The leakage-adjusted money multiplier 1.67 Multiplier = 1/reserve requirement ratio Leakage adjusted money multiplier = 1/(reserve requirements+ Excess reserves+cash holdings) .
The required details about money multiplier is mentioned in below paragraph.
In a fractional-reserve banking machine that has prison reserve requirements, the whole quantity of loans that industrial banks are allowed to extend is same to a more than one of the quantity of reserves. This more than one is the reciprocal of the reserve ratio minus one, and it's far an money multiplier. The real ratio of cash to important financial institution cash, additionally referred to as the cash multiplier, is decrease due to the fact a few price range are held through the non-financial institution public as currency. Also, banks can also additionally hold extra reserves, being reserves above the reserve requirement set through the important financial institution
To learn about money multiplier visit here.
https://brainly.com/question/4412587
#SPJ4
Gains and losses on the sale of long-term assets represent common items needing adjustment under the indirect method.
a. True
b. False
Gains and losses on the sale of long-term assets represent common items needing adjustment under the indirect method. This statement is true.
One of two accounting techniques used to construct a cash flow statement is the indirect approach .By adding and subtracting balance sheet line items, the indirect method converts the operational portion ofthe cash flow statement from accounting's accrual technique to cash method.
The direct technique, which details actual cash inflows and outflows made during the reporting period, is another alternative for producing a cash flow statement. In practice, the indirect technique is more generally adopted, particularly by bigger organizations.
Investors, creditors, and other stakeholders pay particular attention to a company's sources and uses of cash on the cash flow statement. It provides details on the cash generated by various operations and illustrates how adjustments to the asset and liability accounts affect a company's cash situation.
The statement of cash flows for the indirect method starts with net income or loss and then adds or subtracts from that amount non-cash revenue and cost elements to arrive at cash flow from operating activities.
Learn more about Indirect method at https://brainly.com/question/25717578
#SPJ4
a transient customer is a consumer who: select one: a. visits the store while on vacation. b. routinely shops multiple stores looking for the best price. c. actively seeks an alternative store that offers the level of customer service he/she feels is appropriate. d. shops multiple stores because he/she prefers is indecisive. e. visits another store only when his/her regular store is closed.
A transient customer is a consumer who: select one that c. actively seeks an alternative store that offers the level of customer service he/she feels is appropriate.
What is a transient customer?Transient customer means a customer who is temporarily traveling through a dealer's area of sales responsibility.
It should be noted that the “Transient guest” can as well be regarded as the person who occupies a room in a hotel, motel or tourist court for less than thirty (30) consecutive days hence transient customer is a consumer who dont stay long on a project.
Therefore, option C is correct.
Learn more about customer at:
https://brainly.com/question/1286522
#SPJ1
what would be the proper way to minimize real estate misjudgments by minimizing market errors?
One way to minimize real estate misjudgments and market errors is to thoroughly research and analyze the real estate market before making any decisions.
How do you manage risk in real estate?Conducting extensive market research and analysis before to making any decisions is one strategy to reduce real estate miscalculations and market errors. This can involve collecting and analyzing data on factors such as recent sales prices, the number of homes currently on the market, the number of buyers in the market, and the overall economic conditions. By carefully considering all of these factors and how they are interacting, you can make more informed decisions and reduce the likelihood of making mistakes. You can also consult with real estate professionals, such as agents or brokers, who have expertise and experience in the local market and can provide valuable insights and guidance.To learn more about real estate refer :
https://brainly.com/question/1534216
#SPJ4
suppose that a government has had several years of general-fund surpluses. is this necessarily a sign of fnancial strength?
A government's fiscal health cannot be determined by looking solely at its general fund. As a result, general fund surpluses do not constitute a guarantee of fiscal stability.
What do you mean by fund surplus?
The monies left over after a mortgage has been paid off through the final verdict of a foreclosure auction are known as surplus funds, also known as overage or excess funds.The surplus account shows a company's net assets over all liabilities, including its capital stock.An item or resource that has more than is currently being used is said to have a surplus. A surplus can relate to a wide range of things, including money, goods, capital, and profits. A surplus in the context of inventories refers to items that are still on store shelves but have not yet been purchased.To know more about Surplus here
https://brainly.com/question/19267783
#SPJ4
the lerner index is question 4 options: a) a measure of market power. b) the ratio of the difference between price and marginal cost to price. c) equal to (price - mc)/price d) all of the above.
