Leah wants to get a home loan from her bank. Which agency would regulate that loan to ensure it is fair?fda- food and drug administrationsec- u. S. Securities and exchange commissioncfpb- consumer financial protection bureaufcc- federal communications commission.
The agency which would regulate that loan to ensure it is fair for Leah who wants to get a home loan from her bank is the CFPB-Consumer Financial Protection Bureau.
What is the Consumer Financial Protection Bureau?The Consumer Financial Protection Bureau is a U.S. government agency which dedicated to making sure people are treated fairly by banks, lenders and other financial institutions.
Consumer Financial Protection Bureau aim to make consumer financial markets work for consumers, responsible providers, and the economy as a whole. CFPB protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. CFPB also arm people with the information, steps, and tools which they need to make smart financial decisions.
Learn more about Consumer Financial Protection Bureau at: https://brainly.com/question/8122615
#SPJ4
one key interaction that congress has with the bureaucracy as part of the iron triangle is to:________
One key interaction that congress has with the bureaucracy as part of the iron triangle is to increase the budget and authority of the bureaucracy to regulate the industry.
The term "Iron triangle" is generally defined as the three-way alliance that exists among the legislative branch of the U.S. government (congress), its bureaucratic agencies, and special interests.
Congress is tasked with both proposing and passing legislation. To do that, the members have to raise a significant amount of money to fund the re-election campaign. Bureaucratic agencies are the ones tasked to make sure that the laws, regulations, and policies are being followed. They are dependent on the Congress for funding, hence why one interaction that the congress can do with the bureaucracy is to increase their budget and authority to regulate the industry.
Learn more about Iron Triangle at https://brainly.com/question/509678
#SPJ4
what did the inpede od study show about massachusetts cities and towns where overdose education and naloxone rescue kits were implemented?
Fatal opioid overdose rates were increased were implemented.
Symptoms of overdosing on opioids, a class of narcotics that includes heroin and some prescription painkillers, include both physical and mental symptoms.
A life-threatening overdose necessitates prompt emergency care. The biggest risk group includes those who use large amounts of opioid medicines, are middle-aged, have a history of substance misuse, or are taking other sedatives.
Shallow breathing, disorientation, lowered attention, and loss of consciousness are possible symptoms.
An opioid overdose is a medical emergency, so you should call emergency services right once. Naloxone is one of the drugs used in treatments to counteract the effects of opioids. If breathing is difficult, a breathing machine may be helpful.
To know more Poison here
https://brainly.com/question/23551512
#SPJ4
22. Which of the following is not a medium of transmission? Memos Policy Statements Discussions None of the above
Answer:
see explanation
Explanation:
Which of the following is not a medium of transmission?
A.Memos
B.Policy Statements
C.Discussions
D None of the above above
The correct answer is B (policy statements)
(Hope this helped you )
assume that you support the school choice movement. what are you likely to say is the reason that u.s. public schools perform poorly?
Assume that you support the school choice movement. Schools have no competition is the reason that US public schools perform poorly.
Many conservatives think that cultural and social changes, the majority of which started in the 1960s, eroded classroom discipline, the moral foundation of education, and a common understanding of what kids should learn, which is why American public schools is in such terrible shape now. Many proponents of free markets argue that improving public education through market competition will address many of the country's educational issues.
If children choose to watch television instead of doing their homework—and parents permit them to—providing them with chances at public school does not ensure success. We exaggerate the importance of policymaking when we believe that any collection of reform ideas can miraculously produce a population that is well-educated. Initiative is a skill that is necessary for education yet is notoriously difficult to instill.
Learn more about Public Schools here:
https://brainly.com/question/13524298
#SPJ4
Which statement best describes Johnson's treatment of the underlined word ?
The statement best describes Johnson's treatment is that Johnson uses the word so assert his admiration for published writing.
The Johnson Treatment was perhaps the most distinguishing feature of President Johnson's persuasion. He was not afraid to push people. He would rant, threaten, flatter, and bully, for better or worse.
