All actions involving getting money and successfully employing it are included in financial management.
What constitutes financial management?Simply expressed, the field of company management known as financial management deals with allocating the available financial resources in a way that maximizes corporate profitability and return on investment (ROI). Financial management experts are responsible for arranging, planning, and controlling all corporate transactions.
Which component of financial management is the most important?The most important part of any financial plan is creating a budget. Making a budget is not too difficult; the problem is keeping it! The important thing is that you have the self-control to put up the time and effort necessary to monitor and, in some cases, balance your expenditure.
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Explain the importance of paying cash for college. then, using examples from the text, share ideas of how to cash flow your postsecondary education.
Paying for college is crucial to establishing a solid financial foundation. If you take out loans, your entire security be determined by them because typical student loan requires roughly 30 years to completely pay off.
What do you mean by postsecondary education?Postsecondary education includes instruction in trade and vocational schools, universities, and colleges. The result of postsecondary education is frequently a certificate, license, or academic degree. Postsecondary education is essentially decentralized from and independent of federal oversight.
What sort of schooling beyond postsecondary education comes to mind?Public or private universities, institutions, colleges, profession schools, trade courses, centers for continuous learning, college transition programs, and apprenticeship programs are just a few of the many postsecondary alternatives available.
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since personal selling involves face-to-face contact with customers, salespeople make little if any use of technology in performing their jobs. since personal selling involves face-to-face contact with customers, salespeople make little if any use of technology in performing their jobs. false true
This statement is true. since personal selling involves face-to-face contact with customers, salespeople make little if any use of technology in performing their jobs.
Technology is the application of understanding to attain realistic dreams in a specifiable and reproducible way. The phrase technology might also suggest the product of such an enterprise. the usage of generation is widely prevalent in medicine, technological know-how, enterprise, communique, transportation, and day-by-day existence. technologies include physical objects like utensils or machines and intangible gear which includes software programs.
Many technological improvements have caused societal adjustments. The earliest recognized technology is the stone device, used within prehistoric technology, followed by way of fire use, which contributed to the growth of the human brain and the development of language in the Ice Age. the discovery of the wheel during the Bronze Age enabled wider journey and the creation of more complicated machines. latest technological developments, which include the printing press, the cell phone, and the net have reduced conversation obstacles and ushered within the understanding economic system.
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tanning company analyzes its receivables to estimate uncollectible accounts. the accounts receivable balance is $340,000 and credit sales are $1,000,000. an aging of accounts receivable estimates that $13,600 of the outstanding receivables will be uncollectible. what adjusting entry will tanning company make if allowance for doubtful accounts has a credit balance of $2,800 before adjustment?
The adjusting entry that Tanning Company will make for the estimated outstanding of $13,600 is as follows:
Adjusting Journal Entry:Debit Bad Debt Expenses $10,800
Credit Allowance for Doubtful Accounts $10,800
(To record the bad debt expense and adjust the allowance for doubtful accounts to a balance of $13,600.)
What is an adjusting journal entry?An adjusting journal entry is made at the end of the financial period to cause the accounting records to agree with the accounting principles.
For example, the accrual concept requires the recognition of transactions for the period whether or not they involve cash movements.
The prudence principle requires allowances to be made for doubtful uncollectible accounts.
Accounts receivable balance = $340,000
Credit sales = $1,000,000
Estimated uncollectible = $13,600
Allowance for doubtful accounts balance = $2,800 (credit)
Bad Debt Expenses $10,800 Allowance for Doubtful Accounts $10,800 ($13,600 - $2,800)
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when government increased spending during the 1930s in an attempt to create jobs and stimulate the economy, this is an example of expansionary:
When government increased spending during the 1930s in an attempt to create jobs and stimulate the economy, this is an example of expansionary fiscal policy.
Fiscal policy refers to adjustments made to the way the government spends and collects money in an effort to affect the course of the economy. By altering the level of expenditure and tax income, the government can have a short-term influence on the amount of economic activity (typically measured by GDP).
