A substantial and permanent investment in money market mutual funds would generally be inappropriate for a 25-year-old with a traditional IRA invested for his/her retirement. Therefore, the option B holds true.
An investment can be referred to or considered as a method of engaging monies of an individual into different classes of assets, wherein the primary intention of the individual is to foresee an appreciation in value of the amount that he or she invests. An investment is typically backed by a goal. A 25-year-old must avoid investments in money market funds, if he or she has a goal of saving money for retirements in his IRA account. This is because, it involves a higher amount of risk of losing money.
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17. the way all jobs in modern society are connected to other jobs is called a. the money supply. b. division of labor. c. economic regulations.
Division of labor is the term used to describe the relationship between all employment in contemporary society.
In any economic system or organisation, the division of labour refers to the separation of tasks to allow participants to specialise. People, organisations, and nations are given or acquire specialised capabilities and either form alliances or engage in trade to benefit from one another's skills in addition to their own. Equipment, natural resources, and skills are all examples of specialised capabilities. Training, as well as combinations of these assets working together, is frequently crucial. For instance, just as an organisation can specialise by obtaining specialised equipment and recruiting or training expert operators, an individual can specialise by acquiring the tools and the skills necessary to use them effectively. Trade is prompted by the division of labour, which also gives rise to interdependence in the economy.
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In the absence of externalities, the perfectly competitive market maximizes economic surplus when?
In the absence of externalities, the perfectly competitive market maximizes economic surplus when The market is at equilibrium.
What is the perfectly competitive market?A perfect market, also known as an atomistic market, is defined by various idealizing conditions, which are together referred to as perfect competition, or atomistic competition, in economics, specifically general equilibrium theory.
According to economic theory, perfect competition arises when all businesses sell the same goods, market share has no bearing on prices, businesses can enter or quit the market without any obstacles, consumers have perfect or complete information, and businesses are unable to set prices. The typical farmers' market is possibly the most realistic illustration of ideal competition.
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no infringement occurs when the alleged infringing invention lacks an essential element of the patent holder's claims in the patent application. this is known as the rule of
Under the rule of omission, infringement happens even if the alleged infringing invention lacks an important detail of the patent holder's claims withinside the patent application.
The required details about infringement is mentioned in below paragraph.
An infringement is a contravention, a breach, or an unauthorized act. Infringement happens in diverse situations. A damage to one's proper is an infringement. A violation of a statute is likewise an infringement.
Infringement process, a European Court of Justice process to decide whether or not a Member State has fulfilled its responsibilities beneathneath Union law.
Intellectual assets infringement, violating an proprietor's distinctive rights to intangible belongings including musical, literary, or creative works
Copyright infringement, the usage of works beneathneath copyright, such as reproducing, distributing, displaying, or appearing the copyrighted paintings with out permission
Patent infringement, the usage of or promoting a patented invention with out permission from the patent holder, commonly for industrial purposes
Trademark infringement, a contravention of the distinctive rights attaching to a hallmark with out the authorization of the trademark proprietor or licensees
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what are the main positive and negative impacts of mergers? decreased market power and higher prices lower prices and more companies increased competition and higher costs lower costs and increased market power
The main positive and negative impacts of mergers are lower costs and increased market power.
Mergers can have both positive and negative impacts on a variety of stakeholders, including customers, employees, shareholders, and the broader economy. Some potential positive impacts of mergers include increased efficiency and cost savings, increased market power and competitiveness, and the ability to invest in new technologies and innovations.
Further, a company can have a larger market share and reduced competition in the industry. This can result in the company having more bargaining power and the ability to set prices at a higher level than would be possible if there were more competitors in the market, However, mergers can also have negative impacts, like reduced competition and higher prices for consumers, job losses, and decreased innovation. It's important to carefully consider the potential impacts of a merger before moving forward with the transaction.
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starting at a price of $30, if earthscience were to increase the price by 6%, will the quantity demanded decrease by more than 6%, by less than 6%, or by exactly 6%? explain.
As per the elasticity in demand, the price of the product is increased as 180%
Elasticity of demand:
In economics, elasticity of demand refers the change in demand due to the change in one or more of the variable factors that it depends on.