A wonderful photograph of Lyndon B. Johnson and Supreme Court Justice Abe Fortas exists. Johnson towers over Fortas, smiling and invading his space as the jurist leans back and clinches his arms to his chest uncomfortably. That photograph became synonymous with what became known as the Johnson Treatment.
Johnson was the best at understanding the rules of government, the personalities and motivations of public officials, and the flow of the legislative process. Johnson's effectiveness was marked by his attention to detail.
To learn more about Johnson Treatment, please refer:
https://brainly.com/question/29627253
#SPJ4
The complete question is:
Which statement best describes Johnson's treatment of the underlined word ?
A. Johnson uses the word to criticize established publications.
B. Johnson uses the word to express indifference about written material.
C. Johnson uses the word so assert his admiration for published writing.
D. Johnson uses the word to suggest that his writing is worthy of high praise.
which trait of a leader helps prevent jumping to conclusions and making mistakes based on misinformation?
Fairness helps prevent jumping to conclusions and making mistakes based on misinformation
Integrity, self-awareness, courage, respect, empathy, and thankfulness are qualities that make for a good leader. They should be developing their agility and flexing their influence while successfully communicating and delegating. Look for ways that all levels of your business may acquire and develop these essential leadership skills.Integrity, self-awareness, courage, respect, empathy, and thankfulness are qualities that make for a good leader. They should be developing their agility and flexing their influence while successfully communicating and delegating. Look for ways that all levels of your business may acquire and develop these essential leadership skills.
To know more about Leaders here
https://brainly.com/question/2779795
#SPJ4
the joint staff is under exclusive authority, direction, and control of the _____.
The joint staff is under exclusive authority, direction, and control of theChairman of the Joint Chiefs of Staff.
The United States Joint Chiefs of Staff's presiding officer is the chairman of the Joint Chiefs of Staff . The chairman serves as the president, the National Security Council, the Homeland Security Council, and the Secretary of Defense as well as being the highest ranking and most senior military officer in the United States Armed Forces. Despite having a higher rank than all other commissioned officers, the chairman of the Joint Chiefs of Staff is not allowed by law to exercise operational command authority over the armed forces; instead, the chairman supports the president and the secretary of defence in carrying out their command responsibilities.
To know more about Chairman of the Joint Chiefs of Staff:
https://brainly.com/question/13513777
#SPJ4
what is the characteristic of an assessment task that relates to the setting in which the assessment is designed to occur
Authencity is the characteristic of an assessment task relating to the setting in which the assessment is designed to occur.
A tool, instrument, or artificial setting known as an assessment task gives students the chance to show the scope and depth of their learning. Assessment activities that demand students to show mastery of knowledge and abilities are created by effective teachers.
Summative evaluations that check students' understanding of a particular subject or topic include exams, finals, quizzes, and graded papers. These graded tests and assignments are designed to put pupils to the test and are frequently quite important.
Assessment supports learning. It aids in concentrating efforts on putting into action techniques to support learning both inside and outside of the classroom.
Assessment uses a variety of tools and approaches, Assessment is based on authentic tasks, Assessment is consistent with instruction, Assessment uses criteria that students know and understandKnow more about Assessment:
https://brainly.com/question/28046286
#SPJ4
Bullying prevention programs in schools reduce bullying by around _____ percent.
Thanks to school-based bullying prevention measures, bullying is down by roughly 25%. the first book to consider bullying as the purposeful infliction of another person's humiliation
What is bullying by a bully?
bully (countable and uncountable, plural bullies) (countable and uncountable, plural bullies) a person who purposely hurts others physically or emotionally, especially those they view to be weak or to have less privilege or authority than they do.
Why is it important to stop bullying?
Bullying can result in death, serious self-harm, emotional distress, and physical harm. It also increases the likelihood of experiencing dejection, anxiety, agitation, worse academic performance, and dropping out of school.
To know more about bullying visit:
https://brainly.com/question/3499227
#SPJ4
johanne and fred are park rangers. johanne is responsible for all the park east of the river, and fred is responsible for the park west of the river, but they share responsibility for the river itself. if they disagree on an issue relating to the river, the problem is likely a result of
The park rangers are Johanne and Fred. They both share responsibility for the river, but Johanne is in charge of the entire park east of the river and Fred is in charge of the park west of the river. If they differ on a matter involving the river, overlapping authority is probably at blame. The right answer is (4).
