atms let customers of banks make deposits and withdrawals while in a shopping center or supermarket 24 hours a day. the letters atm stand for:

Answers

Answer 1

ATM let customers of banks make deposits and withdrawals while in a shopping center or supermarket 24 hours a day. The letters ATM stand for automated teller machine.

What is ATM and its function?

There are primarily two types of automated teller machines (ATMs). One is a straightforward, entry-level device that lets you withdraw money, check your balance, change the PIN, obtain brief statements, and get account updates. Depositing cash or checks, opening credit lines, and paying bills are all available in the more advanced units.

ATM owners profit from transaction fees that are added to each withdrawal of money. Every time a consumer uses the ATM to withdraw money, they consent to paying a certain price for the service; they are then charged for it either right once or as a line item on their bank statement.

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stark company's most recent balance sheet reported total assets of $1.86 million, total liabilities of $0.82 million, and total equity of $1.04 million. its debt to equity ratio is:

Answers

An asset is something containing economic value and/or future benefit.

What is assets and explanation?An asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit. Assets are reported on a company's balance sheet. They are bought or created to increase a firm's value or benefit the firm's operations.A liability is something a person or company owes, usually a sum of money. Liabilities are settled over time through the transfer of economic benefits including money, goods, or services. Recorded on the right side of the balance sheet, liabilities include loans, accounts payable, mortgages, deferred revenues, bonds, warranties, and accrued expenses.An asset can often generate cash flows in the future, such as a piece of machinery, a financial security, or a patent. Personal assets may include a house, car, investments, artwork, or home goods.

Debt to Equity Ratio = 0.86

Debt to Equity Ratio = Total Liabilities / Stockholder's Equity

Total Liabilities = $0.84 million

Stockholder's Equity = $0.98 million

Debt to Equity Ratio = $0.84 million / $0.98 million

Debt to Equity Ratio = 0.857143

Debt to Equity Ratio = 0.86

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dylan is a sales person for whole foods. in his position, he is primarily responsible for seeking repeat sales. dylan is most likely a(n)

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The salesman and the company must promptly deliver the appropriate good or service. The salesperson must be prepared to address inquiries or problems right away. Customers must receive enough assurance from sellers that their products will function as planned.

What is the product?

A product is an item that is being sold. A product can be either an item or a service. It might manifest as anything tangible, digital, or cybernetic. Every good has a price, and every good has costs attached to it. The price that can be paid is influenced by the market, the quality, the marketing, and the target market.

You will establish your initial personal connection with your prospect or prospects at the approach stage of the selling process. This phase entails customizing your meeting or otherwise building rapport in order to engage the potential customer or buyer products.

Prospecting is the initial stage of the sales process. You locate potential clients in this stage and assess whether they require your good or service and whether they can afford what you have to offer.

Therefore, Assurance from sellers that their products will function as planned.

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Jake Nickell’s crowdsourcing approach to his business initially kept the business finances under control in all of the following ways except
Multiple Choice
it enabled bulk printing.
it allowed Nickell to maintain a favorable working capital.
it eliminated the need to hire employees.
it allowed Nickell to accept prepaid orders.
it eliminated the need for fixed costs.

Answers

Jake Nickell’s crowdsourcing approach to his business initially kept the business finances under control in all of the following ways except that it eliminated the need for fixed costs. The Option E is correct.

What is a Crowdsourcing?

Basically, a crowdsourcing refer to a sourcing model where individuals or organizations obtain goods or services from a large group of participants. Its involves obtaining work, information or opinions from a large group who submit their data via the Internet, social media, smartphone apps etc.

In the context of Jake Nickell’s business, his crowdsourcing approach kept the business finances under control as it enabled bulk printing, eliminated the need to hire employees, etc.

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you're planning to run a video campaign with a consideration goal, and you want to understand the extent to which your campaign influences viewer perception or intent for your product. which measurement solution should you use?

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To measure the influence, viewer perception or intent of your product through the campaign you should use Brand Lift.

Brand Lift is a free tool to assess how your advertisements affect how people view your company.