Given,
Here we have the starting at a price of $30, if earth science were to increase the price by 6%, will the quantity demanded decrease by more than 6%, by less than 6%, or by exactly 6%.
And we need to find the price of the product.
As per the given situation, the quantity demand will increase by
=> (30 x 0.06 = 1.8)
Then there must be 180% when the price elasticity of demand is 30 and the price increases by 5%.
Which state that when demand is inelastic (less than 1), an increase in the price will result in an increase in total revenue because the price increase more than offsets the decrease in quantity demanded.
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The demand that women should receive equal pay relative to men for work that is similarly demanding, involves similar responsibilities, and requires similar levels of education and training is the basis of the concept of?
The concept of equal value is based on the assumption that women should be paid equally to men for work that is equally challenging, involves comparable tasks.
What are examples responsibilities?The obligation to complete a task is one example of a responsibility. It's indeed your job to clean your teeth every day since it is "a responsibility" to do so. One illustration is that your teacher anticipates you to complete your homework promptly and to the best of your ability.
What is your personal responsibility?Personal responsibility is the readiness to put up significant personal effort to live up to the standards that society sets for individual behavior as well as the importance of such norms.
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true or false: marketing budgets should be set with the goal to earn the highest possible return on investment
Answer: True
Explanation:
True, marketing budgets should be set with the goal to earn the highest possible return on investment.
What is marketing budgets ?A marketing budget details every dollar a company plans to spend on initiatives connected to marketing over the course of the quarter or year. Budgets for marketing can cover costs for marketing automation tools, new marketing hires, sponsored online content, paid advertising, and additional marketing employees.
Your marketing budget and ROI (return on investment) go hand in hand. How much money you have to invest and how you want to spend it will depend on your marketing budget. Many businesses fail because their owners are uninformed of the capital they have access to and how it is being used.
True is an appropriate response.
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A grill assembly takes 20 washers. instead of listing these washers separately, they are grouped into a single kit for production. how is the bill of material for the washers classified?
The bill of material for the washers classified as pseudo and planning as grill assembly takes 20 washers instead of listing these washers.
What does planning serve as a vehicle for?Setting goals and figuring out a plan of action to reach those goals is the responsibility of planning, a management function. It is necessary for managers to foresee future situations and be aware of current environmental factors affecting their firm.
In management, what does the term "planning" mean?To achieve the desired result, management planning is determining the measures to follow to get there, anticipating changes and obstacles, and figuring out how to make the most of available resources and possibilities.
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organizations save money and operate more efficiently if their organizational structure features what characteristic?
Span of Control, the more expansive the areas under management of an organization, the more effective it will be. more important that wider control arcs result in cost savings.
What traits define a successful organizational structure?Clear responsibilities of authority, thorough job descriptions, objective benchmarks, and excellent two-way communication across departments and between management and personnel are all traits of an effective organizational structure.
Which organizational structure is the most successful and efficient?The classic line and functional organizational structures are both complemented by the project-based structure, which is straightforward and has the initial layers reporting solely to a direct supervisor.
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which is an invisible barrier based on the prejudicial beliefs that underlie organizational decisions that prevent women from moving beyond certain levels within a company?
The glass ceiling is an invisible barrier based on the prejudicial beliefs that underlie organizational decisions that prevent women from moving beyond certain levels within a company.
What is a glass ceiling?A glass ceiling refers to a metaphor usually applied to women, used to represent an invisible barrier that prevents a given demographic from rising beyond a certain level in a hierarchy. No matter how invisible the glass ceiling is expressed, it is a difficult obstacle to overcome. The metaphor was first used by feminists about barriers in the careers of high-achieving women.
It was coined by Marilyn Loden during a speech in 1978.
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A clothing manufacturer checks one pair of pants out of every shipment to ensure the quality of its product. this process is known as quality: _________
A clothing manufacturer checks one pair of pants out of every shipment to ensure the quality of its product. this process is known as quality inspection.
The quality inspection is an activity or process of checking, measuring or testing of one or more goods or services and comparing the results with the specific requirements to confirm the compliance.
There are four types of quality inspection: pre-production inspection, pre-shipment inspection, production inspection and container loading/unloading inspection.
