scheduling an automatic payment of your bills is one way to use online or mobile banking apps to help manage your money.
What are online banking and mobile banking?
Mobile banking is performed on an app using a portable device, such as a smartphone or tablet. Online banking can be carried out on any device with an internet connection (e.g., desktop or laptop computer, smartphone, tablet) and doesn't require users to download an app.
Automatic payments, often known as automatic bill payments, are sums of money that a business automatically takes out of a client's checking or savings account.
Therefore, When paying bills, automatic payment plans are frequently employed.
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A stockholder sold her shares and made a profit of $1,403. If that is a profit of 27%, how much were the shares worth when she originally
purchased them? Round to the nearest cent .
The worth of the shares when the stockholder originally purchased them is $1105.
What are shares?Shares are fractional ownership interests in a corporation. For some businesses, shares are a type of financial instrument that allows for the equitable distribution of any declared residual profits in the form of dividends.
It is assumed that the purchase price of the share is $100. As the stockholder sold her shares for $1,403, making a profit of 27%, it implies that:
127 = $1,403
∴ 100 = $1,403/127 × 100
= $1104.72
Therefore, $1104.72 is the original purchase price of the share.
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a solid perpetual fit between the sponsoring organizations and the causes promoted via social marketing can increase consumer involvement in the causes true false
TRUE, a solid perpetual fit between the sponsoring organizations and the causes promoted via social marketing can increase consumer involvement in the causes.
A client is any individual or organization who's the final person of a service or product. here are some examples: a person who pays a hairdresser to reduce and fashion their hair. An organisation that buys a printer for employer use.
Any individual who purchases products or services for his non-public use and no longer for production or resale is known as a consumer. A consumer is one who is the selection-maker whether or no longer to buy an object at the store or a person who's prompted by means of advertisement and marketing.
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Is it good that inflation rate is low?
If inflation is too low, the economy may be in danger of experiencing deflation, which is a phenomena linked to extremely sluggish economic conditions that involves dropping prices and maybe earnings on average.
Very low inflation typically indicates that consumer demand is lower than it should be, which usually slows economic growth and lowers wages. As we experienced a decade ago during the Great Recession, this poor demand could potentially cause a recession with higher unemployment. Low inflation may be a symptom of a poor economy as it is sometimes linked to economic weakness. People and businesses may be less eager to invest in and spend on consumption when unemployment is high or consumer confidence is low, and this decreased demand prevents them from driving prices up. Typically, when the economy weakens, inflation tends to fall.
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the new chairman of the ionian central bank (icb) is preparing for her first board meeting. she is expected to recommend a monetary policy for the board to pursue. she decides to use the taylor rule, which was originally developed for the u.s. federal reserve. ionia's potential gdp is 100 million drachma, but current gdp is 101 million . what is ionia's output gap? ionia's output gap: 2 tools x10y % inflation is running at 1% , but the chairman considers an inflation rate of 3% to be a reasonable goal. what is ionia's inflation gap? ionia's inflation gap: % the taylor rule helps the chairman to determine the target discount rate. fed funds rate. inflation rate. calculate this target rate for ionia, according to the taylor rule. target rate: % the current rate is 4%, so the chairman recommends buying securities. selling securities.
According to the statistics provided, Ionia's output gap will be -4% and its inflation gap will be -1%. Below you can find a detailed explanation of the solution:
We are asked in the question is to calculate the output gap and the inflation gap.
output gap will be:
= (Current GDP - Potential GDP) / 100
= (96 - 100) / 100
= -4%
Since the chairman believes a 3% inflation to be reasonable although inflation is now running at 2%,
We can calculate the inflation gap as:
= 2% - 3% = -1%
Therefore, the output gap and inflation gap will be -4% and -1%.
The "output gap" is a term used in economics to describe the discrepancy between an economy's actual and prospective output.
Whereas, When demand for goods and services outpaces supply due to elements like higher levels of overall employment, increasing trade activity, or higher government spending, there is an inflationary gap
.
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your home was recently appraised for $179,000. the balance on your existing mortgage is $115,050. if your bank is willing to loan up to 70% of the appraised value, what is the potential amount of credit available on a home equity loan?
The correct answer is the potential amount of credit available on a home equity loan is $10,250.
