This was a federally backed business that offers deposit protection for deposits placed with national banks and particular other financial institutions up to a predetermined limit. Boost the reputation of the Federal Deposit Insurance Corporation (FDIC).
Describe the FDIC.A national bank in the US is a commercial bank that has been granted a charter by the US Treasury. Ethnic banks, sometimes known as "principal banks," are dependent on the global governments themselves on a global scale. National banks acknowledge that their local Federal Reserve Bank may make ordinary transactions easier.
Banks, trust associations, security guests, share-of-profit companies, and investment dealers are only a few of the financial institutions that enclose a wide range of business operations inside the fiscal aids subdivision. Financial institutions can vary in terms of their size, viewpoint, and location.
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a firm had gross profits from sales in the amount of $180,000, operating expenses of $90,000, and federal incomes taxes of $20,000. what was the firm's net income after taxes?
A organization had gross earnings from income in the quantity of $180,000, working charges of $90,000, and federal earning taxes of $20,000. The organization's internet earnings after taxes is c. $70,000.
The required details for gross profits in given paragraph
The gross income of a agency is the overall income of the organization minus the overall value of the products bought. The overall income are all the products bought with the aid of using the agency. The overall value of the products bought is the sum of all of the variable charges worried in income. Two vital profitability metrics for any agency include gross income and internet earnings. Gross income represents the earnings or income ultimate after the manufacturing charges had been subtracted from revenue. Revenue is the quantity of earnings generated from the sale of a agency's items and services.
Gross income enables traders to decide how a lot income a agency earns from the manufacturing and sale of its items and services. Gross income is on occasion mentioned as gross earnings.
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Complete question
A firm had gross profits from sales in the amount of $180,000, operating expenses of $90,000,
and federal incomes taxes of $20,000. What was the firm's net income after taxes?
a. $10,000
b. $20,000
c. $70,000
d. $90,000
e. $200,000
Amye is in high school. As part of one of her classes, she had to identify the legality of different situations that involved workers and their employers. She enjoyed this aspect of her class so much that she wanted to find a job that uses this interest. Which career should amye focus on during college?.
Amye is in high school. As part of one of her classes, she had to identify the legality of different situations that involved workers and their employees. Amye should focus on human resources manager career during college.
All administrative procedures pertaining to the staff of a business must be coordinated by a human resource manager, often known as an HR supervisor. Their responsibilities include creating recruiting tactics, putting in place procedures for handling employee benefits, payroll, and conduct, and orienting new hires.
The human resources department as a whole is led by the human resources managers. The HR department, led by the human resources manager, assists to ensure that a business functions effectively by handling everything from employee involvement to paychecks to regulation concerns. Both hard talents, such as expertise in a particular piece of software, and soft, transferrable abilities are required for the position.
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ricardo's sales manager just informed his sales team that all sales in january will earn an extra 5 percent commission. the team gets right to work, being motivated by a(n)
Ricardo's sales manager just informed his sales team that all sales in january will earn an extra 5 percent commission. the team gets right to work, being motivated by an Extrinsic reward.
What does Percent means?
Percent (or %) is a way of expressing a number as a fraction of 100. It is often used to express a proportion or percentage of a whole. For example, 25% means 25 out of 100, or one quarter.
What does Extrinsic reward mean?
An extrinsic reward is one that is given by a third party, such as a manager, employer, parent, or teacher. It is given to recognize and reward behavior that is beyond the control of the individual. Money, gifts, recognition, promotions, and public praise are all examples of extrinsic rewards.
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a(n) pricing policy is likely to occur when a retailer's sales staff offers the same products and quantities to different customers at different prices.
When a retailer's sales team provides the same goods in the same quantities to various consumers at various rates, flexible pricing policies are likely to arise.
When selling a product or service, a firm can employ a number of different pricing tactics. Senior executives must first analyse the company's price position, pricing segment, pricing capacity, and competition pricing reaction strategy in order to select the most successful pricing strategy. Pricing strategies and methods vary from business to business, as well as across nations, cultures, and industries. They also alter over time as markets and industries mature and as general economic conditions change. Pricing policies govern the cost that businesses charge for their goods. Pricing can be chosen to maximise profits from either the market as a whole or from each individual item sold. Additionally, it can be used to boost market share inside a market, to protect an existing market from new competitors.