Economic activity is predicted to be sped up by expansionary fiscal policy, which entails either an increase in government spending, a decrease in tax revenue, or a combination of the two. By contrast, contractionary fiscal policy entails either a decrease in spending, an increase in tax revenue, or a combination of the two.
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where there is evidence that the utility of inventory goods, as part of their disposal in the ordinary course of business, will be less than cost, what is the proper treatment g
Where there is evidence that the utility of goods to be disposed of in the ordinary course of business will be less than cost, the difference should be recognized as a loss in the current period, and the inventory should be stated at net realizable value in the financial statements.
Utilities are wanted for regular life, so even all through a down marketplace they may be still a very good funding - see the listing of securities under.
To offset the dearth of lengthy-time period growth, most utilities pay a healthful dividend that enables offer a higher average long-term go back.
The application definition in economics is derived from the idea of usefulness. An economic accurate yields application to the volume to which it's beneficial for pleasing a purchaser's need or need.
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farmers moved 60 acres of grass a day instead of 50 and managed to finish one day earlier than planned, what is the area of the meadow they were mowing?
The meadow they were mowing area was 300 acres.
Step by step explanation:
Let 'a' be the area of the meadow
the time required to finish the mowing 50 acres per day = a/50
the time required to finish the mowing 60 acres per day = a/60
The time difference is the direct equivalent of the condition formula = 1 on the right side.
a/50 - a/60 = 1
using cross multiplication the above equation can be written as:
60 a - 50 x / 3000 = 1
10a = 3000
a = 300
Hence the area of the meadow mowed by farmers was 300 acres.
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alisha is preparing an email for an internal audience. who would be most likely to receive that email?
Alisha is preparing an email for an internal audience. One of her coworkers would likely to receive that email.
To accomplish your objectives, you must use focused marketing campaigns to impact internal audiences or those people who make up your business. By treating your internal audience with respect and as valuable stakeholders, you can improve information exchange, foster a culture of trust, and increase employee engagement. This will also assist you in better informing your staff.
Those who share the author's ideals or frame of reference are considered internal audiences. They might share an origin or be classmates, club members, or individuals. A common vocabulary is used by internal audiences.
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Cooperation among oligopolies runs counter to the public interest because it leads to underproduction and high prices. in an effort to bring resource allocation closer to the social optimum, public officials attempt to force oligopolies to compete instead of cooperating.
a. true
b. false
Government servants attempt to compel oligopolies to compete rather than to cooperate in an effort to bring allocation of resources closer to the optimal point. The given statement is correct.
What exactly was meant by "interest"?
Interest is the money borrowed or the cost of lending money. Interest is most commonly expressed as an annual proportion of the loan amount. This percentage is recognized as the loan's interest rate.
What are the four kinds of interests?
Fixed interest, variable involvement, annual percentage rate foremost interest rate, marked down interest rate, simple involvement, and compound interest are the most common types of interest.
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what policy document generally describes mutual goals between organizations? choose the best response.
An MOU is a policy document that generally describes mutual goals between organizations.
What Is a Memorandum of Understanding (MOU)?An agreement between two or more parties that is detailed in a formal document is known as a memorandum of understanding. Although it does not have legal force, it expresses the parties' will to proceed with a contract. As it outlines the parameters and goals of the discussions, the MOU may be viewed as the beginning point for negotiations.
These memos are most frequently used in international treaty negotiations, but they may also be utilized in risky corporate negotiations like merger discussions. MOUs outline the expectations that all parties to a discussion have agreed upon.
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This is performed to determine whether the new procedures are actually furthering productivity.
A. Systems audit
B. Designing alternatives
C. Systems inventory
D. Testing
A systems audit is performed to determine whether the new procedures are furthering productivity. Hence, option A is appropriate.
What is the meaning of a Systems audit?System audits are thorough examinations of several processes as well as their interactions. It examines how a company runs its business. The auditor might combine the auditing of the design, manufacturing, inspection, and other processes, for instance.