The Lerner index is a a measure of market power. Abba P. Lerner, a Russian-British economist, formalized it in 1934.
The index essentially calculates the percentage markup that a business can add to its marginal cost. The index has a range of 0 to 1, with 1 being the highest value. The corporation can charge more than its marginal cost the higher the value of the Lerner index, which increases its monopoly power.
A clear indicator of monopoly power is the Lerner index. However, due to the challenge of precisely estimating costs in actual operations, its usage is generally relegated to theoretical studies. The Herfindahl-Hirschman index and other metrics are more frequently employed to assess monopolistic power using actual industry data.
To know more about market power click here,
https://brainly.com/question/8643867
#SPJ4
why does sir toby decide not to deliver the challenge letter sir andrew rights to cesario what paint do
After reading out Sir Andrew's challenge to Cesario, Sir Toby informs Fabian that he will not deliver the letter since it is humorous. Instead, he chooses to issue a verbal challenge in an effort to frighten Cesario. At Olivia's request, Viola returns, but only to implore her to love Orsino.
Sir Toby is an unclear blend of good humour and shady deception. He first appears in the play's third scene, when, the morning after a rough night out, he storms onto the stage and laments the gloomy melancholy that permeates his niece's home. "What a curse it is for my niece to accept her brother's death in this manner. Care, I'm sure, is the adversary of life." As his name suggests, this immediately positions Sir Toby at the polar opposite of the sluggish melancholy that dominated the opening scene. He is now revealed to be a force for liveliness, commotion, and good humour. At first, Sir Toby seems to be friendly with Sir Andrew Aguecheek, a visitor of Sir Toby's niece Olivia. Sir Andrew is a character in the play.
Learn more about Sir Toby from
brainly.com/question/1404137
#SPJ4
gv the minimum annual income, of which a family that earns a lower amount is considered in poverty, is the:
The poverty threshold is the minimum yearly income below which a family is said to be living in poverty.
The U.S. government has established poverty thresholds and poverty guidelines, which are monetary values that represent the bare minimum of income that an individual or family must have in order to meet their basic necessities. People are deemed impoverished if their income is below the threshold.
The official poverty metric produced by the U.S. Census Bureau is the foundation for both poverty thresholds and guidelines.
The Census Bureau estimates the population's income, poverty levels, and other relevant data by using poverty thresholds as a component of the official poverty measure.
The most recent study, Income, and Poverty in the United States: 2017, was published in September 2018 and covers the year 2017. It gives estimates of the number of people living in poverty, the percentage of persons living below the poverty line, and the distribution of poverty by age, race, ethnicity, location, and family structure. Real median incomes and earnings, the degree of income inequality, and sex-specific poverty rates are all included in the study.
To know more about poverty click here,
https://brainly.com/question/2625149
#SPJ4
list at least 6 things your credit card company must clearly disclose to consumers. ?
The Truth in Lending Act, often known as rule Z or TILA, mandates that lenders consumers information on all costs and expenses related to a loan. TIn order to promote honesty and transparency.
This federal regulation from 1968 requires that lenders disclose the conditions and costs of consumer loans. The annual percentage rate (APR), finance charges (including application fees, late fees, and prepayment penalties), finance charge information, a payment schedule, and the total repayment amount consumers the loan's lifetime must all be included in the lender's Truth in Lending (TIL) disclosure statement. You are protected from unreliable and dishonest credit invoicing and credit card practises by the Truth in Lending Act (TILA).
To learn more about loans, click here.
https://brainly.com/question/11794123
#SPJ4
$5,725,000 the amount of research and development costs charged to hall's 2021 income statement should be
The amount of research and development costs charged to hall's 2021's income statement should be $2,725,000.
What is an income statement?
One of the three crucial financial statements used to describe a company's financial performance over a certain accounting period is the income statement. The balance sheet and the cash flow statement are the other two crucial statements.
