12% is the monthly interest rate that will apply to any unpaid balances on this credit card.
Monthly interest rate = Annual percentage rate / no. of the period.
= 15%/12
= 1.25%.
Interest rates tell you the cost of borrowing and the return on your savings. So if you are a borrower, the interest rate is the amount charged to borrow money, expressed as a percentage of the total loan amount of the loan, deposit, or borrowed amount. The total interest on the amount lent or borrowed depends on the principal amount, the interest rate, the frequency of compounding interest, and the length of the term of the loan, deposit, or borrowing.Learn more about Interest rates here: https://brainly.com/question/23263142
#SPJ4
if the market rate of interest is higher than the stated rate on the bond at the date of issuance, the bond will be issued at a
if the market rate of interest is higher than the stated rate on the bond at the date of issuance, the bond will be issued at a discount.
A bond is a debt security, similar to an IOU. borrowers trouble bonds to elevate money from buyers inclined to lend them cash for a sure amount of time. whilst you purchase a bond, you're lending to the company, which can be a central authority, municipality, or organization.
A bond issued through the government of a country at a hard and fast rate of interest is called government Bonds. those styles of bonds are considered to be low-danger investments. Examples of presidency bonds consist of Treasury payments, Municipal Bonds, 0-coupon Bonds, and so forth. As we stated above, the main reason a bond is known is a drop in hobby prices. At this type of time, issuers evaluate their fantastic loans, inclusive of bonds, and recollect approaches to cut fees.Learn more about bond here: https://brainly.com/question/25965295
#SPJ1
many stores, restaurants, and theaters offer discounts for college students who show their school id. why are these discounts for college students effective price discrimination, and why would this benefit firms? choose one or more: a.college students have a higher sensitivity to price than other adults do. b.college students are an easily identifiable group as they can prove their status with their student id. c.college students often buy goods that no one else buys. d.these goods are often consumed at the point of sale, which makes resale difficult.
These discounts for college students effective price discrimination, and why would this benefit in business firms' college students have a higher sensitivity to price than other adults do.
AMC, the nation's second-biggest cinema chain, offers theaters managers the discretion to test for luggage in the event that they have protection concerns, but there may be no bag take a look at coverage for all theaters, stated one individual near the enterprise. AMC spokesman Ryan Noonan stated the enterprise does now no longer touch upon protection measures.
Major Differences Between AMC, Cinemark: One fundamental distinction is the geographical make-up of AMC Entertainment as opposed to Cinemark. Both corporations have a massive presence withinside the U.S.
Learn more about business here:
https://brainly.com/question/25855858
#SPJ4
A perfectly competitive firm is likely to produce _____ and charge _____ than is a monopoly.
A perfectly competitive market is likely to produce more and charge less than is a monopoly.
A monopolistically aggressive organization isn't always green as it does now no longer produce on the minimal of its common value curve or produce wherein P = MC. Thus, a monopolistically aggressive organization will generally tend to provide a decrease amount at a better value and rate a better rate than a superbly aggressive organization.
In a monopolistic marketplace, there's simplest one organization that dictates the rate and deliver stages of products and services. A flawlessly aggressive marketplace consists of many firms, wherein nobody organization has marketplace control.
Learn more about competitive market here:
https://brainly.com/question/25717627
#SPJ4
accompanying the bank statement was a debit memo for bank service charges. on the bank reconciliation, the item is a(n)
Accompanying the bank statement was a debit memo for bank service charges. on the bank reconciliation, the item is a deduction from the balance per the company's records.
A bank deduction from the company's bank account is indicated by a debit memo on the bank statement. In other words, a bank debit memo works similarly to a check drawn on a bank account in that it lowers the balance of the account.
The costs a bank charges a business for using its bank account are known as bank service charges. Although it hasn't yet been recorded in the company's records, the bank has reported this as a deduction from the bank statement. It makes sense that the bank would use the phrase debit memo since its general ledger lists the company's bank account as a liability.
