A state of uncertainty regarding continued employment is known as job insecurity. Acute job insecurity, which can occur when a layoff or termination is imminent, or chronic job insecurity, which is a more generalized fear of losing their jobs, are both possible for workers.
Due to the fact that many workers have spent a significant portion of their professional lives in less-than-stable employment situations, they may experience job insecurity at some point in their careers. However, not all of the news is bad. What you need to know about job insecurity and how it affects your career and the workforce as a whole is in the following paragraphs. When a worker's employment is unsteady or appears to be unsteady, this is called job insecurity. It is the opposite of job security, which is when a worker believes their continued employment is almost certain. It doesn't really matter whether job insecurity is subjective or objective in some ways. Regardless of whether job loss is imminent, the negative effects of job insecurity—stress, anxiety, and impacts on mental and physical health—are real.
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compute return on investment for each center. using return on investment, which center is most efficient at using assets to generate income?
Gain Center. The investment centre concentrates on creating returns on the fixed assets or working capital invested directly in the investment centre rather than examining how much a unit makes or spends, as with a firm's profit centers.
Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use. A gain or loss from the sale of a piece of property or investment, unrealized capital gains, investment income like dividends, interest, or rental income, or a mix of capital gains and income may all be included in the return. The return may also include foreign exchange profits or losses as a result of shifting exchange rates.
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T/F: Training and incentives are the keys to the successful acceptance and implementation of policies and procedures governing waste and error prevention.
Training and incentives are the keys to the successful acceptance and implementation of policies and procedures governing waste and error prevention. FALSE
What is a policy implementation?Policy implementation is commonly defined as a group of activities undertaken by government and other non-governmental bodies or agencies to attain the goals and objectives articulated in policy statements. For examples, leadership, communication and feedback mechanisms. Leadership is needed at all levels of the system for policy implementation.
Therefore, the correct answer is as given above. It can then be concluded that training and incentives are the most important factors to the successful acceptance and implementation of policies and procedures governing waste and error prevention.
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deadline for filing federal and state income returns that have received extensions
If you request and are granted a federal tax extension, you typically have until October 15 to file you tax return.
The federal income tax is the most important source of revenue for the U.S. authorities. Federal earnings tax is used for various charges ranging from constructing and repairing the us of a's infrastructure to enhancing schooling and public transportation and offering catastrophe comfort.
Social security and Medicare taxes. Federal profits tax withholding. Federal unemployment tax.
The federal income tax is the largest supply of sales for the U.S. authorities. Federal profits tax is used for various charges ranging from building and repairing the united states' infrastructure to enhancing schooling and public transportation and imparting disaster remedy.
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lutite, a lighting corporation, acquires and merges with castelle, a kitchen company in a billion-dollar merger. lutite, prior to the merger, sold only lighting products. after the merger, lutite sells lighting and kitchen products. the merger between lutite and castelle is an example of a .
The merger between lutite and castelle is an example of a geographic extension.
Geographic extension is a type of internal growth strategy when a business owner just expands their firm from their current location to new geographical locations. Retail environments tend to see the most of this kind of expansion.
A small business that operates a profitable retail store in one location, for instance, might grow by building a second location in a nearby neighborhood. The companies Gap Inc., Walgreens, and Chipotle are examples of those that have expanded geographically. Of course, the most well-known example of phenomenally successful growth through geographic expansion is McDonald's, which today has over 31,300 outlets globally.
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What is the most important feature of a checking account?
Managing and administering large amounts of money, this is the most important feature of a checking account.
A checking account is an account that allows you to receive large amounts of money and make payments directly, in addition to making electronic transfers and handling checks.
What is a bank account?It is a financial contract that a person or a company has with a bank that is managed virtually or physically, bank accounts are intended to store the financial income of individuals in order to manage them.
It is possible to open a checking account or a savings account, the checking account is the one that allows to deposit funds immediately and the savings account is the one that allows to save in time and to generate interest.
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at the beginning of year 1, a company hired an executive whose contract included the promise of payment of $100,000 in each of years 6, 7, and 8 if the executive is employed at the end of year 5. how should the compensation expense associated with this contract be recorded?