Brand Lift can assist you in coordinating your campaigns with your marketing objectives by using measures such as ad recall, brand awareness, and consideration rather than more conventional ones like clicks, impressions, or views. With its extensive sample size and testing methods, Brand Lift can give you in-depth information about how your ads affect consumers' perceptions of your brand or product. As a snapshot measurement, video brand lift surveys end when the data is complete. The total of all active video line items inside a product or brand must exceed the $15,000 minimum budget per question in order to have the best chance of recognizing lift caused by video line items.

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a debit card serves the same function as multiple choice a time deposit. a credit card. a savings account. a check.

Answers

Answer:A check

Explanation:

It performs the same purpose as a check in that it withdraws money from a checking account. Hence, the correct choice is to check.

What is the purpose of debit cards?

A debit card, often known as a check card or bank card, is a type of payment card that may be used to make transactions instead of cash. The word "plastic card" refers to both the aforementioned and an identity document. These are similar to credit cards in that the money for the transaction must be in the cardholder's bank account at the time of the purchase and is quickly transferred straight from that account to the merchant's account to pay for the purchase. A bank-provided card that enables point-of-sale transactions that substitute cash and cheques. Charges are applied to an account.

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a company believes a process monitored by an x-bar chart to be in control. when the most recent control point exceeded the ucl value by 20%, the company should

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When the recent control point is more than the UCL value by 20% that the company should suspect that an assignable cause of variation now exists and can be found.

A control point is a task that checks the outcomes of a specific task in a business process to see if they comply with the results' specified requirements. If there is a nonconformity, feedback is set up, and the outcome should be changed. A control point is a decision-making checkpoint that gives you the chance to gauge compliance with the established processes, determine whether you're on track to meet the targets and goals you've established, and then determine whether the way the processes are carried out or managed needs to be adjusted.

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if company b has marketable securities of $30,000, cash of $50,000, current liabilities of $40,000, accounts receivable of $40,000, prepaid expenses of $10,000 and short-term notes receivable of $30,000, what is its acid-test ratio? multiple choice question. 3 3.75 4 5.33

Answers

The company b's acid-test ratio is 3.75

Acid-test ratio = (Cash + Marketable Securities + Acct Receivable + Short term notes Receivable) / (Current Liabilities)

                        = (50,000 + 30,000 + 40,000 + 30,000) / 40,000

                        = 3.75

The acid-test ratio contrasts a company's current obligations with its "quick assets" (cash and accounts receivable). It is one of the six fundamental computations used to assess short-term liquidity, or an organization's capacity to pay its obligations when they become due.

Companies should ideally have a ratio of 1.0 or above, which indicates that the company has sufficient liquid assets to pay all short-term debts or invoices. The acid test ratio is significant because it gauges a company's liquidity and ability to settle short-term debts and other obligations using assets that can be easily converted to cash.

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Is Coca-Cola MNC or TNC?

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The Coca-Cola beverage company, which has operations in more than 200 nations and has its headquarters there, is an example of a transnational corporation.

Transnational firms are similar to multinational businesses in many ways, with the slight distinction that the former have a centralised management structure, whilst the latter typically have numerous bases spread across the various nations in which the corporation works. Headquarters for multinational firms are typically located in those nations. Then, in order to expand their business, they establish various branches in other nations.

Transnational corporations, as opposed to traditional multinational corporations, which are national businesses with international subsidiaries, disperse their operations across multiple nations to maintain high levels of local responsiveness.

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an employer can eliminate a worker’s medical, optical, or dental insurance coverage on the voluntary termination of the worker’s employment.a) trueb) false

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It is false that an employer could cancel an employee's medical, eye, or dental insurance upon termination of the employee's voluntary employment.

What is the difference between worker and an employer?

Employers rely on their employees to perform specific tasks to achieve business goals, keep the business running smoothly, and generate profits. An employee (worker), on the other hand, is dependent on the employer to pay the agreed wage or salary to financially support herself and her family.

Are workers self-employed?

A person is self-employed if he runs his own business and is responsible for its success or failure. A self-employed person has not been paid by PAYE and does not have the rights and obligations of an employee.

Are workers the same as employees?

An individual's employment status depends on whether the contract: is service contract (employment-employee relationship) or contract for the performance of an individual's work (worker).

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From time to time, some of the activities within the eight major functions of marketing are eliminated to provide for a more effective marketing process.
a. True
b. False

Answers

In order to create a more efficient marketing process, occasionally some of the eight key marketing roles are abolished. The claim is untrue.