Practically speaking, systems audit work entails looking at the essential organizational practices, policies, and controls that enable effectiveness, including costing, performance measurement, reporting systems, and management's methods for comparing organizational performance.
System audits are performed to see if the organization's information system is effectively ensuring data integrity, protecting its assets, and assisting it in attaining its objectives and goals.
Hence, option a is correct.
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When all puncta in both eyes are treated during the same encounter, the appropriate code is reported:______. a. once. b. twice. c. three times. d. four times.
When all puncta in both eyes are treated during the same encounter, the appropriate code is reported four times. The correct answer is D.
What are the puncta?The puncta are the tiny openings which drain tears from the eyes. These 2 small openings are at the nose end of each eyelid. There is one punctum in the upper lid and one in the lower lid.
About the size of a grain of rice, the plug stops fluid from draining from the eye. This helps keep the eye's surface moist and comfortable, relieving itchy, burning and red eyes. Puncta plugs are also called punctum plugs or lacrimal plugs.
Tears are made by the lacrimal gland and other tear glands around the eyes. They drain through each punctum into the lacrimal sac, and then into the nose.
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is this statement true or false? the aegean sea is an arm of the mediterranean between turkey and greece.
The statement, the Aegean sea is an arm of the Mediterranean between Turkey and Greece, is true.
What was the name of the Aegean Sea before?The Aegean Sea was referred to as an archipelago in the past. Greek mythology states that it was named after Aegeus or Aegeas, the father of Theseus, who hurled himself into the sea and perished there after believing his son to be dead. Greek mythology describes Aegeus as the grandson of Cecrops and the son of Pandion. He was the father of Theseus and the king of Athens. When Aegeus believed his son to be dead, he drowned in the sea. The Aege was thereafter used to refer to the sea.
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population growth can have both a positive and a negative impact on economic growth. a. true b. false
The correct answer is true. Population growth can have both, a positive and a negative impact on economic growth.
The yearly rate of change in real GDP per person is the measure of economic growth. This indicator of a country's economic growth rate considers both the rate of population increase and the growth in the total output of goods and services. It is an average measure that does not take into consideration potential changes in income distribution or different welfare costs or benefits that may come along with economic growth.
Some economists say that population expansion slows economic growth, while others assert the exact reverse. Therefore, according to the latter economists, immigration should be promoted rather than discouraged.
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a company rents a building with a total of 50,000 square feet, which are evenly divided between two floors. the total monthly rent for the building is $30,000. the company allocates $20,000 of total rent expense to the first floor and $10,000 of total rent expense to the second floor.how much of the monthly rental expense should be allocated to a department that occupies 10,000 square feet on the first floor? multiple choice $2,000. $8,000. $4,000. $3,000. $5,000.
The monthly rental expense that should be allocated to a department that occupies 10,000 square feet on the first floor is $8,000
What type of expense is rent?Rent is any fee paid in exchange for a small business's use of real estate that it does not own. Contrary to variable costs, rent expenses are a form of fixed operational costs or absorption costs for a business. A one- or two-year contract is frequently required for rental charges. Mortgage interest, property tax, running costs, depreciation, and repairs are all allowable deductions for rental costs on a tax return.
Given:
Rent allocated to 1st floor:
= $30,000 × 2 ÷ 3
= $20,000
There is 50,000 square feet. Hence, equally divided between first floor and second floor.
So 25,000 square feet for each floor.
Thus,
Rent allocated to 10,000 square feet:
= ($20,000 ÷ 25,000) × 10,000
= $8,000
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a stock has generated an annual average return of 11.0% with a standard deviation of 36.4% during the last 10 years. if the average risk-free rate was 1.8%, what was this stock's sharpe ratio? round to two decimal places. answer in decimals, rounded to two decimal places. (e.g., 0.347
After the calculations Stock's sharpe ratio 11-1.8/36.4= 0.25
The Sharpe ratio evaluates the relationship between an investment's return and risk. The idea that excess returns over time may indicate greater volatility and risk rather than investment expertise is expressed mathematically in this way.