To learn more about bank statements, visit the link below:
brainly.com/question/4314927
#SPJ4
the americans with disabilities act does not require an employer to provide accommodations that constitute a(n) on the employer
The Americans with disabilities act does not require an employer to provide accommodations that constitute an undue hardship on the employer.
What is the Americans with Disabilities Act (ADA) about?The Americans with Disabilities Act refers to a federal law that prohibits any form of discrimination against people with disabilities in several areas, including an employment, transportation, public accommodations, communications and access to state and local government's programs and services.
Its provision states that an employer is not required to make an accommodation if it would impose an "undue hardship" on the operation of the employer's business.
Read more about Americans with Disabilities Act
brainly.com/question/14142787
#SPJ1
public relations includes which of the following management functions? multiple select question. sales force automation (sfa) running advertising campaigns about sale items changing policies and procedures in response to public requests executing programs of action and information to earn public understanding evaluating public attitudes
Public Relations can be said to include the management functions of:
c) changing policies and procedures in response to public requestsd) executing programs of actions and information to earn public understandinge) evaluating public attitudesWhat is public relations?Public relations refers to the various methods by which a company or other type of organization can reach out to the general public to update them on the activities of the company. For public relations to work, it needs to include several management functions. One of them is evaluating public attitudes. This is important in knowing the way the public is reacting to the company.
There is also the need to execute programs of action and information that are needed to earn the understanding of the public on matters surrounding the organization. Then there is a need to change policies and procedures to be able to match public requests.
Find out more on public relations at https://brainly.com/question/20313749
#SPJ1
Nora needs help to manage her time better. What would you suggest?
A.
She should delegate all her work.
B.
She should stop attending staff meetings.
C.
She should keep her work area organized.
D.
She should put in more hours at the workplace.
She should keep her work area organized. so that it is easier for her to find her papers and keep track of meetings.
An organized workspace keeps workers motivated, concentrated, and productive. Additionally, it expedites and facilitates the discovery of crucial paperwork. Spend some time each week cleaning up extra clutter and putting things back in desk drawers or folders.
You can work more efficiently. You'll spend less time seeking for stuff and more time working on vital projects if you maintain organization.
Your level of tension can be decreased. Finding this should be easy if everything is arranged and labeled properly; it shouldn't be a hassle.
You can dependably arrive on time. Punctuality and organization go hand in hand.
You can guarantee that you meet deadlines. When there are numerous tasks to complete, it is easy to forget about a tiny but crucial activity.
To know more about Organized area visit
https://brainly.com/question/28951708
#SPJ1
Sarah has a flair for architecture. She has had good grades all through college. She wishes to become an architect at the renowned company ‘Terra Design’. Which attributes regarding the SMART goal parameters are seen in Sarah?
Sarah has shown ______ (a specific, b time bound, c reasonable) and
(a resourceful, b measurable, c achievable) goal attributes.
Sarah has shown a specific and achievable goal attribute.
Specific, Measurable, Achievable, Relevant, and Time-Bound are the acronyms for SMART goals. By defining these parameters in relation to your goal, you can be sure that your goals can be attained in a set amount of time.
This method removes generalizations and hunches, establishes a precise timeframe, and makes it simpler to monitor progress and spot missing milestones.
A SMART goal statement can appear something like this: By [timeframe or deadline], our objective is to [quantifiable objective]. By [what actions you'll take to achieve the goal], [key players or teams] will succeed in this goal. Reaching this objective will [have a result or benefit].
To know more about SMART goal visit
https://brainly.com/question/4939309
#SPJ1
Pls help i’ll mark brainliest A pit boss is someone who ensures game procedures are followed, resolves player disputes, and completes required documents for each shift at a
O casino
O convention
O national park
O theme park
Answer:
a casino a is that answer
How can you plan your workday?
You can plan your workday by making to-do-list.
How can to-do-list help to be efficient ?
