The Fair Credit Billing Act (FCBA) of 1974 created chargebacks. It established that consumers are not obligated to pay for billing errors, unauthorized transactions, defective or missing goods, or fraudulent charges.
A chargeback is when a transaction's payer receives their money back, particularly when using a credit card. The payer is most frequently a customer. A consumer's bank account, credit line, or credit card transaction is reversed by a chargeback.
The bank that issued the customer's payment card issuing the chargeback. A chargeback happens in the distribution sector when a supplier sells a product to a distributor for more money than they agreed upon with the end user. In order to get back the money they lost during the transaction, the distributor applies a chargeback to the supplier.
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the quality, state, or fact of being able to generate, create, enhance, or bring forth goods and services.
Productivity is the quality, state, or fact of being able to generate, create, enhance, or bring forth goods and services.
The quality of goods are determined by its ability to meet the needs and expectations of its users. In terms of manufacturing, a product that is well-made and carefully assembled is likely to be of higher quality than one that is hastily put together.
In terms of materials, a product that is made with high-quality, durable materials is likely to be of higher quality than one made with lower-quality materials. Ultimately, the quality and state of a product is a reflection of the care that went into its making, from start to finish.
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taking the multiplier effect into account, the change in investment spending will cause the quantity of output demanded to by at every price level. the impact of an increase in government purchases on the interest rate and the level of investment spending is known as the effect.
After the multiplier effect is accounted for, the change in investment spending will cause the quantity of output demanded to by $ 1 billion. This effect is known as crowding out effect.
According to the crowding out effect, growing governmental spending reduces or even completely eliminates private spending.
One of the most frequent instances of crowding out occurs when a big government, like the one in the United States, raises its borrowing levels and starts a series of events that causes the private sector to cut back on expenditure.
This form of borrowing's sheer size can cause real interest rates to rise significantly, which has the effect of saturating the economy's lending capacity and deterring companies from undertaking capital investments.
Over a century of various sorts of discussion has gone into the crowding out effect. Because there was less international trade than there is today, individuals for much of this period believed that capital was limited and only available inside specific nations.
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Correct question:
After the multiplier effect is accounted for, the change in investment spending will cause the quantity of output demanded to by ??? at each price level. The impact of an increase in government purchases on the interest rate and the level of investment spending is known as the ??? effect.
in determining whether a company's financial condition is improving or deteriorating over time, horizontal analysis of financial statement data would be more useful than vertical analysis. group startstrue or falsetrue, unselectedfalse, unselected
In determining whether a company's financial condition is improving or deteriorating over time, horizontal analysis of financial statement data would be more useful than vertical analysis.
The Given Statement is TRUE.
Financial condition is a idea that at its maximum basic stage, is the ability of a public entity (or nonprofit) to satisfy modern and future commitments (Honadle, expenses, & Cigler, 2004. economic fitness for nearby governments.
Typical symptoms of strong economic health include a consistent waft of income, uncommon modifications in charges, strong returns on investments which have been made, and a cash balance this is developing and is on course to keep growing.
The economic function facilitates the management recognize the business enterprise's overall performance in evaluation to the other businesses and the sector. offering management with accurate records allows them to shape right guidelines for the organizations and make correct decisions. these statements rank the performance of management.
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the main goal of a poison pill is to . multiple choice question. enter a new market overcome moral hazard minimize the threat of a hostile takeover fire the top management team
A hostile takeover is a sale, either to the owners of one corporation (called the target group) or to the board, to get the purchase approved, by the other company (called the acquirer).
What is the purpose of corporate governance?The strategies used for winning over the stake include the acquisition on the open market of a majority, the sale of a preferential premium for current shareholders from the purchasing business (a tender offer) and the use of existing shareholders ' voting rights (a proxy war).Access to its distribution channels, its customer base, market share, technology or because the purchaser considers that the acquisition can improve the value of the current objective and take advantage of the appreciation of the stock price. A corporation's debt is usually divided between bank loans and/or bonds issued.Bondholders usually must receive fixed payments (coupon) regardless of how the corporation is doing, while stockholders earn money through distributed dividends (only if the company makes a profit) and by sales transactions (only if they sell at a higher price that what the price they paid for the stocks).Banks should also receive their payments regardless of the corporation's performance. The larger the debt, the more serious the stockholders vs. debtholders conflicts, since the main risk is assumed by the stockholders, while debtholders will always try to protect themselves.To learn more about management refer to:
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The four perspectives of the balanced scorecard include all of the following except:A) financial B) customer. C) cost. D) learning and growth.
