Bonds are debt securities that create a debtor-creditor relationship in which the corporation borrows money from the investor from whom the bond was issued.
A bond is a sort of financial asset in which the issuer (debtor) owes the holder (creditor) a debt and is obligated, depending on the terms, to repay the bond's principle (the amount borrowed) at the bond's maturity date as well as interest (the coupon) over a predetermined period of time.
The owners of financial instruments referred to as debt securities are entitled to recurrent interest payments. In contrast to equity securities, debt securities demand repayment of the principal borrowed..
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How do you offer drinks to guests?
Serve guests from your right hand side, then proceed around the table in seating order.Tell the servers to place the glass on a coaster or napkin.If the table has a tablecloth,they put the drinks on it.
You should remove the glasses when they are empty,so as not to waste your diner's money.Open the bottle of water in front of the guest.Serve the older ladies and gentlemen first. Make sure the bottle does not touch the glass. up and into palm of hand,moving clockwise around table,pour slowly and carefully,fill glass 3/4 full.Service begins to the right of the host and goes around the table to the right.Food is served to the diner's left, with the left hand,and one plate at a time is removed,with the left hand. When passing plates of food,two large serving forks or one large serving spoon and fork will likely be included.
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What is another name for a checking account?
An account with a financial institution called a checking permits both deposits and withdrawals. also known as transactional accounts or demand accounts.
Deposits and withdrawals are permitted from a checking account with a financial institution. Checking accounts, often referred to as demand accounts or transactional accounts, can be accessed in a number of ways, including through checks, automated teller machines (ATMs), and electronic debits. They are reasonably liquid and accessible in a variety of ways. In contrast to savings accounts, which may occasionally impose restrictions on both withdrawals and deposits, checking accounts generally allow unrestricted withdrawals and deposits. Having a checking account is advantageous for anyone who frequently has to withdraw money or conduct transactions from a bank account. Opening a checking account is often a quick and simple process. Either online or in person at a bank branch, you can apply.
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a commercial bank has $1,000,000 of customer checking deposits and actual reserves of $300,000. if the reserve ratio is 20 percent, what is the maximum amount of new loans the bank can extend? group of answer choices zero $100,000 $300,000 $500,000
a commercial bank has $1,000,000 of customer checking deposits and actual reserves of $300,000. if the reserve ratio is 20 percent, the maximum amount of new loans the bank can extend is 800,000.
A demand deposit is part of a commercial bank or financial institution account and can be closed by the depositor at any time without notice. Generally, the larger the demand deposit, the larger the required reserve.
The reserve ratio is the total amount a commercial bank needs to hold. This amount cannot be withdrawn or invested.
The reserve ratio is the amount of deposits that must be held as reserves at the central bank. Money not held in reserves can be used to create credits.
The maximum amount of new loans the bank can extend can be calculate as follows;
Borrowing limit = Deposit - (Deposit rate x Deposit)
1,000,000 - (0.2 x 1,000,000) = $800,000
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if your company had an annual purchase cost of items equal to $2,000,000, an annual holding cost of $150,000 and an annual ordering cost of $750,000 this scenario would reveal that:
This situation would demonstrate that Your order lot size exceeded the EOQ. It means that you ordered more units of a product than the EOQ model recommended.
What is lot size in EOQ?In the context of the Economic Order Quantity (EOQ) model, lot size refers to the number of units of a product that are ordered at one time. The EOQ is a mathematical formula used to determine the optimal quantity of a product to order at one time in order to minimize the total costs of inventory, such as the costs of holding inventory and the costs of placing and receiving orders.If your order lot size was higher than the EOQ, it may have been due to a variety of factors. For example, you may have been trying to take advantage of bulk discounts or to reduce the number of times you need to place orders. However, ordering more than the EOQ can also lead to higher inventory holding costs and potentially longer lead times, which can negatively impact your operations and profitability. It is important to carefully consider the trade-offs and to determine the right balance between ordering too much and ordering too little.To learn more about EOQ refer :
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which of the three steps to managing your time might involve using the 80/20 rule, also known as the pareto principle?