When you get up at 6:00 am, you get ready to start your daily routine. After taking a shower, you eat a nutritious meal, read the morning newspaper to catch up on the news, and then get to work. You are at ease and content. You want to accomplish as much of your to-do list as you can since you have high hopes for the day.
Time-travel to the same day at 2 o'clock. You hardly had time for lunch, and the task seemed to have been completed in a hurry. Because of the hectic schedule, you start to feel a little agitated and exhausted. Additionally, it appears that you have to return to several jobs and fix them since you ran out of time.
to learn more about time management click:
https://brainly.com/question/24662469
#SPJ1
given the history of the u.s. stock market, one would need what percentage of the initial portfolio each year in order to continue financing their lives?
Given the history of the u.s. stock market, one would need percentage of the initial portfolio each year in order to continue financing their lives is 4%
What is Initial Portfolio?Initial Portfolio is the first collection of receivables, which includes Eligible Assets, that the Guarantor has acquired from each Seller in accordance with the applicable Master Loans Purchase Agreement.A wide variety of investments should be included in a diversified portfolio. For many years, financial consultants frequently advised creating a 60/40 portfolio, in which 60% of the capital would be invested in equities and 40% would be in fixed-income securities like bonds. Others, notably younger investors, have urged for greater equity exposure.Given the history of the u.s. stock market, one would need percentage of the initial portfolio each year in order to continue financing their lives is 4%To learn more about initial portfolio refer to:
https://brainly.com/question/14986133
#SPJ1
adam smith suggested that an invisible had guides market economies. in this analogy, what is the baton that the invisible hand uses to conduct the economic orchestra?
Prices are the baton that the invisible hand uses to conduct the economic orchestra.
Economics focuses on the behaviour and interactions of financial marketers and the way economies work. Microeconomics analyzes what's viewed as basic factors within the economic system, such as person retailers and markets, their interactions, and the effects of interactions. Character marketers can also encompass, as an instance, families, corporations, customers, and dealers. Macroeconomics analyzes the financial system as a machine in which production, intake, saving, and funding have interaction, and factors affecting it: employment of the resources of labour, capital, and land, foreign money inflation, economic increase, and public rules which have impact on these elements.
Learn more about economic here
https://brainly.com/question/17996535
#SPJ4
landlord incurs following expenses during the current year on a ten-unit apartment complex. is each expenditure a currently deductible repair or a capital expenditure?
The landlord incurs the following expenses during the current year on a ten-unit apartment complex Deduction. It is a repair
The landlord usually refers back to the owner of actual property, inclusive of a residence, construction, or land, this is leased or rented to every other person or entity, known as the tenant. In a hire agreement, the owner or landlady transfers a part of his or her interest to the tenant. that is, the tenant can occupy and use the belongings.
Being a landlord is a job, you offer a provider that you're paid for and which ends up in you paying tax. it can be a complete-time or element-time job, how lots time it takes up will depend upon how many properties you've got and what sort of work is required to maintain them as apartment properties.
Learn more about landlord here: https://brainly.com/question/14974267
#SPJ4
Lillian's company has distributed a guidebook on using inclusive language that does not discriminate. This information will help her, and her coworkers follow what kind of guidelines?
group dynamics
conflict resolution
business hierarchy
business etiquette
Answer:
the answer is business etiquette
Explanation:
i just did the test and got 100 percent
A manual on employing nondiscriminatory language that is inclusive was issued by Lillian's employer. She and her employees will be better able to follow business etiquette thanks to this information. Hence, Option D is correct.
What are business etiquettes?The terms "business etiquette" and "social and business etiquette" relate to the standards and expectations of behavior in both contexts, the customary behaviors and conduct, and a professional code of ethics. All that's required is that one must act politely.
It is customary to behave in certain ways at work, and this is governed by a code of conduct. "Respect and protect time, people, and processes" is the goal of this code. Standard business etiquette is not universally accepted and can differ depending on the setting.
