Answer:
Is this what you mean?
These are the students from the Arts, av blabla
Name: Sarah, Cluster: Arts, AV Technology and Communications, Career: Graphic Designer, Future Workplace: Local design firm, Task: Creating visual designs for marketing materials
Name: Jack, Cluster: Arts, AV Technology and Communications, Career: Audio Engineer, Future Workplace: Recording studio, Task: Mixing and mastering audio tracks
Name: Emily, Cluster: Arts, AV Technology and Communications, Career: Video Editor, Future Workplace: Production company, Task: Editing and color grading footage
Name: David, Cluster: Arts, AV Technology and Communications, Career: Journalist, Future Workplace: News outlet, Task: Writing and reporting on current events
In our study of economic history we learned that price controls and market regulation were causing markets to stall. It led to a decision by government to deregulate markets. Review the selections below and choose the one which best describes market deregulation. Select the correct answer below: The removal of government controls over setting prices and quantities in certain industries. The legal, technological, or market forces that may discourage or prevent potential competitors from entering a market. A government rule that gives the inventor the exclusive legal right to make, use, or sell the invention for a limited time.The body of law including patents, trademarks, copyrights, and trade secret law that protect the right of inventors to produce and sell their inventions.
The one which best describes market deregulation--The legal, technological, or market forces that may discourage or prevent potential competitors from entering a market.
Option B is correct.
What is market deregulation?Deregulation is the reduction or elimination of government powers in a particular industry, usually enacted to promote competition within the industry. Over the years, the battle between proponents of regulation and proponents of government non-interference has changed the landscape of the market.
Who benefits from deregulation?It generally lowers the barriers to entry into the industry, helping to increase innovation, entrepreneurship, competition and efficiency. This translates into lower prices and better quality for customers. Manufacturers have less control over their competitors, which may facilitate market entry.
Why is deregulation good for the economy?Increased competition spurs increased efficiency, leading to lower costs and prices for consumers. In some markets, such as airlines and telecoms, deregulation has enabled more business and lower prices for consumers.
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since contingent workers are already specialists in a particular task, the hiring firm does not customarily incur which of the following?
Because contingent workers are already specialists in a particular task, the hiring firm doesn't customarily incur training costs.
Contingent workers are the ones who work for organizations without being hired as employees. Contingent workers may temporarily provide their services under a contract or on an as-needed basis. Contingent workers are often hired to complete a specific project, rather than accepting an ongoing and open-ended workload as a permanent employee does.
Independent contractors, freelancers, consultants are all examples of contingent workers.
Training is usually minimal for contingent workers since they are already experts or experienced in their own fields.
The question's multiple choices are probably these:
a) relocation expensesb) start-up costsc) training costsd) travel expensesIn that case, option c is the correct option.
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an emergent strategy is one: question 14 options: that relates to emergent markets such as china that occurs when a firm sees an unexpected opportunity and takes advantage of it
An emergent strategy is one: that occurs when a firm sees an unexpected opportunity and takes advantage of it.
What is a Emergent Strategy?
An emergent strategy is one that results from spontaneous internal organizational actions and efforts.The organization is given a feeling of purposeful direction by deliberate strategies. Emergent strategy suggests that a company is still figuring out what works in the real world. Combining emergent and deliberate tactics in some way will aid in course control and promote learning inside the organization.The economy is the most obvious example of an emergent system developed by people; it manifests characteristics that no one person could control. We frequently consider markets to be little more than the location where buyers and sellers conduct business.To know more about Strategies here
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The three models of corporate Governance and which one is the best
Three models of corporate governance models across the globe are distinguished as Anglo-american model, the German model and the Jampanese model.
[The following information applies to the questions displayed below.]
Raphael Corporation's balance sheet shows the following stockholders' equity section.
Preferred stock-5% cumulative, $ par value, 1,000 shares authorized, issued, and outstanding
Common stock-$ par value, 4,000 shares authorized, issued, and outstanding
Retained earnings
Total stockholders' equity
$ 50,000
80,000
150,000
$ 280,000
2. If two years' preferred dividends are in arrears at the current date and the board of directors declares cash dividends of $11,500,
compute the total amount paid to (a) preferred shareholders and (b) common shareholders.