What are marketing's objectives?

Reaching our intended audience and communicating the advantages of your service or product are the goals of marketing, which will help you attract, retain, and grow your customer base. Therefore, your marketing objectives must be related to the precise business goals that your organisation intends to accomplish.

What benefits does marketing offer?

Growing a brand requires marketing at its core. It explains the advantages, cost, and special selling point of your good or service and why clients ought to choose your brand. Additionally, marketing fosters engagement and improves customer connections, which results in

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Two oligopolistic firms forming a cartel will want to set a price so that the cartel produces a quantity that is _________ the allocatively efficient amount.

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Two oligopolistic firms forming a cartel will want to set a price so that the cartel produces a quantity that is B. more than the allocatively efficient amount.

In the field of business, oligopolistic firms can be described as those firms that set their own prices for their products as there are only a few companies making the same kind of product.

As there is less competition in the market for these kinds of products, the cartel tends to set a price that is more than the efficient amount. This is because the cartel wants to get as much profit as possible from selling these products. The quantity of the products is also kept higher than the efficient amount because there are only a few oligopolistic firms that are making that particular kind of product.

Although a part of your question is missing, you might be referring to this question:

Two oligopolistic firms forming a cartel will want to set a price so that the cartel produces a quantity that is _________ the allocatively efficient amount.

A less than

B more than

C the same amount as

D One cannot tell.

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Examples of product ingredients of the marketing mix include design of the product and trade names, packaging, and warranties.
a. true
b. false

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The product's design, trade marks, packaging, and warranties are a few examples of active ingredients in the marketing mix.

What does "trade" mean?

Etymology. Trade is derived from Middle English trade, which means "route, course of behavior," Middle Low German trade, which means "track, course," Old Saxon trada, which means "spoor, track," and Proto-Germanic *trad, which means "track, way," and is related to Old English tredan ("to tread").

What advantages does trade offer?

Trade is essential to the prosperity of the United States because it boosts economic expansion, promotes domestic employment, raises living standards, and enables citizens to sustain their families with reasonably priced goods and services.

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Companies often use more than one capital budgeting method to determine which capital investment to make. True or false?

Answers

It is completely appropriate for the companies to use multiple capital budgeting methods for determination of which capital investment is to be made. Therefore, the statement given above is true.

The capital budgeting can be referred to or considered as the process of forecasting the allocation of capital funds within an organization. It is done in order to ensure deriving maximum returns for the firm over a prolonged period of such capital investment being made. An efficient organization will always want to have maximum possible rewards, and thus, it will do a budgeting of all the available alternatives to ensure the same.

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A shop sells hardcover copies of a book for $18 and paperback copies for $12. The owner wants at least $300 in sales of the book today. Which inequality shows the number of copies that must be sold?.

Answers

The inequality that represents the number of copies that must be sold is $18s + $12y ≥ $300.

What is the inequality?

The first step is to determine the inequality sign that would be used:

Here are inequality signs and what they mean:

> means greater than

< means less than

≥ means greater than or equal to

≤ less than or equal to

The sign that would be used is ≥.

The form of the inequality is:

(cost of one hardcover book x number of hardcover books sold) + (number of paperback sold x total number of paperback sold) ≥ least value of sales

($18 × x) + ($12 x y) ≥ $300

$18x + $12y ≥ $300

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An organization pursuing a differentiation strategy will pay some employees much more than others and compensation is used to encourage risk taking.
a. True
b. False

Answers

An organization pursuing a differentiation strategy will pay employees more than others and compensation is used to encourage risk-taking. - True

An organization pursuing a differentiation strategy seeks to create a unique and distinctive value proposition for its items. This can involve offering higher quality, more innovative products than competitors, and can require a high level of skill, expertise, and creativity from employees. To attract and retain talented and experienced employees who can help the organization achieve its differentiation goals, it may be necessary to offer higher levels of compensation than competitors.

In addition to offering higher levels of compensation, an organization pursuing a differentiation strategy may also use compensation as a way to encourage risk-taking among its employees. By offering higher levels of compensation for employees who are willing to take on challenging or risky projects, the organization can create an incentive for employees to think outside the box and push the boundaries of what is possible.

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What are two reasons for taxation?