Therefore, Option D is correct.
Learn more about business etiquette from here:
https://brainly.com/question/5718637
#SPJ2
a $20,000 bond has annual coupons and is redeemable at the end of 14 years for $22,600. it has a base amount equal to $18710 when purchased to yield 4%. find its base amount if it were to be purchased to yield 5%
The $20,000 bond has annual coupons and is redeemable at the end of 14 years for $22,600. it has a base amount equal to $18710 when purchased to yield 4%. $16,718.87 its base amount if it were to be purchased to yield 5%.
Let us first find out the coupon amount using the bond price formula:
Bond Price is given as:
Bond Price = C * 1-(1/(1+i)/i + M/(1+i)^n
Here,
Bond Price = $18,710
M = Maturity amount = $22,600.00
n = Number of years = 14
C = Coupon
i = Yield = 4% = 0.04
So,
18,710 = C * 1 - (1/( 1+0.06)^14)/0.06 + 22600/(1+0.04)^14.
Bond Price = $16,718.87.
A bond is a debt instrument similar to a promissory note. Borrowers issue bonds to raise money from investors who lend them money for a period of time. When you buy a bond, you are lending it to the issuer, which can be a government, community, or corporation.Learn more about bond here: https://brainly.com/question/25965295
#SPJ4
which source selection method involves determining the value that end users place on exceeding the threshold performance/capability
Competitive Negotiation is the source selection method involves determining the value that end users place on exceeding the threshold performance/capability.
What is Competitive Negotiation?Competitive negotiators are frequently outspoken, extremely results-driven, and focused individuals. They appreciate the chance to win, thus they do well in negotiations. Competitive negotiators are strategic thinkers, thus they are less likely to be intimidated by their adversaries. A competitive negotiating approach uses the "I win, you lose" tenet. Competitive negotiators frequently go to whatever lengths to obtain their desired outcome, even if it means harming someone else or something. They are focused on fast achieving short-term goals and are results-oriented. While a competitive strategy is concentrated on individual objectives, a collaborative approach aims to create a result that is mutually beneficial.
To learn more about Competitive Negotiation click,
https://brainly.com/question/14889079
#SPJ1
the system in which an employer pays her employees an amount based on how well they do their jobs, regardless of gender, is called:
Pay equity is the idea that employees of the same gender, race, ethnicity, or other status should be paid equally for jobs with similar responsibilities.
What does confirmation of an organization relationship incorporate?
When a contract is made on behalf of the principal by someone who is not an agent and the principal accepts the contract and (enforces) it, the contract is not enforceable and has legal force. This is recognition.
What exactly is a partnership contract?Partnership. A contract between two or more people to operate the company as co-owners and share profits and control. There can be explicit or implicit agreement.
Learn more about Pay equity here:
https://brainly.com/question/1957305
#SPJ1
a detailed document that identifies resources and expenditures that will be required over a limited time (typically a year) is a(n) .
Answer:budget
Explanation:
Which of these factors contributes to the popularity of cable TV advertising?
A.
wide reach
B.
locality of the audience
C.
caters to wealthy audiences
D.
lengthy ad-making procedure
Which type of student loan does not accumulate interest while you are a full-time student?.
Student loan does not accumulate interest while you are a full-time student Subsidized Loans do now no longer accrue hobby whilst you're in college as a minimum half-time or throughout deferment periods. Unsubsidized Loans are loans for each undergraduate and graduate college students that aren't primarily based totally on economic need.
With a federal unsubsidized mortgage, you're liable for the hobby from the instant the mortgage cash is distributed into your account. There's no assist at the hobby; you are liable for the complete quantity.
Unlike a backed mortgage, you're liable for the hobby from the time the unsubsidized mortgage is distributed till it is paid in full. You can pick out to pay the hobby or permit it to accrue (accumulate) and be capitalized (that is, delivered to the foremost quantity of your mortgage).