Total amount paid to the preferred shareholders
Total amount paid to the common shareholders
If two years' preferred dividends are in arrears at the current date and the board of directors declares cash dividends of $11,500, The total amount paid to preferred shareholders is $5,000 and the Total amount paid to the common shareholders is $6,500.
How to find the preferred and common stock?Preferred Stock dividend = $50,000 x 5%
Preferred Stock dividend= $2,500
Preferred Stock:
Preferred Stock = $2,500 + $2,500
Preferred Stock = $5,000
Common stock:
Common stock = Cash dividend - Preferred stock
Common Stock = $11,500 - $5,000
Common Stock = $6,500
Therefore the total amount paid to the preferred shareholder is $5,000 and common shareholders is $6,500.
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number 4 thank you. nn jb
The unpaid balance after 1 year to the couple who borrow $ 90, 000 for 25 years, with monthly payments of $579.87 is $ 88, 140.24.
The amount of interest paid by the couple in the first year is $ 5, 356.21.
How to find the unpaid balance ?To find the unpaid balance, first convert the periods to months:
= Total months for loan - months in first year
= ( 6 x 12) - 12
= 288 months
The interest is :
= 6 % / 12
= 0.5%
The amount remaining after the first year is :
= (579.87 x ( 1 - ( 1 + 0.5%) ²⁸⁸ ) ) / 0.5%
= $ 88, 140.24
The interest to be paid for the year is therefore :
= ( 12 x 579. 87 ) - ( 90, 000 - 88, 140.24)
= $ 5, 356.21
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which of the following taxpayers may qualify for the premium tax credit? each purchased health care coverage through the healthcare marketplace, and each received form 1095-a, health insurance marketplace statement. none received unemployment income. alanis. she files single and her tax liability is zero. caleb. he and his spouse file married filing separately, but live in the same house. jordan. he files head of household and was eligible for employer-sponsored coverage, but he chose not to enroll in the plan because it would have cost him 5% of his household income. sydney. she files single and will be claimed as a dependent on her grandmother's return.
The Premium Tax Credit is only available to those who purchase insurance through the Marketplace. You should receive a Form 1095-A, often known as the "Health Insurance Marketplace Statement," if you purchased your policy there.
A copy of the form is also given to the IRS. If you or a member of your family is enrolled in health insurance through the Marketplace, you may be eligible for a premium tax credit. Each will utilize the solitary filing status. Each person bought health insurance.
For years other than 2021 and 2022, your household income must not exceed 400 percent of the federal poverty level for your family size in order to qualify for the premium tax credit, though there are two exceptions for people with disabilities.
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Jeffrey has just been promoted to human resource manager and already has
some big decisions to make. His biggest goal is to boost morale within the
workplace. Which plan of action should he take to fall in line with this?
OA. Hire more permanent employees
OB. Create new positions
OC. Hire temporary workers
D. Promote deserving employees
Answer: D. Promote deserving employees
Jeffrey has just been promoted to human resource manager and already has Promoted deserving employees. The appropriate response is option D.
What is a role of human resource manager?The Human Resource Manager will oversee the regular duties of the Human Resources (HR) division, including hiring and conducting interviews, paying employees, handling leave requests, and enforcing business regulations and procedures.
The strategic method of developing and assisting people and providing a pleasant work environment is known as human resource management. Although its duties vary across various organizations and industries, they often involve hiring, paying and providing benefits, providing training and development, and managing employee relations.
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jordan corporation produces products x and y from a single input in a joint production process. total joint processing costs are $200,000.
Based on the information above Jordan corporation produces products x and y from a single input in a joint production process and total joint processing costs are $200,000, the products should be processed further
Yes (Product X)No (Product Y)What are joint products?Joint products аre two or more products thаt аre generаted within а single production process. They cаn’t be produced sepаrаtely аnd will incur undifferentiаted joint costs. Joint products cаn’t be sepаrаted until а specific 'split-off point' or 'sepаrаtion point'. From this point onwаrds, the two products cаn be processed individuаlly.
