The estimated return on assets at 10 years would be 10.84%, at 24 years 10.43% and at 31 years 10.23%
To calculate 't' years
R(t) = t-1/n-1 * geometric return + n-t/n-1 * arithmetic return
where,
R = Return
t = number of years to estimate the return
n = number of observed years
geometric return = 9.1% or 0.091
arthimetic return = 11.1 % 0r 0.111
Here, n shall be held constant as 70 years,
Thus,
R(10)= [(10-1) / (70-1) * 0.091] + [(70-10) / (70-1) * 0.111] = 0.108391304347826 or 10.84%
R(24)= [(24-1) / (70-1) * 0.091] + [(70-24) / (70-1) * 0.111] = 0.104333333333333 or 10.43%
R(31)= [(31-1) / (70-1) * 0.091] + [(70-31) / (70-1) * 0.111] = 0.102304347826087 or 10.23%
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You are recognizing expenses for supplies used during a month. You started with $4,800 of supplies, debited the account $5,000 and now have a $2,100 balance. How much did you use?.
You started with $4,800 of supplies, debited the account $5,000 and now have a $2,100 balance. The amount of supplies you used is $7,700.
A debit is an accounting entry that either adds or decreases the value of an asset or expense account. In an accounting entry, it is to the left.
A credit is an accounting item that either adds or decreases the value of a liability or equity account. In an accounting entry, it is to the right.
In the given problem,
Started supplies (debit) = $4,800
Direct debit = $5,000
Balance = $2,100
Hence, the amount of supplies used is:
$4,800 + $5,000 - $2,100 = $7,700
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starting at a price of $30, if earthscience were to increase the price by 6%, will the quantity demanded decrease by more than 6%, by less than 6%, or by exactly 6%? explain.
As per the elasticity in demand, the price of the product is increased as 180%
Elasticity of demand:
In economics, elasticity of demand refers the change in demand due to the change in one or more of the variable factors that it depends on.
Given,
Here we have the starting at a price of $30, if earth science were to increase the price by 6%, will the quantity demanded decrease by more than 6%, by less than 6%, or by exactly 6%.
And we need to find the price of the product.
As per the given situation, the quantity demand will increase by
=> (30 x 0.06 = 1.8)
Then there must be 180% when the price elasticity of demand is 30 and the price increases by 5%.
Which state that when demand is inelastic (less than 1), an increase in the price will result in an increase in total revenue because the price increase more than offsets the decrease in quantity demanded.
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suppose the fed wants to increase the money supply by $1,000 billion to drive down interest rates and stimulate the economy. to accomplish this, it could lower the reserve requirement from 20 percent to
To drive down interest rates and stimulate the economy it could lower the reserve requirement from 20 percent to 10 percent.
Money supply- The entire amount of money owned by the public at a specific time is referred to as the money supply in macroeconomics. There are many ways to define "money," but common measurements often include circulation-level money and demand deposits.
Interest rate- An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.
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what would you do if you had a job and didn’t receive a w-2 form from your employer by the deadline?
If you didn't receive a w-2 form from your employer within the deadline then contact the Internal Revenue Service.
A w-2 form can be described as such a form that includes wages and taxes. This form is mandatory by the government of a country for every person that is employed.
A w-2 form has to be requested from the employer for which you are working. However, if the employer fails to provide you with a w-2 form, then you should contact the Internal Revenue Service as they deal with such matters. The internal revenue Service will ask for the w-2 form from the employer on your behalf.
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profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak standards, thus reducing their costs and increasing their profits. this phenomenon is called
Profit-seeking multinational companies shift their production from countries with strong environmental standards to countries with weak ones. This phenomenon is called race to the bottom.
The phrase "race to the bottom" describes a situation in which a corporation, state or country tries to undercut the prices of its rivals by compromising quality standards, worker safety or lowering labor expenses. Governments may engage in a race to the bottom in an effort to entice business or raise tax revenues. In an effort to draw investment, such as the construction of a new factory or corporate office, a jurisdiction could loosen rules or decrease taxes while compromising the interests of the general public.