The compensation expense account should be recorded with $60,000
Total number of years = 3 ( 6, 7 and 8)
Amount promised to be paid = 1,00,000
Time after which executive is employed = 5 years
The cost of benefits should be recognized over the requisite duration of service if the conditions of a deferred compensation arrangement ascribe all or a portion of anticipated future benefits to a period of service longer than one year, as is the situation in this issue.
Thus, for three years the amount will be -
1,00,000 + 1,00,000 + 1,00,000
= 3,00,000
Therefore,
The total $3,00,000 benefit would be expensed over five years -
= 3,00,000/5
= 60,000
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you just won the lottery, which promises you $540,000 per year for the next 20 years, starting in one year. if your discount rate is 8.25%, what is the present value of your winnings?
If the discount rate is 8.25% then the present value of my winning a lottery is $5,204,600.
What is lottery?
A game in which tickets with numbers are sold to participants, who then have the chance of winning a prize if their number is chosen. This game is frequently arranged by the government or a charity in order to raise money.
With a set of numbers, the lottery game is played in finance. Either manually or automatically, the numbers are selected at random. The picked numbers are intended to win prizes. The prize money may be awarded to the winner as a flat sum or in instalments. In general, prize winners prefer receiving a lump sum of money.
Although there is debate about whether lotteries actually increase public spending, they do allow governments to earn money without raising taxes.
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Two rival firms vigorously compete by spending millions of dollars on product improvements and advertising to promote those improvements. This is an example of firms engaging in:
Answer: Non-price competition.
Explanation:
if a project manager communicated a false project status to stakeholders, stating that the project was ahead of schedule and under budget, although it was the opposite, so they would think the project was doing much better than it really was, this would best be described as an issue of:
If a project manager communicated a false project status to stakeholders, stating that the project was ahead of schedule and under budget, although it was the opposite, this would best be described as an issue of fairness.
Fairness is concerned with actions, processes, and consequences, that are morally right honorable, and equitable. In essence, the virtue of fairness establishes moral standards for decisions that affect others. Fair decisions are made in an appropriate criteria. Fairness and fair play are less lofty terms than justice or equity yet, on the level on which most of us operate, the desire to be treated fairly and the duty to be fair and play fair are far more relevant.
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What 5 qualities make a good dental assistant?
People Skills, Communication Skills, Versatility, Fine Motor Skills, Attention to Detail are the 5 qualities make a good dental assistant.
Dental assistants must be able to communicate clearly with patients, practitioners, and other professionals, including those working for insurance companies. You must be able to communicate clearly verbally, in writing, over the phone, and in person if you want to work as a dental assistant.
A dental assistant needs to have excellent hand dexterity. The little portion of the body that contains many fragile tissues and structures that are the focus of dental operations. The instruments that dentists and dental assistants use are frequently highly sharp or potentially dangerous if a mistake is made. The best dental assistants are agile enough to handle equipment securely.
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An Employer may rightfully discharge an employee who files a complaint or who in good faith) refuses to work in a high-risk area if bodily harm or death might result. True False
An employer may rightfully discharge an employee who files a complaint - False
In any organization, an employee has the right to complain if they have any problems or issues at work. Such a complaint should be taken into account, and the employer should identify as to what is the underlying issue. On a case-by-case basis, decisions may be made. It is the obligation of every organization to hear their employees and provide a resolution for their issues.
An employee who, in good faith, declines to work in a hazardous environment where there is a possibility of bodily harm or death cannot be fired or discharged by the employer. It can become a special case according to contract theory. If an employee is fired soon after being hired with the promise of long-term employment, the employer may be held liable for fraud.
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What is the potential for losing money in the stock market if an individual keeps their money invested for one year?
The potential for losing money in the stock.If someone keeps their money invested for a year, there is a greater than 1 in 4 chance that they will lose money in the stock market.
