If the deposited money in an account that pays an interest rate of 3. 8% compounded annually then the balance after 15 year is $831.25.
Why is interest rate such a big deal?Interest rates have an impact on borrowing costs and spending choices made by individuals and corporations. If interest rates were lower, more people might borrow money for a car, a house renovation project, or a mortgage for a new home, for instance.
What is a simple definition of an interest rate?The sum that the lender demands from the borrower in addition to the principal amount is known as the interest rate. Regarding the recipient, a person who deposits money in a bank or other financial institution also makes extra money due to the time worth of money, which is known as interest earned by the depositor.
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Financing with _____ requires borrowing, whereas financing with _____ requires issuing shares of stock. debt, equity.
Financing with debt requires borrowing, whereas financing with equity requires issuing shares of stock.
The process of raising money or capital for any form of spending is referred to as finance. It involves directing different sources of funding, such as credit, loans, and investment money, to the businesses that can use them most effectively.
You have two financing choices: dealership finance or direct lending. You can borrow money directly from a bank, finance firm, or credit union. In a loan, you consent to repay the borrowed money over a certain time period together with financing charges.
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the systematic, widespread withdrawal of investment in basic aspects of productivity such as factories and plants is known as:
The systematic, widespread withdrawal of investment in basic aspects of productivity such as factories and plants is known as deindustrialization.
What is deindustrialization?Deindustrialization is a process of economic and social change brought on by the elimination or loss of industrial capacity or activity in a nation or region, particularly in the heavy or manufacturing sectors. Various people have different ideas about what deindustrialization is. Many point to the wholesale shutdown of automotive facilities in the now-famous "Rust Belt" between 1980 and 1990 as evidence of the de-industrialization of the United States.
Beginning in 1979 and continuing until 1984, the US Federal Reserve increased interest and exchange rates, which immediately led to a decline in import prices.
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a clothing manufacturer builds quality into its operating system, placing responsibility on each employee. this process is known as quality
A clothing manufacturer builds quality into its operating system, placing responsibility on each employee. This process is known as quality assurance. Therefore, option (c) is the correct answer.
Any organised procedure for verifying whether a good or service satisfies predetermined standards is known as quality assurance (QA). QA creates and upholds predetermined standards for creating or producing dependable products. An organization's work procedures and efficiency are improved by a quality assurance system, which also helps the business compete more effectively. This system is intended to boost client confidence and a company's credibility.
Quality control enables a business to provide goods and services that satisfy consumer needs, expectations, and demands. It results in high-quality product offers that encourage consumer trust and loyalty. A quality assurance program's standards and guidelines aid in stopping product flaws before they occur.
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Complete question:
A clothing manufacturer build quality into its operating system, placing responsibility on each empylee. This process is known as quality:
A.) delivery
B.) guarantee
C.) assurance
D.) inspection
the allowance method of estimating uncollectible accounts receivable based on an analysis of receivables shows that $608 of accounts receivable are uncollectible. allowance for doubtful accounts has a debit balance of $181. the adjusting entry at the end of the year will include a credit to allowance for doubtful accounts in the amount of
The debit balance in the Provision for Doubtful Accounts is $110. The debit to Allowance for Unlikely will be included in additional term there at end of the year.
How are allowances credited or debited?While the allowance for uncollectible debts is entered as a credits to increase the negative balance balance, the bad debt cost is recorded as a debit and increase the expense.
How do you credit limit for disputed accounts for what reason?The reliability of financial statements is increased when the provision for doubtful accounts is recorded concurrently with the sale under accrual-basis accounting. A more realistic picture of sales and expenditure for a given time period is provided by accurately matching the expected bad debt charge to the associated sale.
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g the effect of a quota is (from the point of view of imports) to group of answer choices increase quantity supplied and lower price. increase quantities supplied and increase price. increase demand for the good and increase price. reduce quantities supplied and raise price.
The effect of a quota is to reduce quantities supplied and raise prices. The correct answer would be option D.
A quota is a trade limitation put in place by the government that restricts how much money may be spent on items that a nation can import or export at one time. Quotas are used by nations in international trade to control the amount of trade that occurs between them and other nations. To decrease imports and boost domestic production, nations occasionally impose quotas on particular products. The idea of quotas is to increase home production by limiting international competition.
Quota-implementing government initiatives are frequently referred to as protectionism policies. Governments may also implement similar regulations if they have reservations about the reliability or security of imports from other nations.
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dye trucking raised $225 million in new debt and used this to buy back stock. after the recap, dye's stock price is $7.50. if dye had 70 million shares of stock before the recap, how many shares does it have after the recap? enter your answer in millions. for example, an answer of $1 million should be entered as 1, not 1,000,000. round your answer to the nearest whole number.
