An employer can eliminate a worker’s medical, optical, or dental insurance coverage on the voluntary termination of the worker’s employment. The correct answer is (A) True.
Employee insurance is a type of benefit which is given to employees of a certain company and the benefit shall remain active for as long as the employment remains active. The standard insurance for employees usually covers medical expenses with an addition of extended coverage of dental and optical insurance for certain larger corporations. The insurance coverage will typically be terminated upon resignation of the employee or termination of the employment, meaning that the company will stop paying for the medical, dental, and optical bills as soon as the employee is no longer working for the company.
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the amortization schedule for a bond issued at a discount has a carrying value that increases over time.a. trueb. false
It is true that the amortization schedule for a bond issued at a discount has a carrying value that increases over time.
What is an amortization schedule, exactly?A loan's whole amortization period is listed in a document called an amortization schedule. The schedule divides the expenses into principle, interest, total interest, and the remaining balance of the loan. A complete summary of all payments and their due dates throughout the whole term of a loan is called an amortization schedule. It contains the entire loan sum, a set interest rate, and the length of the loan. The schedule outlines the primary debt, which is the total sum you borrowed initially, interest, which is the fee a lender or other lending institution charges, and the outstanding balance after each payment.
How Does Carrying Value Work?Carrying value is a type of value measure in accounting where the worth of a firm or asset is determined by the numbers on the balance sheet of the relevant company. Carrying cost is computed as follows for tangible assets like equipment or computer hardware: (original cost - accumulated depreciation).
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The term ________ is best described as a stream of equal installments made at equal time intervals.
The term Annuity is best described as a stream of equal installments made at equal time intervals.
A succession of equal-sized payments made at regular periods make up an annuity. An annuity is a series of payments with consistent installments made at regular periods of time, such as months, quarters, or years. As a result, while a series of payments may constitute an annuity, not all series of payments are.
An annuity is a series of payments delivered at regular periods in the investment world. Regular savings account deposits, mortgage payments, insurance premiums, and pension payments are all examples of annuities. The periodicity of payment dates allows for the classification of annuities.
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during most of the 1900s, the de beers group of south africa was viewed as a monopoly because it controlled a large percentage of diamond production and sales.
Because de-Beers controlled a significant portion of diamond production and sales, the de Beers organization of South Africa was perceived as a monopoly.
What is De Beers?An international firm called De-Beers Group is focused on the mining, exploitation, retail, trading, and production of industrial diamonds. The company engages in large-scale, open-pit soil and coastal mining. Mining is done in Botswana, Namibia, South Africa, Canada, and Australia, among the 35 nations where it works.
Further it renowned as one of the major manufacturer & seller of diamonds which restricts competitors from producing the diamonds often referred to a monopoly.
A monopoly has the authority to determine prices and restricts competitors' access to the market. A single seller who has total control over an item or service constitutes a monopoly in a market structure.
Thus De-Beers can be consider as monopoly.
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The carrying value of bonds issued at a discount or at a premium will be different from their face amount at maturity.
a. true
b. false
A bond's carrying value exceeds its face value when it is sold at a premium.
Can we utilize this amount as cash?With singular, uncountable nouns, we use "amount," and with plural nouns, we use "amounts." Under the bed, there is a lot of money. In his cold wallet, he has sizable cryptocurrency holdings. Since "money" is an idiomatic phrase in the examples above, we substitute "amount" instead.
What do the terms "amount" and "balance" mean?The balance is the sum of money due (or due) on an account in banking and accounting. The term "balance" in bookkeeping refers to a difference between the total of debit and the total of credit entries made into an account over the course of a certain accounting statement.
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Many locations that are engaged in primary sector activities lack what other quality in their economic profile?
Many locations that are engaged in primary sector activities lack they dont have enough jobs.
Any industry engaged in the extraction and production of raw materials, such as agriculture, logging, fishing, forestry, and mining, is considered to be a part of the primary sector of the economy. In emerging nations compared to developed nations, the primary sector typically makes up a bigger share of the GDP. For instance, in sub-Saharan Africa, agriculture, forestry, and fisheries contributed more than 15% of GDP in 2018, compared to less than 1% in North America. Compared to lower-tech methods[a] in poorer countries, the primary sector has become more technologically advanced in industrialized countries, enabling, for instance, the mechanisation of farming.