According to the Pareto principle, 20% of causes account for about 80% of the consequences for many outcomes. This guideline is also known as the 80/20 rule, the law of the vital few, or the factor sparsity principle.
What do you mean by Pareto principle?
According to the Pareto principle, commonly referred to as the 80/20 rule, roughly 80% of outcomes result from 20% of causes.The connection between input and output is rarely, if ever, balanced, according to the 80/20 rule. It translates into the workplace as roughly 20% of your efforts yielding 80% of the outcomes.According to the 80/20 Rule, which is also referred to as the Pareto principle or the law of the vital few & trivial many events, typically 80% of an event's effects result from 20% of its sources.To know more about Pareto here
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activities involved in producing a company's products and services and the way in which these activities are linked together are called
Supply chains refer to the activities used to produce a company's goods and services as well as the connections between these processes.
A supply chain is a network of individuals and organizations in charge of creating a product and distributing it to customers. The initial link in the chain are the suppliers of raw materials, and the last is the vehicle that transports the finished good to the client.
The lower costs and increased productivity that result from an efficient supply network can be used to illustrate the significance of supply chain management. To reduce costs and keep up with the competition, businesses improve their supply chains.
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a car salesperson is employed to sell the principal's car, and the principal tells the agent that the car was repaired after it was involved in a major accident. if the agent intentionally tells the buyer that the car was never involved in an accident, the agent has committed the tort of
A car salesperson is employed to sell the principal's car and intentionally tells the buyer that the car was never involved in an accident, the agent has committed the tort of intentional misrepresentation.
Tort refers to deceit or fraud by misrepresentation or false statement which causes monetary loss or any other type of risk to the plaintiff. Misrepresentation could be a material misrepresentation, intentional misrepresentation, or negligent misrepresentation.
In the question, the salesperson and the principal can be held liable for the misrepresentation tort. If the plaintiff suffers a serious injury in an accident due to the fault in the car, he/she can hold both of them responsible as the correct description of the car is the responsibility of both the sellers.
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regis and maggie just purchased their first home together. the seller offered them a counter offer to their first offer and they were happy with the terms. two months later their basement flooded and cost over $20,000 in repairs to replace all of their household goods and to rebuild the drywall, flooring and mechanical systems. they found out that there was a crack in the foundation that the original owners did not reveal. what type of unethical tactic took place during the purchase agreement?
Based on the given information, the unethical tactic that took place during the purchase agreement is nondisclosure.
What is an Unethical tactic?The use of manipulative methods with no sufficient benefit that balances the harm caused by dishonesty is considered unethical. Whenever they are unable to clearly understand how their actions are harming others, employees are more inclined to act unethically.
In the give this case it is explained that Maggie and Regis recently bought their first house together. In response to their initial offer, the seller made them a counteroffer.
When their basement flooded two months later, they discovered a foundation crack that the previous owners had concealed.
An action is said to be "nondisclosure" in which the owner knowingly hides some information or fails to reveal some important information to perform fraud.
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1.over the wage and salary range of $0 to $147,000, is the social security tax regressive, progressive, or proportional? why?
proportionate; the same percentage of all earned revenue within the specified range was taken.
What is a good illustration of proportional tax?
Taxpayers of all income levels, such as those with high incomes and low incomes, would each pay 10% of the total. Since many customers, regardless of wealth, are subject to the same flat amount of value added tax, this taxation is an illustration of a proportionate tax.
Social Security: is it in proportion?
According to the findings, Social Security's lifetime benefits are only mildly progressive; at the moment, the program stands somewhere between paying retirees a benefit that is directly proportional to their entire tax paid and a flat monetary reward.
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oseph is writing a report tracing the three-month development of a new office site. what type of organizational method should he use? convention component time
Joseph is drafting a report that follows the three months of the creation of a new office site component.