When some people think about investing, they focus on the possibility of large gains—the possibility of buying unheard-of stocks that soar in value.Others focus on the risk—the chance to lose everything in a stock market downturn or as a result of making bad investment choices.It's true that there is risk involved with any investment. Additionally, it is true that investing is one of the best ways to increase the amount of money you have available to reach your goals (although expecting instant wealth is highly improbable).In truth, there is frequently a connection between an investment's level of risk and an individual keeps their money invested for one year.
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when investors engage in the rapid withdrawal of foreign investment and loans from a nation this is known as part 2 a. the flight of investment. b. international financial crisis. c. moral hazard. d. adverse selection.
When investors engage in the rapid withdrawal of foreign investment and loans from a nation this is known as b. international financial crisis.
A financial crisis that simultaneously impacts numerous nations is referred to as a global financial crisis. Financial institutions, markets, businesses, and consumers are all going through a time of great difficulty.
Unquestionable macroeconomic imbalances are the cause of an international financial crisis. (huge current account deficits, hyperinflation, inflated currencies, or big budget deficits)
The term "foreign investment" describes investments made by foreigners in the domestic businesses and assets of other nations. Large multinational firms will build new branches and increase their investments in other nations in an effort to find new prospects for economic growth.
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true or false: the process to calculate a portfolio's beta is opposite of the process to calculate a portfolio's expected return.
The process to calculate a portfolio's beta is opposite of the process to calculate a portfolio's expected return is false.
What is the expected return of a portfolio?The weighted average rate of return for all the assets in the portfolio is the projected return for the portfolio. Simply multiplying each asset's rate of return by its corresponding percentage will yield the weights, which show the percentage of the overall investment portfolio that is invested in each asset.
An investment's expected return is the expected value of the probability distribution of the potential profits it might offer investors. The expected return of a portfolio is the total expected return of all the assets, weighted by their respective proportion. The weighted average of the returns on each asset in a portfolio is the expected return for that portfolio.
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The return of your portfolio is 7.6875.
Explanation:
To calculate the return of your portfolio, you need to multiply the weight of each stock by its respective return and then sum up these weighted returns.
Let's calculate:
Walmart: 15% * 12.53 = 1.8795Disney: 25% * 8.83 = 2.2075Oracle: 35% * 13.53 = 4.7455NBC: 25% * -4.58 = -1.145Now, sum up the weighted returns:
1.8795 + 2.2075 + 4.7455 - 1.145 = 7.6875
Therefore, the return of your portfolio is 7.6875.
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ancient goldsmiths are credited with part 2 a. creating paper notes that could purchase goods and services. b. developing deposit slips for gold and silver. c. the creation of the fraction reserve banking system. d. all of the above.
Ancient goldsmiths are credited with creating paper notes that could purchase goods and services, developing deposit slips for gold and silver and the creation of the fraction reserve banking system.
Ancient legends have been proven time and time again by archaeological discoveries to have at least some basis in fact. For example, gold is known to have been mined in ancient times from the greasy fleece of sheep and goats from the rivers of Central Asia, so the mythical gold-speckled fleece that Jason and his Argonauts were looking for could have been obtained by conquest. Real wealth earned. Similarly, Daedalus may not have been an important figure in mythology, but he was a true master craftsman in the service of King Minos of Crete. And at least some of his exploits may have been real enough. Ancient Egyptian goldsmiths had developed the lost-wax technique long before the mid-Minoan period. Crete and Egypt had a commercial treaty. Because the prosperous Egyptians undoubtedly developed a taste for Minoan pottery among other resources.
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a book store opens across the street from the university book store (ubs). the new store carries the same textbooks but offers a price 20 percent lower than ubs. if the cross-price elasticity is estimated to be 1.5, and ubs does not respond to its competition, how much of its sales is it going to lose?
If the new retailer offers the same textbooks at a price 20 percent less than UBS, if the cross-price elasticity is determined to be 1.5, and if UBS does not react to its competition, it will lose 30% of sales.