What is home equity loan?A second mortgage, or debt secured by your home in addition to the first mortgage you used to purchase it, is what a home equity loan is. Lenders who offer home equity loans will disburse the money in one big amount. When you receive your loan, you immediately begin paying it back with a set interest rate.
It is given in the question that the
Appraised Value = $179,000
Bank willing to loan = 70%
70% of Appraised Value = $125,300
Existing Mortgage = $115,050
Potential Amount of Credit available on home equity loan = $125,300-$115,050 = $10,250
Hence, the potential amount of credit available on a home equity loan is $10,250.
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Felix and Oscar are roommates. Oscar is messy and Felix plans to move out unless they can come to an agreement. The roommates can only reach a private solution if Oscar compensates Felix for being messy. True False neferences eBook & Resources
efficient way of The city of Kingston, Ontario, limits each household to one can of free garbage collection per week. There are fees for any extra garbage collected from the curb. This type of quota policy is a more reducing waste than charging a set price per can because:
False. Moral principles, charitable organisations, commercial mergers, and contracts based on the self-interest of relevant parties are examples of private solutions to externalities.
Contracts? What do you mean?A contract is an agreement between parties that results in legally binding duties for both parties. The essential components of a valid offer and acceptance are mutual assent, expressed through a contract-compliant offer, sufficient consideration, capability, and legality.
What does a contract serve as a means for?After this agreement is signed, each party promises to uphold the rights and obligations stated in it. A promise essentially serves as the cornerstone of any contract.
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the owners of gas stations in bigtown are trying to set up a cartel that will raise the price of gasoline. which of the following will increase the chances that the cartel will fail due to cheating by the owners? a all bigtown gas stations face the same costs. b the firms are currently producing as much as they can. c there are only a few gas stations in bigtown. d the stations vary in terms of the services that they provide. e all bigtown gas stations have the same number of gasoline pumps.
The chance that cartel will fail because of cheating by the owners would increase if the gas stations vary in terms of the services that they provide.
A pricing introduction?One of the most crucial elements in the world of trade is pricing. Setting a price for a commodity entails giving the item a value. Both the buyer taking the product and the seller giving it away profit from the "worth" in exchange for some bearing when they buy or sell it. In a similar manner, the consumer pays the seller to purchase the "value" of the product, and the seller sells the thing to recover the "value" of the money spent on it.
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A firm is operating in the United States with only two other competitors in the industry. It is likely this industry would be characterized as:
a. monopolistically competitive.
b. pure monopoly.
c. perfectly competitive.
d. oligopoly.
Option (d), There are only two companies working in the same industry as one in the United States. This sector of the economy is probably an oligopoly.
What does it mean when a market is oligopolistic?A small number of companies compete in an oligopoly market and are aware of how their pricing and production strategies are interdependent. Because there are only a few number of businesses, each one has a respectable level of market power.
Oligopoly occurs when a small number of large enterprises account for all or almost all of an industry's sales. The auto industry, cable television, and commercial aviation are just a few examples of the several industries that display oligopoly.
How can you spot an oligopoly?Oligopolies can be identified using concentration ratios, which determine the proportion of the market that one firm controls. When an industry has a high concentration ratio, economists usually define it as an oligopoly.
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Terrell uses his debit card to buy $54 worth of groceries. Later he withdraws $25 from his checking account. What integer represents the total change in his account balance?.
The integer that represents the total change in Terrell’s account balance is $29.
What is integer?An integer is a whole number (not a fractional number) which can be positive, negative, or zero. Examples of integers are: -4, 2, 4, 7, 98, and 1,234. Examples of numbers which are not integers are: -3.14, 1 2/3, 3.21.
Integers come in three types, those are: Zero (0); Positive Integers (Natural numbers); and Negative Integers (Additive inverse of Natural Numbers).
The application of positive and negative numbers in the real world is different. While positive numbers are commonly used everywhere, the negative integers are used in bank credit and debit statements which can also have a negative value, that is, to represent the negative or positive values in transactions.
In this case, based on the given information,
$54 - $25 = $29
Hence, the integer is $29.