Transportation between the same sites under two or more independent authorities that are held by the same carrier is referred to be duplicating or overlapping authority. Incorrect information about the choice of two or more candidates for authority may be disseminated, which could lead to conflict. Personal distinctions: Employees working for the organization may occasionally have personal differences that lead them to demand superior positions and cause authority conflicts.
Information conflicts, values conflicts, interest conflicts, interpersonal conflicts, and structural conflicts are the five basic causes of conflict. Conflicts over information occur when persons have conflicting or incomplete information or disagree on the information's relevance.
Learn more about park rangers visit: brainly.com/question/25805373
#SPJ4
Correct Question:
Johanne and Fred are park rangers. Johanne is responsible for all the park east of the river, and Fred is responsible for the park west of the river, but they share responsibility for the river itself. If they disagree on an issue relating to the river, the problem is likely a result of
Multiple Choice
1. task interdependence.
2. incompatible evaluation.
3. status inconsistency.
4. overlapping authority.
5. intergroup conflict.
because france has no history of official segregation or denial of citizenship based on race, the french designated africans as citizens. true false
As France had no history of official segregation or denial of citizenship based on race, the french designated Africans as citizens. - False
Though France has had no history of official segregation or denial of citizenship based on race, the French have not always treated Africans as citizens. In fact, for much of its history, France has had a complex and often fraught relationship with the people and countries of Africa.
French colonization of Africa began in the 19th century, and by the early 20th century, France had established a number of colonies in Africa, including Algeria, Morocco, and several others. The French authorities treated the people of these colonies as subjects, rather than as citizens, and they imposed various discriminatory policies on them.
Read more about official segregation on:
https://brainly.com/question/25505318
#SPJ4
Explain how IPM can help reduce pesticide use and increase agricultural efficiency.
IPM can help reduce the use of pesticide in ways like rotating between different crops, selecting pest-resistant varieties, and planting pest-free rootstock.
What is IPM?
IPM, an ecosystem-based strategy, aims to avoid pests or the harm they cause over the long term by using a variety of strategies, including biological control, habitat management, altering cultural practices, and the adoption of resistant cultivars. Pesticides are only used when monitoring suggests they are required in accordance with set standards, and treatments are carried out with the intention of eliminating only the target organism. Materials for pest management are chosen and used in a way that poses the fewest dangers to the environment, beneficial and nontarget creatures, and human health.
Monitoring involves examining your building, farm, forest, or other place to determine whether pests are there, how many there are, and what harm they have done.
to learn more about IPM click:
https://brainly.com/question/13492715
#SPJ1
What were some of the political consequences of the passage of black codes? Select 2 answers. Radical Republicans gained support. Democrats gained support. African American voters ensured a Republican victory in 1868. Johnson earned the Democratic nomination in 1868.
Answer: A and C
Explanation: I got it wrong so you could get it right
What section is immunities and privileges belong to?
The Constitution's Privileges and Immunities Clause of Article IV, Section 2 stipulates that "the residents of each state shall have all the privileges and immunities of citizens in the several states."
This clause limits governmental attempts to discriminate against citizens from other states while defending the fundamental rights of individual citizens. The Privileges and Immunities Clause only covers fundamental rights, not all business activity.
The purpose of this constitutional provision has been the subject of intense scholarly discussion.
According to this understanding, limiting one citizen's private law privileges or immunity also means limiting that citizen's rights in relation to other citizens. It doesn't matter what such rights are as long as everyone in the country, for instance, has the same property rights.
To know more about Privileges and Immunities Clause: https://brainly.com/question/29617831
#SPJ4
the idea that economic development leads to the creation of a strong middle class, which in turn promotes democratization and democratic stability is attributed to which academic? quizlt
The idea that economic development leads to the creation of a strong middle class, Seymour Martin Lipset turn promotes democratization and democratic stability is attributed to which academic.
Economics is the take a look at of shortage and its implications for using assets, manufacturing of products and services, increase of manufacturing and welfare over time, and a outstanding form of other complicated issues of vital problem to society.
