Being responsible entails carrying out your obligations and accepting the consequences of your decisions. A duty is something you are required to do. Being responsible means carrying out your obligations. Taking ownership of your actions means accepting both the credit and the blame for what you have done.
Three Categories of Responsibilities Every Business Owner Must Fulfil
environmental obligations. obligations to comply. Customer obligations.Responsibility is crucial because it gives people a feeling of purpose and helps society develop resilience in the face of hardship. Like an addiction, avoiding responsibilities may feel wonderful in the short run, but it results in misery and suffering that is tenfold worse in the long run.
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The oversight function is one of the least understood function of congress. What is the purpose of this function and why is it important? Give specific examples of area where congressional oversight might be critical in the health, safety and defense of citizens.
The purpose of the oversight function is in order to review, monitor, and as well as supervise the federal agencies, programs and policy implementation.
The congressional oversight function tends to occur in a wide variety of congressional activities and contexts. These include appropriations, authorization, investigative, and also the legislative hearings by the standing committees.
Congressional oversight is considered to be one of the most important responsibilities of the United States Congress. Thus, the congressional oversight refers to the monitoring, reviewing, and supervising of the federal agencies.
Hence, the oversight function is considered fundamental in order to making sure that laws work.
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1. Refer to Figure 7-24. At equilibrium, producer surplus is
a. $36.
b. $18.
c. $72.
d. $54.
2. Refer to Figure 7-24. At equilibrium, producer surplus is measured by the area
a. ABF.
b. BDF.
c. ABD.
d. CDI.
3. Refer to Figure 7-24. At equilibrium, total surplus is
a. $36.
b. $108.
c. $18.
d. $54.
4. Refer to Figure 7-24. At equilibrium, total surplus is measured by the area
a. HGCI.
b. FBD.
c. ABD.
d. ABF.
5. Refer to Figure 7-24. If 10 units of the good are produced and sold, then
a. the marginal value to buyers exceeds the marginal cost to sellers.
b. total surplus is minimized.
c. the marginal cost to sellers exceeds the marginal value to buyers.
d. producer surplus is maximized.
At equilibrium, producer surplus is $36. Option A
At equilibrium, producer surplus is measured by the area BDF. Option B.
At equilibrium, total surplus is $54. Option D.
At equilibrium, total surplus is measured by area of ABD. Option C
If 10 units of the good are produced and sold, then the marginal cost to sellers exceeds the marginal value to buyers. Option C
How to solve for the producer surplus1. At the point of equilibrium the price that we have here is 16 dollars. The producer surplus is at the area that is triangle DFB
The surplus can be solved by 0.5 (DF) (FB)
= 0.5 * 16 - 4 * 6 - 0
= $36
The producer surplus is $36.
2. At equilibrium, producer surplus is measured by the area BDF. Option B.
3. At the equilibrium we have Consumer Surplus = 0.5 (22-16) (6-0)
= 0.5 x 6 x 6 = 18
Total surplus = consumer surplus + producer surplus
= 18 + 36
= 54
4. At equilibrium, total surplus is measured by area of ABD. Option C
5. If 10 units of the good are produced and sold, then the marginal cost to sellers exceeds the marginal value to buyers.
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What does a person's will list?
what their current financial goals are
what should happen to their finances after
they die
O what types of insurance they have
what their plan for retirement is
A person's will should include, "what should happen to their finances after
they die."
The goal of behavioural finance, an area of study in economics, is to comprehend people's financial decisions by looking at the psychology behind people's motives and general human behaviour patterns. We may claim that these choices are affected by personal and family finances because they are inextricably tied to those elements.
These two sciences—economics and psychology—have "flir-ted" at various points without ever really settling on a point in common. For a long time, Homo Economicus—a hypothetical human being who produces and consumes only on the basis of his own rationality—was the ideal that Economics perceived in the components it investigated.
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Sam makes $11.78 working at Salata. He works 32 hours a week.
Calculate his net salary after deducting 6.2% or (0.062) for Social Security deduction and 2.9% or (0.029) for Medicare deduction. What is his net pay?
12.18 because you multiply them together think
Explanation:
yes
Users of cashflow statements
The following individuals and organizations are interested in cash flow statements:
(1) Accounting personnel;
(2) Prospective lenders or creditors;
(3) Prospective investors;
(4) Prospective employees or contractors; and
(5) Prospective shareholders
What is Cash Flow Statement?
A cash flow statement, also known as a statement of cash flows, is a financial statement used in financial accounting that breaks down the analysis into operating, investing, and financing activities. It illustrates how changes in balance sheet accounts and income effect cash and cash equivalents.
An essential tool for managing finances is a cash flow statement, which tracks an organization's cash flow.
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Which of the following is NOT a part of a professional appearance?
Question 2 options:
long fingernails
clean fingernails
hemmed pants
minimal jewelry
Answer:
Long fingernails is not a part of professional appearence
Which of these is NOT a role of financial institutions?
reducing transaction costs
diversifying assets to reduce risk
reducing information costs
increasing product demand
Reducing Information costs is not the role of Financial Institutions.