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aro shoes inc. and mova shoes inc., two competing shoe brands, entered into a strategic alliance to study and acquire each other competencies. aro shoes entered the strategic alliance to acquire the production system pioneered by mova shoes. similarly, mova shoes agreed to the strategic alliance to study the designing process of aro shoes. however, aro shoes was more successful and faster than mova shoes in accomplishing its alliance goal. what does this scenario best illustrate?
Learning Races( The opportunistic behavior of partners trying to learn too much from each other is known as the "learning race.")
What makes an amazing strategic alliance?
In a strategic partnership the companions continue to be independent; percentage the blessings from, dangers in and manage over joint actions; and make ongoing contributions in strategic areas.
What are the main reasons strategic alliances fail?
The basic premise is that decisions (not) made by management long before the alliance is formed (i.e. during the strategic planning phase and the partner evaluation and selection phase) and long after the alliance is The Alliance fails because it "builds" on failure.
What are the best strategic alliances?
The best strategic alliances are those that bring clear benefits to the audience of both brands. If the partnership appeals to both audiences, both companies can expand their reach and generate more sales.
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Professor Patty is very distraught that three students in her class cannot afford to buy the 42-chapter book for the course. The book is used for two semesters, although not all students take the second semester. She finally tells the three students that she will make copies of the first 21 chapters for them, at no charge. Professor Patty makes the copies and gives each chapter to the students prior to her coverage of the relevant chapter in class. If Professor Patty is sued for copyright infringement:
Since she copied entire chunks of the book and a sizable portion of it, Professor Patty would lose in a copyright infringement lawsuit.
How can copyright infringement be stopped legally?Obtain authorization from the copyright holder or their representative, which may include paying a licensing fee. If copyright work was produced as a result of a contract, take into account using a Transfer of intellectual property paperwork. Copyright infringement is prohibited and becoming simpler to detect. According to your Internet service provider's terms of service, these acts could affect your Internet account, result in legal action being taken against you by copyright holders, and in some situations, they might even constitute violations of federal criminal law.
Copyright does not apply to concepts, systems, or methods of achieving something. However, you should be conscious that this does not safeguard the idea as it exists in your written or artistic work. You are free to express your thoughts through writing or art and to claim your copyright in the description.
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Do Massachusetts residents pay sales tax in New Hampshire?
Massachusetts residents are required to pay a 5% "use" tax on any item they buy in New Hampshire and use in Massachusetts under the nearly unenforceable law.
When asked how many Massachusetts taxpayers actually pay this state's 5% "sales/use tax" on their purchases in "tax-free" New Hampshire, Robert Bliss, spokesman for the Massachusetts Department of Revenue, stifles a chuckle. "Two-word response," Bliss replies. Only a precious few. A thankful commonwealth salutes you select few despite severe financial constraints. They have a high degree of honour. They are giving the Commonwealth $3 to $4 million that would not otherwise be in the State's General Fund, according to Bliss. The remainder of us do not yet meet the criteria for sainthood. However, Dustin Pedroia appears to be quite tall in our dens on the 50-inch HDTVs we purchased from Best Buy in Nashua.
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suppose the government imposes a tariff of $20 per unit. the amount of revenue collected by the government from the tariff is
Suppose the government imposes a tariff of $20 per unit. The amount of revenue collected by the government from the tariff is $12,000.
"Information available from the question"
In the question:
Suppose the government imposes a tariff of $20 per unit. the amount of revenue collected by the government from the tariff is:
Now, According to the question:
A tariff is the term used to describe the charge imposed by the federal government on imported products from other nations. The primary purpose of tariffs is to safeguard domestic manufacturers, but they are sometimes used by the government to discourage imports from other nations and encourage the use of native goods.
In the given question, we take world price to be $40.
When the government imposes a tariff of $ 20 then the revenue collected by government will be,
Revenue = (60 -40) ×(1500 -900) = 20 × 600
= $ 12,000
Suppose the government imposes a tariff of $20 per unit. The amount of revenue collected by the government from the tariff is $12,000.
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which phase establishes a high-level plan of the intended project and determines project goals? group of answer choices analysis phase. testing phase. planning phase. maintenance phase.
The planning phase produces a high-level project strategy and specifies project objectives.