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the primary risk from incineration is the risk of contaminants leaching from the ash. group of answer choices true false
the primary risk from incineration is the risk of contaminants leaching from the ash is true
What four issues are related to incineration?The practise of incinerating waste, or burning waste, is a popular way to get rid of waste. The amount of trash can be reduced using this technique, but there are some possible dangers. For instance, improper combustion management can result in the production of dangerous byproducts like dioxins, furans, and heavy metals.In addition, some of these dangerous byproducts may be present in the ash produced by the incineration process, and if handled improperly, these toxins may leak into the environment. Therefore, improper management of incineration could result in air and water contamination.Incineration facilities must follow stringent environmental standards and utilise appropriate containment and treatment systems to make sure that dangerous chemicals are not released into the environment in order to limit these hazards.To learn more about incineration refer to:
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which statement is true of noncompetitive proposals? which statement is true of noncompetitive proposals? they consist primarily of applications for research funding. they are typically the only proposal contending for available resources. they are rarely accepted for implementation. they are used when many organizations are vying for a single contract. they involve small amounts of money
They are typically the only proposal contending for available resources is the statement is true of noncompetitive proposals. Hence, option B is correct.
What is noncompetitive proposals?A "sole source" procurement is one where the PHA only accepts proposals from one source. It is referred to as a "single source" procurement when the PHA obtains quotes from several providers but only receives one.
Non-competitive negotiation is the phrase for discussions with a single vendor to set contractual terms and conditions, including but not limited to contract pricing, outside of the established procedures for competitive bidding.
Thus, option B is correct.
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The open innovation model has a couple of disadvantages. one of them is that it reduces a firm’s absorptive capacity.
a. True
b. False
Which one of the following describes a functional strategy's drawback? It is ineffective in addressing diversity at a higher level.
Is disadvantage a bad thing?THESAURUSdisadvantage noun [quantifiable] a negative trait that anything possesses, reducing its value or utility in comparison to other things.
What do you consider to be the drawbacks of nuclear power? The high fuel consumption of this vehicle is a significant drawback.
What is a student in disadvantage?Search Software. Students who have obstacles to achieving academic success because of unfavorable conditions outside of their control are said to be disadvantaged. These include difficulties in the student's family as well as monetary and social issues.
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Beckman enterprises purchased a depreciable asset on october 1, year 1 at a cost of $148,000. The asset is expected to have a salvage value of $16,200 at the end of its five-year useful life. If the asset is depreciated on the double-declining-balance method, the asset's book value on december 31, year 2 will be:.
If the asset is depreciated on the double-declining-balance method, the asset's book value on December 31, year 2 will be $53,280
A double-declining balance method is a type of accelerated depreciation method in which the asset value is depreciated twice as fast as the straight-line approach.
The formula for the depreciation using the double declining method is:
Depreciation = 2 x Cost of the asset X Depreciation rate
Depreciation rate = 1/useful life x 100%
Parameters given in the problem:
Useful life = 5 years.
Cost of asset = $148,000
Hence,
Depreciation rate = 1/5 x 100% = 20%
Depreciation year 1 = 2 x 20% x $148,000 = $59,200
Asset value, December 31 year 1 = $148,000 - $59,200 = $88,800
Depreciation year 2 = 2 x 20% x $88,800= $35,520
Asset value, December 31 year 2 = $88,800 - $35,520 = $53,280
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northern company has bonds with an amortized cost of $600,000 and a fair value of $675,000. northern properly classifies these bonds as available for sale (afs) securities. at the end of the reporting period, the journal entry includes (select all that apply.)
Northern company will apply a $75,000 fair value adjustment. Northern company's net income will include an unrealized holding gain.
Governments and businesses both issue bonds as a means of raising capital. By purchasing a bond, you are effectively lending the issuer money. In exchange, they pledge to repay you the face amount of the loan on a particular date and to pay you interest on the bond at regular intervals, typically twice a year.
Unrealized holding gains and losses occur from holding bonds during times when the fair value of the bonds varies. When the current value of a security is more than the initial value the investor paid for the asset, including any purchase-related expenses, this is known as an unrealized gain.
The journal entry of the bond is shown below:
Amortized Cash $600,000
Fair value $675,000
Fair value adjustment will be $75,000
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which statement regarding variable overhead variance analysis is true? multiple choice question. the variable overhead efficiency variance may depend on the efficiency of direct labor. the variable overhead efficiency variance uses exactly the same inputs as the direct labor efficiency variance. efficient use of variable overhead results in a favorable variable overhead efficiency variance. variable overhead variances are easy to interpret.