The Sharpe ratio aims to illustrate how effectively an asset's return reimburses an investor for the risk taken. Investors typically find it interesting when two assets are compared because the one with a higher Sharpe ratio seems to offer a better return for the same risk.
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explain the effect on the demand for reserves or the supply of reserves of the following fed policy action: an increase in the interest rate paid on reserves a. this would decrease the demand for reserves. b. this would decrease the supply of reserves. c. this would raise the interest rate at which the demand curve becomes horizontal. d. this would raise the interest rate at which the supply for reserves becomes horizontal.
The impact of the ensuing Fed policy move on the supply or demand for reserves would be increased by this, increasing the rate of interest at which demand curve becomes horizontal.
What is the Federal Reserve's primary goal?monitoring and controlling banks and other significant financial institutions to guarantee the stability of the country's banking and financial sector and to safeguard the credit rights of customers. preserving the financial system stability and limiting potential systemic risk in the financial markets.
What is the current Fed rate for 2022?Visit How You Make Money for additional details. The target range for the federal funds rate was recently increased by the Federal Reserve to 4.25%–4.50%. The rate now stands at its highest level since December 2007 as a result of the 50 basis point hike. The rate increase for 2022 is the seventh in a row.
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the most familiar example of the free-flow layout is a(n): select one: a. automobile showroom. b. fashion boutique c. furniture store. d. supermarket or grocery store. e. jewelry store.
The most familiar example of the free-flow layout is a supermarket or grocery store.
Using recognizable design patterns, displays, or signs is not intended in a free-flow plan to guide the consumer. Customers have more freedom to engage with products and find their way around in this retail shop design since no set design guidelines are followed.
You have the most creative freedom with a free-flowing layout. Floor designs and shelves that must be positioned at specific angles are not your only options. And unlike the other layouts, you don't urge customers to follow a trail through your business; rather, you encourage them to wander and move in any direction.
Hence the correct option is D
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what would be a way for the federal reserve to slow down the economy when it is growing too quickly or is inflationary?
The open market operations is the way for the federal reserve to slow down the economy when it is growing too quickly or is inflationary.
What does it mean when the economy is growing too quickly ?Things will become more expensive if the economy expands more swiftly than it can support. When consumers want to purchase more than stores and companies are able to provide, this occurs. Gross domestic product is used to gauge economic growth (GDP).
So long as that growth rate is sustainable, a rapidly expanding economy is desirable. The economy, however, occasionally grows too quickly. This is referred to as "overheating" in economics. When the economy is unable to meet all of the demand from consumers, businesses, and the government, it is said to be overheating.
The Federal Reserve wants to affect interest rates in order to curb inflation. The Federal Reserve normally boosts interest rates to slow the economy and lower inflation when it is out of control.
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An important reason why the Federal Reserve would not want to keep interest rates at 0% forever is that: a) it restricts the money supply, making it harder for banks to lend money. b) it limits the ability of the Fed to use expansionary monetary policy when the next recession occurs. c) it makes borrowing for homes and major purchases more expensive. d) it raises the possibility of higher unemployment because lower interest rates slow economic growth.Which of these is NOT a benefit of countries adopting the euro? a) It allows the euro to be a major reserve currency. b) It becomes easier to address regional differences in economic performance. c) It reduces transaction costs of doing business across member countries. d) It promotes cooperation among countries who now share a common monetary policy
An important reason why the Federal Reserve would not want to keep interest rates at 0% forever is that: it restricts the money supply, making it harder for banks to lend money.
The correct option is (A).
What is the federal reserve?
The United States of America's central banking system is called the Federal Reserve System. With the passage of the Federal Reserve Act on December 23, 1913, it was established in response to the need for centralized control of the monetary system to prevent financial crises following a string of financial panics.
The interest rate at which depository institutions overnight lend reserve holdings to other depository institutions on an uncollateralized basis is known as the federal funds rate in the United States. Reserve balances are sums kept at the Federal Reserve to satisfy the reserve requirements of depository institutions.