After the recapitalization it will have 40 million shares.
What is recap?
Recap stands for recapitalization. Recapitalization is the exchange of debt for equity, or equity for debt, with the aim of increasing shareholder value by bringing the company's capital structure closer to its optimal target level.
What is capitalization?
This is the total value of outstanding shares of common stock of a public company owned by shareholders. Market capitalization is equal to the market price of one common share multiplied by the number of common shares outstanding.
Solution:
Shares purchased = Amount / Share price
Shares purchased = 225000000/7.50
Shares purchased =3,00,00,000
Thus,
Shares left = Shares - Shares purchased
Shares left = 70000000 - 30000000
Shares left = 40000000
Therefore,
Shares left after recap are 40 million.
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as a project manager, you conduct a process to determine which standards of quality are relevant to the project and how to satisfy them. which quality management concept does this describe?
As a project manager, you perform a process to identify the quality criteria that apply to the project and how to meet them. This concept is widely known as planning for quality management.
In order to maintain a desired degree of perfection, all operations and tasks must be managed under the umbrella of quality management. This comprises formulating a quality strategy, coming up with and carrying out quality assurance and planning, as well as quality control and improvement.
The QMP's goal is to spell out how quality will be controlled over the course of the project. Planning for quality management establishes quality policies and practices pertinent to the project for both project deliverables and project processes, identifies accountability, and records compliance.
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Tahlia is interested in exporting. she is accompanying representatives of the u.s. department of commerce to london where she will meet with qualified agents, distributors, and customers to help her make contacts and explore export opportunities in london. tahlia is participating in?
a. a "best prospects" search. b. the SCORE program. c. a matchmaker program.
d. an import-export expo.
As Tahlia is accompanying representatives of the U.S. department of commerce to London where she will meet with qualified agents, distributors, and customers to help her make contacts and explore export opportunities in London. Tahlia is participating in d. an import-export expo.
In the field of business, an import-export expo can be described as a function where there are agents, distributors, customers, dealers, etc present who represent their business in an exhibition. Based on these representations, a person can choose if he wants to indulge in business with the desired company.
An import-export expo has foreign representatives as customers so that they can know the local businesses of a place and indulge in export and import with them if they want. As Tahlia is also attending such a place where she will meet qualified agents, distributors, and customers, Tahlia is participating in an import-export expo.
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What is the short-run effect on output and the price level of the fed pursuing expansionary monetary policy?
A loose or expansionary monetary policy, will tend to encourage company investment and consumer borrowing for expensive things because it will result in lower interest rates and a greater amount of loanable cash.
A number of aggregate demand components are impacted by monetary policy, which also has an impact on interest rates and the amount of loanable money. Two elements of aggregate demand will be decreased by a tight or contractionary monetary policy that results in higher interest rates and fewer loanable funds.
Because it is less desirable for businesses to borrow money, business investment will decrease. Even businesses that already have money will find that, with higher interest rates, it is relatively more desirable to invest in a financial asset than in physical capital. In addition, borrowing for expensive products like homes and cars will be less common due to rising interest rates.
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which term describes a technology that performs deep-content inspection within a scope defined by a central management console?
Data leakage prevention (DLP) describes a technology that performs deep-content inspection within a scope defined by a central management console.
Which of the following is the term that describes the consistency accuracy and validity of data or information?Any system that stores, processes, or retrieves data must be designed, implemented, and used in a way that maintains data integrity, which is the maintenance and assurance of data accuracy and consistency over the course of its full life-cycle.
In terms of security and legal compliance, such as GDPR compliance, data integrity also refers to the security of data. It is kept current through a set of protocols, rules, and specifications established during the design phase. Data integrity refers to the overall caliber, consistency, and completeness of data.
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Does rapid population growth harm economic development?
Rapid populace increase has slowed improvement as it exacerbates the tough preference among higher Economic consumption in the present and the investment needed to increase consumption in the future.
As the population grows, larger investments are only needed to maintain current capital/person. Economic growth - Rapid population growth leads to increased production of goods due to availability of labor, which increases tax consumption. This increase in tax revenue can be used for environmental and health projects. Economies can benefit from economies of scale and increased specialization. More people means the increased demand for food, water, housing, energy, healthcare, transportation, and more.
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the board of directors authorizes a cash_____or distribution of cash to its investors.
A cash dividend or other payment to investors is approved by the board of directors.