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denly company has three products, a, b, and c. the following information is available: product a product b product c sales $60,000 $90,000 $24,000 variable costs 36,000 48,000 15,000 contribution margin 24,000 42,000 9,000 fixed costs: avoidable 9,000 18,000 6,000 unavoidable 6,000 9,000 5,400 operating income $ 9,000 $15,000 $ (2,400) assuming product c is discontinued and the space formerly used to produce product c is rented for $12,000 per year, operating income will:
Considering that product c is no longer produced and that the space where it was once manufactured, the operating income will be: Product C brings in $3,000 for business earnings.
That which is not operational income?A company's income that comes from sources unrelated to its primary business operations is said to come from non-operating income. It may also include investment gains or losses, dividend income, gains or losses through currency exchange, and asset write-downs.
What is a satisfactory operating income?A larger operating margin shows that the company's operations are generating enough revenue to cover all of the costs involved in keeping the business operational. An operating margin of more than 15% is seen as favorable for the majority of businesses.
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What is credit answer?
Credit is an agreement between a borrower and a lender in which the borrower receives something of value, such as money, goods, or services, in exchange for a promise to repay the lender at a later date, typically with interest.
For example , a person might take out a loan from a bank to purchase a car, agreeing to pay the loan back over a period of time with interest.
The term "credit" can also refer to someone or something's creditworthiness or credit history.
It frequently refers to a bookkeeping item that lowers assets or raises liabilities and equity on a company's balance sheet, according to accountants.
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What are the 5 categories of spending?
Mandatory/entitlement spending, Discretionary spending, National defense spending, Interest on government debt, State and local government spending are the 5 categories of spending.
Every Workday Procurement transaction must contain a spend category as a necessary component. Spend categories are a combination of commodity codes from the Legacy system, which specify the kind of thing or service being purchased, and object codes. Some workday spending categories may be considered trackable while others are not. Except for firearms, livestock/animals, and bulletproof vests, which are tracked at any value and marked as an LSU asset, products having a total acquisition cost of $1,000 or more should be included in a tracked spend category.
Building a comprehensive picture of the overall cost on commodities across the LSU system is the aim of the procurement spend categories. Accurate reporting on commodity expenditures increase the possibility of larger discounts and new contracts, which is advantageous for the spend category university. Initial reports have shown that some end users are choosing the spend category based on hierarchy of spend categories and/or the project they are utilizing the items for rather than the individual item within the hierarchy.
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Identify each action by the fed as expanding the money supply, shrinking it, or neither.
a. The Fed sells Treasury bonds to investors. b. The Fed buys mortgage-backed securities. c. The Fed lends money to struggling banks. d. The Fed regulates banks to ensure stability.
The actions of the Fed that would expand money supply are:
The Fed buys mortgage-backed securities.
The Fed lends money to struggling banks.
The action of the Fed that would contract money supply is:
The Fed sells Treasury bonds to investors.
The action that would have no effect on money supply is:
The Fed regulates banks to ensure stability.
What affects money supply?Policy actions taken by the Fed (the Central Bank of the United States) to increase money supply are known as monetary policies.
The policies that increase money supply are known as expansionary polices. Expansionary policies include buying bonds or securities to the bank and reduce interest rate.
The policies that decrease money supply are known as contractionary policies. Contractionary policies include selling bonds or securities to banks and increasing the interest rates.
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consider a 5-year bond with a 10% coupon that has a present yield to maturity of 8%. if interest rates remain constant, one year from now the price of this bond will be a. higher b. lower c. the same d. $1,000
Lower.
The value of the bond will decrease in value when yield to maturity is lower than the coupon rate.
The yield to maturity is the estimated periodic rate of return for a bond assuming that the investor holds the asset until its maturity date and reinvests the payments at the same rate.
The pasteboard rate is the periodic pay an investor can hope to get while holding a particular bond.
At the time it's bought, a bond's yield to maturity and its pasteboard rate are the same.
As financial circumstances change, investors may demand the bond enough much. As the cost of the bond changes, the yield to maturity of the bond will conversely change.
still bonds may be issued with variable rates attached to LIBOR, utmost bonds are issued with a fixed rate, causing the pasteboard rate and yield to frequently be unique.