The four perspectives of the balanced scorecard include all of the following except cost.
The balanced scorecard is a management technique designed to convert an organization's strategic goals into a list of organizational performance objectives. These objectives are then assessed, followed up on, and modified as needed to make sure the strategic goals are achieved.
The Balanced Scorecard assists organizations in connecting their projects and activities to the many strategic goals, ensuring that they are laser-focused on achieving the most important goals. The distinction between the two main categories of balanced scorecards is operational and strategic. The operational balanced scorecard and the strategic balanced scorecard are the two sorts of balanced scorecards we need to distinguish next.
Hence the correct option is C
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Which one of the following carrier types generally transports goods for the company that owns the carrier?
a. Common carrier
b. Exempt carrier
c. Contract carrier
d. Private carrier
Private carrier refers to a company that owns the vehicles used to transport its own goods.
What is a typical transporter of products?
A typical transporter is an individual or a business venture that transports travelers or merchandise for a charge and lays out that their administration is available to the overall population. Normal instances of normal transporters incorporate, a shipowner, railroad, carrier, taxi administration, and so forth.
What is the distinction between normal transporter and confidential transporter?
A confidential transporter doesn't hold itself out as prepared to ship for the general population, ships simply by exceptional understanding, and will undoubtedly serve each individual who might apply. Interestingly, a typical transporter is one that holds itself out to people in general as prepared to convey for anybody who demands its administrations.
What is a typical or contract transporter?
Normal transporter implies an individual holding itself out to the overall population to give transportation to remuneration. Contract transporter implies an individual giving transportation to remuneration under proceeding with concurrences with one individual or a set number of people.
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Monopolistically competitive firms are likely to have ______________ prices in the long run than will occur in a perfectly competitive industry producing similar goods.
a. higher
b. smaller
c. the same as
d. one cannot tell
Monopolistically competitive firms are likely to have c. the same as prices in the long run than will occur in a perfectly competitive industry producing similar goods.
A monopoly is a market structure where the player is an unmarried vendor that dominates the overall market as he is providing a completely unique service or product. In comparison, monopolistic competition is a competitive market with only a handful of shoppers and dealers who provide close substitutes.
A monopoly is the sort of imperfect opposition where a dealer or producer captures the general public of the marketplace proportion because of the lack of substitutes or competition. A monopolistic opposition is a form of imperfect competition wherein many sellers try to seize the marketplace percentage by way of differentiating their merchandise. whilst handiest one enterprise controls a whole industry—or maybe a large percentage of that industry—the corporation is said to have a monopoly. historically, monopolies benefit the companies that have them, as they can improve expenses and reduce services without consequence.
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Mary and paul made a great deal of money recently by winning the lottery. they come from families of little education or money. they moved to a beautiful new home in a neighborhood well known for the wealth and high social status of its residents. the neighbors have been unfriendly to them, ignore their attempts to make friends, and talk badly to each other about the new family in the neighborhood. this is an example of _____ aggression.
The neighbors have been unfriendly to them, ignore their attempts to make friends, and talk badly to each other about the new family in the neighborhood. this is an example of relational aggression.
Damage to relationships brought on by subliminal bullying or deceptive behaviour is referred to as "relational aggression." Examples include socially isolating a teen from their friends (social exclusion), threatening to stop a friend from speaking to them (the "silent solution"), or spreading stories and gossip.
In a form of aggression known as relationship aggression or opportunity aggression, harm is done to someone's relationships or reputation in society. Relational violence, particularly among teenagers, has drawn a lot of attention, despite the fact that it can occur in a variety of settings and among many age groups.