Race to the bottom is a word used to describe unethical rivalry that has crossed ethical limits and may be harmful to the parties involved, even though there are appropriate ways to fight for financing and industry funds.
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Why is it important for insurance companies to have a large risk pool of people paying premiums?
Pooling is very beneficial due to the fact that the cost of health care could be high and they could lead to significant costs. Risk pooling would help to ensure that those that are in need would be able to afford it when necessary.
Now, According to the question:
It is important for insurance companies to have a large number of people paying premiums in order to have the higher costs than the needy would have to be offset by the lower costs of the less needy.
If a risk pool is larger than it is, it is very helpful because it would make the premiums to be more stable as well as to be more predictable.
Pooling is very beneficial due to the fact that the cost of health care could be high and they could lead to significant costs. Risk pooling would help to ensure that those that are in need would be able to afford it when necessary.
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companies often use more than one capital budgeting method to determine which capital investment to make.
a. true
b. false
True, companies often use more than one capital budgeting method to determine which capital investment to make.
The planning process for large investments in projects with extended lifespans and effects on multiple future time periods, including the procurement of new equipment. Making financial choices about a company's investment in long-term assets is known as capital budgeting. It entails carefully weighing risks and profits before approving or rejecting a potential investment option. The appraisal of investments is another name for this process.
Making decisions on the capital budget is an element of a company's entire financial management process. Capital budgeting decisions include things like building a new factory, buying large manufacturing equipment, or making a substantial investment in an outside company.
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inflated self-esteem, grandiosity, decreased need for sleep, excessive talking, flight of ideas, easily distracted, engaging in risky activities physical or financial.
Inflated self-esteem, grandiosity, decreased need for sleep, excessive talking, flight of ideas, easily distracted, engaging in risky activities physical or financial are the following symptoms of Bipolar Manic.
What exactly are bipolar illnesses?
Periods (or episodes) of significant mood abnormalities that have an impact on mood, thinking, and behavior are the hallmark of bipolar disorder, a mental health illness. Bipolar disorders come in two primary categories. Extreme mania and sadness are frequent symptoms of bipolar I illness. Hypomania, a less severe version of mania, is a component of bipolar II illness. Cyclothymic disorder is a third kind that is present.
How are bipolar disorders treated?Bipolar disorder is often a chronic condition with extremely varied and personal to each patient episodes. The course of treatment is complicated and frequently includes taking many medications. Although lifestyle changes, supplementary therapies, and talk therapy might be helpful, psychiatric drugs remain the cornerstone of treatment.
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a building with an appraisal value of $134,495 is made available at an offer price of $159,882. the purchaser acquires the property for $30,575 in cash, a 90-day note payable for $28,314, and a mortgage amounting to $56,449. the cost of the building to be reported on the balance sheet is
The cost of the building to be reported in the balance sheet is $115,338 as per the given appraisal value, mortgage and note payables
The cost basis of an investment or asset is the total purchase price which is used for tax purposes. The cost basic value is used to determine the capital gain tax which is the difference between its market value and cost basis.
The cost basis recorded in the buyer's accounting records to recognize this purchase will be:
Cost basis = Appraisal value + Note payable + Mortgage
Cost basis = $30,575 + $28,314 + $56,449
Cost basis = $1,15,338
So the cost bases that will be recognised for this purchase will be $115,338
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Which recovery core capability is implemented to return economic and business activities?
Regarding the key capability for economic recovery. In order to offer the community jobs, goods, and services, as well as greater living standards, support the recovery and resiliency of economic
business operations (including food and agriculture). The goal of economic recovery is to create new business and job possibilities that lead to a community that is economically sustainable while also restoring economic and business activities (including food and agriculture) to a healthy state.The goal of economic recovery is to create new business and job possibilities that lead to a community that is economically sustainable while also restoring economic and business activities (including food and agriculture) to a healthy state.