Given:
Offer a price 20 percent lower than UBS
The cross-price elasticity is estimated to be 1.5
The sales is it going to lose = 20% × 1.5 = 30%
UBS is a global investment bank based in Switzerland.It was created by the amalgamation of Swiss Bank Corp. and Union Bank of Switzerland.Investment & retail banking and asset & wealth management are two of UBS's primary business segments.Swiss private bank accounts are facilitated by its retail banking division.About $4.8 billion in assets are being managed by the organization.One of its predecessor companies, the Union Bank of Switzerland, is where the term UBS originates.The Union Bank of Switzerland and Swiss Bank Corporation amalgamated in 1998, giving rise to the current UBS.As a result, UBS is now used as the organization's official name rather than as an acronym.UBS offers goods and services to a wide range of customers through a number of significant divisions.Learn more about UBS, here
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provided below are financial data for integrated devices inc. and allied corporation. current year prior year integrated devices inc. net sales $ 900,000 $ 750,000 net income 180,000 120,000 operating cash flows 150,000 100,000 total assets 800,000 600,000 allied corporation net sales $ 500,000 $ 400,000 net income 90,000 80,000 operating cash flows 120,000 100,000 total assets 750,000 500,000 which company had a higher cash return on assets in the current year?
The Integrated Devices Incorporation will have a higher cash return on assets of 21.4% in the current year.
What is cash return on assets?The cash return on assets (cash ROA) ratio is used to compare a company's performance to that of other companies in the same industry. It is an efficiency ratio that evaluates actual cash flows to company assets without taking into account income recognition or income measurement.
The cash return on assets of Integrated Devices and Allied Corporation is calculated as:-
Cash return on assets = Operating cash flows /Average total assets
The cash return ratio of Integrated devices Incorporation:-
150,000/[(800,000+600,000)/2] =21.4%
The cash return ratio of Allied corporation:-
120,000/[(750,000+500,000)/2] =19.2%
Therefore, the cash return ratio of Integrated Devices is higher compared to Allied Corporation.
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a favorable price variance for computer chips is created when the standard cost of the chip is less than the actual cost. a favorable price variance for computer chips is created when the standard cost of the chip is less than the actual cost. true false
True - a favorable price variance for computer chips is created when the standard cost of the chip is less than the actual cost. a favorable price variance for computer chips is created when the standard cost of the chip is less than the actual cost.
In possibility concept and statistics, variance is the expectation of the squared deviation of a random variable from its populace imply or sample mean. Variance is a measure of dispersion, meaning it's miles a degree of ways some distance a set of numbers is unfold out from their average cost. Variance has a relevant role in records, in which a few thoughts that use it encompass descriptive statistics, statistical inference, hypothesis trying out, goodness of match, and Monte Carlo sampling. Variance is an essential tool within the sciences, where statistical analysis of records is not unusual.
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if the fed wanted to expand the money supply as part of an antirecession strategy, it could:________
If the Fed wanted to expand the money supply as part of an anti recession strategy, it could buy U.S. securities on the open market
The Federal Reserve System is the acronym of the state banking network in the USA. The three primary objectives for monetary policy outlined by Congress in the Fed Act are to increase employment, preserve price stability, and reduce long-term interest rates.
Low inflation, as opposed to zero or minus inflation, may minimize the severity of recessions by enabling the labor market to react more quickly during a downturn and reducing the likelihood that a liquidity crisis will prohibit monetary policy from controlling the economy. Usually, the job of monetary authorities is to keep inflation moderate and steady. After dividends on capital investments made by member banks are paid, all yearly income of the system go to the federal government, which also determines the salaries of the committee's seven governors.
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a property owner has set up a contract in which he agrees to sell a warehouse 5 years from now to the tenant who currently leases the space. the tenant has agreed to continue to pay $20,000 in rent at the end of each year, including year five, at which time he will purchase the building for an additional $1,500,000. assuming the required rate of return on a similar investment is 10% (annual), how much is this deal presently worth to the original owner of the property?
The current value of the agreement is displayed below. A warehouse owner has a contract in place where he promises to sell it to the tenant who is now renting the space in 5 years.
What is the value of this transaction?The renter had committed to continue paying $20,000 in rent at the end of each year, up until year five, when he will pay an additional $1,500,000 to buy the building. The agreement is worth roughly $1,007,197.20 if the needed rate of return on a comparable investment is 10% (annually).