It is the basic quality inspection like measuring and testing in clothing manufacturer checks one pair of pants out of every shipment to ensure the quality of its product.
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a couple has decided to purchase a $200000 house using a down payment of $12000. they can amortize the balance at 11% over 20 years. a) what is their monthly payment? payment
A couple has decided to purchase a $200000 house using a down payment of $12000. they can amortize the balance at 11% over 20 years. Their monthly payment is $1962.403
The payment P is required to payoff a loan of V dollars borrowed for n payment periods of a rate of Interest i per payment period is :
[tex]P=V[\frac{i}{1-(1+i)^-^n}][/tex]
The loan is for $200,000 - $12,000 = $183,000
At i = 10/(100×12) = 0.00833 ≈ 0.0083%
for n = 15×12 = 180
P = 183,000 [ 0.0083/1-(1+0.0083)^-180 ]
P = 183,000 [ 0.0083/1-(1.0083)^-180 ]
P = 183,000 [0.0083/1-0.226]
P = $1962.40310077 ≈ $1962.403
Therefore, Their monthly payment is $1962.403
In order to maintain good standing with a credit card issuer, a borrower must make at least the minimum monthly payment on a revolving credit account each month.When compared to consumers who make more than the minimum payment each month, those who just make the minimum payment each month will end up paying more interest and taking longer to pay off their loans.As long as they are in good standing and have no delinquencies, revolving credit accounts let customers keep their balances open indefinitely.Learn more about Monthly payment, here
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servers in restaurants typically get paid an hourly wage (from the company) plus tips (from various customers). this type of compensation plan would be a combination of
Servers in restaurants typically get paid an hourly wage (from the company) plus tips (from various customers). this type of compensation plan would be a combination of fixed-ratio and variable-interval reinforcement.
What is compensation?
The entire amount of cash and non-monetary benefits you provide an employee in exchange for the job they perform for your company is known as compensation. It's often one of the highest costs for companies that employ people. Compensation goes beyond a worker's usual paycheck. It also contains a wide variety of additional pay and perks.
You must pay your employees if you have any. Thus, you decide on an hourly wage or compensation. However, you may also pay your staff in various ways. If so, you must ascertain if those additional wages qualify as compensation. Why? A crucial step in creating your compensation packages is understanding what constitutes compensation.
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Match the best definition to the term
Answer: 1. fees - d
2. books and supplies - c
3. room and board - a
4. tuition - b
Explanation:
harris corporation, a retailer, had cost of goods sold of $290,000 last year. the beginning inventory balance was $26,000 and the ending inventory balance was $24,000. the corporation's inventory turnover was closest to:
The inventory turnover ratio of Harris Corporation is closest to 11.60 times
Inventory turnover is a financial ratio that demonstrates how frequently a firm turns over its stock in relation to its cost of goods sold (COGS) over the course of a specific time period. The number of days in the period—typically a fiscal year—can then be divided by the inventory turnover ratio to get the average number of days it takes for a firm to sell its inventory.
Businesses may improve their decisions on pricing, manufacturing, marketing, and purchasing by using the inventory turnover ratio. It is one of the efficiency ratios used to gauge how well a business uses its resources.
Average inventory = (Beginning inventory + Ending inventory)/2
= (26000+24000)/2
= 25000
Inventory turnover = Cost of goods sold / Average inventory
= 290,000 / 25,000
= 11.60 times
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government deficit spending is a good thing because it lowers the amount of taxes that need to be collected.
Government expenditure that increases deficits will eventually require more taxes to cover interest costs. On the other hand, when there is a surplus in the budget, taxes eventually need to be reduced.
What occurs when the federal government adopts a deficit spending strategy?In deficit spending, the government uses borrowed funds to pay for relief and other initiatives that are typically intended to enhance the general economy rather than increasing taxes.
Why is spending by the government beneficial?Spending is frequently thought of as a tool to increase economic growth through the Fiscal Multiplier. According to this multiplier, an increase in government spending causes some indicators of overall economic output, like GDP, to rise.