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the process of giving all employees in the organization, regardless of their level of management, the authority to make decisions and to be responsible for their outcomes is known as:
Leadership is the practice of granting all employees in the company, regardless of their level of management, the power to make decisions and be accountable for their results.
The ability of a person, group, or organization to "lead," influence, or direct other people, groups, or entire organisations is referred to as leadership, both as a field of study and as a practical talent. The term "leadership" is frequently seen as a contentious one. Expert literature debates many points of view on the subject, occasionally contrasting Eastern and Western theories of leadership as well as North American and European theories. Leadership is "a process of social influence in which a person can enlist the aid and support of others in the fulfilment of a common and ethical purpose," according to academic contexts in the United States. In essence, leadership may be described as a powerful relationship in which the influence of one person encourages others to move or change Several people have questioned the more conventional managing.
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If diamond, a corporate recruiter, wants to selectively recruit passive job candidates, she should utilize the linkedin social media network.
a. True
b. False
which of the following has been of greatest concern of employees with the investment management firms of their 401(k)? a. investment manager taking on much more risk than stated in the prospectus b. investment manager not getting a steady return on the aggressive growth choice c. high management fees eating up much of the returns over the years d. large employers raiding the pension fund
Investment manager not getting a steady return on the aggressive growth choice.
Are funds that invest in aggressive growth a wise choice?
For investors ready to take on a little bit more risk, aggressive growth funds are recognized in the market as providing above average returns. By investing more heavily in companies they assess as having strong growth prospects, they are likely to beat traditional growth funds.
Which investing principle comes first?The real estate investing 1% rule compares the cost of the investment property to the projected gross income. The monthly rent of a prospective investment must be equal to or greater than 1% of the acquisition price in order for it to pass the 1% rule.
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a shift to which curve would result in a short run equilibrium of 9 trillion krone and a higher price level?
We want the prices to exceed $100 and the short-term equilibrium to be 9 trillion. Only when the aggregate demand curve changes from AD2 to AD3 can this happen.
Kurt Wimmer's 2002 dystopian science fiction film Equilibrium with Christian Bale, Emily Watson, and Taye Diggs is an American production. In a future where sentiments and creative expression are forbidden and people are forced to regularly inject themselves with potent psychotropic substances to stifle their emotions, the movie follows enforcement officer John Preston. Preston experiences feelings after unintentionally missing a dose, which causes him to reflect on his morality and restrict his behaviour while hoping to avoid being discovered by the watchful society he lives in. In the end, he uses highly developed martial arts that he learned from the government he is seeking to destroy to support a resistance movement.
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An important difference between the situation faced by a profit-maximizing competitive price-searcher firm in the short run and the situation faced by that same firm in the long run is that in the short run: a. price may exceed marginal revenue, but in the long run, price will equal marginal revenue. b. price may exceed marginal cost, but in the long run, price will equal marginal cost. c. price may exceed average total cost, but in the long run, price will equal average total cost. d. there are many firms in the market, but in the long run, there are only a few firms in the market.
An important difference between the situation faced by a profit-maximizing price-searcher firm in the short run and the situation faced by that same firm, in the long run, is that in the short run: a. price may exceed marginal revenue, but in the long run, the price will equal marginal revenue.
Marginal revenue is the boom in revenue that results from the sale of one additional unit of output. at the same time as marginal sales can remain regular over a sure stage of output, it follows from the law of diminishing returns and could sooner or later sluggish down because the output level will increase.
To calculate the marginal revenue, an employer divides the change in its total revenue by the change of its overall output amount. Marginal revenue is equal to the selling rate of a single extra item that turned into offered. below is the marginal revenue formula: Marginal sales = exchange in revenue/exchange in amount. To calculate marginal revenue, you're taking the entire exchange in sales and then dividing that by way of the change in the range of units bought. The marginal revenue system is marginal revenue = alternate in total sales/trade-in output.
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a performance-rating error in which the appraiser tends to give employees either unusually high or unusually low ratings is referred to as a: a. recency error b. error of central tendency c. leniency or strictness error d. halo error
A performance-rating error in which the appraiser tends to give employees either unusually high or unusually low ratings is referred to as leniency or strictness error.