Project Strategy is a broad collection of rules that the project will use to govern its decision-making. and acting throughout the project's duration. The corporate, business, marketing, and operational strategies are all in line with it. approaches to project management. Establish your objectives early and keep them flexible. Recognize the project's scope. communicate with team members and clients. To promote teamwork .Clarify your expectations. Control project hazards. Consider using a job breakdown framework. Create a process document. How to create a project plan Ensure consistency in project language. Describe the various forms of communication. Locate your resources. Identify objectives. Determine how to achieve your objectives.
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abc inc. just paid a dividend of $1.00 this year. the stock price is $15.43 currently and the beta of the stock is 1.12. the market risk premium is 15% and the risk-free rate is 6%. using the constant-growth ddm, what is the value of abc's stock if the dividend growth increases by a constant 9% indefinitely? multiple choice question. $7.90 $7.60 $7.09 $10.49
Answer:
your mum
Explanation:
if you wanted your children to receive the money from your life insurance policy, you would need to name them as
You would need to designate them as a major beneficiary if you wanted the proceeds from your life insurance policy to go to your children.
A beneficiary is a person or entity who you formally designate to receive the benefits of your financial products.
If you have life insurance coverage, your policy will pay that sum as a death benefit. The entire amount of your assets kept in investment or retirement accounts is that.
Beneficiaries might be either main or contingent-
The person or people who are first in line to collect the death benefit from your life insurance policy are known as primary beneficiaries, and they are often your spouse, children, or other family members.
Most policies also let you designate at least one fallback beneficiary, often known as a "secondary" or "contingent" beneficiary, in case your primary beneficiary passes away before or at the same time as you. In the event that all primary beneficiaries pass away, the death benefit is paid to the secondary beneficiaries.
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What can increase the productivity in a dental office?
using Automation to Confirm Appointments and Avoid Cancellations
can increase the productivity in a dental office.
Cancellations are the main problem keeping dentists from operating at 100% capacity, according to the American Dental Association (ADA). Eliminating cancellations and no-shows need to be a top focus in light of this.
Unavoidable cancellations do happen occasionally. The objective is to be able to quickly fill any cancelled appointments. Send your patients multiple automated appointment reminders far in advance to do that. Patients can then notify you of schedule changes in a timely manner so that you can rebook. Generally, sending a text message with an appointment reminder is the best option because texts have a 98% open rate. However, making phone calls and sending out individual texts both take time. Instead, think about scheduling automated SMS reminders utilizing a platform for mass text messaging.
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which statement is true? multiple choice the larger the standard deviation, the more portfolio risk. the standard deviation is not an indication of total risk. the larger the standard deviation, the higher the total risk. the larger the standard deviation, the lower the total risk.
The larger the standard deviation, the higher the total risk. This statement is true.
A fundamental idea in mathematics called standard deviation can be used to calculate market volatility or the average difference between different data points and the mean. In other words, a standard deviation is a tool for estimating the spread between asset prices and their average price.
The standard deviation of an asset return distribution is a precise indicator of the risk's dispersion from the mean or expected value. Greater project risk is indicated by a higher standard deviation.
The riskier the investment, the bigger the standard deviation. The fundamental presumption when using standard deviation to assess risk in the stock market is that the vast majority of price movement adheres to a normal distribution.
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nu-tek is considering leasing some equipment for 4 years with equal annual lease payments. the equipment would cost $120,000 to buy and would be depreciated straight-line over 4 years to a zero-salvage value. the actual salvage value is zero. the applicable pretax borrowing rate is 8 percent. the lessee does not expect to owe taxes for several years while the lessor's tax rate is 21 percent. what is the minimum lease payment that will be acceptable to the lessor?
The minimum lease payment that will be acceptable to lessor is $30,000.
What is lease?In a lease, the lessor (the owner) receives payment from the lessee (the person using the asset), who is known as the lessee in the contract. Common assets that are leased include land, buildings, and automobiles. You can also lease out commercial or industrial equipment. The lessor and the lessee are the two parties who enter into a lease agreement in its basic form. In contrast to the lessee, who is given the right to use the asset in exchange for recurrent rental payments, the lessor is the asset's legitimate owner. Various restrictions on how the lessee may use the property or equipment are also accepted by the lessee. An individual leasing a car, for instance, can accept the restriction that the vehicle will only be used for personal purposes.