Economics is the study of the way humans allocate scarce sources for manufacturing, distribution, and intake, both individually and collectively. the two branches of economics are microeconomics and macroeconomics. Economics makes a speciality of performance in production and change.The take a look at of economics facilitates people apprehend the arena around them. It enables human beings to apprehend human beings, organizations, markets and governments, and consequently higher reply to the threats and possibilities that emerge whilst things change.
Learn more about Economics here:
https://brainly.com/question/17996535
#SPJ4
which culture group spread across eurasia in the 13th century and became the world’s largest empire?
which social psychology concept asserts that individuals tend to pick mates that they view as their equals in physical attractiveness and social desirability?
Social psychology concept which asserts that individuals tend to pick mates and their equals in physical attractiveness and social desirability was psychology concept of matching hypothesis.
What's an example of matching hypothesis?Matching hypothesis might be compensate for the difference in attractiveness in successful couples with differing physical attractiveness. For example, some wealthy and powerful men prefer younger, more attractive women.Social psychological concepts is topics which examined in social psychology include the self concept, social cognition, attribution theory, social influence, group processes, prejudice and discrimination, interpersonal processes, aggression, attitudes and stereotypes. Physical attractiveness is the degree to which a person's physical features are considered aesthetically pleasing or beautiful.Learn more about social psychology concept here: brainly.com/question/4447793
#SPJ4
what currently available treatments are most effective for individuals with autism spectrum disorders
Behavioral approaches have the most evidence for treating symptoms of autism spectrum disorder.
Therapies for behavior and communication The variety of social, language, and behavioral issues associated with autism spectrum disorder are addressed by numerous programs. Some programs focus on teaching new skills and reducing problematic behaviors.
Therapies based on education. Highly structured educational programs often work well for children with autism spectrum disorder. A team of experts and a variety of activities to improve social skills, communication, and behavior are typically part of successful programs. Intensive, individualized behavioral interventions for preschoolers frequently result in positive outcomes.
Therapies for families Parents and other members of the family can learn how to play with and interact with their children in a way that teaches them social skills, how to deal with problematic behaviors, and how to communicate and live a normal life.
To know more about autism spectrum disorder visithttps://brainly.com/question/12356425?referrer=searchResults
#SPJ4
the earlier a youth enters the juvenile justice system, the more likely he or she will become a violent offender. true false
The correct option is true , Young people who are associated with the juvenile justice system frequently have substance use disorders or mental health issues.
These frequently have an impact on their conduct, interactions with peers, and academic performance.
Typically, an arrest by a law enforcement officer is how a young person first interacts with the juvenile court system. In addition to "referrals" from parents and schools, delinquency victims, and probation officers, kids can also enter the system this manner.
About a century ago, the United States created a separate juvenile justice system with the intention of keeping young offenders out of the hands of the criminal justice system and promoting rehabilitation tailored to the requirements of each individual juvenile.
Learn more about to juvenile visit here;
https://brainly.com/question/21931423
#SPJ4
people have always been materialistic, even in the most primitive societies. group startstrue or false
Even in most agrarian communities, people have always been materialistic. True for group starts.
What is the community?A community can be described as a collection of individuals who share a common location or trait. People who live in the same neighborhood, work at the same company, or attend the same school together are the types of people we most frequently associate with the word "community."
A community is a place where you might meet new individuals or run across familiar faces. As in a neighborhood with a play street that promotes social interaction and recreation.
Because they are frequently a significant source of social connection and a sense of belonging, strong communities are essential. Living a fulfilling life requires being a part of a group of people who share similar beliefs, values, and aspirations.
Therefore, Thus, the statement is correct:
Learn more about the community here:
https://brainly.com/question/22558440
#SPJ1
Why do countries have subsidies and tariffs?
Tariffs and subsidies both raise the price of imported goods relative to domestic goods, reducing imports. Trade barriers are frequently referred to as "protection" because their stated purpose is to shield or advance specific industries or segments of an economy.