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what natural resource accounts for the majority of the cost of the food found on supermarket shelves?
The precise answer is oil. Oil is the natural resource that accounts for the majority of the cost of the food found on supermarket shelves.
According to a new analysis, a small number of significant corporations hold the main market share for close to 80% of the numerous supermarket products that regular Americans usually purchase.
Due to their size and power, these mega-companies are able to heavily affect what the 2 million American farmers cultivate, how much they are paid, what customers eat, and how much the cost of groceries is. In the grocery, barely 15 cents of every dollar we spend goes to the farmers. The remaining funds are used to process and advertise our food.
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Malcolm should have explained how each person could benefit from completing his or her part of the project, which would be using what influence tactic?A. apprisingB. ingratiationC. personal appealsD. consultationE. collaboration
Malcolm should have explained how each person could benefit from completing his or her part of the project, he was using apprising influence tactics. The correct answer is A.
Appraising is an influence tactic that refers to the process of making a task attractive by making it clear how completing the project will benefit you personally or professionally.
How do influence tactics work?Managers can use their influence to change employee attitudes, values, or behaviors. The actual strategy a leader uses will vary depending on the situation and the desired outcome. For example, middle managers employ different strategies to persuade both superiors and subordinates.
What do influencing techniques involve?People frequently attempt to lead and/or influence others using the 10 positive influence techniques—logical persuasion, legitimizing, trading, asserting, socializing, appealing to relationships, consulting, alliance-building, appealing to ideals, and modeling, according to studies.
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car manufacturers must meet certain emissions standards as dictated by the federal and state governments. this requirement is an aspect of which dimension of the general environment?
As car manufacturers must meet certain emissions standards as dictated by the federal and state governments. The requirement is an aspect of dimension of the general environment known as political-legal dimension.
What is the political-legal dimension?
The political-legal dimension of general environment refers to the philosophy of the political parties in power influences business practices. Often, the political-legal environment serves to define what organizations can and cannot do at a particular point in time.
In the general environment, the component of political/legal includes legislation, regulation, and court decisions that govern and regulate business behavior.
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Who benefits from our taxes?
The main beneficiary of taxes is the government of a country, but they administer the taxes to carry out a series of activities that benefit the people, such as:
Improvements to public roads.New schools.Creation of hospitals, among others.What are taxes?It is the amount of money that people must pay to the government to contribute to public expenses, the amount of taxes is increased in the products or services that people acquire.
Taxes are important because they are a source of income for countries, which allows for economic growth that generates benefits in countries.
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which step in personal selling refers to identifying potential buyers who have the need, willingness, ability, and authority to buy?
Finding prospective customers who have the need, desire, capability, and authority to purchase qualified leads is referred to as personal selling.
A salesman will use personal selling, a face-to-face sales method, to influence a customer to purchase a certain product by utilizing the abilities of their audience. To convince the buyer that the purchase will only be beneficial, the salesperson emphasizes each of the product's distinctive qualities.
However, persuading a customer to buy a product isn't always the aim of personal selling. Businesses commonly employ this tactic to let customers know about new products.
The company promotes its products through personal interactions. Salespeople are better at presenting a product to a potential customer because selling requires a human touch. Personal selling can be done through retail channels or direct-to-consumer methods.
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umpqua defines other financial institutions that perform banking services as their competitors. therefore they take a/an ___________ of its competition.
Umpqua defines other financial institutions that perform banking services as their competitors. therefore they take an advantage of its competition.
In order to attain a certain commercial goal, such as earnings, sales, or market share, businesses or sellers compete for the patronage of consumers. In this setting, the rivalry is frequently used to describe competitiveness. It is also described as a situation in which several economic enterprises compete to get items that are restricted by diverse market factors.
The majority of banks face competition from a range of other financial service providers, including trust companies, life insurance companies, financing businesses, federal and provincial credit unions, federal and provincial financial agencies, and financial technology firms.