Minimum lease=120000/4=$30,000
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in a monopsonistic labor market, the employer will maximize profits by employing workers up to that point at which: group of answer choices marginal revenue product equals marginal resource (labor) cost. the wage rate equals marginal resource (labor) cost. the difference between the wage rate and marginal resource (labor) cost is at a maximum. the wage rate equals marginal revenue product.
In a monopsonistic labor market, the employer will maximize profits by employing workers up to that point at which marginal revenue product equals marginal resource (labor) cost.
What is a Monopsonistic Labor market?A monopsony occurs when a labour market has a single or dominant employer. This means that the employer has negotiating power with potential employees. As a result, they have wage-setting power in the industry labour market.
In a monopsonistic labor market, the employer will maximise profits by hiring workers until the marginal revenue product equals the marginal labor cost. A monopsonist reduces the number of employees it employs in order to pay each employee a lower wage rate.
Therefore, when marginal revenue product equals marginal resource (labor) cost, the employer in the monopsonistic labor market will maximize profit.
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How do you promote food and beverage products to guests?
Your accomplishment is demonstrated, and this might open up new prospects both upstream and downstream. It directly results in consumer involvement, allowing you to gather feedback and make improvements. It aids in positioning your business for long-term success in the marketplace.
Making sure that consumers are aware of the presence and placement of items is the primary goal of promotion. Promotion is also used to remind customers of why they would want to buy a product and to convince them that it is superior to similar items on the market. Food presentation contributes to the aesthetic appeal of the meal, which most consumers use to determine if they will enjoy it or what they want to eat. After serving each guest from their right side, go around the table in the sequence of seating arrangements. Request that staff place the glass on a napkin or coaster. They place the beverages on the table's cloth, if it has one.
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what is the relationship between a perfectly competitive firm's marginal cost curve and its supply curve?
Marginal revenue for a company with perfect competition is the same as average revenue and pricing. This suggests that at values bigger than the average variable cost, the firm's short-run supply curve is its marginal cost curve. The company closes if the price falls below the average variable cost.
The increased total revenue produced by increasing product sales by one unit is known as marginal revenue and is a key topic in microeconomics. It is necessary to compare the aggregate advantages a firm gained from the quantity of a good or service produced during the previous period and the present period with an additional unit increase in the rate of production in order to calculate the value of marginal revenue. Together with marginal cost, marginal revenue is a key instrument for economic decision-making in the context of a corporation. In a market with perfect competition, the incremental profit made by selling one more unit of a good is equal to the price the company can charge the buyer of the good.
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how are the l.a. care health plan and blue shield of california have teamed up to open a series of community resource centers across los angeles county organized as form of corporation?
According to Kristen Cerf, president and CEO of Blue Shield Promise Health Plan, "The new Community Resource Center in Inglewood is just the latest example of how Blue Shield Promise
Is providing deep investments in neighborhoods to give its inhabitants with classic health and wellness programs as well as individualized services to our users, including on-site linkage to social services." As a nonprofit health plan, we are dedicated to enhancing the health and welfare of people, families, and towns. With the opening of our latest location in Inglewood, we are fulfilling that goal.
"L.A. Care is dedicated to improving health justice and ensuring that everybody could achieve the best possible level of health, which makes the new Resource Center, with all of its options for people's conditions and fitness, an useful assets."
L.A. Care CEO John Baacke called it "a timely and much-needed sanctuary in the community." We are delighted that Inglewood and the surrounding communities will now have access to a wide range of options that folks don't often expect from a medical plan since we are aware that excellent health results don't just depend on outpatient consultations.
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the portion of the budget variance for variable overhead due to the difference between actual hours required and standard hours allowed for the work done is called the:
The portion of the budget variance for variable overhead due to the difference between actual hours required and standard hours allowed for the work done is called the variable overhead efficiency variance.
What is budget variance?
An accounting phrase known as a budget variation is used to describe situations where actual expenses are either greater or lower than expected or standard costs. An unfavourable, or negative, budget variance is a sign of a budget deficit, which can happen when revenues are lower than expected or costs are higher than expected.
What variations are permitted?
This question can only have the response "It all depends." If you are performing a clearly defined construction task, the deviations may vary from 3-5%. When working in research & development, permissible deviations typically rise to between 10 and 15 percent.