Rating Errors: Rating errors are defined as positive or negative variances in performance appraisal ratings that impair the accuracy of the appraisal.
Here are some of the most typical Rating errors:
i) First Impression Error: This mistake happens when a management makes an initial judgment about an employee that they then use to make subsequent judgments about that person. The primary or primacy effect is another name for it.
ii) The Halo Effect: It happens when a rater places an excessive amount of weight on one performance aspect while assigning the same ratings to all other performance factors.
iii) Strictness or Leniency: Different managers give the same ratings to their employees, either low or high. These are referred to as strictness or leniency mistakes.
iv) Central Tendency Bias: Some managers take the safe route by ranking all of the staff on a scale of one to five. It could be done with the intention of avoiding the requirement for accurate scoring across two ends.
v) Recency Bias: Recent behavior often outperforms overall performance. Most people have a limited memory.
vi) Stereotyping: Stereotyping is the process of forming an unfounded generalization about a group's members' traits. The ability of a manager to make wise decisions is hampered by this.
vii) Contrast Effect: According to the contrast effect, comparing the highest or lowest value will exaggerate the difference.
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what does it cost per year (at 9 cents per kwh) for ten 150w recessed luminaires to operate if they are turned on for six hours per day?
The cost per year (at 9 cents per kwh) for ten 150w recessed luminaires to operate if they are turned on for six hours per day would be $150.
What is the cost?Cost is the expenditure required to create and sell products and services, or to acquire assets. When sold or consumed, a cost is charged to expense.
The cost concept underlies the transition of assets from the balance sheet to expenses in the income statement.
A cost may also be designated as a variable cost (the telephone cost tends to be vary with the number of employees) or as a fixed cost (lease of a building).
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which of the following shifts the short-run aggregate supply curve right? question 4 options: (a) an increase in the expected price level, but not (b) an increase in the price level greater than expected. both (a) an increase in the price level greater than expected and (b) an increase in the expected price level. (a) a decrease in the price level less than expected and (b) an increase in the expected price level. (a) an increase in the price level greater than expected, but not (b) an increase in the expected price level.
A decrease in the expected price level shifts the short-run aggregate supply curve right.
What causes a right-hand shift in the aggregate supply curve over the short term?In order to achieve a mix of lower inflation, more production, and reduced unemployment, the aggregate supply curve shifts to the right as productivity rises or the cost of essential inputs decreases.
What alters the aggregate supply line in the short term?We move along the SRAS curve as the price level changes and enterprises increase output in response. However, the SRAS curve will be shifted by any adjustment that alters production at every potential price level. These kinds of occurrences are referred to as "shocks" since they are unanticipated.
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a firm needs to ship 7 high-end computers worth $5000 each across the country. the cost to ship all of them by air and then final delivery by truck is $1000 from a 3pl. the combined air/truck shipment will take 3 days. the firm uses an in-transit holding cost of 0.22 of product value annually. if we assume 365 days per year, what is the total shipping and transit inventory cost of the shipment? (please round your answer to the nearest whole number) numeric response
The total shipping and the transit inventory cost of shipment is $1100.
What is an inventory?Inventory, often known as stock, refers to the goods and materials that a corporation keeps on hand with the aim to sell, produce, or use them. The basic goal of inventory management is to define the dimensions, configuration, and location of stocked goods. By widely defining work in process (or work in progress) as "any work which is or has occurred prior to the completion of production," the term inventory has been extended beyond manufacturing systems to service businesses and projects. The term "inventory" in the context of a manufacturing production system refers to everyone completed work, including raw materials, products that have partially finished, finished items that have yet to be sold, and finished goods which have left the manufacturing system.
Total cost=$5000*0.22=$1100
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What is the problem in transition economies?
The problem in transition economies is excessive use of specialized terms is one of the main the difficulties in translating economic texts.
The transition economy or transitional economy is an economy which is changing from a centrally planned economy to a market economy. Transition economies undergo a set of structural transformations intended to develop market-based institutions.
The transition economies suffered from a lack of entrepreneurs and entrepreneurship, which make it more difficult to reform their economies and promote market capitalism.
In addition, there was also a skill gap with few workers having the necessary skills required by employers in the newly privatised firms.