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Larry krovitz is a salesman who works at a used-car showroom in sydney, australia. it’s the last week of july but he is yet to meet his sales target for the month. a customer, harold kumar, who wants to buy a ford fiesta, walks in to the showroom. after taking one of the cars for a test drive, harold decides to buy it. while $11,000 was the least that larry would have been willing to accept for that car, he quotes a price of $15,000. after some bargaining, the car is sold for $12,000.
a. What is the producer surplus in this oase? b. If Larry bought the car for $8,000, what is his profit? c. Is producer surplus always equai to profit?.
The producer surplus in oase is $1000, the profit of larry's car is $4000 and producer surplus is not always equal to profit.
a) The producer surplus is calculated as follows: 12,000 minus 11,000, which equals $1,000.
(b) Profit equals Market price minus Purchase price, or 12,000 minus 8,000, or $4,000
(c) Producer surplus, which is calculated as the area between the supply curve and the price, is the difference between the market price and the lowest acceptable price. The difference between total revenue and entire costs is known as profit. As a result, profit and producer surplus are not always equal.
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caroline needs information from a coworker in another office about an upcoming sales promotion. what is the best communication channel for caroline to use to request this information? a. memo b. e-mail c. letter d. phone call
Caroline needs information from a
coworker in another office about an
upcoming sales promotion. the best
communication channel for Caroline to use
to request this information is E-mail. Correct option is (b).
Electronic mail (email or e-mail) is a method of exchanging messages ("mail") between people using electronic devices. Email was thus conceived as the electronic (digital) version of, or counterpart to, mail, at a time when "mail" meant only physical mail (hence e- + mail). Email later became a ubiquitous (very widely used) communication medium, to the point that in current use, an email address is often treated as a basic and necessary part of many processes in business, commerce, government, education, entertainment, and other spheres of daily life in most countries.
Caroline needs information from a coworker in another office about an upcoming sales promotion. the best communication channel for Caroline to use to request this information is E-mail.
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when sam jones applies for his original license as a salesperson, how much of his license fee will go to the real estate education, research, and recovery fund?
when sam jones applies for his original license as a salesperson, $20 of his license fee will go to the real estate education, research, and recovery fund.
A real estate salesperson aids buyers (customers) of real estate in locating and purchasing property while working under the supervision of a registered real estate broker. They get listings of property for sale from the employing broker (listed with employing brokers or another broker). A real estate salesperson who works with a real estate broker lists and negotiates the purchase, lease, or rental of real estate on behalf of third parties for a fee, all while being directed and supervised by the broker. A salesperson is unable to work alone. License holders are expected to comprehend the Real Estate License Law.
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lassen corporation sold a machine to a machine dealer for $26,000. lassen bought the machine for $62,000 and has claimed $32,750 of depreciation expense on the machine. what gain or loss does lassen realize on the transaction?
Lassen Corporation experiences a loss of $3250 from this transaction as a result of the lower sale price.
Whether the asset's sale price is greater or less than its book value as of the sale date will determine whether there was a gain or loss on the sale of the asset. The asset's depreciation is subtracted from the purchase price to calculate the asset's book value on the date of sale. So it's straightforward: if the book value as of the sale date is less than the sale price, a gain has occurred; if the book value is higher, a loss has occurred.
Gain/Loss = Sale price - Book value on the date of sale
Sale price = $26000
Book value on date of sale = Purchase cost - Depreciation = $62000 - $32750 = $29250
Gain/Loss = $26000 - $29250 = $3250 (Loss)
As the sale price is lower Lassen Corporation has a loss of $3250 from this transaction.
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all of the following are signs of chick-fil-a’s organizational values except its
Except than the store logo, all of the following are symbols of Chick-fil-organizational A's ideals.
Is the advantage disregarded or skipped?The potential advantages that a person, investor, or business forgoes by choosing one choice over another are known as opportunity costs. Since opportunity costs are by definition invisible, it is easy to ignore them.
What statement about a balanced scorecard quizlet is true?It presents an organization from the viewpoint of both internal and external customers.
How do complements' accessibility operate as a value-driver?When used in conjunction with a product, complements enhance its value. enhancing the perceived value generated for clients, enabling it to charge a higher price.
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Which of the following is a method of accessing the money in your checking account?
Paying for goods with a debit card at the register method of accessing the money in your checking account.