The revenue, costs, profits, and losses incurred by a corporation over a specific time period are the main topics of the income statement. An income statement, also known as the profit and loss (P&L) statement or the statement of revenue and expenses, offers important information about a company's operations, the effectiveness of its management, underperforming industries, and its performance in comparison to peers in the same industry.
An income statement offers important information about a company's operations, the effectiveness of its management, underperforming industries, and its performance in comparison to competitors.
To learn more on income statement from the link:
https://brainly.com/question/15169974
#SPJ4
What are the benefits of citizens?
Numerous amazing open doors are accessible just to U.S. residents. The method involved with turning into a U.S. citizen is long, complex, and possibly expensive, regardless of whether you have been a legitimate super durable occupant on favorable terms for quite some time.
A portion of these advantages and empowering citizenship-qualified lawful permanent residents (LPRs) to move toward becoming U.S. residents are -
Right to Government ParticipationRight to TravelRight to Public BenefitsBringing Family Members to the U.S.Protection from deportationAbility to voteIn this sense, citizenship values relate to having a place and being faithful to one's country, as well as all convictions and ways of behaving engaged with the presentation of obligations, freedoms, social cooperation, and public qualities.
Know more on Citizenships - https://brainly.com/question/14588313
#SPJ4
Three students are asked to discuss the sources of error that might have affected the outcome of the lab. which student employs correct scientific reasoning?
The student who applies sound scientific reasoning is Student 1 because three students are asked to discuss potential sources of mistake that could have impacted the lab's outcome.
A facility that offers controlled environments for scientific experiments, research, etc. is what this is known as. It includes many instruments and gadgets, like a microscope, a beaker, and other things that aid in getting precise findings.
Student 1 is the student who applies sound scientific thinking since he assumes that the sample would dissolve if the spot were positioned below the level of the solvent.
Into the pool of solvents before ascending the plate, and that is the mistake. In the course of the thin-layer chromatography, it should be positioned so that only the lowest edge of the plate comes into contact with the solvent, making this the best option.
Complete question:
Student 1: If the spot was placed below the solvent level, this would cause the sample to be dissolved into the solvent pool before traveling up the plate.Student 2: If the solvent used has the opposite polarity of the stationary phase this will cause unequal movement of the sample.Student 3: If the developing chamber was closed too quickly than the sample wouldn't be able to travel on the TLC plate.
To know more about Scientific reasoning visit:
https://brainly.com/question/29435111
#SPJ4
What is offshoring and why is it a cause of structural unemployment in the united states?
Offshoring is the practice of obtaining products or services from another country or relocating production to another country. Offshoring is taking US jobs while harming the environment and violating human rights.
Offshoring is the transferring of activities or ownership of a complete business process to a different country from the country (or countries) where the company receiving the services is located. Proponents of offshoring say that the practice provides valuable goods and services at lower prices and makes way for more advanced jobs domestically.
However, when a company begins to offshore, it can affect the local economy by decreasing jobs, reducing consumer spending, and negatively impacting local businesses.
Learn more about offshoring here:
https://brainly.com/question/24200758
#SPJ4
a typical sales forecast, though concerned with future events, will usually be based on recent historical trends and events as well as on forecasts of economic prospects.a. trueb. false
True a typical sales forecast, though concerned with future events, will usually be based on recent historical trends and events as well as on forecasts of economic prospects
What does economic prospects mean?
Current economic developments, both domestically and internationally, as well as projections of the most crucial macroeconomic factors, such as inflation, interest and exchange rates, GDP growth, and household consumption.
What is sales forecast?
An indication of anticipated sales revenue is a sales forecast. A sales forecast predicts how much your business expects to sell over a specific time period (like quarter or year). The most accurate sales projections achieve this feat.
Hence we can say that normal sales forecast will typically be based on recent historical trends and occurrences as well as forecasts of economic prospects, even if it is concerned with future events.
Learn more on sales forecast at:
https://brainly.com/question/14019463
#SPJ1
What did the literature of the Harlem Renaissance focus on?