Financial institutions are crucial because they offer a market for money and assets, enabling effective capital allocation to the most beneficial uses. As an illustration, a bank accepts customer deposits and lends the money to borrowers. Without the bank acting as a middleman, it would be difficult for one person to discover a suitable borrower or understand how to manage the loan. As a result, the depositor can obtain interest through the bank. Investment banks similarly locate investors to whom they advertise a company's shares or bonds. Commercial banks, investment banks, insurance companies, and brokerage firms are the most typical categories of financial institutions.
These organizations provide both individual and business clients with a wide range of goods and services, including deposits.
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The ______________ of an excise tax depends on the ________ of the taxed good's supply and demand curves.
The incidence of an excise tax depends on the price elasticity of the taxed good's supply and demand curves.
In the price elasticity, it is a measure of the effect of a price change or a change in the quantity supplied on the demand for a product or service.
A good's price elasticity of demand is a measure of how sensitive the quantity demanded to its price, when the price rises, quantity demanded falls for almost any good, but it falls more for some than for others.
The price elasticity of the taxed good's supply , means any supply of goods, is leviable to tax under the Act.
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Make an argument for globalization or for protectionism
Proponents of protectionism argue that their policies could increase GDP, create jobs at home, and argument strengthen a nation's international reputation. Government initiatives to limit international commerce in order to support.
Domestic businesses are referred to as de-globalization or protectionism. A government can impose argument protectionist policies through a variety of measures, including tariffs, import quotas, product standards, and subsidies. The Rich States' and its Multinational Corporations' (MNCs') agenda The corporate agenda (the agenda of big business) and the ideology of the developed countries to dominate and control the world economic system in a wider, deeper, and more intense way are the main criticisms levelled at globalization.
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ABC company has been breaking even all year. The board of directors has hired a new manager and charged her with the responsibility of maximizing profits. How does the manager determine what steps to take to make the firm profitable?
Four important elements can contribute to profitability. Costs are coming down, turnover is going up, production is going up, and efficiency is going up. You can also develop new goods or services or grow into new market segments.
What are the steps to take to make the firm profitable?This manual shows how to evaluate the profitability of your company, provide growth for your bottom line, and plan and manage change. Your profitability may be boosted by careful expense control. Although most organizations may discover some waste to eliminate, it's crucial to avoid compromising the quality of your goods and services in order to save money.
It is efficient to use activity-based costing to determine the true cost of particular company activities. By allocating sections of all your expenditures, including those for employees, real estate, and raw materials, to certain activities, activity-based costing enables you to determine how much it costs you to perform a given business function.
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O
What is the correct order of
steps for cleaning and
sanitizing utensils by hand?
a. Dip in sanitizer, clean with soap, rinse,
and towel-dry
b. Rinse under cold water, clean with
soap, rinse, and air-dry
c. Scrape away leftover food, clean with
soap, rinse, sanitize, and air-dry
d. Soak in warm water, scrape off food,
clean with sanitizer, rinse, and towel-drY
Answer:
D. Soak in warm water, scrape off food, clean with sanitizer, rinse, and towel-dry.
The correct order of steps for cleaning and sanitizing utensils by hand is Soak in warm water, scrape off food, clean with sanitizer, rinse, and towel-dry.
What is sanitizing?The sanitizing is the process of reducing the number of germs and bacteria on surfaces or objects to a safe level. It involves using a chemical or physical method to destroy or remove harmful microorganisms, including viruses, bacteria, and fungi that can cause illness or disease.
The sanitizing is an important part of cleaning and disinfecting procedures in many settings, including hospitals, schools, food processing facilities, and homes.
The correct order for cleaning and sanitizing utensils by hand is soak them in warm water, scrape off food, clean with sanitizer, rinse, and towel-dry.
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Refer to Figure 7-24. If 6 units of the good are produced and sold, then
Group of answer choices
the sum of consumer surplus and producer surplus is maximized.
the marginal value to buyers equals the marginal cost to sellers.
efficiency is achieved in this market.
All of the above are correct.
If 6 units of the good are produced and sold, then, the sum of consumer surplus and producer surplus is maximized. the marginal value to buyers equals the marginal cost to sellers. Option D is correct. All of the above efficiency is achieved in this market.
What is consumer surplus?Generally, When the price that customers pay for a good or service is lower than the price that customers are willing to pay for that good or service, this results in a consumer surplus.
It is a measurement of the extra advantage that customers obtain because the price that they are paying for something is lower than the price that they were willing to pay in the first place.
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explain in your own words the process of creating and updating a variable. how does the counter pattern with event work?
Answer:
Creating a variable and updating a variable is put on the top to allow for a call back to the variable in the program.V
Variables allow for changes in the program and are important for this reason. The Counter Pattern Event works as an event program so the initial sequential program gets disrupted and a change in an event happens.
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Which was mentioned in the training as tips for public speakers to keep audience engaged?