Learn more about mortgage here:
https://brainly.com/question/1318711
#SPJ4
When designing in-store signage, the supermarket omar manages develops yellow signs and shelf tags with bold lettering to catch consumers’ attention. The use of visuals in this manner represents the ________blank component of the communication process.
This kind of visual application exemplifies the encoding phase of the communication process.
What is communication?Numerous theories have been proposed to explain, predict, and comprehend the behaviours and occurrences that make up communication. When it comes to business communication, we frequently care less about theory than we do about making sure that our messages achieve the required goals. But in order to get outcomes, it can be useful to understand what communication is and how it works. Our research on communication is driven by the relationship that results from participant contact. This term is beneficial to us since it focuses on the process for successfully understanding and sharing another person's point of view, which we'll discuss in-depth throughout this text.
To learn more about communication, visit:
https://brainly.com/question/11951102
#SPJ4
risk-shifting refers to a situation in which managers . group of answer choices take only high risk investment projects in order to benefit shareholders take only low risk investment projects in order to benefit debtholders take only low risk investment projects in order to benefit shareholders. take only high risk investment projects in order to benefit debtholders.
Risk-shifting refers to a situation in which managers take only low risk investment projects in order to benefit debtholders.
The transfer of risk from one party to another is known as risk shifting.
Purchasing an insurance policy, hedging investment positions, or switching from defined-benefit pensions to defined-contribution retirement plans like 401(k)s are just a few examples of how risk can be transferred. In the latter scenario, the company's employees now bear the investment and payout risk related to pensions.
As the equity of the company's shareholders declines, the stake of the company's debt holders rises, which results in risk shifting for a struggling company with a large amount of debt. In this way, if the company takes on more risk, the potential additional profits go to the shareholders while the downside risk is borne by the debt holders. Or, to put it another way, risk switches from the former to the latter.
Learn more about Risk-shifting, here
https://brainly.com/question/28271763
#SPJ4
what does an upward-sloping labor supply curve mean? question 9 options: it means that workers prefer to supply less labor when wages are high. it means that an increase in the opportunity cost of leisure leads workers to increase the quantity of labor they supply. all of the above are correct. it means that workers prefer to buy more leisure time when their incomes increase.
An upward-sloping labour supply curve means that an increase in the opportunity cost of leisure leads workers to increase the quantity of labor they supply.
What is the labour supply curve?The labour supply curve is a graph that shows the relationship between the wages that is paid to labor and the quantity of labor supplied.
The labour supply curve is upward sloping. This means that there is a positive relationship between wages and the quantity of labor supplied. As wages increases, the quantity of labour supplied increases.
It is assumed that labor either spends his time working or on leisure. The time that would be spent either working or on leisure depends on the opportunity cost of either activities. Opportunity cost is the cost of the next best option that is forgone when one option is chosen over other options. If labor decides to work, he forgoes leisure. Also, if labor decides to engage in leisure, he forgoes working.
As wages increase, the opportunity cost of leisure increases. Thus, labor would spend less time on leisure and more time working as income increases.
To learn more about labour supply curve. please check: https://brainly.com/question/14419481
#SPJ1
I NEED HELP ASAP 50 POINTS
List and compare the four components of the expenditure approach to calculating GDP.
the coordination of all the activities involved with the flow and transformation of supplies, products, and information throughout the supply chain to the ultimate consumer is called
Supply chain management is the coordination of all the tasks related to the movement and transformation of materials, goods, and information along the entire supply chain to the final consumer.
What is the supply chain?The network of all the people, businesses, resources, tasks, activities, and technological advancements involved in the production and distribution of a good is known as a supply chain.
A supply chain includes every step of the process, from the transfer of raw materials from the supplier to the producer to the final distribution to the customer.
The practice of coordinating the various tasks required to produce and deliver goods and services to a company's clients is known as supply chain management. The following are some examples of supply chain activities: designing, farming, manufacturing, packaging, and shipping.