The interest rate that banks charge one another to lend or borrow excess reserves overnight is known as the federal funds rate. Banks are required by law to maintain a minimum reserve.
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which economist thought that government should stay out of economic decisions, that the economy should be guided by the forces of supply and demand alone
In this, John Maynard Keynes economist thought that government should stay out of economic decisions, that the economy should be guided by the forces of supply and demand alone.
Who was John Maynard Keynes?British economist John Maynard Keynes (1883–1946), often considered as the father of contemporary macroeconomics, is the source of the name, theories, and guiding principles of Keynesian economics.
Keynes warned that the harsh terms the Versailles peace deal imposed on Germany to finish World War I would spark a new European conflict in The Economic Consequences of the Peace, published in 1919.
The difference between Keynesians and other economists is their support for activist measures to lessen the amplitude of the business cycle, which they consider to be one of the most pressing issues in the economy.
Therefore, in this, John Maynard Keynes economist thought that government should stay out of economic decisions, that the economy should be guided by the forces of supply and demand alone.
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________ focuses on problem solving and performance improvement, or speed with excellence, of a well-defined project.
The answer to this question is Lean Six Sigma.
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you have planned out the entire orientation week for the new employees. you decide to start the process with the clarification step so that the new employees understand all the company policies and rules. true false
It is appropriate to start the orientation week with the clarification step so that the new employees understand all the company policies and rules. Therefore, the statement given above is true.
Orientation can be referred to or considered as the process that involves standardization of giving training to the new employees, and also making them comfortable with the organizational environment. The process also ensures to teach the new employees regarding the rules and regulations that revolve around the policy of the organization.
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Seasonality causes comparability problems in ratio analysis. a common solution is to use an average account balance as opposed to an ending account balance.
a. True
b. Falsw
Seasonality causes comparability problems in ratio analysis. Using an average account balance rather than an ending account balance is a typical solution.. TRUE
How is ratio analysis impacted by seasonal factors?The worth of the company's assets may be arbitrarily increased or decreased by seasonal inventory changes or revenue fluctuations that are not based on sales.
Ratio analysis is the examination or evaluation of the line items included in the company's financial statements. It could be used to examine a variety of business aspects, including profitability, liquidity, solvency, and organizational effectiveness.
Numerous common ratios are frequently employed in accounting to assess the overall financial health of a firm or other entity.
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powers company reported net sales of $1,390,000, average accounts receivable, net of $59,500, and net income of $59,100. the accounts receivable turnover ratio is:
The accounts receivable turnover ratio of powers company in the above condition will be 23.36 times.
The computation of the accounts receivable turnover ratio can be shown as below, with the appropriate use of the values from the information provided above in the generalized formula. The calculation of the same is as follows,
Accounts Receivable Turnover Ratio = Net Sales / Accounts Receivables
Accounts Receivable Turnover Ratio = 1390000 / 59500
Accounts Receivable Turnover Ratio = 23.36 times
Therefore, the accounts receivable turnover ratio of powers company will be 23.36 times.
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cash inflows and outflows involving stockholders and creditors are classified on the statement of cash flows as activities.
On the statement of cash flows, cash inflows and outflows involving creditors and stockholders are categorized as financing activities.
In the cash flow statement, the cash flow between a company's owners and creditors is referred to as financing operations. The actions involve the issuance and sale of shares, the payment of cash dividends, and the addition of loans.
Transactions between a firm and its lenders and owners to obtain or repay resources are referred to as financing operations. In other words, financial operations finance the business, pay back loans, and give owners a profit. Offering and buying back shares are examples of financing activity.
Receiving cash through stock issuances or spending cash to repurchase shares are two examples of frequent cash flow items resulting from a company's financing operations. receiving money as a result of issuing or paying off debt. dividends to shareholders in cash.
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What could the possible causes be for low gross profit and higher cost of sales for your specific business?