Based on the information above, to allocate joint costs based on the products’ sales value, we should calculate the total production costs up until the split-off point - this might include direct labour costs, as well as raw materials and overheads.
Thus, the product that should be processed further is Product X.
Your question is incomplete, but most probably your full question can see in the Attachment.
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saving for education expenses is an important financial goal for many families. taxpayers often seek tax-advantaged ways to fund education costs for their children, grandchildren, or other beneficiaries. all of the following are savings vehicles that enable investment earnings to grow tax-free when the funds are used to pay qualified education expenses except: coverdell education savings account. education savings bond program. qualified tuition program. target-date mutual fund held in a standard investment account.
Answer: Target Date mutual fund held in a standard investment account.
Explanation: Target Date Funds
A number of companies offer “target date retirement funds,” sometimes referred to as “target date funds” or “lifecycle funds.” Target date funds, which are often mutual funds, hold a mix of stocks, bonds, and other investments. Over time, the mix gradually shifts according to the fund’s investment strategy. Target date funds are designed to be long-term investments for individuals with particular retirement dates in mind. The name of the fund often refers to its target date. For example, you might see funds with names like “Portfolio 2030,” “Retirement Fund 2030,” or “Target 2030″ that are designed for individuals who intend to retire in or near the year 2030. Most target date funds are designed so that the fund’s mix of investments will automatically change in a way that is intended to become more conservative as you approach the target date. Typically, the funds shift over time from a mix with a lot of stock investments in the beginning to a mix weighted more toward bonds. Target date funds are often available through 401(k) plans. Some 401(k) plans use these funds as the default investment for plan participants who have not selected their investments under the plan. Both before and after investing in a target date fund, consider carefully whether the fund is right for you.
https://www.investor.gov/introduction-investing/investing-basics/investment-products/mutual-funds-and-exchange-traded-6
fill in the blank: by borrowing $2500 less per year for four years of college at 6% interest on a standard repayment plan, you can save roughly in total student loan costs
$15,500, by borrowing $2500 less per year for four years of college at 6% interest on a standard repayment plan, you can save roughly in total student loan costs
Calculate student loan interest rate:
To calculate the amount of interest that is accrued everyday, multiply the yearly interest rate on your loan by 365. Take the example of a $10,000 loan with a 5% yearly interest rate. To get a daily interest rate of 0.000137, divide that rate by 365 (i.e., 0.05 365).
You would divide 0.06 by 12 to obtain 0.005 if you had a monthly payment schedule and an interest rate of 6%. To calculate the amount of interest you will be required to pay that month, multiply that amount by the outstanding loan balance. The initial interest payment for a loan with a $5,000 amount would be $25.
Use a calculator to figure out daily interest:The daily periodic rate may be calculated by multiplying the annual percentage rate (APR) by 360 or 365, depending on your issuer. 19.99% divided by 365 equals 0.0548%.
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True orfalse : in the case of installment notes, interest expense is calculated as a constant percentage of the carrying value.
True, in the case of installment notes, interest expense is calculated as a constant percentage of the carrying value.
What is interest expense?
An interest expenditure is the cost incurred by a company to borrow money. The income statement item of interest expenditure is a non-operating item. It denotes the interest owed on all outstanding borrowings, including bonds, loans, convertible debt, and credit lines. To put it simply, it is calculated by multiplying the interest rate by the outstanding principle balance of the debt.
The amount of interest expenditure on the income statement represents interest accumulated over the reporting period as opposed to the amount of interest paid during that time. For enterprises, interest expenses are tax deductible; however, depending on the jurisdiction and the loan's purpose, it may not be the same for individuals.
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in the behavioral approach to managerial control, a company's widely shared values and beliefs guide worker's behavior and decisons. true or false?