Learn more about supply chain from here:
https://brainly.com/question/29318233
#SPJ1
which of the following is not an example of a strict situational understanding to managerial leadership? a. in chaotic, ambiguous situations, the manager should be autocratic. b. the manager needs to use a democratic style, no matter the circumstances. c. in highly mechanized situations (assembly line), the manager should be autocratic. d.
The answer is b, the manager needs to use a democratic style, no matter the circumstances.
Democratic Leadership Style:
It is applicable to almost every business.Its ability to solve complex problems.It promotes a creative environment. Excellent communication among team members. It turns regretful. It consumes more time than is available.It takes time to process decisions.The element of ambiguity.The benefit of this is the system's fairness and the fact that all fractions will be represented, and no part of society will be ignored, at least theoretically.
A disadvantage is the relatively high cost of referendums and elections, as well as the slow pace with which new laws are introduced.
To know more about Different leadership styles refer to:
https://brainly.com/question/20533695
#SPJ4
on september 1, abc company borrowed $50,000 on a 6%, 9-month note payable to xyz national bank. given no previous adjusting entries have been recorded, abc's adjusting entry at december 31 would include a
ABC Company took out a $50,000 loan on September 1 with a 6%, 9-month note that was payable to XYZ National Bank. Given that no other adjusting entries have been made, ABC's adjusting entry on December 31 four months later would include a: $3,000 debit to Interest Expense.
What is interest expense?
A non-operating item that appears on the income statement is interest expense. It stands for the interest due on all borrowings, including bonds, loans, convertible debt, and credit lines. In essence, it is determined by multiplying the interest rate by the debt's outstanding principal.
On the income statement, interest expenditure often shows as a separate line underneath EBIT (Earnings Before Interest and Taxes). As an illustration, let's say a company borrows $1,000 on September 1 with a 4% monthly interest charge. For September, interest costs will total
$40($1000 x 4%).
To learn more about interest expense click on the given link:
https://brainly.com/question/28117787
#SPJ1
Andrei gauged the level of exposure to his marketing campaign using the percentage of the target population exposed at least once to his advertisement, representing its.
Andrei gauged level of exposure to his advertising campaign using percentage of target population exposed at least once to advertisement, representing its reach.
What is an advertising campaign?A marketing communication strategy called an integrated campaign is made up of a number of advertisement messages that are all based on the same idea and theme (IMC). A group of people can organize their concepts, ideas, and beliefs onto an IMC, which serves as a platform for a sizable media base. The campaign theme serves as the primary focus of the advertising campaign and serves as the main message that will be communicated through promotional activities. It establishes the tone for the various types of marketing materials that will be used, including individual advertisements and other forms of marketing communication. The majority of campaign themes are temporary due to factors like being ineffective or being affected by market conditions, competition, and marketing mix.
To learn more about advertising campaign, visit:
https://brainly.com/question/27375742
#SPJ4
Which of the following statements describes a group conflict?
O Conflict among two or more teams in the same organization, or among different organizations
O Conflict among individuals
O Conflict among nations
O Conflict which occurs within a person
Answer: conflict among nations
Explanation:
what makes a u.s. $100 bill valuable? group of answer choices people are likely to accept a $100 bill as payment. it is expensive to produce a $100 bill.
People are likely to accept a $100 bill as payment. People's acceptance of the dollar bill makes it valuable.
What is the value of money?Value for money is described as a benefit obtained from each and every purchase or amount of money spent. Value for money is based on the highest efficiency and effectiveness of the purchase in addition to the minimal purchase price (economy). Value for money is seen as an effective framework for evaluating performance in not-for-profit organisations since it takes into account both the costs and benefits of delivering a service. Let's now examine some time value of money examples. At the end of a year, you would have $105 if you invested $100 (the present value) for a year at a discount rate of 5%. (the future value).
Hence, People's acceptance of the dollar bill makes it valuable.
To learn more about Value of money click,
https://brainly.com/question/25959268
#SPJ1