Answers

The two reasons for taxation are:

To implement a considerable fixed rate as the cost of tax.It forces companies to cancel the totality of taxes according to their economic activity.

What is taxation?

Taxation is known as the set of rules and laws that are established to fix the amount of percentage, rates and special contributions that must be charged for a product or service.

Taxation is important because it obliges companies to pay taxes as a result of their economic activities. These contributions are responsible for governing an entire state.

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the conservation of natural resources is important for sustainable development and design. thus, interior designers must be cognizant of how various buildings consume resources. which commercial building type utilizes large quantities of energy and water?

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The conservation of natural resources is important for sustainable development and design. the commercial building type utilizes large quantities of energy and water: Healthcare facilities.

Herbal resources are sources that are drawn from nature and used with few modifications. This includes the sources of valued characteristics consisting of business and industrial use, aesthetic cost, clinical hobby, and cultural pride.

Natural resources can be described as the assets that exist (on the planet) independent of human movements. those are the assets that might be discovered within the environment and evolved without the intervention of humans.

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amazonians shone bright during another record-breaking turkey 5. once again,, customers around the world turned to amazon to deliver holiday cheer. what was one of the best-selling items?

Answers

Best-selling electronic products on Amazon in 2022:

Photography and cameras.The term "video game" is commonly used.Books, particularly e-books distributed through the Kindle shop, are perennial best-sellers.Clothes, footwear, and accessories.Handmade.Pet Stuff.Domestic & Cooking.

In lightweight of the disappointing performance of its 1st physical store since its introduction in 2015 (which accounted for under 3% of total sales within the most up-to-date quarter), the e-commerce behemoth has proclaimed that it'll shift its attention to grocery delivery. Part of the commerce pressure is returning from a less-than-optimistic outlook for the fourth quarter, with growth throughout the vacation season expected to be only 2%-8%. Amazon's net Services were conjointly behind expectations last quarter.

Amazon's stock was born by an extra 13% throughout Thursday's extended trading, transferral its total loss for the year to over 42�ter Associate in Nursing earlier 4�creases during regular trading. The steep drop was because of an earnings miss, with the e-commerce behemoth reportage EPS of $0.28 on revenues of $127.1bn; the latter variety was up 15% YoY, marking a comeback to double-digit sales growth, however, still failed.

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evelyn knows that prospective customers are likely to raise reservations about price and quality. she needs to convince customers that her products represent average quality for an average price. time savings. an environmental achievement. the least expensive choice available. a good value.

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Evelyn knows that prospective customers are likely to raise reservations about price and quality. She needs to convince customers that her products represent a good value.

A prospective customer, often known as a prospect, is a person or organization that is interested in making a purchase, has the necessary financial resources, and has the authority to decide what to buy. Your target market is the group of people for whom you develop goods or services. They are now your leads even though they haven't made a purchase from you yet. And when you put up your advertising campaigns properly, they'll turn into your customers. Your strategic rate of return is essentially represented by prospective customers; all you need to do is discover how to extract it. There are various strategies for locating and luring potential clients.

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which of the following statements about retirement policies is true? group of answer choices when compared with other western nations, u.s. policies make retirement more feasible for the economically disadvantaged. in the united states, time devoted to child rearing is given some credit when figuring retirement benefits, especially benefiting women to take time off to rear children. due to generous social security benefits, even u.s. retirees who held low-income jobs without benefits experience falling living standards. in most western nations, generous social security benefits sustain the standard of living of most workers after they retire.

Answers

In most Western countries, strong social security benefits ensure that most employees' level of living is maintained once they retire. Thus, is correct for retirement policies.

What are retirement policies?

Americans born before 1960 are eligible for retirement benefits beginning at the age of 65. The retirement age for persons born after 1960 is 67 years. Retirement plans in the United States may allow for the receipt of Social Security payments as early as the age of 62. Employers are not compelled to provide retirement benefits to their employees. Some states, however, have government-sponsored retirement schemes that require membership. In these states, qualifying companies must either enroll their employees in the state program or offer their own retirement benefits.

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What is the short-run effect on output and the price level of the fed pursuing expansionary monetary policy?

Answers

Suppose the economy declines and employment falls below the Fed's maximum employment target. The inflation rate is also falling below the target. The FOMC may utilize expansionary monetary policy to stimulate the economy. The FOMC could decrease its federal fund's rate target range (FFR).