There are three crucial dates involved when the board of directors approves a cash dividend to investors.The declaration detailing the amount and timing of dividend payments to shareholders is made by the board of directors. First among four crucial dates in the process of paying out dividends is the declaration date. The ex-date, the record date, and the payment date are the final three crucial dates.
when a business announces and distributes a cash dividend?The following will take place when a corporation's board of directors declares a cash dividend on its stock: The stockholders' equity component known as retained earnings will decline. There will be an increase in current liabilities (such Dividends Payable).
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Answer: dividend
Explanation: trust me
morris corporation uses the cost method to account for treasury stock transactions. as of june 30, the corporation had the following account balances. treasury stock (100 shares at a cost of $20 per share) $2,000 paid-in capital from previous treasury stock transactions 400 on july 15, morris sold the 100 shares of treasury stock for $18 per share. as a result of this transaction, what amount would morris charge to retained earnings, if any, under the cost method of accounting for treasury stock transactions?
The amount that Morris would charge to the retained earnings is $2,000.
What are retained earnings?The whole net income of a corporation that is kept on hand by the corporation at a specific time, such as at the conclusion of the reporting quarter, is known as retained profits. If the retained profits account has a negative balance, the terms "accumulated losses," "retained losses," "accumulated deficit," or other related terms may be used. However, few nations let a corporation's total deficit to keep growing as a result of dividend payments. The opening retained profits in the succeeding period are the retained earnings at the conclusion of one accounting period, to which the net income or loss for that period is added, and from which the bonus shares issued in the year and dividends paid in that period are deducted.
Cash received for the shares = 100 * $18 = $1,800
Credit to treasury stock = 100 × $20 = $2,000
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to decrease the money supply using the reserve requirements, what would the fed typically do?
The Fed would raise the reserve requirements for banks to decrease the money supply using the reserve requirements,
By reducing the reserve requirements for banks, the Fed can expand the money supply by enabling banks to make more loans. On the other hand, the Fed can reduce the amount of money in circulation by increasing the reserve requirements for banks. The amount of money in the financial system can be increased or decreased by central banks through a variety of techniques.
Monetary policy is the term used to describe these acts. Although the Federal Reserve Board, also known as the Fed, has the authority to manufacture paper money at its discretion in an effort to boost the economy's supply of cash, this is not the method employed, at least not in the United States.
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a real estate investment is available at an initial cash outlay of $100,000 and is expected to yield cash flows of $33,438.10 per year for five years. the internal rate of return (irr) is approximately:
A real estate investment is available at an initial cash outlay of $100,000 and is expected to yield cash flows of $33,438.10 per year for five years. the internal rate of return (irr) is approximately: 20%
Real estate is property including land and the homes on it, in conjunction with its natural resources inclusive of crops, minerals or water; immovable belongings of this nature; an interest vested on this an item of actual assets, homes or housing in standard.
Actual property is a form of real property, that means that it's miles something you personal that is attached to a chunk of land. it is able to be used for residential, commercial or industrial purposes, and typically consists of any assets on the land such as water or minerals.
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What two taxes will you not receive a refund for, even if you file a tax return?
A tax refund can be delayed for a variety of reasons, including sending your refund to the wrong bank due to an incorrect routing number, an incomplete return, an inaccurate return.
What taxes are refunded to you in a tax return?Your refund is calculated by comparing the amount of federal income tax deducted from your paycheck to the total amount of tax you owe. You will get a refund for the difference if the amount withheld for federal income tax was higher than your income tax for the year.
Which two direct taxes are there?Direct taxes, such as income tax, poll tax, land tax, and personal property tax, are one kind of taxes that people pay directly to the government.
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kj built his taco truck out of $75,000,000 worth of titanium and duct tape. he uses $10.25 of organic bok choy, $6.75 of wisconsin cheddar cheese, and $25.25 of foie gras in each taco. if he sells tacos at $475 each, what is his break-even quantity? group of answer choices 173,310 194,640 167,125 181,292 previousnext
The amount that will allow for break-even 173,310
What is the formula for the break-even quantity?Utilize the formula below to determine the break-even point in units: Break-Even point (units) = Fixed Costs (Sales price per unit - Variable costs per unit), or in sales dollars using the following formula: Fixed Costs Contribution Margin = Break-Even Point (in sales dollars).
What are the price and volume needed to break even?The formula for calculating break-even price is (Total fixed cost / Production unit volume) + Variable Cost per unit. Let's break it down with the aid of an illustration. Manufacturing light bulbs is the business of XYZ Ltd. It turns out that the production of bulbs has a fixed cost of Rs. 50,000 and a variable cost of Rs. 10 per unit.