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Peter started to deposit p5,000 quarterly in a fund that pays 1% compounded quarterly. How much will be in the fund after 6 years?.
$1,23822,88 is the amount of the fund that will be gotten after 6-years. To determine the fund that will be gotten, we compute it by use future value's formula.
Future value (FV) refers to the amount of concept that assigns a number to an asset based on estimated variables such as future interest rates or cashflows. Future value is used by investor to know how much their investment may be in five years given an expected rate of return.
From the scenario, we were informed that
Present value = 0
PMT = -5,000
I/Y (interest rate) = 0.25 ---> it is found by divided 1 and four (a fund that pays 1% compounded quarterly) 1/4
Number of periods (N) = 24 ---> 4 x 6
Annuity factor
((1+r)^n ) - 1 / r = 1,0025^24 / 0,0025 = 123514,09
(5000 x 1,0025^24) - 5000 = 308,79
Then,
The future will be:
FV = 123514,09 + 308,79 = $1,23822,88
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in the year 2009, troy's boat had a value of $24,000. when he bought the boat in 2006 he paid $28,000. if the value of the boat depreciated linearly, what was the annual rate of change of the boat's value? round your answer to the nearest hundredth if necessary.
The annual rate of change is $1333.33.
The annual rate of change can be calculated by dividing the difference between the initial value of the boat and the value of the boat after three years by the number of years.
In this case, the difference is $28,000 - $24,000 = $4000, and the number of years is 3.
Therefore, the annual rate of change of the boat's value is
$4000/3 = $1333.33. Rounded to the nearest hundredth,
Depreciation is an accounting technique for spreading out the expense of a tangible item over the course of its useful life. How much of an asset's value has been used is shown through depreciation.
It enables businesses to purchase assets over a predetermined length of time and generate income from them.
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servers in restaurants typically get paid an hourly wage (from the company) plus tips (from various customers). this type of compensation plan would be a combination of
Servers in restaurants typically get paid an hourly wage (from the company) plus tips (from various customers). this type of compensation plan would be a combination of fixed-ratio and variable-interval reinforcement.
What is compensation?
The entire amount of cash and non-monetary benefits you provide an employee in exchange for the job they perform for your company is known as compensation. It's often one of the highest costs for companies that employ people. Compensation goes beyond a worker's usual paycheck. It also contains a wide variety of additional pay and perks.
You must pay your employees if you have any. Thus, you decide on an hourly wage or compensation. However, you may also pay your staff in various ways. If so, you must ascertain if those additional wages qualify as compensation. Why? A crucial step in creating your compensation packages is understanding what constitutes compensation.
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an organization has a system in place that allows one salesperson to update contact information for a client, simultaneously updating the same information for all other employees.
A management information system is in place in a business that enables one salesperson to update client contact information while also updating the same information for all other employees, upholding organizational credibility and consistency.
What is Management information system?
The study of people, technology, organizations, and their relationships is known as management information systems (MIS). MIS specialists assist businesses in getting the most out of their investments in people, technology, and operational procedures.
MIS is a people-focused industry with a focus on providing services using technology.
Further both the management and the sales staff have access to concise and complete information thanks to the sales information. This knowledge of various summarization levels makes it possible to identify changes in market processes.
Therefore MIS served as the foundation for hasty and methodical strategic and operational decision making.