The possible causes be for low gross profit and higher cost of sales for your specific business could the higher supplier costs.
The low gross profit margins means your ratio percentage is below industry norms and potentially down from your company's prior periods. In essence, you are not generating strong sales prices relative to your cost of goods sold or COGS, which are your costs to make or acquire products.
One of the simplest factors that can lead to declining margin is higher costs of goods sold. Over time, your suppliers naturally want to increase their own revenue and margins. Their own cost to produce or supply may go up.
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who probably has more elastic demand for a hertz rental car? person a reserves a car online weeks before a trip; person b walks up to a hertz counter after he walks off an airplane after a four-hour flight? who probably gets charged more?
The buyer who made a reservation in ahead will pay less because their desire is more flexible.
When Hertz demands far to much, it's simple to visit alternative car hire webpage and instantly make a comparison, so the individual whom purchases in ahead likely possesses a more flexible requirement. However, after a lengthy travel, few individuals are eager to put it on hold in the Hertz section.
find out how much it will cost, and afterwards enter into Nationwide or Entrepreneurship queue and wait once again. Due to their desire to skip the lineups at all other leasing firms, this responsible party is most likely paid in advance.
As opposed to individuals with price elasticity, those in close substitutes are now more responsive to price changes.
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If $25,600 is invested at 5% compounded monthly, how much will this investment be worth in 7 years? round your answer to two decimal places
If $25,600 is invested at 5% compounded monthly, the money will be worth $36,403.09 after 7 years.
The monthly Compound Interest formula is:
[tex]A = P (1 + \frac{\frac{r}{12} }{100})^{12n}[/tex]
where,
P is the Principal amount = $25,600
r is the Interest Rate = 5%
n is the time (in years) = 7 years
Therefore, the value of the investment after 7 years will be:
Investment = 25600 {1 + [(5/12)/100]¹²ˣ⁷
Investment = 25600 {1 + (0.417/100)]⁸⁴
Investment = 25600 {1 + 0.0042}⁸⁴
Investment = 25600 (1.0042)⁸⁴
Investment = 25600 * 1.422
Investment = 36,403.085
Therefore, Investment = $36,403.09 (Rounded to 2 decimal places)
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which of the following statements are true about this natural monopoly? check all that apply. it is more efficient on the cost side for one producer to exist in this market rather than a large number of producers. the 5g lte company is experiencing diseconomies of scale. in order for a monopoly to exist in this case, the government must have intervened and created it. the 5g lte company is experiencing economies of scale.
The true statement about natural monopoly is A. It is more efficient on the cost side for one producer to exist in this market rather than a large number of producers.
What is natural monopoly?If one company can serve a market more affordably than any combination of two or more firms, that market has a natural monopoly. A natural monopoly is one in which the largest supplier in the industry, frequently the first supplier in a market, enjoys an enormous competitive advantage over potential rivals due to high infrastructure costs and other barriers to entry in relation to the size of the market.
Natural monopolies are frequently regulated to prevent price increases by the company, particularly when the company offers a necessary good or service, like power or water. Railroads, electricity, water, utilities, and telecommunications are a few industries that have natural monopolies.
In conclusion, a producer rather than many producers in this market is more cost-effective from a production standpoint.
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what term describes the registration of a domain name (website address) solely for the purposes of trying to sell the name back to the rightful trademark owner for a profit?
Cybersquatting describes the registration of a domain name (website address) solely for the purposes of trying to sell the name back to the rightful trademark owner for a profit.
What is Cybersquatting?
The word "cybersquatting," as it is known in the general public, is most usually used to refer to the intentional, abusive, and bad faith registration of a domain name in violation of trademark rights. But because of its widespread use, the phrase means different things to different individuals. For instance, while some individuals distinguish between the two phrases, others add "warehousing," or the process of registering a number of domain names that match to trademarks with the goal of selling the registrations to the trademark owners. [1] In the earlier meaning, the cybersquatted can make an exorbitant offer to sell the domain to the person or business that owns a trademark that appears inside the name.
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