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you are starting a coffee business in seattle and have begun to write your company description. what should you include in your description? check all that apply. the form of business promotional materials market trends and projected growth the type of business
Descriptions should include information about the products and services the company will offer, if the business is a partnership or a corporation and a clear and persuasive request for financial backing.
A business plan is a written statement that gives an anticipated profit and loss statement and describes the nature of the company, sales and marketing plan, its financial history.
Any form of communication a firm uses to connect with its target market is considered promotional marketing. Digitally, this manifests as emails, PPC ads, and social media advertisements. Physical goods like billboards, mailers, business cards, signage, or coffee cups with a logo are used offline.
A market trend is the perception of a long-term movement in one direction in the financial markets and these trends are categorized by analysts as secular for long time horizons, secondary for short time horizons, and primary for medium time horizons.
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a semiannual coupon bond has a 10% interest rate, a $1,000 face value, and 7 years to maturity. assuming your discount rate is 12%, how would you calculate the value of the bond?
A semiannual coupon bond has a 10% interest rate, a $1,000 face value, and 7 years to maturity. So, $1700 is the value of bond for given question.
Remember, to compute the semi-annual coupon payment, we multiply the face value ($1,000) by the semi-annual coupon rate (expressed as a decimal, so 0.1/2 = 0.05). $1,000 * 0.05 = $50 every six months. We divide the 10% annual coupon rate by 2 to make it a semi-annual coupon rate.
Briefing:-=$1000×(0.1/2)
=$1000×0.05
=$50
time is for 7 years so, 7×2 = 14
50×14 = 700
hence, total value of bond is $1700.
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fha and va are government enterprises whose function is primarily to do what? ch19 guarantee home mortgages purchase home mortgages regulate home mortgages regulate mortgage backed securities
FHA loans are intended to help people who otherwise might not be able to afford homeownership get into homes. They allow small down payments and are open to borrowers with lower credit scores. VA loans are backed by the U.S. Department of Veterans Affairs.
Credit is the sole basis of a bank’s existence. Credit is the term used to denote the money circulating. This credit is acquired by giving out loans. Banks have an elaborate process of giving out these loans.
FHA and VA are government-sponsored enterprise (GSE) is a quasi-governmental entity established to enhance the flow of credit to specific sectors of the U.S. economy. Created by acts of Congress, these agencies although they are privately held provide public financial services. GSEs help to facilitate borrowing for a variety of individuals, including students, farmers, and homeowners.
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When revenue is greater than total expenses, resulting in a net income, the income summary account has a?
When revenue is greater than total expenses, resulting in a net income, the income summary account has a credit balance.
Net income is reported when a company's income exceeds its expenses. If its costs are greater than its income, a net loss is reported. If the company's revenue exceeds its expenses, the closing journal debits the revenue summary and credits the retained earnings.
In the event of a period loss, you must credit your income collection account and withdraw any retained earnings. Net profit represents the difference between gross income and total expenditure, while net loss represents the excess of expenditure over income. Nominal accounts are used to track financial transactions over a period of time.
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Which of the following best describes a transition economy?
A market that has moved from centrally planned to more liberalized. Economies in transition are considered countries that are undertaking macroeconomic reforms with the aim of changing the way their economies operate.
This has traditionally involved the country making structural adjustments from a state-run economy to a more market-oriented system. Change the basic economic organization of a country and create an entirely new free-market institution. Stabilize the economy, reduce the budget deficit and increase the availability of credit. A transition economy is an economy that moves from centrally planned to free market. Since the fall of communism in the late 1980s.
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currently, 3m company pays an annual dividend of $3.74. if the stock is selling for $85, what is the dividend yield?
The dividend yield is 4.4 %
What is the dividend yield?Dividend per share by share price equals the dividend yield, also known as the dividend-price ratio of a share. If the number of shares remains constant, it is also the total yearly dividend payments made by a firm divided by its market value. It's frequently stated as a percentage.
Payout yield is the proportion of a company's yearly dividend to its share price as a percentage.
3m company pays an annual dividend of $3.74. if the stock is selling for $85,
Dividend yield = Annual dividend amount / Current price per share.
$3.74 / $85 = 0.044
Dividend yield = 4.4 %
The dividend yield is 4.4 %
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many state and local housing authorities are able to fund low and moderate income housing with below-market interest rate loans. they can do this because they are allowed to:
Many state and local housing authorities are able to fund low and moderate income housing with below-market interest rate loans. They can do this because they are allowed to Fund the loans with tax-exempt bonds.
What do you mean by the market interest rate loans?
The market rate for a loan is the typical interest rate that will be assessed to the recipient by a number of lenders.