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a couple has decided to purchase a $200000 house using a down payment of $12000. they can amortize the balance at 11% over 20 years. a) what is their monthly payment? payment
A couple has decided to purchase a $200000 house using a down payment of $12000. they can amortize the balance at 11% over 20 years. Their monthly payment is $1962.403
The payment P is required to payoff a loan of V dollars borrowed for n payment periods of a rate of Interest i per payment period is :
[tex]P=V[\frac{i}{1-(1+i)^-^n}][/tex]
The loan is for $200,000 - $12,000 = $183,000
At i = 10/(100×12) = 0.00833 ≈ 0.0083%
for n = 15×12 = 180
P = 183,000 [ 0.0083/1-(1+0.0083)^-180 ]
P = 183,000 [ 0.0083/1-(1.0083)^-180 ]
P = 183,000 [0.0083/1-0.226]
P = $1962.40310077 ≈ $1962.403
Therefore, Their monthly payment is $1962.403
In order to maintain good standing with a credit card issuer, a borrower must make at least the minimum monthly payment on a revolving credit account each month.When compared to consumers who make more than the minimum payment each month, those who just make the minimum payment each month will end up paying more interest and taking longer to pay off their loans.As long as they are in good standing and have no delinquencies, revolving credit accounts let customers keep their balances open indefinitely.Learn more about Monthly payment, here
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When calculating cash flow, why is depreciation first subtracted but then added back in?a. Because it is not a real cash outflow but does create a tax deductible expenseb. Because it is an expense that can be immediately and fully deducted from the revenues of the firmc. Because it changes from negative to positive as the project moves forwardd. Because it serves to increase the amount of tax the firm will have to pay to the tax authoritiese. Because it has the unusual characteristic of switching signs in the middle of most projects
Depreciation is initially deducted from the cash flow calculation before being brought back because it doesn't actually result in a cash outflow but rather a tax deduction. The answer is (a).
Depreciation must be added back to net income to get the after-tax cash flow. Depreciation is a non-cash expense that simulates the loss of an asset's economic worth but does not include a cash outflow. It's easy. Depreciation is a non-cash item, hence it must be included in the operational activities portion of the cash flow statement along with other costs like amortization and depletion.
Depreciation is a non-cash expense that has been subtracted from revenue, so it must be added back to net income in order to calculate the cash flow from operations. Since depreciation is merely a continuous charge to a fixed asset's carrying value intended to lower the reported cost of the asset over its useful life, it is seen as a non-cash expense.
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Correct Question:
When calculating cash flow, why is depreciation first subtracted but then added back in?
a. Because it is not a real cash outflow but does create a tax deductible expense.
b. Because it is an expense that can be immediately and fully deducted from the revenues of the firm.
c. Because it changes from negative to positive as the project moves forward
d. Because it serves to increase the amount of tax the firm will have to pay to the tax authoritiese. Because it has the unusual characteristic of switching signs in the m
government deficit spending is a good thing because it lowers the amount of taxes that need to be collected.
Government expenditure that increases deficits will eventually require more taxes to cover interest costs. On the other hand, when there is a surplus in the budget, taxes eventually need to be reduced.
What occurs when the federal government adopts a deficit spending strategy?In deficit spending, the government uses borrowed funds to pay for relief and other initiatives that are typically intended to enhance the general economy rather than increasing taxes.
Why is spending by the government beneficial?Spending is frequently thought of as a tool to increase economic growth through the Fiscal Multiplier. According to this multiplier, an increase in government spending causes some indicators of overall economic output, like GDP, to rise.
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a person who changes jobs frequently, moves often, and always seems happier because of such changes is likely to be high in:
A person who moves frequently, changes jobs frequently, and always appears happier as a result is likely to be high in openness.
A person who moves frequently, changes jobs frequently, and always appears happier as a result is likely to be high in openness. It is where an individual is open-minded in different scenarios, they tend to receive or perceive things in the most positive way possible than accepting it negatively. They are the ones who welcomes new ideas and situations. It could be seen in the scenario above as the man seems happy despite of the changes in his life in which it shows that he accepts them in a positive way.
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when a retailer's advertising message shows how its products fit in with the consumer's everyday style of living, the retailer is said to be using a(n) approach.
When a retailer's advertising message shows how its products fit in with the consumer's everyday style of living, the retailer is said to be using a lifestyle approach.
What exactly do you mean by advertising?