The Fed would lower its administered interest rates—IORB, ON RRP, and discount—accordingly. Fed decisions would affect market interest rates and financial circumstances. Economic effects of expansionary monetary policy:

Lower lending rates encourage individuals to spend more and firms to buy new equipment.Consumer and business spending boosts economic demand for products and services.Increased productivity means greater hiring and spending.Increased spending reduces unemployment, bringing the economy closer to full employment.

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1-a. compute the gross profit percentage for each year. (round percentage values to 1 decimal place.) 1-b. assuming that the change from 2017 to 2018 is the beginning of a sustained trend, is chevron likely to earn more or less gross profit from each dollar of sales in 2019?

Answers

The gross profit percentage in 2017 is 46.5%

The gross profit percentage in 2018 is 42.8%

Chevron's gross profit % decreased from 2017 to 2018, which means that it would likely generate lower gross profit per dollar of sales in 2019.

Gross profit is the amount of money a business makes after deducting costs for producing, distributing, and selling its goods or services. A company's income statement will show gross profit, which is derived by deducting the cost of goods sold (COGS) from revenue (sales). The income statement of a business will contain these numbers. Sales profit or gross income are other names for gross profit.

The gross profit percentage = (Revenues- Costs of Purchased Crude Oil and Products) / revenues * 100

2017 = (142 - 76) / 142 * 100 = 66 / 142 * 100 = 46.5%

2018 = (166 - 95) / 166 * 100 = 71 / 166 * 100 = 42.8%

Chevron is probably going to make a less gross profit per dollar of sales in 2019 because its gross profit percentage dropped from 2017 to 2018.

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one key component of a speech introduction is to provide a good reason for your audience to listen. t or f

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One key component of a speech-introduction is to provide a good reason for your audience to listen True.

What is the main objective of a speech's introduction?

The beginning of the speech piques the audience's interest. An effective introduction should pique interest, state the topic, make it accessible, establish authority, and highlight the key points.

What, and why, should a speaker say first in their introduction?

The speech's thesis should be stated as the first point in the introduction. Usually, the major objectives of a speech are to inform, persuade, or entertain the audience.

What makes up the first part of the introduction?

No matter how long or how short a paper's introduction is, it should start with a hook sentence. That first line is usually followed by two or three more that provide details about your topic or your writing process. Together, these phrases help to support your point.

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13. jane wants to set aside funds to take an around the world cruise in four years. assuming that jane has $19,500 to invest today in an account expected to earn 8% per annum, how much will she have to spend on her vacation?

Answers

$7,350.30 is the needed amount for Jane. The current value of any sum of money, which is certain to be gained in the future over compounded interest on such investment, is known as present value.

It is critical to investors who are continually looking for improved investment options in the financial planning concept. Higher future values may result from a higher rate of return (HROR) and longer terms.

Using given information, it can be calculated as,

Hence, $7,350.30 is the needed amount for Jane.

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nearly all of the fortune 50 and fortune 500 companies include sexual orientation in their policies of non-discrimination. true false

Answers

False. Title VII of the Civil Rights Act does not address sexual orientation and federal law does not prohibit discrimination based on this characteristic.

What is sexual orientation?

An enduring pattern of romantic or sexual attraction to individuals of the same sex or gender, the same sex or gender, both sexes, or more than one gender is known as sexual orientation. The four facets of sexual identity—biological sex, gender identity, social sex roles, and sexual orientation—are examined in this essay. Theories on the formation of each element, their interaction, and how they work together to build the individual's sexual identity are examined. Who you are physically and/or romantically attracted to is what is meant by sexual orientation. What we do sexually, both with ourselves and others is called sexual conduct. And your sexual identity is how you view yourself in terms of the people you find sexually or romantically attractive.

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What is transitional growth?

Answers

The process of moving from relatively high to relatively low both birth and death rates in many countries is called demographic transition 1 or demographic transition.

The key aspects of the transition are liberalization, macroeconomic stability, privatization, and legal and institutional reforms. In the societies in transition, change is significant and fundamental, permeating nearly every aspect of life. Including social, cultural, political and economic aspects. Transitional societies thus create opportunities to rethink the intrapersonal and interpersonal aspects of life. Many transition the economies suffer from a lack of entrepreneurship rates and the entrepreneurialism, making economic reform difficult and fostering market capitalism.