Question 10 options:
speaking loudly
using visual aids
speaker moves as they speak
active hands
Answer:
The answer is using visual aids.
Suppose you are interviewing for a potential position in a company. As you take a tour and ask questions, you find that employees give you different answers to your question about why a company exists. What might be missing in the organizational structure?
mission
objectives
action plan
vision
An action plan might be missing in the organizational structure. Therefore option C is correct.
What is Organizational structure?
An organizational structure is a framework that specifies how certain tasks are to be carried out in order to meet the objectives of an organization. Rules, roles, and obligations may be a part of these activities.
Organizational structures are widely used by businesses of all types and sizes. They specify a certain organizational hierarchy. Each employee's role is described in a successful organizational structure, along with how it fits into the larger system. Simply put, the organizational structure establishes who is responsible for what so the business can achieve its goals.
Therefore option C is correct
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The purpose of CHIP is to:
A. provide health insurance for people 65 and older.
B. provide income after retirement.
C. provide low-cost insurance coverage to children.
D. make private insurance more affordable.
SUBMIT
The purpose of CHIP (Children's Health Insurance Program) is to provide low-cost insurance coverage to children, which is option C.
CHIP is a government program in the United States that aims to ensure that eligible children from low-income families have access to essential healthcare services. It was designed to bridge the gap between Medicaid and private insurance, offering affordable health coverage to children who do not qualify for Medicaid but still come from families with limited financial resources. CHIP plays a crucial role in promoting children's well-being by providing them with essential medical care and preventive services.
By offering affordable healthcare coverage to children, CHIP helps reduce barriers to accessing medical services, ensuring that children receive necessary treatments, vaccinations, check-ups, and other healthcare services. This contributes to the overall health and development of children, ultimately leading to healthier communities and a brighter future for the next generation.
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10. (4.1) Which of the following accounts for the biggest
portion of GDP in the United States?
a. Consumption
b. Business Investment
C. Government Spending
d. Net Exports
Answer:
a. Consumption
Explanation:
People like spending money and personal consumption expenditures make up the greatest portion of the US's GDP
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Which of the following should be included in the acquisition cost of a piece of equipment?
testing costs prior to placing the equipment into production
transportation costs
installation costs
All of these choices are correct.
All of these choices are correct; The acquisition cost of a piece of equipment is testing costs prior to placing the equipment into production, transportation costs, installation costs.
The phrase "transportation Costs" refers to particular expenses paid by an employee or self-employed taxpayer who travels on company business. Travel expenses, which also include taxi fares, gas, parking fees, accommodation, meals, tips, cleaning fees, shipping fees, and telephone charges, are a subset of transportation expenses. Employees may incur these costs while on business trips and submit claims to their employers for reimbursement. On an employee's tax return, some transportation costs may be deducted from pay.
Transportation costs are any outlays for staff members who travel for work purposes. In most cases, an employee who travels for business is eligible to deduct the cost of their travel, lodging, meals, and any other connected expenses as a transportation expenditure.
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A food worker has finished
cutting raw chicken and is
about to chop vegetables.
What must the food worker
do before chopping the
vegetables to prevent cross-
contamination?
O a. Wash hands and change gloves
b. Apply a chemical sanitizer to the
vegetables
c. Wipe off the cutting board with a linen
towel
d. Soak the cutting board and knife in cold
water
Washing his hands and changing gloves, a food worker must do before chopping the vegetables to prevent cross-contamination. Therefore, option (A) is correct.
Who is a food worker?A food worker is a person who is involved in the preparation, handling, or serving of food in a professional capacity. This includes individuals who work in a variety of settings, such as restaurants, cafes, bakeries, catering companies, food trucks, and other food service establishments.
Food workers are responsible for ensuring that food is prepared and served in a safe and hygienic manner, following established food safety protocols and regulations.
The food worker must wash hands and change gloves before chopping the vegetables to prevent cross-contamination. Thus option (A) is correct.
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Which of the following would cause a decrease in aggregate demand?
A. a decrease in interest rates through monetary policy
B. a decrease in government spending
C. a decrease in taxes
D. a depreciation in the U.S. dollar relative to foreign currencies
E. All of the above.
A decrease in government spending cause a decrease in aggregate demand. Hence, option b) is correct.
Consumer spending, company spending, government expenditure, and exports minus imports are added up to create aggregate demand, which is the total amount of goods and services that consumers are willing to demand in an economy.
Economic factors that impact aggregate demand are:
Expectations of future inflationValue of the domestic currencyInterest ratesHousehold wealthPublic consumption of products and services, investments, and transfer payments are all ways that the government spends money. These outlays have an impact on aggregate demand, which is essential for long-term economic expansion and growth.
Aggregate demand does not decrease when there is:
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Why did Mirabeau B. Lamar easily win the presidency in 1838?
Question 1 options:
He ran against Sam Houston.
He was against an annexation to the United States.
He believed in expanding the Texas Rangers and Navy.
He refused to accept recognition from Europe.