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a settlement option that provides for payment of life-insurance proceeds in equal periodic installments for a specified number of years after the insured's death is called
The death benefit and accrued interest remain with the insurer under the fixed period settlement option, who distributes them in equal amounts over a predetermined period of time. This regular payment serves as tax-free income and can assist your beneficiary in meeting living expenditures.
An interest rate is the amount of interest that is payable each period stated as a percentage of the amount that was lent, deposited, or borrowed. The principal amount, interest rate, frequency of compounding, and duration of the loan, deposit, or borrowing determine the total amount of interest on a sum that was lent or borrowed. The annual interest rate is the rate of interest that is calculated over a year. Other interest rates, which are often annualised, are applicable over shorter time periods, such a day or a month. The interest rate is "a measure of the preference for a dollar of present income over a dollar of future revenue," according to one definition.
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if a court employs the rule of reason when considering whether a firm is guilty of violating antitrust laws, the court a. considers the consequences of the offending practice that the firm engaged in. b. considers only whether the firm has market power, not whether it used that power unreasonably. c. ignores the economic rationale for the offending practice and its consequences. d. does not consider why the offending practice was adopted or its effect on competition. e. need only determine that the offending practice took place.
When deciding whether a company has violated antitrust laws, it court uses its rule of reason and takes into account the effects of the unlawful behavior it engaged in.
Simple definition of antitrust law.In principle, the antitrust laws prohibit illegal mergers and commercial practices, but courts must determine which ones are unlawful based on the specific facts of each case. Since the days of horses and carriages up until the current digital era, courts have applied antitrust laws to evolving marketplaces.
Why are antitrust regulations in place?The antitrust laws are the laws of the market that the FTC is charged with enforcing in order to maintain competition. These regulations support healthy competition while safeguarding consumers against mergers and business activities that harm the market.
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both monopolists and monopolistic competitors: a make positive economic profits in the long run. b charge a price that is greater than their mc of production. c have high barriers to entry.
High entry barriers apply to monopolists and their monopolistic rivals alike.
When a monopolist becomes the sole supplier of a specific good or service, a monopoly has formed. This is distinct from a monopsony, which is when only one entity has the authority to make purchases of goods or services. It also differs from an oligopoly, which is characterized by a small number of vendors controlling a market.
Lack of viable substitute products, a lack of economic rivalry to create the good or service, and the potential for a high monopoly price considerably above the seller's marginal cost that results in excessive profit are the hallmarks of a monopoly.
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What is Accenture's SynOps?
Accenture SynOps is a suite of integrated, cloud-based services that enable companies to automate and optimize their operational processes. It helps organizations to reduce costs, improve efficiency and enhance customer experience.
The suite of services includes automation, analytics, monitoring, optimization and process improvement. With Accenture SynOps, organizations can automate mundane and repetitive tasks, such as reconciliation and data entry, freeing up employees to focus on more strategic and value-added activities.
Additionally, organizations can leverage analytics to identify patterns and trends, and use them to optimize operations. SynOps also helps organizations to monitor their processes, identify any gaps, and proactively address any issues.
Finally, it helps organizations to improve processes by leveraging process improvement methodologies and best practices.
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both the multiplier effect and the investment accelerator tend to make the aggregate-demand curve shift further than it does due to an initial increase in government expenditures. a. true b. false
The statement is True. both the multiplier effect and the investment accelerator tend to make the aggregate-demand curve shift further than it does due to an initial increase in government expenditures.
Expenditure is the spending of money on something, or the cash this is spent on something. The important thing difference between an expense and an expenditure is that a rate acknowledges the consumption of a cost, and at the same time, an expenditure represents the disbursement of funds. A cost is commonly recognized whilst an associated sale is diagnosed or while the object in query has no future utility.
This is the whole buy fee of an amazing service. for example, an organization buys a $10 million piece of equipment that it estimates to have a useful life of 5 years. this would be categorized as a $10 million capital expenditure.
fixed Expenditure: those are everyday bills where the quantity paid does not vary e.g. hire or loan payment.Abnormal Expenditure: that is where the timing and /or amount of spending will vary. ...Discretionary Expenditure: Non-vital spending, that is spending on needs rather than needs.To learn more about Expenditures visit here:
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Which type of banking account is a safe place to keep money and earn small amounts of interest?
Regular savings accounts are a secure way to save cash and receive minimal interest.