False, In the behavioral approach to managerial control, a company's widely shared values and beliefs guide worker's behavior and decisions.
What is the central concept of the behavioral approach?Because human behavior is learnt, it is possible to unlearn it and adopt other behaviors in its stead. Behaviorism is primarily concerned with observable and measurable aspects of human behavior. As a result, when some habits become inappropriate, they can be unlearned. Positive reinforcement is a common example of behaviorism. If a student scores 100% on their spelling test, they get a tiny treat. Students will work hard and study for their tests in the future in order to receive the reward. Behavioral Learning Theory is a school of thinking that holds that individuals learn by connecting a stimulus with either a reward or a punishment. This learning theory is useful in understanding how to inspire humans to learn (your staff).
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which of the following ratios indicates the percentage of each sales dollar that is available to cover fixed costs and to provide a profit
The ratios that indicates the percentage of each sales dollar that is available to cover fixed costs and to provide a profit is Margin of safety ratio. The correct answer is A.
First off, the term "Margin of Safety" refers to a ratio used in the business and accounting worlds to identify the point at which a company knows it must sell as a matter of obligation because at that time, the company can be certain that its fixed costs have been covered and every subsequent sale will result in a profit. Because of this, the ratio shows what portion of each dollar of sales can be used to pay for those expenses.
Your question is incomplete but most probably your full question was
Which of the following ratios indicates the percentage of each sales dollar that is available to cover fixed costs and to provide a profit?
A. Margin of safety ratio
B. Costs and expenses ratio
C. Profit ratio
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shift the horizontal international price lines (p1 and p2) to show the equilibrium that the two countries will reach with free trade. all prices have been converted to u.s. dollars.
The exchange rate at which the quantity of a currency demanded and supplied are equal is known as the equilibrium exchange rate.
Equilibrium exchange rate:The term "equilibrium" used by economics simply refers to the point at which the forces of supply and demand have completely aligned. the same product at the same price in the same amount.
That economists see the "price" of another country's currency as just another factor that can attain equilibrium should thus come as no surprise.
Meaning of Equilibrium Exchange Rate:
The demand for and supply of a currency must be understood in order for us to fully comprehend what an equilibrium exchange rate means. Let's talk about what could affect the supply and demand of the USD and JPY in this situation.
In this two-country scenario, buying USD requires selling JPY, and buying JPY requires selling USD. In other words, since you can only purchase or sell a currency by exchanging it for another, you can only purchase JPY by supplying or selling USD, and you can only purchase USD by supplying or selling JPY.
Determinants of Equilibrium Exchange Rate:So what factors into the USD demand? Well, at the risk of repeating the obvious, demand for USD arises when individuals desire to purchase financial assets, services, and goods made in the United States. In other words, since all products, services, and financial assets sold in the US are priced in USD, USD is required to purchase them.
Shift in the demand curve for a currency:Let's suppose the American government made the decision to raise interest rates. Since a government bond is a financial asset whose return, or interest rate, has recently increased, this would move the demand for USD to the right as seen in Figure 4 below. As we know, one of the components of a currency's demand comprises that nation's financial assets. In other words, when Japanese investors convert JPY into USD to purchase more U.S. Bonds, demand for USD rises on the foreign currency market.
Government Policy Effects on Equilibrium Exchange Rates:
Let's say the U.S. Central Bank chooses to implement an interest rate increase as part of its monetary policy. Since it is well known that demand for financial assets makes up a significant portion of the trade between Japan and the United States, and since U.S. Bonds are currently more appealing due to their higher interest rate or improved return, this will result in an increase in capital flows into the United States and an increase in the demand for the US dollar. Additionally, since U.S. bonds are more appealing to Americans, there will be a drop in USD capital flows out of the country, lowering the USD supply.
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jose is starting a mexican restaurant. he plans to borrow money to buy a building to house the restaurant. which of the following will jose most likely use to finance the building?
According to the declaration, Jose would probably utilize a secured, long-term bank loan to pay for the structure.