To access their money, they can use ATMs, checks, or electronic debit or credit cards linked to their accounts. Don't worry, you have a lot of simple options to choose from. Use an ATM. If your bank account is connected to a debit card or ATM (Automated Teller Machine) card, you can withdraw cash there. Write a check for cash, make a cash withdrawal slip, and connect your account to a peer-to-peer payment service. When a debit is made, money is taken out of your bank account. Due to the fact that a credit adds money to your account, it is the opposite of a debit. Your account is debited frequently.
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a company that manufactures light bulbs uses both capital (c) and labor (l) in its production process. it's trying to maximize its profit, and can produce any number of light bulbs it wants to. currently, for the last unit of labor used, the mrp(l) is $18 and the p(l) is $6. for the last unit of capital used, the mrp(c) is $5 and the p(c) is $10. in order to become more profitable, which is true?
It is obvious that a rise in MP(L) boosts employment as well as salaries. Therefore, its mrp (l) = $18 as well as the p(l) = $6 for the final unit of labour used.
Describe MRP through an example.A system called material requirements planning (MRP) determines the materials and parts required to make a certain product. This consists of three major steps: listing the components and materials already present, deciding which more are required, and then planning for their manufacture or acquisition.
How is the MRP chosen?A high selling price is defined by the Indian Consumer Products Act, 2006, as the price that the item must be sold in the consumer stores. This price must include all applicable taxes. The rule creates MRP labels must be printed by manufacturers on consumer products packaging.
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user accounts that remain active after an employee has left an organization are referred to as being what type of accounts?
Orphaned user accounts are those that are still in use once a staff has resigned a corporation.
A(n)ACL is a list that indicates which subjects have access to an utterance and also what business functions they are expected to be able to do on it
What does an ACL entry go by?
A user or group of users' names make up two or perhaps more access control entries (ACEs) that are contained within each ACL. Any position term, including developer inspector, can also be the user. The user name and password are specified for each of the aforementioned users, parties, or roles in a series of bits known as an access mask.
Permissions are given to the following entities when implementing role-based access control (RBAC) Roles.
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when preparing an income statement, which of the following items would most likely be classified as other comprehensive income? a. a foreign currency translation adjustment. b. an unrealized gain on a security held for trading purposes. c. a realized gain on a derivative contract not accounted for as a hedge.
Option b is correct. An unrealized gain on a security held for trading purposes.
Other comprehensive income (OCI) in company accounting refers to revenues, expenses, gains, and losses that have not yet been realized but are not included in net income on an income statement. The balance between net income and comprehensive income is represented by OCI. A portfolio of bonds that have not yet reached maturity and have hence not been repaid is a typical illustration of OCI. The interim adjustments are therefore recorded in other comprehensive income since the gains or losses resulting from the fluctuating bond value cannot be fully identified until the time of their sale.
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if a supervisor acts in an aggressive, disrespectful way toward employees, how are the employees likely to respond?
The employees likely to respond in the following ways:
Feel less satisfied with their jobsEngage in deviant behavior at workFeel depressedWhat is employee?An employee refers to a person who is paid to work for an individual. A worker does not have to work full time to be considered an employee. You just need to be paid for the work by your employer (the person or company that pays your wages). Employees are the true capital of an organization. They are the people who contribute effectively to the successful functioning of the organization. An employee is hired by an individual or entity to perform work for that individual or entity, also known as an employer. The Internal Revenue Service defines people as employees if the employer has control over the work done.An employee is an employee hired by an employer to do a particular job. Employers control how employees are paid when they work.to learn more about employee from the given link :
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a fiduciary responsibility is a(n) blank . multiple choice question. mandate to act in one's own self interest legal duty to act in another party's interests set of incentives designed to improve employee performance at-will employment contract
A fiduciary responsibility is an at-will employment contract.
Employment is a relationship among parties regulating the availability of paid labour offerings. commonly primarily based on a contract, one party, the agency, which is probably a enterprise, a no longer-for-earnings organisation, a co-operative, or some other entity, can pay the alternative, the worker, in go back for wearing out assigned paintings.[1] personnel paintings in go back for wages, which may be paid on the idea of an hourly price, by means of piecework or an annual profits, depending on the form of work an worker does, the prevailing conditions of the arena and the bargaining energy among the parties.