The average rate of interest earned from all or a specific group of investment vehicles that are offered on the open market is what the investor refers to as the "market rate."
The term "market interest rate" Interest rates are set by the interaction between the supply and demand for money in the money market and are applied to deposits and other investments.
Therefore, many state and local housing authorities are able to fund low and moderate income housing with below-market interest rate loans. They can do this because they are allowed to Fund the loans with tax-exempt bonds.
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is a type of analytics used to answer general and specific business questions and involves data cube slicing, dicing, rolling up, drilling down. question 5 options: a) recency, frequency, monetary (rfm) analysis b) market basket analysis c) cluster analysis d) online analytical processing (olap) analysis
Online analytical processing, or OLAP, is a type of analytical processing that uses data slicing, drilling down, and rolling up to attempt to solve certain business problems. The right answer in this case is D.
Many Business Intelligence (BI) solutions use OLAP technology. With its capacity for endless report viewing, intricate analytical computations, and predictive "what if" scenario planning, OLAP is a potent technology for data discovery.
Data mining is a branch of computer science that deals with the extraction of information from massive data collections, including data, trends, and patterns. OLAP is a technology that uses multidimensional structures to provide instant access to data. It deals with the summary of the data.
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Unemployment, being separated, divorced, or widowed, earning less than $20,000 per year, and living in ________ are associated with greater risks of depression.
Unemployment, being separated, divorced, or widowed, earning less than $20,000 per year, and living in urban areas are associated with greater risks of depression.
What does depression mean?Medically, a depression is a very a common medical illness that negatively affects how a person feel, the way they think and how they act. Depression is known to cause feelings of sadness and/or a loss of interest in activities you once enjoyed. It can also lead to variety of emotional and physical problems and can decrease your ability to function at work and at home.
The symptoms of Depression can vary from mild to severe and can include:
Feeling sad or having a depressed moodLoss of pleasure in activities once enjoyedChanges in appetiteTrouble sleeping etc.Read more about Depression
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Which one of the following is not a primary component of an internal control system?
a. Information and communication
b. Monitoring
c. Financial pressure
d. Control environment
e. Risk assessment
Financial pressure is not a primary component of an internal control system.
A system created by an organization to keep a close eye on the activities and procedures being followed within the company is referred to or believed to be an internal control system. Internal controls are the systems, guidelines, and practices that a business uses to guarantee the accuracy of its financial and accounting data, foster accountability, and thwart fraud.
In internal control system, by making financial reporting more accurate and timely, they can also aid in increasing operational efficiency. It covers phenomena like information and communication inside the company as well as the evaluation of risks, where the latter are continuously watched over in a controlled setting.
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the primary goal for the blue ginger multi-grain blue rice chips campaign should be:________
The primary goal of the campaign for blue guava inter blue rice chips should be to educate.
A goal is an aim or aim that someone is attempting to reach. A goal can also be the finish line of a racial group or some such into which a player attempts to place an object as part of the game. Goal can also be used as a noun in other contexts. A goal is an objective or objective toward which you work hard and persistently.
Setting objectives can assist us progress in life. Goals provide us with a road map to follow. Even if we fail, goals are a wonderful method of holding ourselves accountable. Setting objectives and working toward them assists us in defining.
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trade restrictions that limit the sale of low-price foreign goods in the u.s. market
Trade restrictions that limit the sale of low-price foreign goods in the U.S. market because benefit domestic producers in the protected industries at the expense of consumers and cosmetic producers in export industries.
The main goal of trade restrictions is to shield domestic businesses and employees from competition from foreign businesses. The importation of products and services made in other nations is restricted under a protectionist policy.
Government-imposed limitations on global commerce are known as trade barriers. According to the comparative advantage argument, trade restrictions harm the global economy and reduce overall economic efficiency. Taxes placed by one nation on imports of goods or services from another are known as tariffs. Tariffs are trade restrictions that drive up the cost of products and services and limit their supply for American consumers and businesses.
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if government spending rises by $62 billion and gdp rises by $110 billion, then the multiplier in the economy is approximately:
The multiplier in the economy is approximately is 1.77 (divide 110 by 62).
What is Multiplier in economics?In economics, a multiplier is a numerical coefficient that illustrates how changes in total national investment affect total national income. It is equivalent to the proportion of changes in investments to changes in overall revenue.
A multiplier is a proportionality factor used in macroeconomics to quantify how much a regression model changes in reaction to an alteration in an exogenous variable. The multiplier impact, or the sum of money that must be put into an economy, may also be calculated once the multiplier has been established. The multiplier is used to compute this amount by dividing the entire amount of expenditure required.
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