What is finance?The method of generating cash or finances for any type of spending is known as finance. It's the act of directing different financial resources—such as credits, loans, and invested capital—to that sectors of the economy that most require them or can use those best effectively.
Is college finance challenging?A major in finance may be extremely challenging. It is significantly more difficult than other degrees in the liberal arts, including history and philosophy but it isn't as difficult as majors in "STEM" (science, technology, engineering, and math).
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can we stop thinking
Answer:
No we can't
Explanation:
because when you are questioning about can we stop thinking you are thinking that's why this question pop up in your mind . so , practically you are thinking while you are trying to think
Which of the following techniques listed below are not appropriate to use during a passive reconnaissance exercise against a specific target company?A.BGP looking glass usageB.WHOIS lookupsC.Registrar checksD.Banner grabbing
The following banner grabbing methods should not be used in a passive spying operation against a particular target company.
What does the term "company" mean?A collective of individuals can form a legal entity called a corporation to run and manage a commercial or industrial business. A firm may be formed up in a number of ways for tax and potential obligation reasons depending on the corporate law of its jurisdiction.
When was a company established?The following measures are all required during the registration phase and include: Association Articles: A Understanding Memorandum must be signed by the company's founders (MoA). A public company must employ a minimum of ten employees, whereas a private company just needs two.
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a class of stock for which there is no minimum legal capital is called: multiple choice no-par stock. noncumulative stock. callable stock. discounted stock. convertible stock.
A class of stock for which there is no minimum legal capital is called a no-par stock. The Option A is correct.
What is a no-par stock?A no-par value stock is usually issued without a par value and its value is determined by the price investors are willing to pay on the open market. The main advantage of no-par value stock is that companies can then issue stock at higher prices in future offerings.
It is normally issued without the specification of a par value indicated in a company's articles of incorporation or on its stock certificates. Most shares issued are classified as no-par value stock where the prices of the latter are determined by the amount of cash investors are willing to pony up for the stocks on the open market.
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In the long run, government subsidies that promote the development of technology with widespread business applications will have which of the following effects?A. A negative supply shock and lower price levelB. A negative supply shock and lower economic growth rateC. A positive supply shock and lower price levelD. A positive supply shock and lower economic growth rateE. A lower aggregate demand and lower price level
In the long run, government subsidies that promote the development of technology with widespread business applications will have a positive supply shock and lower price level.
What are supply and demand shocks?A demand shock happens when demand changes unexpectedly and suppliers are unable to adapt soon enough. A supply shock, on the other hand, occurs when supply changes unexpectedly (often a sudden reduction, although supply shocks also exist when there is a glut). A beneficial supply shock is a sudden surge in supply that causes the short-run aggregate supply curve (SRAS) to move to the right, resulting in lower prices and higher real GDP. Lower costs derive from favorable supply shocks. Price reductions. Monetary inflation is one positive supply shock that might have a negative impact on output.
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a limited liability company (llc) combines the tax advantages and management flexibility of a blank with the limited liability of a(n) blank . multiple choice question.
A limited liability company (LLC) combines the tax advantages and management flexibility of a partnership with the limited liability of a corporation.
About Limited Liability CompanyLimited Liability Company ( LLC) , Dutch: Naamloze Vennootschap) is a legal entity to run a business that has capital consisting of shares, whose owners have as many shares as they own. Because the capital consists of tradable shares, changes in company ownership can be made without dissolving the company.
A limited liability company is a business entity and the amount of the company's capital is listed in the articles of association. The company's assets are separate from the personal assets of the company owner so that they have their own assets. Everyone can have more than one share which is proof of company ownership. Shareholders have limited liability, namely the number of shares owned. If the company's debt exceeds the company's assets, then the excess debt is not the responsibility of the shareholders. If the company makes a profit, the profit is distributed according to the stipulated conditions. Shareholders will receive a share of profits called dividends, the amount of which depends on the size of the profits earned by the limited liability company.
Apart from coming from shares, LLC capital can also come from bonds. The advantage that bond owners get is that they get fixed interest regardless of the profit or loss of the limited liability company.