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what should be the price for a common stock paying $6 annually in dividends if the growth rate is zero and the discount rate is 15% a. $40 b. $45 c. $37.50 d. $43.75
The correct answer to the given question about price of a common stock is option a) $40.
Price = 6 ÷ 0.15 = 40
A security called common stock serves as a proxy for a company's ownership. Common stock holders decide on corporate policies and elect the board of directors. Usually, long-term returns from this type of stock ownership are higher. Common shareholders, however, do not have any rights to a company's assets in the case of liquidation until all bondholders, preferred shareholders, and other debt holders have been fully compensated.
On a company's balance sheet, common stock is listed under stockholders' equity. If a firm issues it, ordinary investors won't get paid until the preferred shareholders, bondholders, and creditors have each earned their share in the event of bankruptcy. In comparison to debt or preference shares, it is riskier.
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an important reason the federal reserve would not want to keep interest rates at 0% forever is that doing so would:_____
The Federal Reserve would not want interest rates to remain at 0% indefinitely for a number of reasons, including the fact that doing so would restrict its flexibility to implement expansionary monetary policy in the event of the next recession.
The United States of America's central banking system is called the Federal Reserve System. With the passage of the Federal Reserve Act on December 23, 1913, it was established in response to the need for centralized control of the monetary system to prevent financial crises following a string of financial panics. To guarantee that the financial system supports a strong economy for American people, communities, and businesses, the Federal Reserve analyzes financial system risks and actively participates at home and abroad.
Each of the 12 regional reserve banks of the Federal Reserve System is owned by its member banks, who initially provided the capital to keep them operating, in accordance with the Federal Reserve Act of 1913.
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people often buy when they lack enough money to diversify their investments among several stocks.
People often buy mutual funds when they lack enough money to diversify their investments among several stocks.
What are mutual funds?A mutual fund can be described as the company that pools money from many investors as well as invests the money in securities.
It should be noted that this securities can be stocks, bonds, and short-term debt however the combined holdings of the mutual fund can be regarded as as its portfolio which the Investors buy shares in mutual funds.
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complete question:
people often buy--------------- when they lack enough money to diversify their investments among several stocks.
g how much should we willing to pay for 1 share of this stock based on our estimate for its earnings?
The price-to-earnings (P/E) ratio of the corporation is the most used method of stock valuation. The P/E ratio is calculated by dividing the stock price by the most recent reported earnings per share for the firm (EPS). A low P/E ratio suggests that a company is offering an appealing level of value to the person purchasing it.
A share of stock, on the other hand, represents a portion of the company's ownership. How much of a stake you have in a company is based on the number of shares you possess. If a corporation has 100,000 shares of stock outstanding, and you hold 1,000 of them, you own 1% of the company's equity. The market capitalisation, or "market cap," of a firm is calculated using the market price per share. It may be determined by multiplying the most recent share price of a firm by the total number of outstanding shares. The Final Verdict.
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the cost of preferred stock is equivalent to the: multiple choice pretax cost of debt. rate of return on an annuity. aftertax cost of debt. rate of return on a perpetuity. cost of an irregular growth common stock.
Option d. return on perpetuity is the correct answer. The preferred stock issues with a state dividend rate is equivalent to a return on perpetuity.
Preferred stock is issued by a company to the investors and they will get preferences over the payment of dividends before the common stockholders but don't get any voting rights. Preferred stock is hybrid security as it has the features of both equity and debt.
The cost of preferred stock is computed as follows:
Cost of preferred stock = Annual dividend / Current stock price
Since the preferred stock is issued with a stated dividend rate, the annual dividend remains the same as a result of which it is equivalent to a return on perpetuity.
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your company is conducting forecasting that revolves around the current recession and expansion of the u.s. economy. this type of forecasting can be referred to as what component of a time series?
Your company is conducting forecasting that revolves around the current recession and expansion of the U.S. economy. This type of forecasting can be referred to as cyclical variations.
A non-seasonal component that varies in a discernible cycle is known as cyclical variation. Series can occasionally show oscillations that don't have a set period but are somewhat predictable. For instance, economic data that is impacted by business cycles that last between roughly 5 and 7 years.