Black writers produced literature during the Harlem Renaissance movement that honored Black tradition and culture.
The poetry, fiction and nonfiction produced by Black American authors in the first half of the 20th century are all included in the category of Harlem Renaissance literature. Black writers produced literature during the movement that honored Black tradition and culture. The struggles that Black Americans had during enslavement and segregation in the United States during the Jim Crow era were also freely discussed by writers of the Harlem Renaissance.
Black artists from a variety of fields participated in the movement. Jazz was recreated in popular nightclubs by musicians like Louis Armstrong and Bessie Smith, while new artistic movements were infused with traditional African iconography by painters like Aaron Douglas. Novels, plays and poetry by authors like Nella Larsen and Georgia Douglas Johnson reframed what it meant to be a Black American in the early 20th century.
To learn more about Harlem Renaissance see:
https://brainly.com/question/1397275
#SPJ4
a security deposit held by a landlord a) does all of these. b) functions as the last month's rent on the lease. c) compensates the landlord in the event of rent default or premises damage. d) acts as an investment option for the tenant.
The correct answer to this question is option c. A security deposit held by a landlord compensates the landlord in the event of rent default or premises damage.
A security deposit is a cash provided to a landlord, lender, or seller of a house or apartment as evidence of the buyer's willingness to occupy and maintain the property. Depending on the specifics of the transaction, security deposits may or may not be refundable.
The security deposit should be listed as a long-term asset (or noncurrent asset) under the balance sheet category "other assets" if the tenant plans to live in the rental property for longer than a year. The security deposit should be reported as a liability by the landlord who collects and holds it.
Learn more about security deposit here brainly.com/question/1752098
#SPJ4
a. is unemployment that occurs as a result of a downturn in the economy. b. is short-term unemployment associated with individuals who are not working while seeking their first job or changing jobs. c. occurs when the jobs that are available require skills that do not match the skills possessed by those seeking jobs. d. is the only type of unemployment that makes a person eligible for unemployment benefits.
Unemployment insurance is not intended to cover all unemployed workers, and it excludes those who willingly leave their jobs.
How high is unemployment in New York?By January 3, 2022, the minimum benefit rate will be $116. Please visit www.labor.ny.gov/uihandbook to access the claimant handbook for more details and further examples of the information in this fact sheet.
What would a fair definition of unemployment insurance be?Workers who are jobless due to no fault of their own, capable, accessible, and actively looking for work as directed, receive financial aid under the UI program. Benefit eligibility requirements are established by law.
To know more about Unemployment insurance visit:
https://brainly.com/question/29360746
#SPJ4
consider a hypothetical used car market in which fifty percent of the cars for sale are low-quality cars and fifty percent of the cars for sale are high-quality cars. buyers know that half of the cars are high quality and half are low quality, but they do not know which individual cars are high quality and low quality. sellers know whether their cars are high quality or low quality. buyers would be willing to pay at most $2,000 for a low-quality car and at most $8,000 for a high-quality car. sellers of low-quality cars have a willingness to sell of $1,500. sellers of high-quality cars have a willingness to sell of $7,000. which of the following statements is true? it is efficient for the plums to be sold but not the lemons. buyers will never buy lemons. the price of a used car will be no more than $2,000. the price of a used car will be no more than $7,000. multiple choice
The average value will drop to $3000, which is a bad used car's actual value, as good used automobiles are removed from the market. A detailed explanation with the answer is provided below:
Given that there are equally as many good cars worth $2,000 and bad cars for $8,000, the average value of the secondhand car is as follows:
Average value= ½*2000+½*8000 = 5000
The value of the defective vehicle is $3000 less than the typical used-car market value of a vehicle (=$5000-$2000). Therefore, the average value is $3000 higher than the value of a terrible car.
A good car is worth $4000 more than the typical used-car market price for a car (=8000-$5000).
A well-used automobile vendor would not agree to a lower purchase price since they are aware of the car's value. Since the typical used car is about $3000 less than what a decent used car is worth. The seller won't take part in any business dealings.
The car is a bad used car if a buyer can haggle and persuade a seller to sell it for the same amount as the average value of the car ($2000).