An ingredient is a constituent part. an essential element of the plan. any one of the vector terms used to create a vector sum or resultant, often known as stereo components. an axis or point on a vector. Components are described as being a portion of a whole. The CD player in a stereo system is an illustration of a component. An ingredient in a recipe is an illustration of a component. YourDictionary. Component can also be referred to as a constituent, element, or ingredient. The most important detail—the lowest level of policy—is the main component. It serves as the system's first point of entry. Nothing is dependent on it besides the operating system.
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what is the process that causes an increased flow of goods, services, capital, people, information, and ideas across national borders?
Globalisation is the procedure that increases the flow of capital, people, information, ideas, goods, and services across international borders.
The process of globalisation is how concepts, information, expertise, goods, and services go across national and international borders. The phrase is used in the business world to refer to linked economies characterised by free trade, the free movement of capital across nations, and simple access to foreign resources, especially labour markets, in order to maximise profits and benefit the general welfare. Countries specialise in goods and services where they have a competitive advantage in a worldwide economy. This typically refers to what they can produce and supply more cost-effectively than rival nations while using fewer resources. If every nation focuses on what it does best, global production should be more efficient, prices should be lower, economic growth should be universal, and every nation should profit.
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it took samantha 6 years to double the money in her account. what interest rate was samantha receiving on her account?
If Samantha took 6 years to double the money in her account, Samantha was receiving an interest rate of 12% on her account.
How to determine an interest rate?To determine an interest rate, we usually use the Rule of 72. The Rule of 72 is аn estimаte of how long it will tаke our money to double аt а fixed interest rаte.
The rule sаys thаt to find the number of yeаrs required to double the money аt а given interest rаte, you divide the interest rаte into 72. For example, if Samantha wаnt to double her money in six yeаrs, divide 6 into 72 to find thаt it will require аn interest rаte of аbout 12 percent.
Y= 72 / r аnd r = 72 / Y
where Y аnd r аre the yeаrs аnd interest rаte, respectively.
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to decrease the money supply using the reserve requirements, what would the fed typically do?
To decrease the money supply using the reserve requirements, the fed would typically raise the reserve requirements for banks.
The reserve requirement is the sum of money that a bank is required to hold in reserve in order to meet its obligations in the case of unanticipated withdrawals. Reserve requirements are a technique the central bank uses to change the amount of money in the economy and impact interest rates.
A higher reserve requirement indicates that the Federal Reserve is conducting a contractionary monetary policy. If banks have higher reserve requirements, there would be less money available to lend to consumers and businesses.
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Felix and oscar are roommates. oscar is messy and felix plans to move out unless they can come to an agreement. the roommates can only reach a private solution if oscar compensates felix for being messy.a. Trueb. False
Felix and oscar are roommates. oscar is messy and felix plans to move out unless they can come to an agreement. The statement is False.
It makes no difference whether Oscar rewards Felix for his sloppiness or Felix pays Oscar to tidy up. Either strategy might address the problem if the cost savings from living together outweigh the expense of the private solution for the one compensating the other and the private solution is enforced.
Moral norms, charity, and commercial mergers or contracts in the self-interest of relevant parties are examples of private remedies to externalities. Oscar does not need to compensate Felix for his lack of messiness. Felix can ask Oscar to be neat and tidy out of a sense of moral obligation.
When private parties may barter freely over resource distribution, the private market will always address the problem of externalities and distribute resources efficiently. Externalities are an issue that private subjects can tackle on their own.
Whatever the original allocation of rights, the interested parties may always establish an agreement in which everyone benefits and the result is efficient.
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considering the insurance benefits needed to provide $40,000 per year over the next fifteen years, plus the additional $300,000 of insurance coverage, what amount of insurance coverage is needed?
he total insurance coverage the family needs equals the coverage for the $40,000 in annual benefits plus $300,000 . The amount of insurance coverage is needed $340,000
Since most families today depend on two incomes, the surviving family may face financial difficulties if one income is lost. This is one of the key factors in choosing the appropriate level of life insurance.
One of the benefits of having life insurance is being able to replace lost income. Maintaining your family's ambitions is another. college educations for the kids, home ownership, and comfortable retirement savings. These goals and aspirations can come true if your life insurance makes it possible.