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ready company has two operating (production) departments: assembly and painting. assembly has 240 employees and occupies 62,400 square feet; painting has 160 employees and occupies 41,600 square feet. the company has indirect expenses that consist of administrative expenses of $92,000 and maintenance expenses of $112,000. administrative expenses are allocated based on the number of workers in each department and maintenance is allocated based on square footage. the total amount of indirect expenses that should be allocated to the painting department for the current period is: multiple choice $67,200. $55,200. $163,200. $81,600. $122,400.

Answers

The total amount of indirect expenses that should be allocated to the painting department for the current period is $81,600.

What is department?

The term department refers to the based on the management as they manage the different categories. The management are the divided the different department are the easy and the continence to the company.

According to the ready company as he separate department such as assembly and painting. Assembly employs 240 people and takes up 62,400 square feet of space; painting employs 160 people and takes up 41,600 square feet.

Administration

=92000 × 160/(240+160)

$36,800

Maintenance

$44,800

=112000 × 41600/(62400+41600)

$44,800

Total amount allocated

$36,800 + $44,800

= $81,600

Therefore, option (d) is correct.

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In the process of reconciling its bank statement for january, maxi's clothing's accountant compiles the following information: cash balance per company books on january 30 $ 4,725 deposits in transit at month-end $ 1,800 outstanding checks at month-end $ 520 bank service charges $ 25 an nsf check returned on a customer account $ 265 the adjusted cash balance per the books on january 31 is:.

Answers

The adjusted cash balance per the books on January 31 is $5,810.

Adjusted cash balance is the ending cash balance after any non-cash items are subtracted from the total cash balance. It is used to measure a company's liquidity and financial health.

To calculate this, we can use the formula:

Adjusted Cash Balance = Cash Balance per Company Books + Deposits in Transit - Outstanding Checks - Bank Service Charges - NSF Check

Adjusted Cash Balance = $4,725 + $1,800 - $520 - $25 - $265

Adjusted Cash Balance = $5,810

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in the short-run, a price ceiling on gasoline will create a ______ ______ than in the long run.

Answers

A gasoline price cap will result in a binding price ceiling sooner rather than later.

What occurs when the price of gasoline is capped?

The producers will be deterred from producing at the price ceiling, but consumers will demand more than the equilibrium output. As a result, the market for gasoline will see an excess of demand over supply. There will be a gasoline shortage.

Does a price cap result in surplus?

In an effort to eliminate the surplus, governments either make purchases of the surplus or impose production limitations. Price ceilings lead to shortages by lowering the price below the equilibrium. The amount needed is greater than what can be purchased for the ceiling price.

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the ytm on a 2-year zero coupon bond is 5% and the ytm on a 1 year zero coupon bond is 3%. what does the no-arbitrage condition tell you about the rate you can lock in today on a 1 year zero coupon bond that starts next year (the one-year forward rate)? it is

Answers

The correct answer is option (A). A Zero-Coupon Bond is one that has no periodic interest payments from the date of issuance until maturity and is priced at a discount to its face (par) value.

Zero-coupon bonds, commonly referred to as "discount bonds," are offered by the issuer for less than their face value (par), which is paid back when they mature.

As hinted by the name, zero-coupon bonds are financial obligations that are not structured with any necessary interest payments (i.e., "coupons") during the lending period. Instead, one may consider the difference between the bond's face value and current market price to be interest earned.

As per the term structure theory, to have no arbitrage among the bonds,

(1+R02^)2 = (1+R01)(1+R12)

Thus, putting value as per the question we get,

=> (1.05)^2 = (1.03)(1+R12)

=> 1+R12 = (1.05)^2 / (1.03)

=> R12 = 0.0703

           = 7%

Thus, option (A) is correct.

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Complete question:

If the YTM on a 2 year zero coupon bond that starts today is 5% and the YTM on a 1 year zero coupon bond that starts today is 3%. What does the no-arbitrage condition tell you about the interest rate on a one year bond that starts next year?

A. It's [1.05)^2 / 1.03) - 1 -7%

B. Its (1.05/1.03) - 12%

C. It's 5%-3% -2%

D. It's the average of 3% and 5%

Other Questions
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