The clue is in the name. The bulk of traditional savings accounts need monthly deposits, with interest paid once a year. They offer interest rates that are higher than those offered by traditional fixed-rate or easy-access savings accounts, but they typically have stringent terms and conditions, such a limit on the number of withdrawals allowed or a demand that you deposit money each month. Furthermore, the rate usually lasts one year. These accounts normally allow you to earn interest on your money even though they typically offer lower interest rates than other kinds of savings products. Many banks and credit unions allow you to start a regular savings account with a minimal minimum deposit.
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harris corporation's before-tax income was $400,000. it does business entirely in pennsylvania, which has a 6% corporate income tax. compute harris' federal income tax.
harris corporation's federal income tax is $78,960.
What is income tax?
A tax placed on people or organizations in relation to their income or profits is known as an income tax. Tax rates multiplied by taxable income are typically used to calculate income taxes. Tax rates might change depending on the taxpayer's attributes and source of income. The word "income tax" refers to a category of tax that governments levy on revenue produced by organizations and people under their control. Taxpayers are required by law to file an income tax return each year in order to establish their tax liabilities. Governments receive funding from income taxes. Income tax must be paid by any Indian citizen under the age of 60 who earns more than Rs 2.5 lakh.
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new classical economists believe that an increase in deficit financing by the government will
It will increase savings and will fail to stimulate the economy of any nation.
What is deficit financing?
This is the practice of spending more money than the government receives in revenues and making up the difference by borrowing or issuing new funds.
It is done through market borrowings ( particularly from public sector banks and commercial banks)
Objectives :
Financing expenditure during war.Mobilizing adequate resources for financing development plans.Mobilize surplus funds and unutilized resources of the country.Exterminate market depression by raising output level and employment.Purpose :
To overcome the lack of funds.To speed up the country's development.Promotion of additional investment from foreign.Arranging funds for fluent development in the countryUpgradation of infrastructure.To learn more about deficit financing visit the link given below
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a decrease in accounts payable indicates that was purchased than paid during the accounting period. thus the decrease will be net income on the statement of cash flows prepared using the indirect method.multiple choice question.more; added toless; subtracted fromless; added tomore; subtracted from
A decrease in accounts payable indicates that less was purchased than paid during the accounting period. thus the decrease will be subtracted from net income on the statement of cash flows prepared using the indirect method.
Accounts Payable is the term used when a business acquires products on credit that must be repaid within a short period of time. It is categorized under the category of "current liabilities" and is handled as a liability. A short-term debt payment called accounts payable must be made in order to stay in good standing.
A rise in accounts payable from one period to the next indicates that the business is using credit to buy more products or services than it is reimbursing. When a corporation pays off its obligations to suppliers more quickly than it purchases new products or services on credit, a drop happens.
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suppose that a government that is skeptical of efforts to regulate prices charged by private companies is nevertheless concerned that a natural gas utility company is taking advantage of consumers with unfair pricing policies.
Predatory pricing is the illegal act of setting costs low to try to remove the competition. Predatory pricing violates antitrust laws, as it makes markets charge gouging is an example of an unethical pricing strategy.
A agency may additionally increase prices of gadgets which can be briefly in high demand. this is once in a while visible in the wake of emergency situations whilst the fee of plywood jumps after a flood, even though there may be enough plywood to restore houses.
The rate you set influences your profit margin in step with unit offered, with higher fees providing you with a better profit consistent with object in case you do not lose sales. but, higher expenses that result in lower income volumes can lower, or wipe out, your income, due to the fact your overhead fees according to unit growth as you sell fewer gadgets.
Discrimination is the practice of promoting the exact same product to competing wholesalers or stores at unique fees. that is generally bad (and often illegal) because it creates unfair competition.
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the full disclosure accounting concept is applied when a company always prepares financial statements at the end of each monthly fiscal period. t or f
When a company consistently prepares financial statements at the conclusion of each monthly fiscal period, the full disclosure accounting principle is used as a True statement.
The business operations and financial performance of an organization are described in financial statements, which are written records. To ensure accuracy and for tax, financing, or investing purposes, financial statements are frequently audited by government entities, accountants, corporations, etc.
A corporate entity must keep track of all transactions and events involving that specific company within a 12-month period known as its "fiscal period" or "fiscal year." The year the period finishes are used to name fiscal years. For instance, FY24 refers to the fiscal year that extends from 1 April 2023 to 31 March 2024.
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