What does "property contract" mean?An agreement between parties for the purchase and sale, exchange, or other conveyance of real estate is known as a real estate contract. . The sale of land is governed by the laws and practices of the jurisdiction in which the land is located.
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Cash flows from ________ activities include both inflows and outflows of cash from the external funding of a business.
Cash flows from Operating activities include both inflows and outflows of cash from the external funding of a business.
Cash influx is the term used to describe the money that enters a firm. It might originate from sales, investments, or financing. A cash inflow is the opposite of a cash outflow since it involves money coming into a business. Operating cash flows concentrate on the cash inflows and outflows related to a company's fundamental business activities, such as the sale and purchase of inventories, the delivery of services, and the payment of salaries.
While the income statement covers income and expenses, the cash flow statement lists cash inflows and outflows. While an income statement demonstrates profitability, a cash flow statement demonstrates liquidity. Many forms of income also involve cash inflows. The selling of livestock and crops typically generates income.
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the yield to maturity on a bond is a. below the coupon rate when the bond sells at a discount and equal to the coupon rate when the bond sells at a premium b. the discount rate that will set the present value of the payments equal to the bond price c. based on the assumption that any payments received are reinvested at the coupon rate d. none of the options
The predicted annual rate of return on a bond, assuming the debt security is kept to maturity, is represented by the Time to Maturity (YTM).
The yield to maturity (YTM), as seen from perspective of a bond investor, is the projected total return assuming the bond is kept until its maturity date, all coupon payments are received on time, and then are invested with the same interest rate.
Debt
A debt is something that one party borrows from another, typically money. Many businesses and people utilize debt to finance significant expenditures that they would not normally be able to afford.
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An employer can eliminate a worker’s medical, optical, or dental insurance coverage on the voluntary termination of the worker’s employment.
a. Trueb. False
It’s true, an employer can eliminate a worker’s medical, optical, or dental insurance coverage on the voluntary termination of the worker’s employment.
Employee benefitsMedical, optical, or dental insurance is a benefit offered by a company to an employee while working for it. Once the worker has decided to resign, or if the company decides to fire him, he cannot enjoy his benefits.
However, there are cases where the employee who resigned from the company can negotiate directly with the insurance company to continue paying for health insurance with your money.
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Which financial statement conveys a company's ability to generate profits in the current period?
A. income statement
B. statement of cash flows
C. Balance sheet
D. Statement of stockholders equity
Income statement conveys a company's ability to generate profits in the current period.
Hence, Option A is correct
An income statement is a financial statement that lists the revenue and expenses of the company. Additionally, it displays a company's profit or loss over a specific time frame. You may better comprehend your company's financial situation by comparing the income statement to the balance sheet, cash flow statement, and cash flow forecast.An income statement displays the revenues, costs, and profitability of a business over time. It is also sometimes referred to as an earnings statement or a profit-and-loss (P&L) statement. It displays your sales revenue for goods and services. expenses for running your firm and generating money.To know more about Income statement here
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which part of the audit report examines in detail the underlying causes of problems, issues, and successes relative to the project and includes concise, factual review statements of the project?
Analysis part of the audit report examines in detail the underlying causes of problems, issues, and successes relative to the project and includes concise, factual review statements of the project.
The auditor's view on whether a company's financial statements adhere to generally accepted accounting standards (GAAP) and are free of substantial misstatement is expressed in an auditor's report, which is a written letter from the auditor.
Normally, the company's annual report is released along with the independent and external audit report. Because banks and creditors want an audit of a company's financial accounts before financing to them, the auditor's report is crucial.
The auditor's report, which is a written document attached to a firm's financial statements, reflects the auditor's assessment of the compliance of the company with generally accepted accounting principles. When a public firm reports earnings to the Securities and Exchange Commission, the auditor's report must be submitted with the financial statements (SEC)
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when the fed lowered the discount rate in late 2008, the action was ultimately designed to: multiple choice increase the money supply. increase the prime rate. decrease the monetary base. increase the reserve requirement.