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The opportunity cost of holding money Suppose you've just inherited
$5,000
from a relative. You're trying to decide whether to put the
$5,000
in a non-interest-bearing account so that you can use it whenever you want (that is, hold it as money) or to use it to buy a U.S. Treasury bond. The opportunity cost of holding the inheritance as money depends on the interest rate on the bond. For each of the interest rates in the following table, compute the opportunity cost of holding the
$5,000
as money. What does the previous analysis suggest about the market for money? The quantity of money demanded decreases as the interest rate rises. The supply of money is independent of the interest rate. The quantity of money demanded increases as the interest rate rises.
The opportunity cost of keeping the inheritance as cash is influenced by the bond's interest rate. in each area of interest. Let's say you recently received $10,000 from a relative.
Whether or not to deposit the $10,000 in a non-interest bearing account is something you must determine. Opportunity costs are by definition invisible, making it simple to ignore them. Recognizing potential missing chances for businesses. The Guide should be used to create your payee system and the savings or checking account that a representative payee maintains.
Treasury note The opportunity cost of keeping the inheritance as cash is influenced by the bond's interest rate. Calculate the opportunity cost of retaining the $5,000 in cash for each interest rate in the accompanying table.
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A salesperson wanting a more insightful classification method should use single-factor analysis rather than portfolio analysis. *
True
False
In contrast to portfolio analysis, which is true, a salesman seeking a more insightful categorization approach should employ single-factor analysis.
A salesman does what sort of work?A sales position is trying to persuade clients a purchase a product or service. Many companies rely need sellers to market their goods and services, so individuals who desire to work in sales have a variety of job options at their disposal.
Is working in sales a good job?Yes, a job in sales is fantastic. Salespeople frequently have just a clearly defined career path inside their firms and the chance to achieve a high pay. The best part is that anyone can work in sales. All that need is the motivation to improve your sales abilities and also the desire to be successful.
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according to porter's model, which of the following is not one of the competitive forces that business organizations typically face?
One of the competing factors that corporate organizations often encounter is not the threat of governmental regulation.
What constitutes a business?An organization or entrepreneurial entity engaging in economic, industrial, other professional activities is referred to as a business. Businesses can indeed be for-profit corporations or charitable institutions. Limited liability firms, proprietorships, partnerships, and partnerships are among the several forms of businesses.
Why does a company succeed?One of reasons why small firms typically succeed is because they reach out to customers. Successful businesses are good at staying inside their budgets. They have a lot of skill managing cash flow. Every business must make sure there's really in the bank as cash flow is crucial to success.
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a single-payment cash flow is received multiple choice question. one time in the future. multiple times in the future, but only one time a year. multiple times in the future.
A single-payment cash flow is received one time in the future. A single payment (received or made) made today or at a later date.
What is lump sum cash flow?A term commonly used in present value calculations to distinguish between a lump sum cash payment and an annuity (or series of equal payments).
What is the present value of a one-time payment?The present value of an individual amount is defined as the present value of a single payment or series of payments to be received at a future date, subject to certain timing adjustments based on assumptions about interest rates and inflation.
What is the future value of a single cash flow?The future value of an individual cash flow is its value after accumulating interest over a period of time. The future value of a series of cash flows is the sum of the future values of the individual cash flows.
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Retail Company is located in Seattle, Washington, where the city and the state have minimum wage laws. Retail pays its starting employees the legal minimum rate, which, among the governing laws, isa.the state minimum wage.b.the highest minimum wage.c.the federal minimum wage.d.the city minimum wage.
Retail Company is located in Seattle, Washington, where the city and the state have minimum wage laws. Retail pays its starting employees the legal minimum rate, which, among the governing laws, is the highest minimum wage. Option B.
What is minimum wage?An employee may not legally sell their labor for less than the minimum wage, which is the lowest compensation a business may pay their staff. The majority of nations had implemented minimum wage laws.