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Rachel has drafted a plan for her firm that explicitly analyzes the marketing and advertising situation, identifies the objectives of the advertising campaign, clarifies a specific strategy for accomplishing those objectives, and indicates how the firm can assess whether the campaign was successful. this subsection of the firm’s overall marketing plan is called its?
Rachel has drafted a plan for her firm that explicitly analyzes the marketing and advertising situation. This subsection of the firm’s overall marketing plan is called its general marketing plan.
What is the meaning of a Marketing Plan?
An overall business strategy could include a marketing plan. A very well marketing plan must have a strong foundation in marketing strategy to fulfill its objectives. A marketing strategy may consist of a list of tasks, but without a solid strategic base, it provides little service to a company.
The strategy a business will employ to promote its products to clients is described in the marketing plan. The target market, the brand's or product's value proposition, the campaigns to launch, and the metrics to be applied to judge the success of marketing initiatives are all identified in the plan.
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illegal acts by either employers or unions are called: a. discrimination complaints b. violation and resolve charges c. unfair labor practices d. representation charges
Illegal acts by either employers or unions are called unfair labor practices.
What are illegal acts?
Something that is illegal violates the law or the rules. These include activities including the creation and distribution of illicit commodities and fake goods, the creation of illicit services, the manufacturing of normally legal things that become illicit when produced by unlicensed producers, the theft and resale of illicit goods, bribery, extortion, and money. also known as illicit or illegal. It might be used to describe a criminal offense like assault, arson, or murder.
The term "illegal activity" refers to any activity that is prohibited by applicable legislation, including but not limited to major human rights abuses, transgressions of international humanitarian law, financing of conflicts, money laundering, tax evasion, bribery, etc.
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1. Describe two rights and two responsibilities that you have as an employee.
2. Assume that you have been newly hired to a great company and you would like to keep your job. what are some of the strategies that you can demonstrate in order to keep your job in a competitive job market? In a paragraph or two, describe at least three of these strategies and give reasons why you believe they are important.
Employees have the following rights: Not to experience harassment or be treated unfavorably due to their race, color, religion, sex (including pregnancy, sexual orientation.
What do you mean by Compensation?
You have the right to get paid as an employee, but you also have a responsibility to do the job that your manager asks of you.As an employee, you have the right to work safely, but you also have a responsibility to act in a responsible and respectful manner so that you can simultaneously save your own life and the lives of others.The right to confer with others regarding job safety. workers' compensation rights. the appropriate to a just and fair workplace. a claim to equal remuneration and working conditions.The strategies for a job are as followsCompetitive compensation.Company culture. Community. Trust.To know more about Employee here
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bond p is a premium bond with a coupon of 7.2 percent, a ytm of 5.95 percent, and 15 years to maturity. bond d is a discount bond with a coupon of 7.2 percent, a ytm of 8.95 percent, and also has 15 years to maturity. if interest rates remain unchanged, what do you expect the price of these bonds to be 1 year from now? in 5 years? in 10 years? in 14 years? in 15 years? (do not round intermediate calculations. input all amounts as positive values. round your answers to 2 decimal places.)
The price of the bond P is $518.42 and bond D is $363.38
How do you calculate the bond price?Bond Price = ∑(C1(1 + YTM)1 + C15(1 + YTM)15 + P(1 + YTM)15)
=∑($1,000 × 7.2%( 1 + 0.0595)1) + ($1,000 × 7.2%(1 + 0.0595)15) + ($1,000(1 + 0.0595)15)
=$518.42
Bond Price = ∑(C1(1 + YTM)1 + C15(1 + YTM)15 + P(1 + YTM)15)
=∑($1,000 × 7.2%( 1 + 0.0895)1) + ($1,000 × 7.2%(1 + 0.0895)15) + ($1,000(1 + 0.0895)15)
=$363.38
What does "bond price" mean?The price of a bond is the amount that investors are willing to spend on an existing bond. The pricing of bonds are expressed as a percentage of face (par) value in the online offering table and statements you get. You're thinking about purchasing a business bond, for instance.
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what two taxes will you not receive a refund for, even if you file a tax return?
An imperfect return, an erroneous return, a revised return, tax evasion, claiming credit, owing certain dues that the government may withhold part or all of ones refund, or sending ones refund to the incorrect bank because of a wrong routing number all are reasons why a tax refund may be delayed.