Tariffs, or import taxes, are the most common type of trade barrier. Tariffs raise the cost of imported goods in comparison to domestic goods (good produced at home). Another common trade barrier is a government subsidy to a specific domestic industry. Subsidies make those goods less expensive to produce than they would be in foreign markets.
Tariffs or subsidies: which is preferable?
Abstract. Subsidies are superior to tariffs for achieving any economic or non-economic goal in the absence of directly trade-related distortions or policy goals, according to trade theory.
Learn more about Tariffs and subsidies to visit this link
https://brainly.com/question/29547489
#SPJ4
what does feingold argue will happen to human trafficking if international borders are tightened?
Human rights violations such as prostitution of women, children, and occasionally young men are atrocious, but labor trafficking is probably more common.
Human rights violations such as and occasionally young men are atrocious, but labor trafficking is probably more common. The global labor market is significantly larger than the labour market, as well as field studies of victims of trafficking around the world. Insights on the "end use" of dealt individuals are frequently problematic on the grounds that they tend to overrepresent the labour exchange. Men, for instance, are excluded from Thailand's statistics on human trafficking because men are not eligible as victims under the country's national law. However, of the estimated 9.5 million forced labor victims in Asia, less than 10% are trafficked for commercial sexual exploitation, according to a comprehensive ILO study from 2005. According to the same report, less than half of all victims of trafficking worldwide are involved in the sex trade. However, labor trafficking is not exactly benign. Beats, sexual assault, forced labor without pay, sleep deprivation were common among Burmese domestic workers in Thailand, according to a study conducted by Mahidol University's Institute for Population and Social Research. Another study by the German Agency for Technical Cooperation (GTZ) looked at East African girls who were trafficked to the Middle East and found that most of them were going to work in oppressive domestic jobs and were frequently beaten on the way. Additionally, boys from Burma and Cambodia are frequently trafficked onto deep-sea commercial fishing vessels, some of which spend up to two years at sea. Boys who fall ill are frequently thrown overboard, according to preliminary research, and ten percent of these young crews never return.
To know more about labor trafficking visit https://brainly.com/question/29352749?referrer=searchResults
#SPJ4
Identify the statements about the prevalence of psychopathology as either true or false.
a. Nearly 1 in 2 Americans will develop a psychological disorder at some point in their lives.
b. The most common disorders are depression, anxiety, attention-deficit/hyperactivity disorder (ADHD), and substance abuse disorder.
c. About 1 in 4 Americans over age 18 has a psychological disorder in any given year.
d. Psychological disorders are the third most common cause of disability in developed countries, behind cancer and heart disease.
e. Depression is more common in men, whereas antisocial personality disorder is more common in women.
The most common disorders are depression, anxiety, attention-deficit/hyperactivity disorder (ADHD), and substance abuse disorder. Option B.
Psychopathology is the broad field of study of mental disorders by medical or psychological professionals. clinical psychology. A field that specializes in the psychological treatment of people with mental health problems and mental disorders.
Psychopathology refers to the study of the causes origins course classification and treatment of mental disorders. Abnormality is defined as statistical rarity deviation from social norms' inability to function properly and deviation from ideal mental health. A simple definition of anomaly is difficult because it is relative but the definition has some important characteristics.
Learn more about Psychopathology here:- https://brainly.com/question/14670305
#SPJ4
which universalizing religion is unique in that has one dominant location? which universalizing religion is unique in that has one dominant location? buddhism islam christianity sikhism bahai
Christianity is a worldwide religion that is distinct in that it has a position of authority.
In Europe, the Americas, the Philippines, East Timor, Sub-Saharan Africa, and Oceania, Christianity is the most common religion and faith.
With over two billion followers, Christianity is the greatest universalizing religion both geographically and numerically. Christianity is monotheistic, holding that God is a Trinity and that Jesus Christ is the Son of God. It is based on the teachings of Jesus.
Ethnic faiths, on the other hand, frequently stay concentrated in a single area. Universalizing religions' widespread practice. Asia is where the three biggest world religions originated.
To learn more about Christianity
https://brainly.com/question/3749222
#SPJ4
a researcher is conducting a phylogenetic study of organisms using genea. in several of the species she is examining, she retrieves three different but similar gene sequences using the same primers. what should she conclude from her results?