A poorly maintained automobile owner will be pleased to receive a higher price (compared to $3000), whereas a well-used car owner will find the lesser payment (compared to $8000) unacceptable.
The market will be flooded with lemons since the majority of decent used-car owners won't be prepared to accept a lower price for their good vehicles (bad used cars). Owners of poorly maintained vehicles will be more than happy to sell their vehicles for the going rate.
As good used cars leave the market, the average value will fall to $3000, which is the actual value of a terrible used car.
To learn more about Average value, click here:
https://brainly.com/question/16612044
#SPJ4
frankie is working retail and they are having a big sale. many of the customers are unhappy with the wait time and angrily confront frankie to hurry up and accommodate their needs. if frankie has a difficult temperament, which of these reactions to her customers is most likely?
Frankie is working retail and they are having a big sale. Many of the customers are unhappy with the wait time and angrily confront Frankie to hurry up and accommodate their needs. As Frankie has a difficult temperament, she is most likely to get extremely offended by the customer's comments and begin to yell back at them.
Difficult temperament describes people who are characterized by negative mood, withdrawal, low adaptability, high intensity, and low regularity. The temperamental difficulty has been associated with a variety of developmental outcomes, including personality, socialization, and behavior problems. Prior work on the continuity of difficult temperament has revealed that it remains stable from infancy through adolescence.
One factor that impacts difficult temperament is parenting. The concept of difficult temperament is reviewed in light of a recent suggestion that it be recast as a social perception rather than as a within the individual characteristic.
Learn more about difficult temperament here:
https://brainly.com/question/14459863
#SPJ4
once a firm in monopolistic competition has determined how much to produce, the firm determines its price by referring to its:
In monopolistic competition, once a corporation has decided how much to produce, it calculates its price by using its demand curve.
When several companies offer rival goods or services that are similar but fall short of ideal replacements, monopolistic competition results.
In monopolistic competitive industries, entry barriers are low and decisions made by one firm do not directly affect those of its competitors. Competing businesses distinguish themselves through their pricing and marketing strategies.
In an ideal market, all vendors provide the same product. If one rival raises its price, it would lose all of its market shares to the other firms, in accordance with market supply and demand factors, where prices are not set by businesses and sellers accept the pricing created by market activity.
To know more about monopolistic competition click here,
https://brainly.com/question/2891218
#SPJ4
your enterprise experienced several technical issues over the last few days. there were multiple instances of passwords needing to be changed and other issues causing downtime. management has started receiving voicemails regarding fraudulent activities on their accounts. while the voicemails sound authentic, the help desk concludes that they are fake. what type of malicious activity will this be considered? a. whaling b. spimming c. spamming d. vishing
Vishing type of malicious activity will this be considered. The most frequent and well-liked method for gathering qualitative data is definitely interviewing.
In a typical interview, the interviewing plays the respondent while the researcher sets the topic and asks the questions. Marketing research is used to discover problems that may or may not be immediately obvious as well as to solve specific marketing challenges. Market analysis identifies the weak points of qualitative data company. Understanding existing clients' needs and the advantages of your product or service over rivals is also helpful. It helps you create effective market strategies and enables you to make well-informed decisions regarding your goods or services.
To learn more about interviewing, click here.
https://brainly.com/question/13073622
#SPJ4
the rights under a contract for personal services can normally be assigned a. if the contract is executory. b. under no circumstances. c. if all that remains on the deal is a payment of money. d. if the personal services are unique to the party rendering them
The rights under a contract for personal services can normally be assigned if all that remains on the deal is a payment of money.(Option C)
What conditions must a personal service contract meet legally?The employer-employee connection it establishes between the Government and the contractor's staff is what defines a personal services contract. Normally, the government must hire all of its personnel by direct employment, competitive appointment, or other means mandated by civil service regulations.
How do you tell if a right can be reassigned?The assignor may assign any right, unless the assignment would: materially alter the obligations of the obligee, materially burden the obligee, materially raise his risk or dramatically reduce the value of the original contract to the obligee.
To know more about personal services contract, visit:
brainly.com/question/28197085
#SPJ4
What are the 4 types of groups?