Critics contend that the federal minimum wage does not satisfy this benchmark and falls short of the living wage since it has not kept pace with inflation since the late 1960s.
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Answer:
aggregate demand are long-lived. b. policy affects aggregate demand with a lag, and the effects on aggregate demand are long-lived
Explanation:
Which of these are advantages of increasing your market
share? (Select three answers.)
Building your reputation
Inspiring competition
Limiting capacity
Lowering costs through economies of scale
Increasing sales in slow markets
Unprofitable customers
Answer:
The three advantages of increasing market share are as follows:
Explanation:
1. Building your reputation:
Reputation in business terminology is called "Goodwill". Goodwill is measured in monetary terms and is shown on the assets side of the balance sheet. Higher goodwill indicates a higher reputation of the firm which in turn attracts potential buyers of the shares.
2. Lowering costs through economies of scale:
Lowering costs through economies of scale maximizes the profit, and the higher profits higher the dividends, and the higher dividends increase the demand for shares in the market.
3. Inspiring competition:
Inspiring competition tells the external and internal users of the company what makes them different from its competitors and when you stand unique from others in the market the market price of the share increases.
which of these hud programs allows mortgage lenders to obtain a better price for their mortgage loans in the secondary mortgage market?
These HUD programs allows mortgage lenders to obtain a better price for their mortgage loans in the secondary mortgage market by mortgage insurance for house loans is provided by the FHA (Community Development Block Grant).
What is a mortgage?
A mortgage is a contract between you and a lender that grants the lender the right to seize your property in the event that you are unable to repay the loan amount plus interest.
The value of an existing property may be used as collateral for a mortgage loan to help you purchase a new home.
Seven criteria to check for when getting a mortgage
The loan's size is one.The interest rate and any points attached to it.The expenses paid to the lender as part of the loan's closing costsThe Annual Percentage Rate (4.0%) (APR)The interest rate type and its flexibility (is it set or adjustable?)The loan duration, or the amount of time you have to pay back the loanWhether the loan includes any additional dangerous provisions, including a pre-payment penalty, a balloon clause, an interest-only period, or negative amortisationTo learn more about mortgage from the given link
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which of these hud programs allows mortgage lenders to obtain a better price for their mortgage loans in the secondary mortgage market?
The Drogon Co. just issued a dividend of $3.05 per share on its common stock. The company is expected to maintain a constant 6.3 percent growth rate in its dividends indefinitely If the stock sells for $61 a share, what is the company's cost of equity? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) Cost of equity 11.62%
The Drogon Co. just issued a dividend of $3.05 per share on its common stock. If the stock sells for $61 a share. Required rate or cost of equity is 11.62 %
Expected Div after 1 year = Just Paid Div (1 + growth rate)
= $ 3.05 * (1 + 0.063) = $ 3.24
Expected Div after 1 year is $ 3.24
Required Ret = [ Expected Div after 1 year/ Price Today] + Growth Rate
= [ 3.24 / 61] + 0.063 = 0.1162
What is cost of equity?
The return needed by either a business or an individual to justify an investment in equity is known as the cost of equity. Either the CAPM or the dividend capitalization model is used to calculate the cost of equity.
How is the cost of equity determined?
Divide the annual dividends per share by the current stock price to obtain an estimate of the cost of equity, and then include the dividend growth rate. The capital asset pricing model, in contrast, takes into account the investment's beta as well as the predicted market and real rates of return.
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with blank selling, the salesperson is an expert on problem recognition and resolution, and novel solutions often arise, thereby creating unique value for the customer.
In partnership selling, the salesman is an authority on identifying and solving problems, and new solutions frequently surface, producing special value for the client.
What does a salespeople do?Simply said, a sales representative promotes a company's brand while selling their goods or services. From the sales lead outreach until the actual purchase, they manage client connections and function as the primary point of contact.
What makes a good salesperson?A competent salesperson has much more to give customers than just an engaging pitch; they are upbeat, resilient individuals who spend the time to learn about their clients' requirements, demonstrate empathy, then trade in a product with assurance.
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