A marketing strategy known as advertising involves purchasing real estate to advertise a good, bad, or intangible idea. Ads, as they are commonly known, are the real advertising messaging. Reaching the demographics most likely to be interested in purchasing a company's goods or services is the aim of advertising.
The primary objective of advertising is to increase the number of consumers who purchase your goods. To do this, you can utilise advertising to persuade consumers that your product is excellent, practical, or attractive.
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when revenue is greater than total expenses, resulting in a net income, the income summary account has a
The Income Summary account has a credit balance when revenue exceeds total expenses, producing a net profit, as indicated by the T account.
The outcome is net when revenue exceeds expenses.A corporation will record a net profit if its revenue exceeds its costs. It will record a net loss if its expenses outweigh its income.
What happens if total revenue exceeds total expenses?The business makes a net profit when revenues are higher than costs.
If the revenue for an accounting cycle is more than the expenses, what is the final entry for the income summary account?The closing entry involves debiting income summary and crediting retained earnings if a company's sales exceed its expenses. If the period results in a loss, the income summary account must be credited and retained earnings must be debited.
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1. Describe two rights and two responsibilities that you have as an employee.
2. Assume that you have been newly hired to a great company and you would like to keep your job. what are some of the strategies that you can demonstrate in order to keep your job in a competitive job market? In a paragraph or two, describe at least three of these strategies and give reasons why you believe they are important.
Employees have the following rights: Not to experience harassment or be treated unfavorably due to their race, color, religion, sex (including pregnancy, sexual orientation.
What do you mean by Compensation?
You have the right to get paid as an employee, but you also have a responsibility to do the job that your manager asks of you.As an employee, you have the right to work safely, but you also have a responsibility to act in a responsible and respectful manner so that you can simultaneously save your own life and the lives of others.The right to confer with others regarding job safety. workers' compensation rights. the appropriate to a just and fair workplace. a claim to equal remuneration and working conditions.The strategies for a job are as followsCompetitive compensation.Company culture. Community. Trust.To know more about Employee here
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the increase in a firm's revenues created by hiring an additional worker is called: the increase in a firm's revenues created by hiring an additional worker is called: marginal product. marginal product of labor. marginal revenue. marginal revenue of labor.
The increase in a firm's revenues created by hiring an additional worker is called: the increase in a firm's revenues created by hiring an additional worker is called: marginal product of labor.
The definition of a 'firm' inside the subject of economics is any agency that seeks to make earnings through manufacturing or promoting products or services – or both – to consumers. as an instance, one of the most commonplace makes use of this term is for 'regulation corporations,' which commonly promote offerings in relation to the regulation.
A company is a for-profit enterprise, commonly fashioned as a partnership that provides professional offerings, which include prison or accounting services. The concept of the company posits that firms exist to maximize income.
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which is an invisible barrier based on the prejudicial beliefs that underlie organizational decisions that prevent women from moving beyond certain levels within a company?
The glass ceiling is an invisible barrier based on the prejudicial beliefs that underlie organizational decisions that prevent women from moving beyond certain levels within a company.
What is a glass ceiling?A glass ceiling refers to a metaphor usually applied to women, used to represent an invisible barrier that prevents a given demographic from rising beyond a certain level in a hierarchy. No matter how invisible the glass ceiling is expressed, it is a difficult obstacle to overcome. The metaphor was first used by feminists about barriers in the careers of high-achieving women.
It was coined by Marilyn Loden during a speech in 1978.
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true or false: any efforts to create first-time customers through social media posting will likely require some form of paid distribution to supplement free posting.
The answer is true. Craigslist can be an easy way to find a few customers when you're just starting out. You create an ad and post it in your area. This way, local businesses looking for help will find you and get in touch with you.
For business accounts, include things like post, brands, trailers, and product or service features. This way, based on your first post, customers will have a good idea of your brand or product and how they can buy it. Listening more shows that you are paying attention and makes the other person feel heard. As Ann Demarais, founder of First Impressions, points out, people always remember how you made them feel.
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