The Life insurance provided by your work most likely won't be sufficient to safeguard your family. To properly safeguard them if something were to happen to you, you would need supplementary life insurance.
In 20 years, the Death Benefit of Today Won't Be Enough
The price of additional life insurance purchased through an employer-sponsored plan is often more than the price you would pay if you used a life insurance broker to purchase the insurance.
Insurance coverage = coverage of annual benefits + additional coverage
$340,000 = $40,000 + $300,000
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an initial investment of $3,000 earns 8% interest compounded continuously. what will the investment be worth in 17 years? (round your answer to the nearest cent.)
The interest rate earned $ 1457.84
Using our formula from above:
F.V =P(1+i)n
Our interest is compounded quarterly, which means that it will be compounded 4 times per year for 5 years. This means we have the following:
F.V.=?
P=3000
i=0.08/4= .02
n=5×4=20
Now substituting these values into our equation, we get the following:
F.V.=P(1+i)n
=3000(1+.02)20
=3000(1.02)20
≈4457.84
Therefore, the future value is
$4,457.84
The interest earned is the difference between what we invested and what we earned.
$4457.84−$3000=1457.84
Therefore, the interest earned is
$1,457.84
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according to the liquidity preference theory, an increase in the overall price level of 10 percent a. increases the equilibrium interest rate, which in turn decreases the quantity of goods and services demanded. b. decreases the equilibrium interest rate, which in turn increases the quantity of goods and services demanded. c. increases the quantity of money supplied by 10 percent, leaving the interest rate and the quantity of goods and services demanded unchanged. d. decreases the quantity of money demanded by 10 percent, leaving the interest rate and the quantity of goods and services demanded unchanged.
Based on business management and liquidity preference theory, an increase in the overall price level of 10 percent "Increases the equilibrium interest rate, which in turn decreases the number of goods and services demanded."
What is liquidity preference theory?Liquidity preference theory is a term that is used to describe the model that indicates that an investor should request a higher interest rate or premium on securities with long-term maturities that carry greater risk.
Generally, the liquidity preference theory is established on the fact considering all other factors being equal, investors prefer cash or other highly liquid holdings.
The liquidity preference theory was coined by John Maynard Keynes who tried to explain the determination of the interest rate by the supply and demand for money by using the theory.
Hence, in this case, it is concluded that the correct answer is option A. which "increases the equilibrium interest rate, which in turn decreases the number of goods and services demanded."
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the central division of chemical company has a return on investment of 22% and an investment turnover of 1.4. what is the profit margin? a.14% b.6.36% c.20% d.15.7%
The central division of the chemical company has a return on investment of 22% and an investment turnover of 1.4. what is the profit margin:c15.7%
A company is a prison entity shaped by using a group of individuals to interact in and perform an enterprise—business or commercial—organization. An enterprise can be organized in diverse approaches for tax and financial liability purposes relying on the corporate law of its jurisdiction.
There are 3 commonplace kinds of corporations—sole proprietorship, partnership, and organization—and each comes with its very own set of benefits and downsides. In easy terms, the reason for an enterprise is to have a significant imagination and prescient after which to be worthwhile in accomplishing it. And we should qualify “profitable”: profitability means long-time period sustainable returns, and each word in that phrase is vital.
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the chester's balance sheet has $100,849,000 in equity. further, the company is expecting $3,000,000 in net income next year. assuming no dividends are paid and no stock is issued, what would their book value be next year?
If the chester's balance sheet has $100,849,000 in equity. further, the company is expecting $3,000,000 in net income next year. assuming no dividends are paid and no stock is issued, their book value next year is: $103,849,000.
How to find the book value?Using this formula to determine their book value
Book value = Equity + Book value next year
Where:
Equity =$100,849,000
Add: Net income next year =$3,000,000
Let plug in the formula
Book value = $100,849,000 +$3,000,000
Book value = $103,849,000
Therefore we can conclude that the book value is the amount of $103,849,000.