What does tax return mean?The tax return is one or even more documents that are filed to a taxation authority and contain information on incomes, expenses, and other significant tax information. Tax returns allow taxpayers the opportunity to ascertain their tax liability, schedule their tax payments, and request refunds for any overpaid taxes. The filing of a tax return is indeed the documentation used to calculate the amount of income earned by an organization or person as well as the tax that need to be paid to back to the taxpayer, the government, or one of its agencies. Taxation is one of the main ways that the government makes money.
Why do we do tax returns and what is the maximum tax refund you can get?Telling the Internal Revenue Service (IRS) how much money you made the previous year is the objective. Whether you owe the government money or they owe you because you paid too much in taxes during the year can be determined by filling out tax forms. Income tax is the tax that must be paid on income, and income tax returns are the annual records of income and tax information that must be provided by the assessee to the appropriate tax authorities.
The size of your tax refund is not restricted. High-value tax refunds, however, could occasionally be sent via physical check rather than direct transfer. The IRS only allows three direct deposits per account, but it does not disclose the level at which a check is issued instead of a direct deposit.
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true or false: any efforts to create first-time customers through social media posting will likely require some form of paid distribution to supplement free posting.
The answer is true. Craigslist can be an easy way to find a few customers when you're just starting out. You create an ad and post it in your area. This way, local businesses looking for help will find you and get in touch with you.
For business accounts, include things like post, brands, trailers, and product or service features. This way, based on your first post, customers will have a good idea of your brand or product and how they can buy it. Listening more shows that you are paying attention and makes the other person feel heard. As Ann Demarais, founder of First Impressions, points out, people always remember how you made them feel.
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In order to assess the performance of their firms and their supply chains, what do managers need to do to determine the needs of those customers?
In order to assess the performance of their firms and their supply chains, managers need to do performance measurement system to determine the needs of those customers.
A performance measurement system gives the necessary data to the monitor, control, asses, and feedback functions on operations management and offers to integrate strategic planning and operational control of an organization.
Managers must implement performance measurement systems to identify these clients' needs in order to evaluate the effectiveness of their companies and supply chains.
Which management is essential for building an effective supply chain?Supply chain management is crucial since it may aid firms in achieving a number of goals. Controlling production procedures, for instance, can enhance product quality while lowering the likelihood of recalls and legal action and assisting in the development of a powerful consumer brand.
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a person who changes jobs frequently, moves often, and always seems happier because of such changes is likely to be high in:
A person who moves frequently, changes jobs frequently, and always appears happier as a result is likely to be high in openness.
A person who moves frequently, changes jobs frequently, and always appears happier as a result is likely to be high in openness. It is where an individual is open-minded in different scenarios, they tend to receive or perceive things in the most positive way possible than accepting it negatively. They are the ones who welcomes new ideas and situations. It could be seen in the scenario above as the man seems happy despite of the changes in his life in which it shows that he accepts them in a positive way.
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profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak standards, thus reducing their costs and increasing their profits. this phenomenon is called
Profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak ones. This phenomenon is called race to the bottom.
The phrase "race to the bottom" describes a situation in which a corporation, state or country tries to undercut the prices of its rivals by compromising quality standards, worker safety or lowering labor expenses. Governments may engage in a race to the bottom in an effort to entice business or raise tax revenues. In an effort to draw investment, such as the construction of a new factory or corporate office, a jurisdiction could loosen rules or decrease taxes while compromising the interests of the general public.
Race to the bottom is a word used to describe unethical rivalry that has crossed ethical limits and may be harmful to the parties involved, even though there are appropriate ways to fight for financing and industry funds.
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Use the following data from Mayonnaise Manufacturing Co. to identify the revenues from sales of finished goods for the year. Manufacturing Finished Goods Raw Materials Ovherhead WIP Inventory Inventory Cost of Goods Sold 10,000 125,000 5,000 80,000 120,000 150,000 150,000 130,000 130,000 150,000 30,000 30,000 45,000 60,000 35,000 110,000 20,000 130,000 O Cannot be determined from the information provided a. $150,000 b. $150,000 c. $130,000 d. $25,000
The revenue from sales of finished goods a. Cannot be determined from the information provided.