The variable overhead efficiency variance uses exactly same inputs as direct labor efficiency variance statement regarding the variable overhead variance analysis is true.
What is variable overhead?The varying production costs a business incurs while operating are referred to as "variable overhead." As industrial output changes, so do variable overhead expenses. Different from variable overhead are the general expenditures associated with administrative tasks and other operations that have predetermined budgetary requirements. Organizations need to understand variable costs clearly in order to prevent overspending, which can reduce profit margins. They will be able to precisely set prices for future products thanks to this. For businesses to succeed and stay in operation, they must invest money in the development and promotion of their goods and services. The term "overhead" refers to all costs related to operating a firm, such as managers, salespeople, and marketers for both the corporate office and the manufacturing plants.
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When searching for a school that is a good match for you, which of the following is NOT important to consider.
Financial options
Other degrees offered
Your priorities
Your preferences
Answer:
Explanation:
C
Answer:
Your preferences
Explanation:
Your preferences is not a factor to consider when searching for a good school match. It is important to consider financial options, other degrees offered, and your priorities when searching for a good school match.
commercial mortgage borrowers may decide to prepay the principal on their loan even if they face prepayment penalties. one way that lenders protect themselves from prepayments in such circumstances is by requiring the borrower who prepays to purchase for the lender a set of u.s. treasury securities whose coupon payments replicate the cash flows the lender will lose as a result of the early retirement of the mortgage. this process is referred to as:
This manner is referred to as Defeasance.
What Is the Defeasance Process?The defeasance method is a capacity with the aid of which borrowers can substitute securities, normally bonds backed by means of the U.S. Treasury, for the present collateral on their mortgage, such as a home or comparable property. It can additionally be used in other types of monetary transactions.
What is a defeasance in finance?A defeasance is a financing device via which remarkable bonds may additionally be retired besides a bond redemption or imposing an open market buy-back. Cash is used to purchase authorities securities.
What is well known defeasance?A preferred defeasance results in the launch of the present mortgage's lien. Yet, in states that impose a major personal loan recording tax — measured by using the primary debt or responsibilities — a defeasance becomes even extra punitive for debtors who desire to refinance their original loans.
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The correct answer is b. dirksen depreciated the machinery using macrs. therefore the correct option is the (d) option.
five-year lease (including computers, office equipment, cars, light trucks, and assets used in construction) Property with a seven-year lease (including furniture for offices, appliances, and other items that don't fit into another category) The IRS typically permits property depreciation over a 27.5-year useful life. However, the IRS classifies appliances as separate assets with various building recovery times. For depreciation reasons, appliances, for instance, have a 5-year useful life. By dividing one depreciation period by the asset's remaining life, LN determines the percentage for a year in MACRS straight line, and then uses this result together with the averaging convention to calculate the asset's depreciation amount for that year.
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explain why, in general, it is difficult but important for current oligopoly members to incorporate into the cartel any large producers in the market that are currently operating outside the cartel.
In instance, cartels frequently develop in marketplaces where there are few firms and each firm has a sizable share of the market, which are the same circumstances that lead to an oligopolistic market.a
Oligopolistic businesses join cartels to gain more market sway, and the group's members collaborate to decide on the volume of output and/or price each member will produce. The cartel members might act like monopolists because of their cooperation. For instance, if each company in an oligopoly offers an undifferentiated good like oil, each firm will encounter a horizontal demand curve at the market price.However, if the oil-producing companies band together to set their output and price, like OPEC does, they will all have to contend with a downward-sloping market demand curve, just like a monopolist. The cartel actually makes the same decision to maximize profits as a monopolist would. The cartel members decide on their collective output at the point where their marginal costs and revenues are equal. The market demand curve at the output level the cartel selects determines the cartel price.
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in your organization there are high levels of agreement among employees about what they value and high intensity toward these values. this combination produces:
Employees in your firm share a strong sense of commitment to and agreement with a wide range of values. This combination results in a company with a strong culture.
Despite the differences between both cultures, one is not necessarily superior to the other. Each has advantages and disadvantages.