The 4 types of groups: are primary groups, secondary groups, collective groups, and categories.
An effective group work together to finish a venture in an agreed time, with every member contributing to the group in line with their capabilities, experience, and persona. there are various ranges that you'll undergo in a set task to gain a venture.
Inside the social sciences, a social organization can be defined as two or extra individuals who interact with each other, percentage similar characteristics, and together have a sense of solidarity. Regardless, social companies are available in a myriad of sizes and types. as an instance, a society may be considered a massive social organization.
Learn more about group here:
https://brainly.com/question/27968241
#SPJ4
4 primary kinds of groups have traditionally been recognized as number-one groups, secondary businesses, collective organizations, and classes.
Organizations located in an employer (four kinds)
Formal organization: This organization is described with the aid of organizational shape.
Command institution: This organization is also known as a venture institution.
Committees: advertisements:
Casual organizations casual companies are fashioned within a formal organizational structure.
A group is a set of folks that interact with each different such that one man or woman's movements have an effect on the others. In other words, a group is defined as more people, interacting and interdependent, who've come together to acquire specific objectives.
Learn more about organizations here
https://brainly.com/question/25922351
#SPJ4
the government agrees to reimburse all factories that purchase new, emissions-reducing technology in order to provide cleaner air.
Externality and remedies through controlling social behaviour.
What does an economic externality mean?The decisions made by individuals, households, and enterprises about their consumption, manufacturing, and investment activities usually have an effect on others who are not directly involved in the transactions.These incidental impacts can occasionally be slight. However, when they are significant, or what economists refer to as externalities, they can cause issues.
What kind of externality is this, exactly?Light pollution is an example of an externality since people who utilise street lighting have an impact on people who are passing by that is not offset by them.
To know more about externality visit:
https://brainly.com/question/24233609
#SPJ4
suppose the 2022 adidas financial statements contain the following selected data (in millions). current assets total assets current liabilities total liabilities cash $4,485 8,875 2,836 5,099 775 interest expense $169 income taxes net income 113 245 compute the following values. $ (a) working capital. (b) current ratio. (round to 2 decimal places, e.g. 6.25:1.) (c) debt to assets ratio. (round to o decimal places, e.g. 62%.) (d) times interest earned. (round to 2 decimal places, e.g. 6.25.)
The computation of the following financial ratios is as follows:
a) Working capital = $1,640
b) Current ratio = 1.58:1
c) Debt to assets ratio = 57%
d) Times interest earned = 2.12 times.
What are financial ratios?Financial ratios are accounting methods for comparing the magnitude of one financial statement element to another.
Financial ratios help in evaluating financial performance and comparing numerical relationships between components of an entity's financial statements and across companies and industries.
Addidas Financial Statements' selected data (in millions):
Current assets = $4,485
Total assets = $8,875
Current liabilities = $2,836
Total liabilities = $5,099
Cash = $775
Interest expense = $169
Income taxes = $113
Net income = $245
a) Working capital = Current assets - Current liabilities
= $1,640 ($4,485 - $2,836)
b) Current ratio = Current assets/Current liabilities
= 1.58:1 ($4,485/$2,836)
c) Debt to assets ratio = Total Debts/Total Assets
= 57% ($5,099/$8,875 x 100)
d) Times interest earned = Income before tax/Interest Expense
= 2.12 times ($358/$169)
Income before tax = Net income + Income tax
= $358 ($245 + $113)
Learn more about financial ratios at https://brainly.com/question/9091091
#SPJ1
after preparing a project-development agenda, the office manager prepares a conference room for the meeting. she places a circular table in the center of the room and surrounds it with comfortable chairs. what message is the office manager expressing nonverbally?
The message is the office manager expressing nonverbally is that she wishes to promote open communication.
According to the conventional definition, a manager is just one who is responsible for supervising people's actions. Simply, managers supervise others' efforts to accomplish goals. In the modern workforce, managers may be in control of certain systems or tasks that don't require human interaction.
A manager's responsibility is to establish clear expectations for employees so that they know what is expected of them. The ultimate goal is to provide a steady flow of high-quality work to prevent time-consuming job redos, which lower productivity and impair the performance of the department a manager oversees.