When the Federal Reserve lowers the reserve ratio, which lowers the amount of cash banks must keep in reserves, banks are able to offer more discount loans. The correct answer is increasse in reserve requirements.
One way the Federal Reserve can increase the money supply is by lowering the discount rate.When the discount rate is lower, depository institutions are more inclined to borrow, which increases their reserves and lending activity.By changing the discount rate, the Fed can influence the money supply, which in turn can help to stimulate economic activity or help to restrain inflationary pressures. The Fed will encourage banks to increase lending if it reduces the discount rate.If the Fed lowers its discount rate, the funds will be used to make decisions on monetary policy, open market operations, and purchases of or relating to money or the mechanisms employed to supply and transfer funds within an economy.
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keynes explained that recessions and depressions occur because of keynes explained that recessions and depressions occur because of excessive aggregate supply. inadequate aggregate demand. inadequate aggregate supply. excessive aggregate demand. excessive investment spending
Option B is correct, Keynes recessions and depressions occur because of inadequate aggregate demand.
The aggregate demand curve is plotted with actual output on the horizontal axis and the fee degree on the vertical axis. at the same time as it is theorized to be downward sloping, the Sonnenschein–Mantel–Debreu results display that the slope of the curve cannot be mathematically derived from assumptions approximately man or woman rational behavior. instead, the downward-sloping combination demand curve is derived with the help of 3 macroeconomic assumptions approximately the functioning of markets: Pigou's wealth effect, Keynes' hobby fee effect, and the Mundell–Fleming exchange-fee impact. The Pigou impact states that a better fee stage implies a decrease in actual wealth and consequently lower consumer spending, giving a lower quantity of products demanded inside the aggregate.
The Keynes effect states that a higher price level implies a decrease in actual money delivery and therefore better hobby prices because of financial market equilibrium, in turn ensuing in lower investment spending on new physical capital and therefore a decreased amount of goods being demanded within the aggregate.
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How do you manage your performance?
Effective way to manage performance is by setting goals, tracking progress, and reflecting on areas for improvement . Strive to stay organized and prioritize tasks to ensure meeting the goals. Continuous feedback and follow ups from the colleagues and supervisors to gain insight and adjust the strategies as needed.
Performance management is a systematic method for developing and maintaining better employee performance, which boosts businesses' effectiveness.
Performance management is crucial from a business perspective to guarantee that corporate strategy and goals are met.
It enables managers and executives to concentrate on particular areas to fulfil goals. Without performance management, the business wouldn't know how it was doing and wouldn't be able to change its goals or the plan it utilised to get them.
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Problem analysis identifies which of the following? A. The potential target of a risk
B. The effect of a risk
C. Whether the risk is internal or external
D. How to avoid a risk
How to avoid a risk identifies a problem analysis. The correct option is D. Understanding real-world issues and user needs, then putting forward solutions to address those needs, is the process of problem analysis.
What is a problem analysis?Understanding real-world issues and user needs, then putting forward solutions to address those needs, is the process of problem analysis. Prior to developing a solution, problem analysis aims to gain a deeper understanding of the issue at hand.
In order to analyze a problem, it is necessary to first identify the main issue and then determine its causes and effects. This analysis' main goal is to find the "root causes," not just the symptoms of the issue so that they can be addressed in the project design.
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a nation's annual growth rate of real gdp per capita is 2 percent. its standard of living will
A nation's annual growth rate of real GDP per capita is 2 percent. its standard of living will be doubled in 35 years.
What do you mean by GDP?GDP estimates the monetary worth of final products and services (those purchased by the final user) generated in a country over a certain time period.
It serves as a comprehensive scorecard of a country's economic health because it is a wide measure of entire domestic production.
GDP is normally estimated on an annual basis, although it is also calculated on a quarterly basis.
In the United States, for example, the government publishes an annualised GDP estimate for each fiscal quarter as well as for the entire calendar year.
Therefore, a nation's annual growth rate of real GDP per capita is 2 percent. its standard of living will be doubled in 35 years.
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