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in the aviation industry, quantum computing can help with . a. routing and scheduling of aircrafts and keeping the sky safer b. marketing to new potential customers c. adjusting weather conditions d. data encryptio
In the aviation industry, quantum computing can help with marketing to new potential customers. Therefore, the option B holds true.
Potential customer can be referred to or considered as the customers wherein the organization identifies the set of public, who may be interested in purchasing the products sold by the organization. The data related to potential customers has been extremely useful to the aviation industry through quantum computing methods of marketing them.
Therefore, the significance regarding a potential customer has been aforementioned.
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imagine that new research suggests that if manufacturers in a particular city reduced their emissions to 50 million tons of waste per year, the air quality would improve dramatically. if this is all the information the government has, which solution to reduce pollution is appropriate? check all that apply
Tradeable licenses, For instance, trading in pollution permits is a direct way to reduce the overall amount of pollution produced. When the government knows the overall amount of pollution it wishes to minimize but not the polluting company's request for pollution rights, this is preferable to a corrective tax.
Although the government would have a tough time deciding the right amount to tax in this situation, transferable permits nevertheless allow it to accomplish its goal. Trading quota rights solve allocation inefficiencies. Trading pollution quotas creates a market for polluting and taxes it. Pollution licenses are a pollution tax.
Thus, tradable permits are a hybrid of a quota system and a Pigouvian taxation system. A quota determines the overall quantity of pollution, determining the supply of pollution rights, but the purchase of pollution rights acts like a tax on pollution, whose level is determined by quota supply and demand.
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Value-based pricing methods include approaches to setting prices that focus on the overall value of the product offering
a. True
b. False
True. Value-based pricing is a pricing strategy that focuses on the perceived value of a product or service to the customer, rather than on the cost of production or the competitor's prices.
The Benefits of Value-Based Pricing StrategiesIt is based on the premise that customers are willing to pay more for higher-value products or services. Value-based pricing is used to set prices that reflect the customer's perception of the product's worth rather than the cost of production. This approach can be used to differentiate a product or service from its competitors and increase profits.
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if the market price is $30 and if the firm is producing output, what is the amount of its average variable cost?
The amount of its average variable cost $3,960.
What is a market price?
The price at which a good or service can currently be purchased or sold is known as the market price. The dynamics of supply and demand influence the market price of a good or service. The market price is the cost at which the quantity supplied and the amount demanded are equal.
In order to determine consumer and economic surplus, the market price is used. Customer surplus, also known as the market price, is the difference between the highest price a consumer is willing to pay and the actual amount they pay for the commodity. Consumer surplus and producer surplus are two related concepts that are referred to as economic surplus.
Producer surplus, often known as profit, is the sum that producers make when they sell their goods at the going rate (provided that the market price is higher than the least that they would be willing to sell for). Consumer surplus and producer surplus together make up economic surplus.
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the __________ method is a framework for operationalizing a firm’s strategic plan by focusing on measurable outcomes based on dimensions of a firm’s performance.
The balanced score card method is a blueprint for operationalizing a firm’s strategic plan by focusing on measurable outcomes based on dimensions of a firm’s performance.
The balanced scorecard is a management approach that aims to convert an organization's strategic goals into a list of organizational performance objectives. These objectives are then assessed, monitored, and altered as needed to guarantee that an organization's strategic goals are satisfied.
The fundamental tenet of the balanced scorecard methodology is that firms' standard financial accounting criteria for tracking their strategic objectives are insufficient to keep them on track. Financial results provide information about the past, not on where the company is or ought to be going.
By combining financial measurements with extra metrics that assess success in areas like customer happiness and product innovation, the balanced scorecard approach strives to provide stakeholders a more comprehensive picture.
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Defined by Miles as "a requirement of the activities of one subunit that is affected by the activities of other subunits" is a _________.Group of answer choicesstrategygoalsystemindependence
The requirement of the activities of one subunit that is affected by the activities of other subunits is a contingency
As per Miles, the requirement for the activities of one subunit to be affected by the activities of other subunits is known as contingency. In a business or organizational context, contingency refers to the need for different parts or units of the organization to work together and coordinate their activities in order to achieve the desired outcome.