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the unearned revenue is the amount of cash received for services to be rendered in january 2017. interest payable will be paid on february 5, 2017. what are the total long-term liabilities shown on the balance sheet? $5,000 $21,000 $1,300 $5,400
Total long-term liabilities is option B - $21,000. The unearned revenue is the amount of cash received for services to be rendered .
Unearned revenue is money a person or business gets for a service or product that hasn't been delivered or provided yet. It can be described as a "prepayment" for goods or services that a person or business promises to provide to a customer in the future. The seller is responsible for the full amount of the revenue earned until the product or service is delivered as a result of this prepayment. This obligation is noted under current liabilities, as being settled in no less than a year is normal. The initial entry is a debit to the cash account and a credit to the unearned revenue account because unearned revenue is a liability for the recipient of the payment. The balance in the unearned revenue account is debited as a company earns revenue, while the balance in the revenue account is credit. On the balance sheet, the unearned revenue account is typically listed as a current liability.
Revenues and profits would initially be overstated and then understated for the additional periods during which they should have been recognized if a company did not deal with unearned revenue in this manner and instead recognized it all at once. Since revenues are recognized immediately while related expenses are not until later periods, this also breaks the matching principle.
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each time a payment is made on an installment note, the portion of the next payment associated with notes payable increases. this statement is
Each time a payment is made on an installment note, the portion of the next payment associated with notes payable increases. This statement is false.
The amount that a corporation owes its financiers, including banks and other financial institutions as well as alternative funding sources like friends and family, is shown on notes payable, which are long-term obligations. Since they are repayable after a year, albeit often within five years, they are considered long-term.
Promissory notes are used to secure debts known as notes payable. They are short-term obligations without a note, distinct from your accounts payable. Include all of the note payments due in the upcoming year as short-term liabilities on your balance sheet to determine notes payable. The rest is a long-term strategy.
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how would the selling price of hte bond be determined specificy how all items related to teh bonds would be presented in a balance sheet prepared immediately after the bond issue was sold
By applying a discount rate to the predicted cash flows, one may calculate the price of a bond. The time to maturity, credit quality, and supply and demand are the three main factors that affect the price of bonds on the open market.
The balance sheet's liabilities section contains the "Bonds Payable" line item. Bonds payable are seen as liabilities since they are financial instruments that foresee future cash outflows, such as interest costs and principal repayment. Bonds payable is a liability account that holds the sum that the issuer owes bondholders. Since bonds often mature over a longer period of time than a year, this account is typically seen in the long-term liabilities area of the balance sheet. plus the discounted value of the interest payments due every two years.
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Sam has decided to implement an od effort in his division to change the attitudes, stereotypes, and perceptions that several of the units have of each other. he wants to focus the training on the differences among the units. what type of od effort is sam implementing?
The same intergroup development effort is being used.
Which are the three major variables that influence perception?A wide range of factors might have an affect on how the perception is felt. Experience, emotional experience, and motivational state make up the three key factors. All of these factors, but especially motivation and emotion, have a big impact on how someone sees a situation.
What three components make into perception?The three stages of perception are sensory selection and stimulation, organization, and interpretation. These phases affect how we form perceptions of the world surrounding us even though we seldom ever are aware of them in detail.
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in the years preceding the great recession, there were three types of accommodative home loans programs for borrowers unable to qualify for standard home loans. the type that showed the least evidence of failure was:
The overall economy is strengthening, employment is expanding quickly, and housing and space are in higher demand. The people will begin to rebuild faith in the economy throughout the expansion phase.
The house that was bought with the money from the mortgage frequently serves as the collateral for loans. In order to recoup its losses on the loan, the lender may seize the goods or home specified as collateral if the borrower fails to make loan payments.
A sort of readvanceable mortgage is a collateral mortgage, which allows you to borrow additional money as you pay down your loan or if the value of your home increases. Your home equity will be used as security by your lender against your line of credit in order to accomplish this.
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If you're ____ , your house payment or rent is more than you can afford and still pay your other bills.
If you're house poor , your house payment or rent is more than you can afford and still pay your other bills.
The outstanding original balance of a mortgage, exclusive of interest or other fees. The four parts of a mortgage payment each month are principal, interest, taxes, as well as insurance (PITI).