For the following reasons, cyclical variations are quite helpful: 1. It is utilized to create corporate rules that will help us avoid changes in the market and increase revenues. 2. It is employed in forecasting when commercial activity will turn.
Cyclical variations result from the ups and downs periodically reoccurring. These are brought on by the business cycle, and every organization must go through all four of its stages at some point. The four stages of a business cycle are prosperity or boom, recession, depression, and recovery.
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In the Breakthrough Energy Catalyst video case, investments are being made to develop technologies to convert biological inputs, including municipal waste, into what product?Question 3 options:- Sustainable Aviation Fuel- Green Hydrogen- Direct Air Capture- Long-duration Energy Storage
In the Breakthrough Energy Catalyst video case, funds are being invested in the creation of technology that will allow biological inputs, such as urban trash, to be transformed into Sustainable Aviation Fuel.
What elements go into sustainable jet fuel?SAF can be produced using a range of sustainable resources, often known as feedstocks. This includes food waste, waste from agriculture and forestry, used cooking oil, green hydrogen, and airborne carbon capture.
What is a breakthrough energy catalyst?A ground-breaking funding program called Breakthrough Energy Catalyst (BEC) brings together companies from all facets of the private sector to encourage early commercial-scale discoveries and speed the uptake of critical climate solutions.
What new energy technologies are required for a net zero economy?In order to achieve net zero, it will be required to make significant changes to the core pillars of our global economy. The physical environment, transportation, and energy production are all important. The hardest industries to reduce emissions are those listed above. They'll be responsible for 73% of global CO2 emissions annually by 2020.
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A group spends $277.50 to rent 15 tubes for a float down the ichetucknee river. how many of each type of tube does the group rent?
A total of $18.5 is spent on each tube.
Which rent types are there?Land rent, economic rent, and quasi-rent are the three types of rent. The tenant pays the landlord the land rent in exchange for the use of the land, and the landlord gets this price because there is a limited amount of land.
Briefing:
The total amount spent to rent 15 tubes by the group is $277.50.
Since they did not specify in the question the types of tubes they rented, we cannot determine each types of tubes that the group rented but we can determine the amount spent on each tube provided that they are all the same types.
∴ if 15 tubes = $277.50
1 tube = $x
By cross multiplying:
$x = $277.50 × 1 tube / 15 tube
(x) =$18.5
Therefore, we can conclude that the amount spent on each tube is $18.5.
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true or false: when considering the elimination of a segment, management should eliminate a segment if income increases from elimination.
True. When considering the elimination of a segment, management should eliminate a segment if income increases from elimination.
What does it mean for management to eliminate segment?A direct fixed cost is one that a certain sector directly contributes to. If the segment is discontinued, these expenses are gone. Expenses that are incurred by the entire company and distributed to the segments are referred to as assigned fixed costs.
A product, division, region, or other firm division may not be performing up to expectations or even be losing money. To eliminate its variable expenses and any associated operating losses, the corporation can think about ceasing to operate that section.
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Answer:
true
Explanation:
Stocks have both diversifiable risk and undiversifiable risk, but only diversifiable risk is rewarded with higher expected returns.a. trueb. false
False- Both diversifiable and irreducible risk exist in stocks, but only diversified risk is rewarded with better expected returns. A portfolio with equal weights in each stock will always exhibit volatility if two equities have a perfect negative correlation.
What is investor's capital?
The Capital Asset Pricing Model (CAPM) assists in determining investment risk and the expected return on an investor's capital. Only undiversifiable risk is relevant in determining the expected return on any asset, according to the central tenet of CAPM. All stocks appear to have higher risk and worse returns than would be expected given the diversifiable risk, As a result, calculating the projected return on investment necessitates measuring both.
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do you believe that directors have the right to approve their own compensation without taking it to shareholder vote? please justify your answer and explain what might or might not warrant this.
No, the directors should choose the shareholder before getting their compensation in order to avoid a crisis within the organization.
The content describes several ethical standards that assist in knowing how to cast a vote and choose the best course of action to improve relations between shareholders.
I think it is moral to take the interests of the shareholders into account when making such choices and to concentrate on using the law to effectively advance the strategies.
Voting in favor of the request made by the directors would be an ethical decision for the organization.
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