Additionally, an organization might combine these several cultural strands. Knowing where your particular culture belongs will help you determine how your organization's culture may change depending on the particular team or project.
Clan culture, adhocracy culture, market culture, and hierarchical culture were the four types of culture they described.
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neither amrit nor aideen has an incentive to increase output further, nor does either have an incentive to decrease output. this outcome is an example o
Neither Amrit nor Aideen has an incentive to increase output further, nor does either have an incentive to decrease output. this outcome is an example of Nash Equilibrium.
What do you mean by Nash Equilibrium?
A player can obtain the desired outcome by sticking to their initial strategy, according to the Nash equilibrium, a decision-making theorem in game theory. Each player's approach in the Nash equilibrium is the best one given what the other players have decided.The Nash equilibrium is a tool economists use to forecast how businesses will react to pricing competition. Customers will likely be squeezed more severely by two huge corporations who adopt pricing strategies to compete with one another than they could be if they each faced thousands of competitors.To know more about Nash Equilibrium here
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How we can perform elicitation process?
Given that the terms "requirements collection" and "requirements elicitation" are frequently used interchangeably, you might be wondering how the two processes vary.
It is a valid query, and you are free to casually switch them. When addressing the mechanics of the requirements elicitation procedure, it is important to note that there is a small distinction between gathering requirements and requirements elicitation. The act of "eliciting" information from a source is known as "b," whereas the act of "gathering" is known as the act of gathering from dispersed sources. Both actions demand knowledge to carry out correctly and are crucial to the whole requirements elicitation process.
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Which technology was used to try and prevent illegal recording, copying, and distribution of movies and TV shows?
The FTC was unsuccessful in their attempt to enforce _______
technology to prevent illegal recording, copying, and distribution of movies and television shows.
Software that detects piracy is the technology used to try to prevent piracy (the recording, copying, and distribution of audiovisual content).
The majority of nations have copyright protection, which means that authors must be compensated for their creative works, such as:
MusicTVCinemaVideosAs mentioned above, the program was created to stop piracy. The computer or device on which the copy was created can be determined with this software, which can also detect original or pirated source files.
The music and audiovisual content pages have also had other software interfere to stop downloads, copies, and distribution of these contents.
In order to stop the emergence of pirate distributors, information software is available that maintains a database of authorized distributors of original content.
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which company acts on behalf of more than 200 universities, bowls, and conferences to negotiate licensing agreements?
To negotiate licensing agreements Company for Collegiate Licensing acts on behalf of more than 200 universities, and bowls.
What exactly is the licensing idea?Definition of licensing: A economic relationship whereby one firm permits another company to manufacture its product in exchange for a set fee. Leasing out your intellectual property, such as your patents, trademarks, copyrights, designs, and other properties, to third parties, is one of the fastest and most lucrative methods to expand your company.
What kind of license is this?By permitting the use of its patented or copyrighted content by another company, a company can make money from licensing agreements, also known as royalties. Songs, sports team logos, intellectual property, technology, and software are a few examples of items that can be licensed.
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how many shares of class a common stock were outstanding at the end of last year and the end of the current year?
The number of shares kept in treasury is subtracted from the total number of shares issued to arrive at a company's share count.
A share is a unit of equity ownership in the capital stock of a company in the financial markets, Each and every share of an organization is referred to as its "share capital." A person who owns stock in a corporation is referred to as a shareholder. A share is an immovable unit of capital that symbolizes the ownership connection between the company and the shareholder. The denominated value of a share is its face value, which could not be the same as the share's market value. The capital of a firm consists of the whole face value of its issued shares. A dividend is income received as compensation for holding shares.
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David works as a door-to-door salesperson for a company that manufactures electrical appliances. He has just met an elderly couple in their apartment. David is trying to sell an easy-to-use sandwich maker. He has spent 30 minutes explaining its benefits to his customers. He realized that the couple wants to buy the product. Which selling and customer service skill should david possess in order to close the sale?.
David works as a door-to-door salesperson for a company that manufactures electrical appliances, David should possess good listening skills.
What is listening skills. ?Generally, To close the sale, David should possess good listening skills. This means paying attention to the elderly couple's needs and concerns, and addressing any questions or objections they may have.