The cost of living would be the sum of money required in a certain location and time frame to meet necessities including housing, food, taxes, and medical care.
The economic advantage of the mortgage interest deduction of such mortgage interest as well as real estate tax payments, which lowers federal income taxes, is one of the key benefits of home ownership. Many home purchasers prioritize personalization as well as stability of residence.
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bert is a manager for a small firm that was recently acquired by a larger company. in recent performance evaluations, employees from his previous firm were given higher ratings than employees from the new firm. which leadership theory best explains why this occurred?
Leader-member exchange theory best explains why this occurred.
The brain science of leadership and manners by which leaders can be best has generally been a subject of impressive interest, yet has drawn in even more prominent consideration throughout the course of recent many years. How leaders incorporate humor into their associations is a significant region of this examination since it frequently assumes a key part in how leaders speak with their representatives.
Leader-part exchange (LMX) theory recommends that leaders and followers foster novel connections in view of their social exchanges, and the nature of these exchanges inside an association can impact worker results (Graen and Uhl-Bien, 1995; Liden et al., 1997). Humor can be a contributing variable during such exchanges, and the recurrence (Hughes and Avey, 2009) and kind of humor (Wisse and Rietzschel, 2014) that leaders show can shape followers' view of their leader.
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the potential money multiplier is equal to a. m1 divided by m2. b. the reserve ratio multiplied by the actual money multiplier. c. 1 divided by the reserve ratio. d. required reserves divided by excess reserves.
The potential money multiplier is equal to c. 1 divided by the reserve ratio.
In essence, the money multiplier informs economists of the potential size of the money supply as surplus reserves at banks rise. The equation is 1 divided by the reserve ratio, r.
It is, in essence, r's reciprocal. The potential increase in the money supply is represented by 1/r when r is the reserve ratio for all the banks in an economy. The money multiplier increases as the minimum required reserve amount decreases.
By how many times a loan will be "multiplied," when it is used in the economy and then re-deposited in other banks, is determined by the money multiplier.
The total amount of M1 money supply created in the banking system is then calculated by multiplying the money multiplier by the change in surplus reserves.
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question 7 scenario 2 continued consider and respond to the following question. select all that apply. our data analytics team often uses external data. where can you access useful external data?
Assuming our data analytics team often uses external data, a location in which you can access useful external data include the following;
B. A public database.
D. An open-data website.
What is data?In Computer technology, data can be defined as any representation of factual instructions or information in a formalized and structured manner, especially as a series of binary digits (bits), symbols, characters, quantities, or strings that are used on computer systems in a company.
What are the types of data?In database management system (DBMS), there are two (2) major types of data and these include the following;
Internal data.External data.Generally speaking, external data can be defined as an information that originates and generated outside a business organization (company or firm) and it is readily available and accessible to the general public such as a public database or an open-data website.
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Complete Question:
Consider and respond to the following question. select all that apply. Our data analytics team often uses external data. Where can you access useful external data?
Sewati Financial Services database in the cloud.
A public database.
Sewati Financial Services website.
An open-data website.
a company requires 1800000 in sales to meet its net income target its contribution margin is 50% and fixed costs are 3000000 what is the company's target net income
The company's target net income is $60,000.
Sales to meet its net income target = (Fixed costs + Target Net Income (x)) / Contribution Margin Ratio
$1,80,0000 = ($300,000 + x) / .50;
$1,80,0000 ×2 = ($300,000 + x)
$3,60,000 = $300,000 + x
x = $60,000
x = $60,000(Sales to meet its net income target = (Fixed costs + Target Net Income (x)) / Contribution Margin Ratio) is $60,000
Contribution is the range of profits final in the end direct costs had been subtracted from sales. This the rest is the quantity available to pay for any constant charges that an enterprise incurs in the course of a reporting duration. Any excess contribution over fixed prices equals the profit earned.
it's far an accounting term that allows enterprise proprietors and executives to music product profitability. The contribution margin is essential to recognize as it indicates how a whole lot of a product's revenue is to be had to cover constant costs and make a contribution to the company's earnings. The difference, therefore, between contribution and earnings is that contribution shows the distinction between the income fee and variable costs for unique products. This then contributes to the constant charges and is going towards the profit of the business.
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