Revenue is the amount of money a company receives in exchange for its goods and services, or, put another way, the cost a customer pays for a company's goods or services.
The revenue of a corporation is often shown as revenue, sales, net sales, or net revenue on the first line of the income statement.
Calculating revenue is as simple as multiplying the total number of units sold by the selling price.
We are unable to determine the revenue for Mayonnaise Manufacturing Co. because neither the price nor the number of units sold are provided. Revenue could be estimated if the gross profit and the cost of products sold were also accessible, but neither are.
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the following question asks you to analyze the monopolistically competitive market structure, which has some characteristics of both a monopoly and a competitive market.
When numerous businesses engage in a same industry and make comparable but different products, monopolistic competition, a type of market structure, takes place.
The monopolistically competitive market structure combines elements of monopolies and competitive markets. It is simple to enter and quit marketplaces that are both competitive and monopolistically competitive.
In contrast to competitive markets, where products are homogenous, monopolistically competitive marketplaces have slightly varying products or product differentiation.
An explanation of monopolistic competition
A type of market structure known as monopolistic competition occurs when many companies operate in a single industry and produce products that are similar but different.
None of the companies has a monopoly, and they all manage their own operations without considering what other companies are doing.
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bonds that require payment of the full principal at a single maturity date are known as term_____bonds.
Bonds that require payment of the full principal at a single maturity date are known as term bonds.
How will you describe term bonds?An expiry date is a feature of a term bond. Due to their set maturity dates and lesser risk than traditional bonds, they provide you with the chance to invest in bonds at lower interest rates. Term bonds are often issued by state or municipal governments, although some businesses also do so for retirement savings schemes for their employees.
How Are Term Bonds Operated?There are typically two methods to purchase bonds issued by businesses and governments: face value and market value (also known as "par"). Bond prices are intimately correlated with interest rates, so as rates rise, bonds sell for less money, and vice versa. Investors have the option of reselling their normal bonds on the market. Term bonds may be the ideal option if you're seeking for a secure investment because they feature lower interest rates than conventional bonds. Investing in high-quality bonds with little risk is also possible with term bonds.
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4) compared to a perfectly competitive industry, a monopolist: group of answer choices a) charges a higher price b) earns less profit in the long run c) increases consumer surplus d) produces a large quantity
Compared to a perfectly competitive industry, a monopolist charges a higher price. So option a. is correct.
A monopolist refers to an individual, group, or company that dominates and controls the market for a specific good or service. This lack of competition and lack of substitute goods or services means the monopolist wields enough power in the marketplace to charge high prices. The United States government regulates unfair competition by enforcing antitrust laws, which restrict monopolies and protect consumers from predatory business practices.
Some monopolies are legal and sanctioned by the government, such as companies in the utilities sector.
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assume that bolton company will pay a $2.00 dividend per share next year, an increase from the current dividend of $1.50 per share that was just paid. after that, the dividend is expected to increase at a constant rate of 5%. if you require a 12% return on the stock, the value of the stock is
The dividend is expected to increase at a constant rate of 5%. if you require a 12% return on the stock, the value of the stock. The dividend discount model approach's constant growth model can be used to determine the price of a stock whose dividends are anticipated to grow continuously over time (DDM).
The value of a stock is determined by the DDM using the present value of anticipated dividend payments in the future. PO = D1 is the equation for price under the continuous growth paradigm (r -g) D1 is the anticipated dividend for the following term, and r is the needed rate of return or cost of equity. The dividend growth rate is g. However, since the dividend growth rate will be constant beginning in Year 2, we will utilise the D2 to determine the price in Year 1 and then discount this.Dividend paid at year's end: D1 = $2.00 per share; dividend increase: $1.50 per share.G = 5% = 0.05 for the growth rate.
Complete question:
assume that bolton company will pay a $2.00 dividend per share next year, an increase from the current dividend of $1.50 per share that was just paid. after that, the dividend is expected to increase at a constant rate of 5%. if you require a 12% return on the stock, the value of the stock is Multiple Choice $31.78. $30.00. None of the options are correct. $28.57. $28.79.
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