Additionally, he should be able to effectively communicate the benefits of the product and how it meets the couple's needs.
David should also be able to establish trust and build rapport with the couple by being genuine and honest. He should be able to provide the couple with confidence in the product and the company and demonstrate his expertise and knowledge about the product.
Finally, David should be able to handle any objections or concerns that the couple may have in a professional and reassuring manner. This may involve addressing any objections head-on or finding ways to overcome them.
By possessing these selling and customer service skills, David will be well-equipped to close the sale and leave the couple feeling satisfied with their purchase.
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despite your company’s strong training in ethical values and behaviors, you notice that the company’s top managers frequently engage in unethical behavior. of what is this an example?
Despite proper training in ethical values if a company's top manager still engage in unethical behavior it is because of enacted value or norm.
1. A enacted value or norm
The realistic depiction of behaviors supported by values or norms is referred to as enacted value. Therefore, engaging in repeated unethical behavior has value.
2. Effective
When a culture is developing positively, communication is facilitated, which increases the culture's effectiveness.
3. Perceptions of customer service
Customers' perceptions of an organization have a big impact on its culture. For instance, if a company is perceived by its consumers as a high-quality, innovative organization, this encourages the culture to push for the same.
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Amazonians shone bright during another record-breaking turkey 5. once again,, customers around the world turned to amazon to deliver holiday cheer. what was one of the best-selling items?
One of the best-selling items during Amazon's record-breaking turkey 5 holiday season was the Echo Dot. The Echo Dot is a small, voice-controlled device that allows users to access various services and information, including music, news, weather, and more. It is powered by the Amazon Alexa voice service, which uses artificial intelligence to understand and respond to voice commands.
The Echo Dot was popular among Amazon customers due to its convenience and versatility. Its compact size allows it to be placed almost anywhere in the home, making it easy to access from any room. Its voice control feature allows users to ask Alexa to play music, set alarms, answer questions, and more without lifting a finger.
In addition to its functionality, the Echo Dot was also a hit due to its affordability. At just $49.99, it was a budget-friendly option for those looking to upgrade their home entertainment system or add a smart home device to their home.
The Echo Dot's popularity was not limited to the holiday season, as it has consistently been a top seller on Amazon for several years. Its success can be attributed to Amazon's dedication to constantly updating and improving the device and its ability to integrate with other smart home devices and services.
The Echo Dot was a standout product during Amazon's record-breaking turkey 5 holiday season. Its popularity is expected to continue as more consumers turn to smart home devices to simplify and enhance their daily lives.
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when cory is given a logic problem to solve, he systematically tries every possible solution until he finds the correct answer. cory’s strategy is to use
If an algorithms is handed a logic issue to answer, he goes over each potential solution one by one.
What does it mean when something is systematically?The term "systematic," which is most usually used to describe acts carried out in line with a system or procedure, is the most common. a rigorous approach to learning that requires strict adherence to the program's guidelines. When something is systemic, it affects or has an effect on the entire system.
How do you use systematically in a sentence?How to effectively utilize methodically. The girl with the freckles started filling the void she was given in a methodical manner. The job progressed quickly as everyone worked methodically and with a strong will, and the chair became enormous.
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which law or set of laws was created to implement two world intellectual property organization (wipo) treaties and to update copyright laws regulating digital material?
The Digital Millennium Copyright Act (DMCA) was created to implement two world intellectual property organization (WIPO) treaties and to update copyright laws regulating digital material.
What is a copyright?
Original works of authorship are protected by copyright, a type of intellectual property, as soon as the author fixes the work in a tangible form of expression. Paintings, pictures, graphics, musical compositions, sound recordings, computer programs, books, poetry, blog posts, movies, architectural works, plays, and a lot more are all considered works in the context of copyright law.
Everyone is the owner of a copyright. You are the author and proprietor of an original work once you make corrections to it, whether you did so by shooting a picture, writing a poem or blog post, or recording a new song.
According to copyright law, ownership is permitted through "works made for hire," which establishes that works produced by employees while doing their jobs belong to their employers.
For some independent contractor arrangements and certain categories of commissioned services, the work made for hire doctrine also applies.
In addition to agreements like assignments and other kinds of transfers like wills and bequests, copyright ownership can also result through contracts.
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