This can involve ensuring that the activities of one unit are aligned with the goals and objectives of other units, or it can involve adapting to changes or unexpected events that impact the organization as a whole. Contingency can also refer to the need for an organization to be flexible and able to adapt to changing circumstances in order to remain competitive and successful.
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question content area part 1 the equation of exchange part 2 a. states that the money supply times velocity equals nominal national income. b. states that expenditures by some people equal income received by others. c. is an accounting identity and is always correct. d. all of the above.
The law of exchange, an accounting identity that is always true, holds that expenditures by some persons equal income received by others and that the money supply times velocity equals nominal national income. Therefore, d) all of the above is the correct option.
M V P Q is the exchange equation. The velocity is the average annual rate of spending one dollar on finished goods and services. The exchange equation MV = PQ serves as a representation of the monetarist theory.
The total quantity of money accessible in this case is M, and the velocity of money turnover, or the frequency with which the typical dollar in the money supply is spent on goods on an annual basis, is V.
T is an acronym representing all the goods and services that were traded. The exchange equation is an identity equation, which means that MV and PT have a perfect correspondence (MV = PT). Ex-post, or factual, accuracy of the equation is a must at all times.
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your supervisor gives you a new project. you are informed that you have exactly 1 week to complete it and are handed an outline of what the final project should resemble: according to path-goal theory, which behavior best describes your supervisor?
According to path-goal theory Directive behavior best describes your supervisor.
According to the path-goal theory of leadership, the effectiveness, motivation, and satisfaction of a team are influenced by the leader's style, qualities, and behavior. This theory is founded on the idea that people behave in a certain way when they anticipate a positive outcome, which is known as expectancy theory.
According to the path-goal idea, a leader can make up for an employee's inadequacies and complement them. This notion states that effective leaders remove barriers and obstacles off their people' paths to success. The notion offers suggestions for how managers might help staff members attain their objectives.
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rachel has drafted a plan for her firm that explicitly analyzes the marketing and advertising situation, identifies the objectives of the advertising campaign, clarifies a specific strategy for accomplishing those objectives, and indicates how the firm can assess whether the campaign was successful. this subsection of the firm’s overall marketing plan is called its
This subsection of the firm’s overall marketing plan is called its Advertising Plan.
A strategy outlining the manner in which a corporation intends to interact with its target demographic is known as an advertising plan. You will identify both your target demographic and the channel via which you will communicate with them in the strategy. A multi-faceted approach to marketing and communication, advertising plans are made up of a number of different elements. It begins with a broad-reaching strategic purpose, including continuous tactical messaging to attain the target, and is carried out with an advertising campaign and advertisements. Your ability to add this piece of the marketing puzzle to your efforts to promote your small business is directly correlated to how well you understand how advertising planning works.
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find the value of an investment of 25000 for 14 years at an annual interest rate of 3.85% compunded continuously
The value of an investment of 25000 for 14 years at an annual interest rate of 3.85% compound interest continuously is $42,857.28.
What is compound Interest?Compound interest is calculated and reinvested into the balance of an account across an essentially unlimited number of periods, continuous compounding is the mathematical limit that compound interest can reach.
The idea of perpetually compounded interest is crucial in finance even though it is not practical. Given that most interest is compounded on a monthly, quarterly, or semiannual basis, this is an extreme example of compounding.
Further Wealth increases more quickly due to compound interest. Due to the fact that you will receive returns on both the money invested and returns at the conclusion of each compounding period.
Therefore compound interest causes a sum of money to increase more quickly than with simple interest.
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Does transnational mean multinational?
Yes, the multinational corporations and transnational corporations mean the same.
The only difference between a traditional multinational corporation is that it operates through the same model of operations across the countries of its operations, whereas, the transnational corporations operate differently and as per the local cultures of the different countries that it operates in. It can also be said that every transnational corporation is multinational, but every multinational corporation is not transnational.
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