To know more about Manager here
https://brainly.com/question/13361244
#SPJ4
a strong security program begins by assessing the backgrounds of the employees in the organization. t or f
True, a sound security program should begin by assessing the background of incoming employees.
What is a safety program?Within a company a safety program is a set of methods which aim to prevent all risky situations that may cause harm to workers and that may hinder the work.
The safety program in turn is responsible for protecting the physical and mental integrity of workers.
A sound workplace safety program begins by evaluating the background of the organization's employees, in order to recognize the bona fides of each employee, which is important to the company.
Learn more about safety program in: https://brainly.com/question/14367881
#SPJ4
which possible conclusion is supported by the dashboard concerning avantgarde ability to repay a loan if granted?
The inference that may be made is that the bank should give the loan some thought given that the debt ratio has consistently decreased since the last loan application.
Lenders anticipate that borrowers who take out loans will eventually be able to pay them back. For the period of time between the time a loan was granted and the time it was fully repaid, interest rates are assessed according to a predetermined rate and schedule. The most common way to express interest is as an annual percentage rate (APR).
When faced with financial hardship, some borrowers may seek bankruptcy protection. However, prior to filing for bankruptcy, borrowers should exhaust all other options. (A borrower's future capacity to get finance may be impacted by bankruptcy.) Earning more money, refinancing, seeking assistance through assistance programs, and negotiating with creditors are all alternatives to declaring bankruptcy.
To know more about loan click here,
https://brainly.com/question/20688650
#SPJ4
harry (65) retired this year and began taking distributions from his 401(k). contributions to his 401(k) were made over the course of his career through a combination of before-tax contributions, after-tax contributions, and employer matching. how should harry determine the taxable amount of his distribution?
Harry (65) should use the Simplified Method to determine how much of his distribution is attributable to return of cost basis.
What is 401(k) plan?
A 401(k) is an employer-sponsored retirement plan that helps you plan for the future while offering important tax benefits. In the 401(k), the employee specifies the percentage of earnings that are automatically deducted from each paycheck and invested in the account.
It is retirement plan in United States of America.
Note: The contributor can withdraw only after 65 years of his age.
Benefits of 401(k) retirement plan:
Easy payroll deductionsTax advantagesHas high annual contribution limitGetting free investment advice from expertsFederal Legal protectionDisadvantages of 401(k) retirement plan:
You have to pay extra fees on early withdrawalsLimited investment optionsHigh accounts feesTo learn more about retirement plans visit the given link below
https://brainly.com/question/20751552
#SPJ4
What are the two types of external organizational environments?
The macro environment and the micro environment are two different categories of the external environment. The elements that directly affect a company's operations make up the micro environment.
An external environment is made up of all the external variables or influences that have an affect on how a business operates. The macro environment is made up of broad factors that a firm typically has no control over. To maintain its current flow of activities, the firm must act or respond. The macro environment and the micro environment are two different categories of the external environment. The elements that directly affect a company's operations make up the micro environment. The macro environment is made up of broad variables over which an organization often has no control.
learn more about environments here:
https://brainly.com/question/13107711
#SPJ4
frictional unemployment: a. is unemployment that occurs as a result of a downturn in the economy. b. is short-term unemployment associated with individuals who are not working while seeking their first job or changing jobs. c. occurs when the jobs that are available require skills that do not match the skills possessed by those seeking jobs. d. is the only type of unemployment that makes a person eligible for unemployment benefits.
Frictional unemployment is short-term unemployment associated with individuals who are not working while seeking their first job or changing jobs. The correct answer is B.
In the economy, frictional unemployment is brought on by employees or persons changing jobs. This might happen when a person relocates, quits their present job in search of something better, or looks for a job that matches their new abilities, experience, or education. Because of this, this kind of unemployment is not related to the growth of the economy but rather to individuals' choice changes in their lives and jobs. As a result, frictional unemployment happens inherently even in markets that are stable or expanding.
Learn more about type of unemployment at https://brainly.com/question/14724315
#SPJ4