The results would be - GeneA has undergone a gene duplication in several species.
In the context of genomics, duplication is a form of mutation in which one or more copies of a DNA segment are created. This DNA segment might be as tiny as a few bases or as large as a significant chromosomal region. All creatures experience duplications.Large-scale genome duplication events can occur often. About 100 million years ago, the complete yeast genome is thought to have undergone duplication. The most frequent genome duplicators are plants. For instance, wheat has six copies of its DNA and is hexaploid, a type of polyploid.To know more about Genes here
https://brainly.com/question/367956
#SPJ4
which is one of two restorative justice concepts that refers to material damage to property, lost wages, physical injury, emotional damage, damaged relationships, increased fear, and a reduced sense of community experienced by victims of crime?
Material damage to property, lost wages is restorative justice.
Encourage cooperation and reintegration above coercion and seclusion; Pay attention to the unintended effects of our actions and activities; Respect everyone involved, including victims, offenders, and justice system employees. Mediation and conflict-resolution programs, family group conferences, victim-impact panels, victim-offender mediation, circle sentencing, and community reparative boards are some of the most often used restorative justice programs. In order to return agency, ownership, and decision-making authority to people who were negatively impacted by the detrimental event—victims, offenders, their supporters, and the larger community—restorative justice uses restorative processes.
The 5 R's—Relationship, Respect, Responsibility, Repair, and Reintegration—can help you better comprehend the Restorative Justice Community Group Conference process (credited to Beverly Title, founder of Revolutionaries).
Learn more about restorative justice here: https://brainly.com/question/7781685
#SPJ4
Why does Mr. Whymper visit the farm?
Mr. Whymper, a Willingdon-based solicitor, had agreed to serve as Animal Farm's point of contact with the outside world and would come to the farm each Monday morning to pick up instructions.
Following the singing of Beasts of England, the animals were let go after Napoleon's speech with his trademark yell, "Long live Animal Farm!" Squealer then went around the farm and calmed the animals' fears. He reassured them that the resolution forbidding commerce and the use of money had never been adopted or even raised. It was all in your head, and you can probably trace it back to Snowball's early lies. The animals were happy that they were mistaken because it was undeniably accurate that nothing of the sort was documented. Mr. Whymper made the agreed-upon weekly trip to the farm.
learn more about Mr. Whymper here:
https://brainly.com/question/11551445
#SPJ4
About 200 people had to be rescued from a floating ice chunk in which northern us state?
About 200 people had to be rescued from a floating ice chunk in northern Minnesota us state.
"Northern Minnesota" is a broader name that includes numerous areas, inclusive of the North Woods, and may be described as any place in the 218 smartphone vicinity code. Examples of cities consist of Brainerd, Bemidji, Grand Rapids and global Falls.
Northern Minnesota boasts deep lakes and streams, rocky ridges, thick forests, and the state's maximum factor, Eagle Mountain. This place borders Lake advanced, the arena's largest freshwater lake by using floor place. places with more altitude tend to be cooler, and also places in which iciness weather is influenced with the aid of bloodless, dry arctic air masses from Canada. that is why Minnesota, and its buddies are many of the coldest states.
Learn more about Northern Minnesota here: https://brainly.com/question/21930322
#SPJ4
(a) how did this make you feel? can you see how resistance may hint that someone is defending themselves against difficult personal understandings? how can interpreting the resistance help them resolve underlying issues and anxieties?
In psychoanalysis, resistance is loosely defined as a client's unwillingness to discuss a particular topic in therapy.
Freud described resistance as an attempt to impede the analyst's. attempts at getting the patient to apprehend and relax the defenses. in opposition to his turning into conscious of repressed impulses. Freud drew. attention to the reality that reading resistance is the most crucial a part of our psychoanalytic work. Having evolved the principle of resistance via his direct reports with patients present process therapy, Sigmund Freud observed that patients could avoid topics and topics that struck too intently to uncomfortable memories or unacceptable emotions and dreams.
Learn more about psychoanalytic here:
brainly.com/question/7804684
#SPJ4